# California BanCorp share price today (California BanCorp, BCAL)

> California BanCorp's earnings have grown faster than its share price. Earnings per share grew +777.3% in a year while the price moved +17.8%. BCAL · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/bcal

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## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $22.19 (+17.8% in a year)
- P/BV: 1.2× (higher than 95% of the last 5.3 years)
- Revenue (Jun 2026): $44.2 M (−1.6% on a year ago)
- Profit (Jun 2026): $14.3 M (+1.4% on a year ago)
- Net margin: 32.4% (+1.0 points on a year ago)
- ROE: 10%, FY25
- ROA: 1.43%, latest

The main question: yearly earnings per share moved +777.3% while the share price moved +17.8%. ## What is the California BanCorp share price today? California BanCorp's share price was $22.19 at the close on 4 November 2026. It has been rising for 33 weeks. That is 11.4% above its average price over the last 200 trading days. In the last 52 weeks it traded between $17 and $22, and at that close it was at the high of that range. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 10 years the share price moved +161% while the S&P 500 moved +237%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does California BanCorp pay? California BanCorp has 3 quarters of declared dividends on file, too few for a 12-month total. The most recent declaration was $0.10 for Jun 2026. California BanCorp declared a dividend in 3 of the last 12 reported quarters, most recently $0.10 for Jun 2026. That is fewer than four quarters, so no 12-month total is shown. ## Which stock lists is California BanCorp on? California BanCorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is California BanCorp profitable? California BanCorp earned $14.3 M of net profit in the Jun 2026 quarter, +1.4% on the same quarter a year earlier. Full-year FY25 profit was $63.1 M. Over 4 years profit has grown 55.8% a year on average. That is 32.4% of the quarter's revenue. The same quarter a year earlier earned $14.1 M. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $63.1 M (+1,060.6% on the year before). Why profit moved: revenue changed −1.6% on a year earlier and the margin moved +1.0 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed −6.3% and revenue +47.6%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does California BanCorp make, and is it growing? California BanCorp reported $44.2 M of income in the Jun 2026 quarter, −1.6% on the same quarter a year earlier. Over 4 years it has grown 29.2% a year on average. The last full year, FY25, came in at $189 M. The last four reported quarters add to $184 M. FY25 revenue was $189 M, +78.2% on the year before. Recent pace: the last four quarters grew +47.6% on average, against 29.2% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +16.6%, against +45.3% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +92.6%, against +93.4% a year (stabilising). ## How much does California BanCorp keep from what it earns? California BanCorp's net margin was 32.4% in the Jun 2026 quarter, 1.0 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between 5.1% and 33.4%. The latest quarter is within that range. Across 5 years it has been between 5.1% and 33.4%, and FY25's 33.4% is the highest of them. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold. ## How many of California BanCorp's loans have gone bad? California BanCorp does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is California BanCorp's loan book growing? California BanCorp's revenue was $189 M in FY25, +78.2% on the year before, so the loan book is growing. The latest quarter was −1.6% on a year earlier. The net margin on that income is 32.4%, +1.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is California BanCorp's P/BV ratio, and how does it compare with its own history? California BanCorp's P/BV is 1.2×, near the high end of its own history: higher than 95% of past readings. Its usual P/BV (the middle reading) is 1.1×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 10% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +17.8%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved +7.5% a year; about +6.8% a year came from book-value growth and about +0.7 percentage points from the multiple (roughly no change). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the California BanCorp business getting better or worse? California BanCorp's business is giving mixed signals. Growth has been steadily positive, but ROE at 10.3% is below the 12% level needed to call it steady growth. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does California BanCorp earn on its equity and assets? California BanCorp earned a return on equity of 11% in FY25. Its lowest yearly reading on file was 1% in FY24. On its assets, every $100 earned about $1.43, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 55.8% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does California BanCorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the California BanCorp shareholding pattern? 4.2% of California BanCorp's tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.1 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is California BanCorp from balance-sheet trouble? For California BanCorp, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does California BanCorp rank in its industry? There is no score against its industry: California BanCorp is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is California BanCorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to California BanCorp in size? California BanCorp is the 187th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: Community West Bancshares, Capital Bancorp, Inc. and Bar Harbor Bankshares. Just below it: Red River Bancshares, Inc., Midland States Bancorp, Inc. and ACNB Corporation. ### Banks - Regional companies close in size

1. [Community West Bancshares](https://www.sectoralpha.in/us/stocks/cwbc) $726 million
2. [Capital Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/cbnk) $715 million
3. [Bar Harbor Bankshares](https://www.sectoralpha.in/us/stocks/bhb) $713 million
4. California BanCorp $709 million
5. [Red River Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/rrbi) $709 million
6. [Midland States Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/msbi) $696 million
7. [ACNB Corporation](https://www.sectoralpha.in/us/stocks/acnb) $686 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Empresa Distribuidora y Comercializadora Norte Sociedad Anónima](https://www.sectoralpha.in/us/stocks/edn) $712 million · Utilities - Regulated Electric
2. [XOMA Royalty Corporation](https://www.sectoralpha.in/us/stocks/xoma) $710 million · Biotechnology
3. California BanCorp $709 million
4. [Donegal Group Inc.](https://www.sectoralpha.in/us/stocks/dgica) $709 million · Insurance - Property & Casualty
5. [Red River Bancshares, Inc.](https://www.sectoralpha.in/us/stocks/rrbi) $709 million · Banks - Regional

## What else do people ask about California BanCorp? ### What were California BanCorp's latest quarterly results? California BanCorp reported total income of $44.2 M and net profit of $14.3 M for the Jun 2026 quarter. Income fell 1.6% and profit rose 1.4% compared with a year earlier. Earnings per share were $0.44. The net margin was 32.4%, 1.0 percentage points higher than a year earlier (as of 4 November 2026). ### What is California BanCorp's market cap? California BanCorp's market capitalisation is $709 M at a stock price of $22.19. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is California BanCorp performing? California BanCorp's share price has been rising for 33 weeks. In its latest quarter, income fell 1.6% and profit rose 1.4% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running (as of 4 November 2026). ### Will California BanCorp's stock price go up? This page does not forecast California BanCorp's stock price. What it shows instead: the stock price is $22.19, and it has been rising for 33 weeks. Its P/BV of 1.2× is higher than 95% of its own last 5 years (as of 4 November 2026). ### Where is California BanCorp in its business cycle? California BanCorp's FY25 net margin was 33.4%, against a 5-year range of 5.1% to 33.4%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 32.4%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the California BanCorp story? The main question: yearly earnings per share moved +777.3% while the share price moved +17.8%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is California BanCorp a stock worth studying right now? What the numbers show: California BanCorp's earnings have grown faster than its share price. Earnings per share grew +777.3% in a year while the price moved +17.8%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.