# Banc of California share price today (Banc of California, Inc., BANC)

> Banc of California, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. BANC · Financials · Banks - Regional · data as of 5 November 2026. Page: https://www.sectoralpha.in/us/stocks/banc

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## Key numbers

- Price: $17.96 (+5.1% in a year)
- P/BV: 1.0× (higher than 73% of the last 5.3 years)
- Revenue (Jun 2026): −$145 M (−162.2% on a year ago)
- Profit (Jun 2026): −$251 M (−3,061.2% on a year ago)
- Net margin: 172.9% (+169.3 points on a year ago)
- ROE: 0%, FY25

The main question: yearly earnings per share moved +115.8% while the share price moved +5.1%. ## What is the Banc of California share price today? Banc of California, Inc.'s share price was $17.96 at the close on 5 November 2026. It has been moving sideways for 12 weeks. That is 4.9% below its average price over the last 200 trading days. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. In the last 52 weeks it traded between $17 and $21, and at that close it sat 26% of the way up from that low. Over the last 10 years the share price moved −54% while the S&P 500 moved +245%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Banc of California pay? Banc of California, Inc. paid $0.44 per share over the last four reported quarters. The most recent declaration was $0.12 for Jun 2026. At today's price of $17.96 that is a yield of 2.45%, based on dividends already paid, not a forecast. ## Which stock lists is Banc of California on? Banc of California is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Banc of California profitable? Banc of California, Inc. posted a net loss of $251 M in the Jun 2026 quarter. Full-year FY25 profit was $189 M. Over 4 years profit has grown −25.0% a year on average. That loss is 172.9% of the quarter's revenue. The same quarter a year earlier earned $8.5 M. 4 of the last 12 reported quarters were loss-making. Jun 2026 profit was −$251 M, −3,061.2% on a year earlier. For the full year, FY25 profit was $189 M (+116.9% on the year before). Why profit moved: revenue changed −162.2% on a year earlier and the margin moved +169.3 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed −994.5% and revenue −27.2%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Banc of California make, and is it growing? Banc of California, Inc. reported −$145 M of income in the Jun 2026 quarter, −162.2% on the same quarter a year earlier. Over 4 years it has grown −7.9% a year on average. The last full year, FY25, came in at $1.0 B. The last four reported quarters add to $690 M. FY25 revenue was $1.0 B, +9.2% on the year before. Recent pace: the last four quarters grew −27.2% on average, against −7.9% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −27.3%, against +34.9% a year over the last 8 quarters (rolling over). ## How much does Banc of California keep from what it earns? Banc of California, Inc.'s net margin was 172.9% in the Jun 2026 quarter, 169.3 percentage points higher than the same quarter a year ago. Across 5 years it has been between −785.5% and 40.9%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Banc of California's loans have gone bad? Banc of California, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Banc of California's loan book growing? Banc of California, Inc.'s revenue was $1.0 B in FY25, +9.2% on the year before, so the loan book is growing. The latest quarter was −162.2% on a year earlier. The net margin on that income is 172.9%, +169.3 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Banc of California's P/BV ratio, and how does it compare with its own history? Banc of California, Inc.'s P/BV is 1.0×, near the high end of its own history: higher than 73% of past readings. Its usual P/BV (the middle reading) is 0.9×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 0% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved +5.1%. The price ran ahead of book value, which pushed the multiple up within its own range. Where the price move came from: over 5 years the price moved −18.4% a year; about −11.3% a year came from book-value growth and about −7.1 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Banc of California business getting better or worse? Banc of California, Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Banc of California earn on its equity and assets? Banc of California, Inc. earned a return on equity of 5% in FY25. Its lowest yearly reading on file was −57% in FY23. On its assets, every $100 earned about −$0.03, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −25.0% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Banc of California have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Banc of California shareholding pattern? 7.2% of Banc of California, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.5 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Banc of California from balance-sheet trouble? For Banc of California, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Banc of California rank in its industry? There is no score against its industry: Banc of California, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Banc of California compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Banc of California in size? Banc of California is the 89th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: First Hawaiian, Inc., Provident Financial Services, Inc. and Columbia Financial, Inc. Just below it: Customers Bancorp, Inc., NBT Bancorp Inc. and Bank of Hawaii Corporation. ### Banks - Regional companies close in size

1. [First Hawaiian, Inc.](https://www.sectoralpha.in/us/stocks/fhb) $3.1 billion
2. [Provident Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/pfs) $3 billion
3. [Columbia Financial, Inc.](https://www.sectoralpha.in/us/stocks/clbk) $3 billion
4. Banc of California, Inc. $2.8 billion
5. [Customers Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/cubi) $2.8 billion
6. [NBT Bancorp Inc.](https://www.sectoralpha.in/us/stocks/nbtb) $2.8 billion
7. [Bank of Hawaii Corporation](https://www.sectoralpha.in/us/stocks/boh) $2.7 billion

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Callaway Golf Company](https://www.sectoralpha.in/us/stocks/caly) $3 billion · Leisure
2. [WisdomTree, Inc.](https://www.sectoralpha.in/us/stocks/wt) $3 billion · Asset Management
3. Banc of California, Inc. $2.9 billion
4. [MGE Energy, Inc.](https://www.sectoralpha.in/us/stocks/mgee) $2.9 billion · Utilities - Regulated Electric
5. [Tootsie Roll Industries, Inc.](https://www.sectoralpha.in/us/stocks/tr) $2.9 billion · Confectioners

## What else do people ask about Banc of California? ### What were Banc of California's latest quarterly results? Banc of California, Inc. reported total income of −$145 M and a net loss of $251 M for the Jun 2026 quarter. Income fell 162.2% and profit fell 3,061.2% compared with a year earlier. Earnings per share were −$1.61 (as of 5 November 2026). ### What is Banc of California's market cap? Banc of California, Inc.'s market capitalisation is $2.8 B at a stock price of $17.96. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 5 November 2026). ### How is Banc of California performing? Banc of California, Inc.'s share price has been moving sideways for 12 weeks. In its latest quarter, income fell 162.2% and profit fell 3,061.2% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running (as of 5 November 2026). ### Will Banc of California's stock price go up? This page does not forecast Banc of California, Inc.'s stock price. What it shows instead: the stock price is $17.96, and it has been moving sideways for 12 weeks. Its P/BV of 1.0× is higher than 73% of its own last 5 years (as of 5 November 2026). ### Where is Banc of California in its business cycle? Banc of California, Inc.'s FY25 net margin was 18.0%, against a 5-year range of −785.5% to 40.9%: the middle of its own range, neither a peak nor a low. The latest quarter was 172.9%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 5 November 2026). ### What could break the Banc of California story? The main question: yearly earnings per share moved +115.8% while the share price moved +5.1%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 5 November 2026). ### Is Banc of California a stock worth studying right now? What the numbers show: Banc of California, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 5 November 2026). This is research, not advice. We’re not SEBI-registered.