# Bank of America share price today (Bank of America Corporation, BAC) > Bank of America Corporation's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. BAC · Financials · Banks - Diversified · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/bac Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Getting better, from the last 12 quarters - Price: $49.66 (−7.1% in a year) - P/BV: 1.3× (higher than 59% of the last 5.3 years) - Revenue (Sep 2026): $28.7 B (+7.1% on a year ago) - Profit (Sep 2026): $6.5 B (−18.6% on a year ago) - Net margin: 22.8% (−7.2 points on a year ago) - ROE: 11%, FY25 - ROA: 0.94%, latest The main question: yearly earnings per share moved +19.4% while the share price moved −7.1%. ## What is the Bank of America share price today? Bank of America Corporation's share price was $49.66 at the close on 3 November 2026. It has been moving sideways for 6 weeks. That is 9.6% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 7 weeks running. In the last 52 weeks it traded between $47 and $64, and at that close it sat 17% of the way up from that low. Over the last 10 years the share price moved +277% while the S&P 500 moved +255%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 18 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Bank of America pay? Bank of America Corporation paid $1.16 per share over the last four reported quarters. The most recent declaration was $0.32 for Sep 2026. At today's price of $49.66 that is a yield of 2.34%, based on dividends already paid, not a forecast. ## Which stock lists is Bank of America on? Bank of America is on one of our US lists: S&P 500 companies. [S&P 500 companies](https://www.sectoralpha.in/sp-500-stocks) ## Is Bank of America profitable? Bank of America Corporation earned $6.5 B of net profit in the Sep 2026 quarter, −18.6% on the same quarter a year earlier. Full-year FY25 profit was $29.1 B. Over 4 years profit has grown −1.3% a year on average. That is 22.8% of the quarter's revenue. The same quarter a year earlier earned $8.0 B. For the full year, FY25 profit was $29.1 B (+14.6% on the year before). Why profit moved: revenue changed +7.1% on a year earlier and the margin moved −7.2 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +10.3% and revenue +9.8%. Profit and revenue are moving at about the same pace. ## How much revenue does Bank of America make, and is it growing? Bank of America Corporation reported $28.7 B of income in the Sep 2026 quarter, +7.1% on the same quarter a year earlier. That is the 8th quarter in a row with growth on the year before. Over 4 years it has grown 3.5% a year on average. The last full year, FY25, came in at $107 B. The last four reported quarters add to $118 B. FY25 revenue was $107 B, +7.4% on the year before. Recent pace: the last four quarters grew +9.8% on average, against 3.5% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +9.7%, against +11.5% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +9.0%, against +18.2% a year (rolling over). ## How much does Bank of America keep from what it earns? Bank of America Corporation's net margin was 22.8% in the Sep 2026 quarter, 7.2 percentage points lower than the same quarter a year ago. Across 5 years it has been between 25.1% and 32.6%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Bank of America's loans have gone bad? Bank of America Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Bank of America's loan book growing? Bank of America Corporation's revenue was $107 B in FY25, +7.4% on the year before, so the loan book is growing. The latest quarter was +7.1% on a year earlier. The net margin on that income is 22.8%, −7.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Bank of America's P/BV ratio, and how does it compare with its own history? Bank of America Corporation's P/BV is 1.3×, in the middle of its own history: higher than 59% of past readings. Its usual P/BV (the middle reading) is 1.2×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 11% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −7.1%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +1.1% a year; about +5.4% a year came from book-value growth and about −4.3 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the Bank of America business getting better or worse? Bank of America Corporation's business is getting better. EPS growth hit its low 8 quarters ago at −18.9% and has recovered to +14.8%, with ROE steady at 10.3%. This is based on 12 quarters of 4 measures. Why it matters: a lasting rise from a low is what this page is built to show. ## How much does Bank of America earn on its equity and assets? Bank of America Corporation earned a return on equity of 10% in FY25. Its lowest yearly reading on file was 9% in FY23. On its assets, every $100 earned about $0.94, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −1.3% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Bank of America have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Bank of America shareholding pattern? 1.2% of Bank of America Corporation's tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 2.3 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Bank of America from balance-sheet trouble? For Bank of America Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Bank of America rank in its industry? 43.8 out of 100, rank 15 of 18 in Banks - Diversified, with 80% of the evidence available. Bank of America Corporation scores 43.8 out of 100 against the 18 companies it is compared with in Banks - Diversified, ranking 15. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 16.1 + 12.4 + 14 + 1.3 = 43.8. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Bank of America compared with? Bank of America ranks 15 of 18 Banks - Diversified companies on the 4-Factor Sector Score, with 43.8 out of 100. 1. [JPMorgan Chase & Co.](https://www.sectoralpha.in/us/stocks/jpm) JPM · quiet · Most evidence points up · 80% evidence 70.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.2/35 · Income 14.1% · Profit 13.9% · 81% evidence Capital efficiency 20.1/25 · ROA 1.7% · ROE 22.9% · GNPA n/a · 68% evidence Valuation 12.9/20 · P/BV 2.36× · P/BV÷ROE 0.1 · 70% evidence Relative strength 13.5/20 · Lead over its industry 0.3% · Lead over S&P 500 0.2% · 1 year 7.6% · 100% evidence · 5 of 12 weeks ahead Exact sum: 24.2 + 20.1 + 12.9 + 13.5 = 70.7 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [The Bank of New York Mellon Corporation](https://www.sectoralpha.in/us/stocks/bny) BNY · quiet · Evidence leans up · 80% evidence 64.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.9/35 · Income 11.5% · Profit 25.6% · 81% evidence Capital efficiency 17.0/25 · ROA 1.3% · ROE 15.8% · GNPA n/a · 68% evidence Valuation 9.8/20 · P/BV 2.22× · P/BV÷ROE 0.14 · 70% evidence Relative strength 16.0/20 · Lead over its industry 6.4% · Lead over S&P 500 6% · 1 year 36.2% · 100% evidence · 5 of 12 weeks ahead Exact sum: 21.9 + 17 + 9.8 + 16 = 64.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [Canadian Imperial Bank of Commerce](https://www.sectoralpha.in/us/stocks/cm) CM · turning · Evidence leans up · 80% evidence 63.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.7/35 · Income 15.3% · Profit 23.7% · 81% evidence Capital efficiency 13.8/25 · ROA 0.9% · ROE 15% · GNPA n/a · 68% evidence Valuation 9.0/20 · P/BV 2.25× · P/BV÷ROE 0.15 · 70% evidence Relative strength 16.6/20 · Lead over its industry 5.8% · Lead over S&P 500 5.6% · 1 year 37.5% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.7 + 13.8 + 9 + 16.6 = 63.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [The Bank of Nova Scotia](https://www.sectoralpha.in/us/stocks/bns) BNS · turning · Evidence leans up · 80% evidence 61.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.4/35 · Income 11.6% · Profit 42.3% · 81% evidence Capital efficiency 8.5/25 · ROA 0.7% · ROE 11.9% · GNPA n/a · 68% evidence Valuation 11.0/20 · P/BV 1.65× · P/BV÷ROE 0.14 · 70% evidence Relative strength 19.4/20 · Lead over its industry 11.4% · Lead over S&P 500 11.1% · 1 year 40.4% · 100% evidence · 7 of 12 weeks ahead Exact sum: 22.4 + 8.5 + 11 + 19.4 = 61.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [HSBC Holdings plc](https://www.sectoralpha.in/us/stocks/hsbc) HSBC · quiet · Evidence leans up · 80% evidence 59.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.9/35 · Income 16.4% · Profit 59.4% · 81% evidence Capital efficiency 14.1/25 · ROA 0.9% · ROE 16.1% · GNPA n/a · 68% evidence Valuation 13.0/20 · P/BV 1.73× · P/BV÷ROE 0.11 · 70% evidence Relative strength 2.0/20 · Lead over its industry -9.8% · Lead over S&P 500 -10.1% · 1 year 18.5% · 100% evidence · 5 of 12 weeks ahead Exact sum: 29.9 + 14.1 + 13 + 2 = 59 · What this means: Earnings are strong; relative strength in its sector is -9.8% and the one-year return is 18.5%. 6. [Royal Bank of Canada](https://www.sectoralpha.in/us/stocks/ry) RY · quiet · Evidence leans up · 80% evidence 55.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.7/35 · Income 11.4% · Profit 18.6% · 81% evidence Capital efficiency 14.2/25 · ROA 0.9% · ROE 15.7% · GNPA n/a · 68% evidence Valuation 6.9/20 · P/BV 2.81× · P/BV÷ROE 0.18 · 70% evidence Relative strength 16.1/20 · Lead over its industry 5.8% · Lead over S&P 500 5.5% · 1 year 40% · 100% evidence · 2 of 12 weeks ahead Exact sum: 18.7 + 14.2 + 6.9 + 16.1 = 55.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [UBS Group AG](https://www.sectoralpha.in/us/stocks/ubs) UBS · quiet · Evidence leans up · 76% evidence 55.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.8/35 · Income 10.7% · Profit 51.5% · 71% evidence Capital efficiency 9.2/25 · ROA 0.7% · ROE 13.4% · GNPA n/a · 68% evidence Valuation 11.7/20 · P/BV 1.72× · P/BV÷ROE 0.13 · 70% evidence Relative strength 9.9/20 · Lead over its industry -0.6% · Lead over S&P 500 -0.9% · 1 year 25.3% · 100% evidence · 4 of 12 weeks ahead Exact sum: 24.8 + 9.2 + 11.7 + 9.9 = 55.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 8. [Citigroup Inc.](https://www.sectoralpha.in/us/stocks/c) C · quiet · Evidence leans up · 80% evidence 55.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.8/35 · Income 11.1% · Profit 32.9% · 81% evidence Capital efficiency 9.3/25 · ROA 0.8% · ROE 11.3% · GNPA n/a · 68% evidence Valuation 16.1/20 · P/BV 1.03× · P/BV÷ROE 0.09 · 70% evidence Relative strength 6.3/20 · Lead over its industry -4.9% · Lead over S&P 500 -5.1% · 1 year 21.7% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.8 + 9.3 + 16.1 + 6.3 = 55.5 · What this means: Earnings are strong; relative strength in its sector is -4.9% and the one-year return is 21.7%. 9. [The Bank of N.T. Butterfield & Son Limited](https://www.sectoralpha.in/us/stocks/ntb) NTB · quiet · Evidence leans up · 76% evidence 54.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.8/35 · Income 5.9% · Profit 6.8% · 71% evidence Capital efficiency 20.4/25 · ROA 1.8% · ROE 22% · GNPA n/a · 68% evidence Valuation 14.1/20 · P/BV 2.04× · P/BV÷ROE 0.09 · 70% evidence Relative strength 5.0/20 · Lead over its industry -4.9% · Lead over S&P 500 -5.1% · 1 year 20.2% · 100% evidence · 0 of 12 weeks ahead Exact sum: 14.8 + 20.4 + 14.1 + 5 = 54.3 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 10. [Wells Fargo & Company](https://www.sectoralpha.in/us/stocks/wfc) WFC · turning · Evidence leans up · 80% evidence 54.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 13.4/35 · Income 5.1% · Profit 10% · 81% evidence Capital efficiency 15.3/25 · ROA 1.2% · ROE 14.7% · GNPA n/a · 68% evidence Valuation 15.1/20 · P/BV 1.36× · P/BV÷ROE 0.09 · 70% evidence Relative strength 10.2/20 · Lead over its industry -4.2% · Lead over S&P 500 -4.1% · 1 year -0.6% · 100% evidence · 3 of 12 weeks ahead Exact sum: 13.4 + 15.3 + 15.1 + 10.2 = 54 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 11. [Bank of Montreal](https://www.sectoralpha.in/us/stocks/bmo) BMO · quiet · Evidence leans up · 80% evidence 52.2 out of 100 Growth Capital Valuation Relative 12. [ING Groep N.V.](https://www.sectoralpha.in/us/stocks/ing) ING · quiet · Evidence leans down · 76% evidence 48.5 out of 100 Growth Capital Valuation Relative 13. [Banco Bilbao Vizcaya Argentaria, S.A.](https://www.sectoralpha.in/us/stocks/bbva) BBVA · quiet · Evidence leans down · 76% evidence 48.1 out of 100 Growth Capital Valuation Relative 14. [Barclays PLC](https://www.sectoralpha.in/us/stocks/bcs) BCS · basing · Evidence leans down · 80% evidence 43.8 out of 100 Growth Capital Valuation Relative 15. Bank of America Corporation this page BAC · quiet · Evidence leans down · 80% evidence 43.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.1/35 · Income 9.7% · Profit 9% · 81% evidence Capital efficiency 12.4/25 · ROA 1% · ROE 12.1% · GNPA n/a · 68% evidence Valuation 14.0/20 · P/BV 1.28× · P/BV÷ROE 0.11 · 70% evidence Relative strength 1.3/20 · Lead over its industry -13.2% · Lead over S&P 500 -13.4% · 1 year -6.7% · 100% evidence · 4 of 12 weeks ahead Exact sum: 16.1 + 12.4 + 14 + 1.3 = 43.8 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 16. [The Toronto-Dominion Bank](https://www.sectoralpha.in/us/stocks/td) TD · turning · Evidence leans down · 80% evidence 42.6 out of 100 Growth Capital Valuation Relative 17. [Banco Santander, S.A.](https://www.sectoralpha.in/us/stocks/san) SAN · quiet · Evidence leans down · 76% evidence 39.7 out of 100 Growth Capital Valuation Relative 18. Forbright, Inc. FRBT · turning · Too little evidence to rank firmly · 33% evidence 43.8 out of 100 Growth Capital Valuation Relative Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Banks - Diversified](https://www.sectoralpha.in/us/sectors/banks-diversified), all 18 compared on one page. ## Which companies are close to Bank of America in size? Bank of America is the 2nd largest of 19 Banks - Diversified companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: JPMorgan Chase & Co. Just below it: HSBC Holdings plc, Royal Bank of Canada, Wells Fargo & Company, Mitsubishi UFJ Financial Group, Inc. and The Toronto-Dominion Bank. ### Banks - Diversified companies close in size 1. [JPMorgan Chase & Co.](https://www.sectoralpha.in/us/stocks/jpm) $897.5 billion 2. Bank of America Corporation $342.7 billion 3. [HSBC Holdings plc](https://www.sectoralpha.in/us/stocks/hsbc) $288.9 billion 4. [Royal Bank of Canada](https://www.sectoralpha.in/us/stocks/ry) $282.3 billion 5. [Wells Fargo & Company](https://www.sectoralpha.in/us/stocks/wfc) $256.7 billion 6. [Mitsubishi UFJ Financial Group, Inc.](https://www.sectoralpha.in/us/stocks/mufg) $241.3 billion 7. [The Toronto-Dominion Bank](https://www.sectoralpha.in/us/stocks/td) $204 billion [All 19 Banks - Diversified companies, largest first](https://www.sectoralpha.in/us/sectors/banks-diversified#all-companies) ### Companies close in size in other industries 1. [Oracle Corporation](https://www.sectoralpha.in/us/stocks/orcl) $361.4 billion · Software - Infrastructure 2. [UnitedHealth Group Incorporated](https://www.sectoralpha.in/us/stocks/unh) $359.4 billion · Healthcare Plans 3. Bank of America Corporation $342 billion 4. [The Home Depot, Inc.](https://www.sectoralpha.in/us/stocks/hd) $340.4 billion · Home Improvement Retail 5. [GE Aerospace](https://www.sectoralpha.in/us/stocks/ge) $326.3 billion · Aerospace & Defense ## What else do people ask about Bank of America? ### What is Bank of America's stock price today? Bank of America Corporation's stock price is $49.66, −7.1% over the past year. The whole company is worth $343 B on the market. In the last 52 weeks it traded between $47 to $64; today it is 17% of the way up from the low, 9.6% below its 200-day average (as of 3 November 2026). ### What were Bank of America's latest quarterly results? Bank of America Corporation reported total income of $28.7 B and net profit of $6.5 B for the Sep 2026 quarter. Income rose 7.1% and profit fell 18.6% compared with a year earlier. Earnings per share were $0.91 (as of 3 November 2026). ### What is Bank of America's market cap? Bank of America Corporation's market capitalisation is $343 B at a stock price of $49.66. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Bank of America performing? Bank of America Corporation's share price has been moving sideways for 6 weeks. In its latest quarter, income rose 7.1% and profit fell 18.6% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 7 weeks running (as of 3 November 2026). ### Will Bank of America's stock price go up? This page does not forecast Bank of America Corporation's stock price. What it shows instead: the stock price is $49.66, and it has been moving sideways for 6 weeks. Its P/BV of 1.3× is higher than 59% of its own last 5 years (as of 3 November 2026). ### Where is Bank of America in its business cycle? Bank of America Corporation's FY25 net margin was 27.0%, against a 5-year range of 25.1% to 32.6%: the middle of its own range, neither a peak nor a low. The latest quarter was 22.8%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Bank of America story? The main question: yearly earnings per share moved +19.4% while the share price moved −7.1%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Bank of America a stock worth studying right now? What the numbers show: Bank of America Corporation's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ## Lists - S&P 500 companies: https://www.sectoralpha.in/sp-500-stocks This is research, not advice. We’re not SEBI-registered.