# Avidia Bancorp share price today (Avidia Bancorp, Inc., AVBC)

> Avidia Bancorp, Inc.'s results are improving, and its P/BV is near the top of its own history, higher than 85% of past readings. AVBC · Financials · Banks - Regional · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/avbc

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## Key numbers

- Price: $23.05 (+50.0% in a year)
- P/BV: 1.1× (higher than 85% of the last 1 year)
- Revenue (Sep 2026): $30.9 M (+17.1% on a year ago)
- Profit (Sep 2026): $8.6 M
- Net margin: 27.8% (+31.2 points on a year ago)
- ROE: 7%, FY25

The main question: results are strong, and the P/BV is higher than 85% of its own history. ## What is the Avidia Bancorp share price today? Avidia Bancorp, Inc.'s share price was $23.05 at the close on 4 November 2026. That is 12.4% above its average price over the last 200 trading days. In the last 52 weeks it traded between $15 and $24, and at that close it sat 95% of the way up from that low. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 16 weeks in a row. Over the last 1 year the share price moved +58% while the S&P 500 moved +15%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Avidia Bancorp pay? Avidia Bancorp, Inc. has 3 quarters of declared dividends on file, too few for a 12-month total. The most recent declaration was $0.06 for Sep 2026. Avidia Bancorp, Inc. declared a dividend in 3 of the last 11 reported quarters, most recently $0.06 for Sep 2026. That is fewer than four quarters, so no 12-month total is shown. ## Which stock lists is Avidia Bancorp on? Avidia Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Avidia Bancorp profitable? Avidia Bancorp, Inc. earned $8.6 M of net profit in the Sep 2026 quarter. The full FY25 year was a loss of $3.3 M. That is 27.8% of the quarter's revenue. The same quarter a year earlier lost $907 K. 2 of the last 11 reported quarters were loss-making. For the full year, FY25 profit was −$3.3 M (−128.6% on the year before). ## How much revenue does Avidia Bancorp make, and is it growing? Avidia Bancorp, Inc. reported $30.9 M of income in the Sep 2026 quarter, +17.1% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 4 years it has grown −1.5% a year on average. The last full year, FY25, came in at $82.1 M. The last four reported quarters add to $113 M. FY25 revenue was $82.1 M, −7.2% on the year before. Recent pace: the last four quarters grew +114.1% on average, against −1.5% a year over the longer run, so this year is growing faster than its own long-run rate. ## How much does Avidia Bancorp keep from what it earns? Avidia Bancorp, Inc.'s net margin was 27.8% in the Sep 2026 quarter, 31.2 percentage points higher than the same quarter a year ago. Across 5 years it has been between −4.0% and 19.9%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Avidia Bancorp's loans have gone bad? Avidia Bancorp, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Avidia Bancorp's loan book growing? Avidia Bancorp, Inc.'s revenue was $82.1 M in FY25, −7.2% on the year before, so the loan book is not growing. The latest quarter was +17.1% on a year earlier. The net margin on that income is 27.8%, +31.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Avidia Bancorp's P/BV ratio, and how does it compare with its own history? Avidia Bancorp, Inc.'s P/BV is 1.1×, near the high end of its own history: higher than 85% of past readings. Its usual P/BV (the middle reading) is 1.0×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 7% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Avidia Bancorp business getting better or worse? Avidia Bancorp, Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 7 quarters of 1 measure, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Avidia Bancorp earn on its equity and assets? Avidia Bancorp, Inc. earned a return on equity of −1% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $0.97, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does Avidia Bancorp have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Avidia Bancorp shareholding pattern? 3.0% of Avidia Bancorp, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 3.9 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Avidia Bancorp from balance-sheet trouble? For Avidia Bancorp, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Avidia Bancorp rank in its industry? There is no score against its industry: Avidia Bancorp, Inc. is not among the largest members shown in this industry comparison for Banks - Regional. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is Avidia Bancorp compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to Avidia Bancorp in size? Avidia Bancorp is the 222nd largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 5 November 2026). Just above it: RBB Bancorp, Colony Bankcorp, Inc. and PCB Bancorp. Just below it: Chemung Financial Corporation, Citizens Financial Services, Inc. and The First Bancorp, Inc. ### Banks - Regional companies close in size

1. [RBB Bancorp](https://www.sectoralpha.in/us/stocks/rbb) $442 million
2. [Colony Bankcorp, Inc.](https://www.sectoralpha.in/us/stocks/cban) $437 million
3. [PCB Bancorp](https://www.sectoralpha.in/us/stocks/pcb) $432 million
4. Avidia Bancorp, Inc. $426 million
5. [Chemung Financial Corporation](https://www.sectoralpha.in/us/stocks/chmg) $420 million
6. [Citizens Financial Services, Inc.](https://www.sectoralpha.in/us/stocks/czfs) $420 million
7. [The First Bancorp, Inc.](https://www.sectoralpha.in/us/stocks/fnlc) $419 million

[All 274 Banks - Regional companies, largest first](https://www.sectoralpha.in/us/sectors/banks-regional#all-companies)

### Companies close in size in other industries

1. [Magnera Corporation](https://www.sectoralpha.in/us/stocks/magn) $425 million · Household & Personal Products
2. [Elevra Lithium Limited](https://www.sectoralpha.in/us/stocks/elvr) $425 million · Other Industrial Metals & Mining
3. Avidia Bancorp, Inc. $425 million
4. [NexPoint Residential Trust, Inc.](https://www.sectoralpha.in/us/stocks/nxrt) $423 million · REIT - Residential
5. [Oxford Industries, Inc.](https://www.sectoralpha.in/us/stocks/oxm) $423 million · Apparel Manufacturing

## What else do people ask about Avidia Bancorp? ### What were Avidia Bancorp's latest quarterly results? Avidia Bancorp, Inc. reported total income of $30.9 M and net profit of $8.6 M for the Sep 2026 quarter. Earnings per share were $0.47. The net margin was 27.8%, 31.2 percentage points higher than a year earlier (as of 4 November 2026). ### What is Avidia Bancorp's market cap? Avidia Bancorp, Inc.'s market capitalisation is $426 M at a stock price of $23.05. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Avidia Bancorp performing? Avidia Bancorp, Inc.'s latest readings are below. Over the past 13 weeks it has done better than the S&P 500, for 16 weeks running. This describes what the data did, not a rating (as of 4 November 2026). ### Will Avidia Bancorp's stock price go up? This page does not forecast Avidia Bancorp, Inc.'s stock price. What it shows instead: the stock price is $23.05. Its P/BV of 1.1× is higher than 85% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026). ### Where is Avidia Bancorp in its business cycle? Avidia Bancorp, Inc.'s FY25 net margin was −4.0%, against a 5-year range of −4.0% to 19.9%: the low end of its own range, which is often where recoveries start. The latest quarter was 27.8%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Avidia Bancorp story? The main question: results are strong, and the P/BV is higher than 85% of its own history. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Avidia Bancorp a stock worth studying right now? What the numbers show: Avidia Bancorp, Inc.'s results are improving, and its P/BV is near the top of its own history, higher than 85% of past readings. The main open question: whether earnings grow enough to match the multiple. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.