# Atlanticus Holdings share price today (Atlanticus Holdings Corporation, ATLC)

> Atlanticus Holdings Corporation's share price has risen faster than its earnings: +67.8% in a year, against +24.7% for earnings per share. ATLC · Financials · Credit Services · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/atlc

Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms

## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: $92.49 (+67.8% in a year)
- P/BV: 2.0× (higher than 76% of the last 1 year)
- Revenue (Jun 2026): $224 M (+83.3% on a year ago)
- Profit (Jun 2026): $47.4 M (+67.2% on a year ago)
- Net margin: 21.2% (−2.0 points on a year ago)
- ROE: 23%, FY25
- ROA: 2.76%, latest

The main question: the share price moved +67.8% in a year while yearly earnings per share moved +24.7%. The difference came from the market paying a higher multiple. ## What is the Atlanticus Holdings share price today? Atlanticus Holdings Corporation's share price was $92.49 at the close on 3 November 2026. That is 14.6% above its average price over the last 200 trading days. In the last 52 weeks it traded between $48 and $110, and at that close it sat 71% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 9 weeks running. Over the last 1 year the share price moved +66% while the S&P 500 moved +21%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 4 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Atlanticus Holdings pay? Atlanticus Holdings Corporation pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is Atlanticus Holdings on? Atlanticus Holdings is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Atlanticus Holdings profitable? Atlanticus Holdings Corporation earned $47.4 M of net profit in the Jun 2026 quarter, +67.2% on the same quarter a year earlier. That is the 3rd quarter in a row of profit growth. Full-year FY25 profit was $112 M. Over 4 years profit has grown −7.9% a year on average. That is 21.2% of the quarter's revenue. The same quarter a year earlier earned $28.4 M. For the full year, FY25 profit was $112 M (+28.0% on the year before). Why profit moved: revenue changed +83.3% on a year earlier and the margin moved −2.0 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +34.9% and revenue +58.9%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Atlanticus Holdings make, and is it growing? Atlanticus Holdings Corporation reported $224 M of income in the Jun 2026 quarter, +83.3% on the same quarter a year earlier. That is the 11th quarter in a row with growth on the year before. Over 4 years it has grown 6.4% a year on average. The last full year, FY25, came in at $557 M. The last four reported quarters add to $730 M. FY25 revenue was $557 M, +39.3% on the year before. Recent pace: the last four quarters grew +58.9% on average, against 6.4% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +59.8%, against +42.0% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +36.8%, against +37.4% a year (stabilising). ## How much does Atlanticus Holdings keep from what it earns? Atlanticus Holdings Corporation's net margin was 21.2% in the Jun 2026 quarter, 2.0 percentage points lower than the same quarter a year ago. Across 5 years it has been between 20.1% and 35.8%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Atlanticus Holdings' loans have gone bad? Atlanticus Holdings Corporation does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Atlanticus Holdings' loan book growing? Atlanticus Holdings Corporation's revenue was $557 M in FY25, +39.3% on the year before, so the loan book is growing. The latest quarter was +83.3% on a year earlier. The net margin on that income is 21.2%, −2.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Atlanticus Holdings' P/BV ratio, and how does it compare with its own history? Atlanticus Holdings Corporation's P/BV is 2.0×, near the high end of its own history: higher than 76% of past readings. Its usual P/BV (the middle reading) is 1.8×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved +67.8%. The price ran ahead of book value, which pushed the multiple up within its own range. In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple. ## Is the Atlanticus Holdings business getting better or worse? Atlanticus Holdings Corporation's business is giving mixed signals. There is no clear direction across the growth lines, with ROE rising at 19.6%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does Atlanticus Holdings earn on its equity and assets? Atlanticus Holdings Corporation earned a return on equity of 17% in FY25. Its lowest yearly reading on file was 15% in FY23. On its assets, every $100 earned about $2.76, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew −7.9% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Atlanticus Holdings have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Atlanticus Holdings shareholding pattern? 10.4% of Atlanticus Holdings Corporation's tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 4.8 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Atlanticus Holdings from balance-sheet trouble? For Atlanticus Holdings Corporation, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Atlanticus Holdings rank in its industry? 66.8 out of 100, rank 5 of 29 in Credit Services, with 76% of the evidence available. Atlanticus Holdings Corporation scores 66.8 out of 100 against the 29 companies it is compared with in Credit Services, ranking 5. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 22.9 + 15.9 + 14.6 + 13.4 = 66.8. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Atlanticus Holdings compared with? Atlanticus Holdings ranks 5 of 29 Credit Services companies on the 4-Factor Sector Score, with 66.8 out of 100. 1. [Encore Capital Group, Inc.](https://www.sectoralpha.in/us/stocks/ecpg) ECPG · breaking out · Most evidence points up · 67% evidence 72.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.3/35 · Income 29.5% · Profit n/a · 45% evidence Capital efficiency 18.4/25 · ROA 8.5% · ROE 34.3% · GNPA n/a · 68% evidence Valuation 16.0/20 · P/BV 1.85× · P/BV÷ROE 0.05 · 70% evidence Relative strength 14.4/20 · Lead over its industry 26.3% · Lead over S&P 500 22.7% · 1 year 111% · 100% evidence · 8 of 12 weeks ahead Exact sum: 23.3 + 18.4 + 16 + 14.4 = 72.1 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [EZCORP, Inc.](https://www.sectoralpha.in/us/stocks/ezpw) EZPW · turning · Most evidence points up · 76% evidence 69.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.5/35 · Income 28.6% · Profit 62.2% · 71% evidence Capital efficiency 17.2/25 · ROA 8.2% · ROE 17.9% · GNPA n/a · 68% evidence Valuation 13.1/20 · P/BV 1.82× · P/BV÷ROE 0.1 · 70% evidence Relative strength 11.7/20 · Lead over its industry 1.9% · Lead over S&P 500 -0.9% · 1 year 62.4% · 100% evidence · 1 of 12 weeks ahead Exact sum: 27.5 + 17.2 + 13.1 + 11.7 = 69.5 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 3. [Mastercard Incorporated](https://www.sectoralpha.in/us/stocks/ma) MA · breaking out · Most evidence points up · 80% evidence 68.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.6/35 · Income 15.3% · Profit 19% · 81% evidence Capital efficiency 20.6/25 · ROA 25.7% · ROE 284.8% · GNPA n/a · 68% evidence Valuation 5.3/20 · P/BV 71.68× · P/BV÷ROE 0.25 · 70% evidence Relative strength 18.4/20 · Lead over its industry 17.2% · Lead over S&P 500 13.7% · 1 year 17.2% · 100% evidence · 11 of 12 weeks ahead Exact sum: 24.6 + 20.6 + 5.3 + 18.4 = 68.9 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 4. [Visa Inc.](https://www.sectoralpha.in/us/stocks/v) V · breaking out · Most evidence points up · 80% evidence 67.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.6/35 · Income 14.8% · Profit 17.7% · 81% evidence Capital efficiency 20.1/25 · ROA 20.3% · ROE 63.6% · GNPA n/a · 68% evidence Valuation 4.8/20 · P/BV 18.27× · P/BV÷ROE 0.29 · 70% evidence Relative strength 19.2/20 · Lead over its industry 20.4% · Lead over S&P 500 16.8% · 1 year 25.1% · 100% evidence · 10 of 12 weeks ahead Exact sum: 23.6 + 20.1 + 4.8 + 19.2 = 67.7 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 5. Atlanticus Holdings Corporation this page ATLC · quiet · Most evidence points up · 76% evidence 66.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.9/35 · Income 60% · Profit 38.1% · 71% evidence Capital efficiency 15.9/25 · ROA 2.4% · ROE 26.9% · GNPA n/a · 68% evidence Valuation 14.6/20 · P/BV 2.1× · P/BV÷ROE 0.08 · 70% evidence Relative strength 13.4/20 · Lead over its industry 18.7% · Lead over S&P 500 14.8% · 1 year 71.2% · 100% evidence · 2 of 12 weeks ahead Exact sum: 22.9 + 15.9 + 14.6 + 13.4 = 66.8 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [Sezzle Inc.](https://www.sectoralpha.in/us/stocks/sezl) SEZL · turning · Evidence leans up · 76% evidence 64.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 20.1/35 · Income 43.3% · Profit 55.8% · 71% evidence Capital efficiency 19.8/25 · ROA 48.4% · ROE 112% · GNPA n/a · 68% evidence Valuation 6.7/20 · P/BV 24.77× · P/BV÷ROE 0.22 · 70% evidence Relative strength 18.1/20 · Lead over its industry 21.4% · Lead over S&P 500 17.3% · 1 year 106.7% · 100% evidence · 2 of 12 weeks ahead Exact sum: 20.1 + 19.8 + 6.7 + 18.1 = 64.7 · What this means: A strong business with a high valuation: it would need rising earnings, or a lower multiple, to score better on value. 7. [PRA Group, Inc.](https://www.sectoralpha.in/us/stocks/praa) PRAA · losing its lead · Evidence leans up · 76% evidence 64.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.9/35 · Income 17.6% · Profit -391.2% · 71% evidence Capital efficiency 13.8/25 · ROA 5% · ROE 12.1% · GNPA n/a · 68% evidence Valuation 16.7/20 · P/BV 0.65× · P/BV÷ROE 0.05 · 70% evidence Relative strength 16.9/20 · Lead over its industry 11.7% · Lead over S&P 500 8.3% · 1 year 34.9% · 100% evidence · 8 of 12 weeks ahead Exact sum: 16.9 + 13.8 + 16.7 + 16.9 = 64.3 · What this means: Relative strength against the index is 8.3%, and revenue and profit growth are weak. 8. [Green Dot Corporation](https://www.sectoralpha.in/us/stocks/gdot) GDOT · quiet · Evidence leans up · 67% evidence 63.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.3/35 · Income 19.2% · Profit n/a · 45% evidence Capital efficiency 14.8/25 · ROA 3.4% · ROE 23.5% · GNPA n/a · 68% evidence Valuation 16.8/20 · P/BV 0.81× · P/BV÷ROE 0.04 · 70% evidence Relative strength 10.0/20 · Lead over its industry -1.9% · Lead over S&P 500 -4.9% · 1 year 7.7% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22.3 + 14.8 + 16.8 + 10 = 63.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. [Enova International, Inc.](https://www.sectoralpha.in/us/stocks/enva) ENVA · quiet · Evidence leans up · 80% evidence 62.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.8/35 · Income 29.3% · Profit 30.4% · 81% evidence Capital efficiency 18.1/25 · ROA 6% · ROE 29% · GNPA n/a · 68% evidence Valuation 13.3/20 · P/BV 2.65× · P/BV÷ROE 0.09 · 70% evidence Relative strength 5.5/20 · Lead over its industry -1.7% · Lead over S&P 500 -5.1% · 1 year 40.2% · 100% evidence · 4 of 12 weeks ahead Exact sum: 25.8 + 18.1 + 13.3 + 5.5 = 62.7 · What this means: Earnings are strong; relative strength in its sector is -1.7% and the one-year return is 40.2%. 10. [Bread Financial Holdings, Inc.](https://www.sectoralpha.in/us/stocks/bfh) BFH · turning · Evidence leans up · 80% evidence 59.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.8/35 · Income 7.3% · Profit 11.7% · 81% evidence Capital efficiency 14.6/25 · ROA 2.6% · ROE 17.5% · GNPA n/a · 68% evidence Valuation 16.1/20 · P/BV 1.09× · P/BV÷ROE 0.06 · 70% evidence Relative strength 14.2/20 · Lead over its industry 18.8% · Lead over S&P 500 15.2% · 1 year 67.1% · 100% evidence · 3 of 12 weeks ahead Exact sum: 14.8 + 14.6 + 16.1 + 14.2 = 59.7 · What this means: Relative strength against the index is 15.2%, and revenue and profit growth are weak. 11. [Capital One Financial Corporation](https://www.sectoralpha.in/us/stocks/cof) COF · basing · Evidence leans up · 60% evidence 59.5 out of 100 Growth Capital Valuation Relative
12. [PayPal Holdings, Inc.](https://www.sectoralpha.in/us/stocks/pypl) PYPL · losing its lead · Evidence leans up · 76% evidence 58.6 out of 100 Growth Capital Valuation Relative
13. [Affirm Holdings, Inc.](https://www.sectoralpha.in/us/stocks/afrm) AFRM · basing · Evidence leans up · 76% evidence 58.4 out of 100 Growth Capital Valuation Relative
14. [FirstCash Holdings, Inc.](https://www.sectoralpha.in/us/stocks/fcfs) FCFS · quiet · Evidence leans up · 80% evidence 55.9 out of 100 Growth Capital Valuation Relative
15. [Credit Acceptance Corporation](https://www.sectoralpha.in/us/stocks/cacc) CACC · quiet · Evidence leans up · 76% evidence 54.7 out of 100 Growth Capital Valuation Relative
16. [Jefferson Capital, Inc.](https://www.sectoralpha.in/us/stocks/jcap) JCAP · quiet · Evidence leans up · 76% evidence 52.9 out of 100 Growth Capital Valuation Relative
17. [OneMain Holdings, Inc.](https://www.sectoralpha.in/us/stocks/omf) OMF · quiet · Evidence leans up · 76% evidence 52.8 out of 100 Growth Capital Valuation Relative
18. [American Express Company](https://www.sectoralpha.in/us/stocks/axp) AXP · basing · Evidence leans up · 80% evidence 52.7 out of 100 Growth Capital Valuation Relative
19. [Federal Agricultural Mortgage Corporation](https://www.sectoralpha.in/us/stocks/agm) AGM · quiet · Evidence leans up · 76% evidence 52.1 out of 100 Growth Capital Valuation Relative
20. [Synchrony Financial](https://www.sectoralpha.in/us/stocks/syf) SYF · basing · Evidence leans down · 80% evidence 49.8 out of 100 Growth Capital Valuation Relative
21. [World Acceptance Corporation](https://www.sectoralpha.in/us/stocks/wrld) WRLD · quiet · Evidence leans down · 69% evidence 46.3 out of 100 Growth Capital Valuation Relative
22. [Ally Financial Inc.](https://www.sectoralpha.in/us/stocks/ally) ALLY · basing · Evidence leans down · 60% evidence 45.6 out of 100 Growth Capital Valuation Relative
23. [The Western Union Company](https://www.sectoralpha.in/us/stocks/wu) WU · basing · Evidence leans down · 76% evidence 41.0 out of 100 Growth Capital Valuation Relative
24. [SoFi Technologies, Inc.](https://www.sectoralpha.in/us/stocks/sofi) SOFI · basing · Evidence leans down · 76% evidence 40.7 out of 100 Growth Capital Valuation Relative
25. [Klarna Group plc](https://www.sectoralpha.in/us/stocks/klar) KLAR · basing · Evidence leans down · 61% evidence 35.1 out of 100 Growth Capital Valuation Relative
26. [Upstart Holdings, Inc.](https://www.sectoralpha.in/us/stocks/upst) UPST · basing · Too little evidence to rank firmly · 55% evidence 33.7 out of 100 Growth Capital Valuation Relative
27. [Nelnet, Inc.](https://www.sectoralpha.in/us/stocks/nni) NNI · basing · Most evidence points down · 76% evidence 31.6 out of 100 Growth Capital Valuation Relative
28. [Navient Corporation](https://www.sectoralpha.in/us/stocks/navi) NAVI · quiet · Most evidence points down · 76% evidence 30.4 out of 100 Growth Capital Valuation Relative
29. [SLM Corporation](https://www.sectoralpha.in/us/stocks/slm) SLM · quiet · Most evidence points down · 80% evidence 24.8 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Credit Services](https://www.sectoralpha.in/us/sectors/credit-services), all 29 compared on one page. ## Which companies are close to Atlanticus Holdings in size? Atlanticus Holdings is the 24th largest of 42 Credit Services companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Upstart Holdings, Inc., The Western Union Company and EZCORP, Inc. Just below it: Jefferson Capital, Inc., Navient Corporation and PRA Group, Inc. ### Credit Services companies close in size

1. [Upstart Holdings, Inc.](https://www.sectoralpha.in/us/stocks/upst) $2.1 billion
2. [The Western Union Company](https://www.sectoralpha.in/us/stocks/wu) $1.9 billion
3. [EZCORP, Inc.](https://www.sectoralpha.in/us/stocks/ezpw) $1.8 billion
4. Atlanticus Holdings Corporation $1.4 billion
5. [Jefferson Capital, Inc.](https://www.sectoralpha.in/us/stocks/jcap) $1.2 billion
6. [Navient Corporation](https://www.sectoralpha.in/us/stocks/navi) $775 million
7. [PRA Group, Inc.](https://www.sectoralpha.in/us/stocks/praa) $748 million

[All 42 Credit Services companies, largest first](https://www.sectoralpha.in/us/sectors/credit-services#all-companies)

### Companies close in size in other industries

1. [The Pennant Group, Inc.](https://www.sectoralpha.in/us/stocks/pntg) $1.4 billion · Medical Care Facilities
2. [Westamerica Bancorporation](https://www.sectoralpha.in/us/stocks/wabc) $1.4 billion · Banks - Regional
3. Atlanticus Holdings Corporation $1.4 billion
4. [Sharplink, Inc.](https://www.sectoralpha.in/us/stocks/sbet) $1.4 billion · Capital Markets
5. [Cimpress plc](https://www.sectoralpha.in/us/stocks/cmpr) $1.4 billion · Specialty Business Services

## What else do people ask about Atlanticus Holdings? ### What were Atlanticus Holdings's latest quarterly results? Atlanticus Holdings Corporation reported total income of $224 M and net profit of $47.4 M for the Jun 2026 quarter. Income rose 83.3% and profit rose 67.2% compared with a year earlier. Earnings per share were $2.50. The net margin was 21.2%, 2.0 percentage points lower than a year earlier (as of 3 November 2026). ### What is Atlanticus Holdings's market cap? Atlanticus Holdings Corporation's market capitalisation is $1.4 B at a stock price of $92.49. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Atlanticus Holdings performing? Atlanticus Holdings Corporation's latest readings are below. In its latest quarter, income rose 83.3% and profit rose 67.2% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 9 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Atlanticus Holdings's stock price go up? This page does not forecast Atlanticus Holdings Corporation's stock price. What it shows instead: the stock price is $92.49. Its P/BV of 2.0× is higher than 76% of its own last 1 years. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is Atlanticus Holdings in its business cycle? Atlanticus Holdings Corporation's FY25 net margin was 20.1%, against a 5-year range of 20.1% to 35.8%: the low end of its own range, which is often where recoveries start. The latest quarter was 21.2%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Atlanticus Holdings story? The main question: the share price moved +67.8% in a year while yearly earnings per share moved +24.7%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Atlanticus Holdings a stock worth studying right now? What the numbers show: Atlanticus Holdings Corporation's share price has risen faster than its earnings: +67.8% in a year, against +24.7% for earnings per share. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.