# Assured Guaranty Ltd. share price today (Assured Guaranty Ltd., AGO)

> Assured Guaranty Ltd.'s P/BV is near the low end of its own history, higher than only 11% of past readings, and its quarterly results are still getting worse. AGO · Financials · Insurance - Specialty · data as of 4 November 2026. Page: https://www.sectoralpha.in/us/stocks/ago

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## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $72.51 (−16.5% in a year)
- P/BV: 0.6× (lower than 89% of the last 5.3 years)
- Revenue (Jun 2026): $197 M (−0.5% on a year ago)
- Profit (Jun 2026): $39.0 M (−62.1% on a year ago)
- Net margin: 19.8% (−32.2 points on a year ago)
- ROE: 7%, FY25
- ROA: 1.58%, latest

The main question: yearly earnings per share moved +49.3% while the share price moved −16.5%. ## What is the Assured Guaranty Ltd. share price today? Assured Guaranty Ltd.'s share price was $72.51 at the close on 4 November 2026. It has been falling for 15 weeks. That is 8.0% below its average price over the last 200 trading days. In the last 52 weeks it traded between $68 and $91, and at that close it sat 18% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 10 weeks running. Over the last 10 years the share price moved +185% while the S&P 500 moved +261%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 28 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does Assured Guaranty Ltd. pay? Assured Guaranty Ltd. paid $1.44 per share over the last four reported quarters. The most recent declaration was $0.38 for Jun 2026. At today's price of $72.51 that is a yield of 1.99%, based on dividends already paid, not a forecast. ## Which stock lists is Assured Guaranty Ltd. on? Assured Guaranty Ltd. is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is Assured Guaranty Ltd. profitable? Assured Guaranty Ltd. earned $39.0 M of net profit in the Jun 2026 quarter, −62.1% on the same quarter a year earlier. Full-year FY25 profit was $499 M. Over 4 years profit has grown 6.4% a year on average. That is 19.8% of the quarter's revenue. The same quarter a year earlier earned $103 M. For the full year, FY25 profit was $499 M (+33.8% on the year before). Why profit moved: revenue changed −0.5% on a year earlier and the margin moved −32.2 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed +99.8% and revenue −8.4%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does Assured Guaranty Ltd. make, and is it growing? Assured Guaranty Ltd. reported $197 M of income in the Jun 2026 quarter, −0.5% on the same quarter a year earlier. Over 4 years it has grown 2.8% a year on average. The last full year, FY25, came in at $832 M. The last four reported quarters add to $813 M. FY25 revenue was $832 M, +0.2% on the year before. Recent pace: the last four quarters grew −8.4% on average, against 2.8% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −8.8%, against −3.1% a year over the last 8 quarters (rolling over); profit over the last 12 months grew −25.4%, against −30.3% a year (accelerating). ## How much does Assured Guaranty Ltd. keep from what it earns? Assured Guaranty Ltd.'s net margin was 19.8% in the Jun 2026 quarter, 32.2 percentage points lower than the same quarter a year ago. Across 5 years it has been between 15.0% and 75.6%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Assured Guaranty Ltd.'s loans have gone bad? Assured Guaranty Ltd. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Assured Guaranty Ltd.'s loan book growing? Assured Guaranty Ltd.'s revenue was $832 M in FY25, +0.2% on the year before, so the loan book is growing. The latest quarter was −0.5% on a year earlier. The net margin on that income is 19.8%, −32.2 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is Assured Guaranty Ltd.'s P/BV ratio, and how does it compare with its own history? Assured Guaranty Ltd.'s P/BV is 0.6×, near the low end of its own history: it has been lower only 11% of the time. Its usual P/BV (the middle reading) is 0.7×, over 5.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 7% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −16.5%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +5.6% a year; about +7.4% a year came from book-value growth and about −1.8 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the Assured Guaranty Ltd. business getting better or worse? Assured Guaranty Ltd.'s business is getting worse. Revenue and profit growth are shrinking: revenue growth is −8.8% in the latest quarter, against +45.6% at its best in 12 quarters, with ROE steady at 6.2%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does Assured Guaranty Ltd. earn on its equity and assets? Assured Guaranty Ltd. earned a return on equity of 9% in FY25. Its lowest yearly reading on file was 2% in FY22. On its assets, every $100 earned about $1.58, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew 6.4% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Assured Guaranty Ltd. have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Assured Guaranty Ltd. shareholding pattern? 5.9% of Assured Guaranty Ltd.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 4.6 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is Assured Guaranty Ltd. from balance-sheet trouble? For Assured Guaranty Ltd., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Assured Guaranty Ltd. rank in its industry? 31.0 out of 100, rank 14 of 17 in Insurance - Specialty, with 76% of the evidence available. Assured Guaranty Ltd. scores 31.0 out of 100 against the 17 companies it is compared with in Insurance - Specialty, ranking 14. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 6.1 + 9.9 + 8.6 + 6.4 = 31. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Assured Guaranty Ltd. compared with? Assured Guaranty Ltd. ranks 14 of 17 Insurance - Specialty companies on the 4-Factor Sector Score, with 31.0 out of 100. 1. [First American Financial Corporation](https://www.sectoralpha.in/us/stocks/faf) FAF · basing · Most evidence points up · 80% evidence 68.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 28.7/35 · Income 14.2% · Profit 52.1% · 81% evidence Capital efficiency 17.4/25 · ROA 4.5% · ROE 15.7% · GNPA n/a · 68% evidence Valuation 16.0/20 · P/BV 1.15× · P/BV÷ROE 0.07 · 70% evidence Relative strength 6.5/20 · Lead over its industry 3% · Lead over S&P 500 -4.8% · 1 year 8.5% · 100% evidence · 2 of 12 weeks ahead Exact sum: 28.7 + 17.4 + 16 + 6.5 = 68.6 · What this means: Earnings are strong; relative strength in its sector is 3% and the one-year return is 8.5%. 2. [AXIS Capital Holdings Limited](https://www.sectoralpha.in/us/stocks/axs) AXS · turning · Most evidence points up · 76% evidence 68.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.2/35 · Income 9.1% · Profit 24.6% · 71% evidence Capital efficiency 16.7/25 · ROA 2.2% · ROE 16% · GNPA n/a · 68% evidence Valuation 14.9/20 · P/BV 1.22× · P/BV÷ROE 0.08 · 70% evidence Relative strength 15.5/20 · Lead over its industry 6.9% · Lead over S&P 500 -1.5% · 1 year 8.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.2 + 16.7 + 14.9 + 15.5 = 68.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [Ryan Specialty Holdings, Inc.](https://www.sectoralpha.in/us/stocks/ryan) RYAN · turning · Most evidence points up · 76% evidence 66.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.9/35 · Income 14.9% · Profit 73.7% · 71% evidence Capital efficiency 15.3/25 · ROA 3.2% · ROE 13.1% · GNPA n/a · 68% evidence Valuation 3.0/20 · P/BV 4.81× · P/BV÷ROE 0.37 · 70% evidence Relative strength 20.0/20 · Lead over its industry 16% · Lead over S&P 500 6% · 1 year -18.1% · 100% evidence · 5 of 12 weeks ahead Exact sum: 27.9 + 15.3 + 3 + 20 = 66.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [NMI Holdings, Inc.](https://www.sectoralpha.in/us/stocks/nmih) NMIH · quiet · Evidence leans up · 76% evidence 62.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.8/35 · Income 7.5% · Profit 4.5% · 71% evidence Capital efficiency 19.7/25 · ROA 8.5% · ROE 15.2% · GNPA n/a · 68% evidence Valuation 15.3/20 · P/BV 1.15× · P/BV÷ROE 0.08 · 70% evidence Relative strength 14.5/20 · Lead over its industry 11.2% · Lead over S&P 500 2.8% · 1 year 19.9% · 100% evidence · 5 of 12 weeks ahead Exact sum: 12.8 + 19.7 + 15.3 + 14.5 = 62.3 · What this means: Relative strength against the index is 2.8%, and revenue and profit growth are weak. 5. [Essent Group Ltd.](https://www.sectoralpha.in/us/stocks/esnt) ESNT · turning · Evidence leans up · 76% evidence 61.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 13.2/35 · Income 4.3% · Profit -4.6% · 71% evidence Capital efficiency 16.3/25 · ROA 7.1% · ROE 12% · GNPA n/a · 68% evidence Valuation 14.8/20 · P/BV 1.05× · P/BV÷ROE 0.09 · 70% evidence Relative strength 16.9/20 · Lead over its industry 11.5% · Lead over S&P 500 2.9% · 1 year 13.5% · 100% evidence · 5 of 12 weeks ahead Exact sum: 13.2 + 16.3 + 14.8 + 16.9 = 61.2 · What this means: Relative strength against the index is 2.9%, and revenue and profit growth are weak. 6. [Enact Holdings, Inc.](https://www.sectoralpha.in/us/stocks/act) ACT · quiet · Evidence leans up · 76% evidence 57.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.6/35 · Income 2.4% · Profit 0.7% · 71% evidence Capital efficiency 17.1/25 · ROA 8.1% · ROE 12.5% · GNPA n/a · 68% evidence Valuation 13.2/20 · P/BV 1.18× · P/BV÷ROE 0.1 · 70% evidence Relative strength 14.3/20 · Lead over its industry 12.4% · Lead over S&P 500 4.3% · 1 year 30.4% · 100% evidence · 5 of 12 weeks ahead Exact sum: 12.6 + 17.1 + 13.2 + 14.3 = 57.2 · What this means: Relative strength against the index is 4.3%, and revenue and profit growth are weak. 7. [Radian Group Inc.](https://www.sectoralpha.in/us/stocks/rdn) RDN · basing · Evidence leans up · 76% evidence 55.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.6/35 · Income 37.5% · Profit -8.7% · 71% evidence Capital efficiency 15.4/25 · ROA 5.8% · ROE 10.8% · GNPA n/a · 68% evidence Valuation 13.4/20 · P/BV 1.04× · P/BV÷ROE 0.1 · 70% evidence Relative strength 12.5/20 · Lead over its industry 5.2% · Lead over S&P 500 -2.9% · 1 year 4.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 14.6 + 15.4 + 13.4 + 12.5 = 55.9 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 8. [Investors Title Company](https://www.sectoralpha.in/us/stocks/itic) ITIC · quiet · Evidence leans up · 76% evidence 54.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.1/35 · Income 8.1% · Profit 28.1% · 71% evidence Capital efficiency 14.4/25 · ROA 5.3% · ROE 9% · GNPA n/a · 68% evidence Valuation 7.0/20 · P/BV 1.8× · P/BV÷ROE 0.2 · 70% evidence Relative strength 8.2/20 · Lead over its industry 4.7% · Lead over S&P 500 -3.1% · 1 year -3.1% · 100% evidence · 5 of 12 weeks ahead Exact sum: 25.1 + 14.4 + 7 + 8.2 = 54.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. [MGIC Investment Corporation](https://www.sectoralpha.in/us/stocks/mtg) MTG · basing · Evidence leans up · 76% evidence 52.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.5/35 · Income -1.8% · Profit -7.2% · 71% evidence Capital efficiency 17.8/25 · ROA 8.3% · ROE 13% · GNPA n/a · 68% evidence Valuation 13.6/20 · P/BV 1.19× · P/BV÷ROE 0.09 · 70% evidence Relative strength 11.3/20 · Lead over its industry 5.9% · Lead over S&P 500 -2.2% · 1 year 3.9% · 100% evidence · 5 of 12 weeks ahead Exact sum: 9.5 + 17.8 + 13.6 + 11.3 = 52.2 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 10. [Fidelity National Financial, Inc.](https://www.sectoralpha.in/us/stocks/fnf) FNF · basing · Evidence leans down · 76% evidence 48.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.0/35 · Income 12.6% · Profit -22.1% · 71% evidence Capital efficiency 13.8/25 · ROA 1.4% · ROE 14.5% · GNPA n/a · 68% evidence Valuation 11.9/20 · P/BV 1.44× · P/BV÷ROE 0.1 · 70% evidence Relative strength 3.4/20 · Lead over its industry -10.9% · Lead over S&P 500 -18.4% · 1 year -24.1% · 100% evidence · 0 of 12 weeks ahead Exact sum: 19 + 13.8 + 11.9 + 3.4 = 48.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Octave Specialty Group, Inc.](https://www.sectoralpha.in/us/stocks/osg) OSG · turning · Too little evidence to rank firmly · 55% evidence 47.1 out of 100 Growth Capital Valuation Relative
12. [AMERISAFE, Inc.](https://www.sectoralpha.in/us/stocks/amsf) AMSF · basing · Evidence leans down · 76% evidence 38.4 out of 100 Growth Capital Valuation Relative
13. [Employers Holdings, Inc.](https://www.sectoralpha.in/us/stocks/eig) EIG · quiet · Evidence leans down · 76% evidence 35.1 out of 100 Growth Capital Valuation Relative
14. Assured Guaranty Ltd. this page AGO · basing · Most evidence points down · 76% evidence 31.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 6.1/35 · Income -8.8% · Profit -25.4% · 71% evidence Capital efficiency 9.9/25 · ROA 1.3% · ROE 6% · GNPA n/a · 68% evidence Valuation 8.6/20 · P/BV 0.63× · P/BV÷ROE 0.11 · 70% evidence Relative strength 6.4/20 · Lead over its industry -8.4% · Lead over S&P 500 -16% · 1 year -16.5% · 100% evidence · 0 of 12 weeks ahead Exact sum: 6.1 + 9.9 + 8.6 + 6.4 = 31 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 15. [Tiptree Inc.](https://www.sectoralpha.in/us/stocks/tipt) TIPT · basing · Too little evidence to rank firmly · 46% evidence 45.7 out of 100 Growth Capital Valuation Relative
16. [MBIA Inc.](https://www.sectoralpha.in/us/stocks/mbi) MBI · basing · Too little evidence to rank firmly · 45% evidence 39.5 out of 100 Growth Capital Valuation Relative
17. James River Group Holdings, Inc. JRVR · basing · Too little evidence to rank firmly · 47% evidence 30.0 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led S&P 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Insurance - Specialty](https://www.sectoralpha.in/us/sectors/insurance-specialty), all 17 compared on one page. ## Which companies are close to Assured Guaranty Ltd. in size? Assured Guaranty Ltd. is the 10th largest of 16 Insurance - Specialty companies on Sector Alpha by market value (scores of 4 November 2026). Just above it: MGIC Investment Corporation, Radian Group Inc. and NMI Holdings, Inc. Just below it: Employers Holdings, Inc., Tiptree Inc. and Investors Title Company. ### Insurance - Specialty companies close in size

1. [MGIC Investment Corporation](https://www.sectoralpha.in/us/stocks/mtg) $6 billion
2. [Radian Group Inc.](https://www.sectoralpha.in/us/stocks/rdn) $4.8 billion
3. [NMI Holdings, Inc.](https://www.sectoralpha.in/us/stocks/nmih) $3.3 billion
4. Assured Guaranty Ltd. $3.2 billion
5. [Employers Holdings, Inc.](https://www.sectoralpha.in/us/stocks/eig) $834 million
6. [Tiptree Inc.](https://www.sectoralpha.in/us/stocks/tipt) $654 million
7. [Investors Title Company](https://www.sectoralpha.in/us/stocks/itic) $508 million

[All 16 Insurance - Specialty companies, largest first](https://www.sectoralpha.in/us/sectors/insurance-specialty#all-companies)

### Companies close in size in other industries

1. [Via Transportation, Inc.](https://www.sectoralpha.in/us/stocks/via) $3.2 billion · Software - Application
2. [OSI Systems, Inc.](https://www.sectoralpha.in/us/stocks/osis) $3.2 billion · Electronic Components
3. Assured Guaranty Ltd. $3.2 billion
4. [Liberty Global Ltd.](https://www.sectoralpha.in/us/stocks/lbtya) $3.2 billion · Telecom Services
5. [Cal-Maine Foods, Inc.](https://www.sectoralpha.in/us/stocks/calm) $3.2 billion · Farm Products

## What else do people ask about Assured Guaranty Ltd.? ### What were Assured Guaranty Ltd. Ltd.'s latest quarterly results? Assured Guaranty Ltd. reported total income of $197 M and net profit of $39.0 M for the Jun 2026 quarter. Income fell 0.5% and profit fell 62.1% compared with a year earlier. Earnings per share were $0.88. The net margin was 19.8%, 32.2 percentage points lower than a year earlier (as of 4 November 2026). ### What is Assured Guaranty Ltd. Ltd.'s market cap? Assured Guaranty Ltd.'s market capitalisation is $3.2 B at a stock price of $72.51. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Assured Guaranty Ltd. Ltd. performing? Assured Guaranty Ltd.'s share price has been falling for 15 weeks. In its latest quarter, income fell 0.5% and profit fell 62.1% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 10 weeks running (as of 4 November 2026). ### Will Assured Guaranty Ltd. Ltd.'s stock price go up? This page does not forecast Assured Guaranty Ltd.'s stock price. What it shows instead: the stock price is $72.51, and it has been falling for 15 weeks. Its P/BV of 0.6× is higher than 11% of its own last 5 years (as of 4 November 2026). ### Where is Assured Guaranty Ltd. Ltd. in its business cycle? Assured Guaranty Ltd.'s FY25 net margin was 60.0%, against a 5-year range of 15.0% to 75.6%: the middle of its own range, neither a peak nor a low. The latest quarter was 19.8%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Assured Guaranty Ltd. Ltd. story? The main question: yearly earnings per share moved +49.3% while the share price moved −16.5%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Assured Guaranty Ltd. Ltd. a stock worth studying right now? What the numbers show: Assured Guaranty Ltd.'s P/BV is near the low end of its own history, higher than only 11% of past readings, and its quarterly results are still getting worse. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). This is research, not advice. We’re not SEBI-registered.