# ACI Worldwide share price today (ACI Worldwide, Inc., ACIW)

> ACI Worldwide, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. ACIW · Technology · Software - Infrastructure · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/aciw

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## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: $58.43 (+22.7% in a year)
- P/E: 26.6× (higher than 68% of the last 4.6 years)
- Revenue (Jun 2026): $430 M (+7.3% on a year ago)
- Profit (Jun 2026): $31.8 M (+160.6% on a year ago)
- Operating margin: 10.5% (+0.5 points on a year ago)
- ROE: 15%, FY25
- ROIC: 11.7%, against a 9.0% cost of capital: +2.7 points

Biggest thing to watch: the P/E is higher than 68% of its own history, so the multiple has already done part of the work. ## What is the ACI Worldwide share price today? ACI Worldwide, Inc.'s share price was $58.43 at the close on 3 November 2026. It has been rising for 4 weeks. That is 23.3% above its average price over the last 200 trading days. In the last 52 weeks it traded between $39 and $58, and at that close it was at the high of that range. Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row. Over the last 10 years the share price moved +201% while the S&P 500 moved +255%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does ACI Worldwide pay? ACI Worldwide, Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is ACI Worldwide on? ACI Worldwide is on one of our US lists: US tech stocks. [US tech stocks](https://www.sectoralpha.in/us-tech-stocks)

## Is ACI Worldwide profitable? ACI Worldwide, Inc. earned $31.8 M of net profit in the Jun 2026 quarter, +160.6% on the same quarter a year earlier. Full-year FY25 profit was $227 M. Over 4 years profit has grown 15.4% a year on average. That is 7.4% of the quarter's revenue. The same quarter a year earlier earned $12.2 M. 1 of the last 12 reported quarters were loss-making. For the full year, FY25 profit was $227 M (+11.6% on the year before). Why profit moved: revenue changed +7.3% on a year earlier and the margin moved +0.5 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +25.8% and revenue +7.1%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does ACI Worldwide make, and is it growing? ACI Worldwide, Inc. reported $430 M of revenue in the Jun 2026 quarter, +7.3% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 4 years it has grown 6.4% a year on average. The last full year, FY25, came in at $1.8 B. The last four reported quarters add to $1.8 B. FY25 revenue was $1.8 B, +10.4% on the year before. Recent pace: the last four quarters grew +7.1% on average, against 6.4% a year over the longer run, so this year is growing at about the same pace as its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +7.0%, against +9.1% a year over the last 8 quarters (stabilising); profit over the last 12 months grew −10.1%, against +10.9% a year (rolling over). ## How much of every $100 of sales does ACI Worldwide keep? ACI Worldwide, Inc.'s operating margin was 10.5% in the Jun 2026 quarter, 0.5 percentage points higher than the same quarter a year ago. Across 5 years it has been between 14.3% and 19.9%. The latest quarter is below every full year in that period. Why the margin moved: operating margin changed +0.5 percentage points on the year while gross margin changed +0.7 points. So the gain came mostly from the gross margin, which means input costs and prices charged. ## Is ACI Worldwide's profit turning into cash? Over the last 3 years, 154% of ACI Worldwide, Inc.'s reported profit came in as cash from its operations, so the profit is backed by cash. In FY25 it brought in $323 M of operating cash against $227 M of profit. After $12.9 M of spending on assets, $310 M was left over as free cash. Cash-flow figures here are yearly, because quarterly cash statements are not published, so this section changes once a year. Why: the cash figure is clear, but the day counts behind it are not in our data, so we show it without guessing the reason. What to look at next: the main use of cash is spending on assets. The next section checks what that spending is building. ## Where does ACI Worldwide's cash go? ACI Worldwide, Inc. does not report the customer, stock and supplier day counts a cash cycle needs, so this section looks at its spending on assets instead. It spent $37.2 M on assets over the last 3 years. Averaged over those years that is 0.7% of FY25 revenue a year. Nothing is estimated in place of the missing day counts, so no cash-cycle chart is drawn. Spending on assets: $37.2 M over the last 3 years. In short: the cash is going into new capacity, not getting stuck in the daily cycle. The question is whether the new capacity earns. ## What is ACI Worldwide's P/E ratio, and how does it compare with its own history? ACI Worldwide, Inc.'s P/E is 26.6×, in the middle of its own history: higher than 68% of past readings. Its usual P/E (the middle reading) is 23.3×, over 4.6 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year earnings per share moved +13.1% while the price moved +22.7%. The price did better than earnings, which pushed the multiple up within its own range. Where the price move came from: over 3 years the price moved +34.4% a year; about +40.0% a year came from earnings growth and about −5.6 percentage points from the multiple (the market paying less). The split is approximate (price return minus earnings growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is high against its own past, so the earnings trend underneath matters more than the multiple. ## Is the ACI Worldwide business getting better or worse? ACI Worldwide, Inc.'s business is getting worse. Profit and EPS growth are shrinking: profit growth is −10.1% in the latest quarter, against +154.9% at its best in 12 quarters, with ROCE steady at 14.7%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does ACI Worldwide earn on its capital? ACI Worldwide, Inc. earned a ROE of 15% in FY25. That is up from a low of 9% in FY23. Its return on capital used (ROIC) is 2.7 percentage points above its cost of capital, so growth here adds value, not just size. It comes from a 12.9% net margin and 0.57× asset turnover (sales divided by assets). Why the return is what it is (FY25): a 12.9% net margin × 0.57× asset turnover × 2.04× leverage (assets divided by equity) ≈ 15.0% on equity. The margin does its share; borrowing is a big part of it. The key test, return on capital used minus the cost of capital: 11.7% − 9.0% = +2.7 percentage points. The 9.0% is an estimate of this company's own cost of capital. Read the sign and size of the gap, not the decimals. Positive but thin: it creates value with little room for error. ## Does ACI Worldwide have too much debt? ACI Worldwide, Inc. has total debt of $864 M against shareholder equity of $1.5 B as of Jun 2026, so its debt is 0.58× its equity. Year by year, that ratio went from 0.91 in FY21 to 0.57 in FY25. Keep that borrowing in mind when reading the returns on this page. ## What is the ACI Worldwide shareholding pattern? 6.3% of ACI Worldwide, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 8.8 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is ACI Worldwide from balance-sheet trouble? For ACI Worldwide, Inc., the Z-score is 3.73. A Z-score above about 3 is safe and below about 1.8 signals danger, so this is well clear of danger. It estimates how far the balance sheet is from trouble; it is not a forecast of failure. Why it matters: a Z-score of 3.73 is well clear of the danger zone, so the balance sheet is not the risk here. ## How does ACI Worldwide rank in its industry? There is no score against its industry: ACI Worldwide, Inc. is not among the largest members shown in this industry comparison for Software - Infrastructure. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is ACI Worldwide compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to ACI Worldwide in size? ACI Worldwide is the 42nd largest of 117 Software - Infrastructure companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Amdocs, WEX Inc. and Box, Inc. Just below it: Varonis Systems, Inc., Remitly Global, Inc. and Tenable Holdings, Inc. ### Software - Infrastructure companies close in size

1. [Amdocs Limited](https://www.sectoralpha.in/us/stocks/dox) $6.5 billion
2. [WEX Inc.](https://www.sectoralpha.in/us/stocks/wex) $6 billion
3. [Box, Inc.](https://www.sectoralpha.in/us/stocks/box) $5.9 billion
4. ACI Worldwide, Inc. $5.9 billion
5. [Varonis Systems, Inc.](https://www.sectoralpha.in/us/stocks/vrns) $5.6 billion
6. [Remitly Global, Inc.](https://www.sectoralpha.in/us/stocks/rely) $5.4 billion
7. [Tenable Holdings, Inc.](https://www.sectoralpha.in/us/stocks/tenb) $4.9 billion

[All 117 Software - Infrastructure companies, largest first](https://www.sectoralpha.in/us/sectors/software-infrastructure#all-companies)

### Companies close in size in other industries

1. [ICL Group Ltd](https://www.sectoralpha.in/us/stocks/icl) $5.9 billion · Agricultural Inputs
2. [Enel Chile S.A.](https://www.sectoralpha.in/us/stocks/enic) $5.9 billion · Utilities - Regulated Electric
3. ACI Worldwide, Inc. $5.9 billion
4. [Lear Corporation](https://www.sectoralpha.in/us/stocks/lea) $5.9 billion · Auto Parts
5. [Hims & Hers Health, Inc.](https://www.sectoralpha.in/us/stocks/hims) $5.9 billion · Drug Manufacturers - Specialty & Generic

## What else do people ask about ACI Worldwide? ### What were ACI Worldwide's latest quarterly results? ACI Worldwide, Inc. reported revenue of $430 M and net profit of $31.8 M for the Jun 2026 quarter. Revenue rose 7.3% and profit rose 160.6% compared with a year earlier. Earnings per share were $0.31. The operating margin was 10.5%, 0.5 percentage points higher than a year earlier (as of 3 November 2026). ### What is ACI Worldwide's market cap? ACI Worldwide, Inc.'s market capitalisation is $5.9 B at a stock price of $58.43. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is ACI Worldwide performing? ACI Worldwide, Inc.'s share price has been rising for 4 weeks. In its latest quarter, revenue rose 7.3% and profit rose 160.6% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 1 week running (as of 3 November 2026). ### Will ACI Worldwide's stock price go up? This page does not forecast ACI Worldwide, Inc.'s stock price. What it shows instead: the stock price is $58.43, and it has been rising for 4 weeks. Its P/E of 26.6× is higher than 68% of its own last 5 years (as of 3 November 2026). ### Where is ACI Worldwide in its business cycle? ACI Worldwide, Inc.'s FY25 operating margin was 19.3%, against a 5-year range of 14.3% to 19.9%: the middle of its own range, neither a peak nor a low. The latest quarter was 10.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the ACI Worldwide story? Biggest thing to watch: the P/E is higher than 68% of its own history, so the multiple has already done part of the work. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is ACI Worldwide a stock worth studying right now? What the numbers show: ACI Worldwide, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ## Lists

- US tech stocks: https://www.sectoralpha.in/us-tech-stocks

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