# Spandana Sphoorty Financial share price today (Spandana Sphoorty Financial Ltd, NSE: SPANDANA)

> Spandana Sphoorty Financial share price today: ₹187.10 at the NSE close on 3 November 2026, down 26.4% in a year. Spandana Sphoorty Financial (NSE: SPANDANA) is worth ₹1,973 crore, trades at a P/BV of 0.7 and has closed between ₹178.18 and ₹305.85 over the past 52 weeks. > Spandana Sphoorty Financial Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. SPANDANA · Finance & Investments - Microfinance · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/spandana-sphoorty-financial-ltd

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## Key numbers

- Price: ₹187.10 (−26.4% in a year)
- P/BV: 0.7× (lower than 91% of the last 7 years)
- Revenue (Sep 2026): ₹325 Cr (+41.3% on a year ago)
- Profit (Sep 2026): ₹18.0 Cr
- Net margin: 5.5% (+113.8 points on a year ago)
- ROE: −29%, FY26

The main question: promoters moved −7.7 percentage points over 8 quarters while the business went the other way. ## What is the Spandana Sphoorty Financial share price today? Spandana Sphoorty Financial Ltd's share price was ₹187.10 at the close on 3 November 2026. It has been falling for 7 weeks. That is 23.6% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹178 and ₹306, and at that close it sat 7% of the way up from that low. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 11 weeks running. Over the last 7.2 years the share price moved −76% while the NIFTY 500 moved +144%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 21 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at Spandana Sphoorty Financial this quarter? Three changes stood out: revenue grew again in the September 2026 quarter, foreign funds (FIIs) cut their stake for 3 quarters in a row and profit up on a year earlier for 4 quarters in a row. 1. Revenue grew again in the September 2026 quarter Revenue was ₹325 crore, +41.3% on a year earlier (₹230 crore), after 7 quarters of decline. Why: Revenue rose because the company added many more borrowers, including people who had never borrowed before. Next results: check if borrower additions keep rising, since management's growth plan relies on new customers. From the earnings call on 30 Oct 2026. 2. Foreign funds (FIIs) cut their stake for 3 quarters in a row From 20.4% to 17.9% of the company by the September 2026 quarter. 3. Profit up on a year earlier for 4 quarters in a row In the September 2026 quarter profit was ₹18 crore, +107.2% on a year earlier. Why: Profit rose because the company earned more from its main lending business and got money back from old loans. Next results: check whether credit costs stay near the bare minimum, since management would not give a number. From the earnings call on 30 Oct 2026. ## What are Spandana Sphoorty Financial's latest quarterly results? For July to September 2026 (the quarter ended 30 September 2026), Spandana Sphoorty Financial reported total income of ₹325 crore, up 41.3% from ₹230 crore a year earlier, and a profit of ₹18.0 crore, against a loss of ₹249 crore a year earlier. ### Spandana Sphoorty Financial results: July to September 2026 against a year earlier

| Measure | July to September 2026 | July to September 2025 | Change |
| --- | --- | --- | --- |
| Total income | ₹325 crore | ₹230 crore | +41.3% |
| Profit | ₹18.0 crore | loss of ₹249 crore | n/a |
| Earnings per share | ₹2.06 | ₹−28.11 | n/a |
| Net margin | 5.5% | −108.3% | +113.8 points |

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). Spandana Sphoorty Financial's management discussed these results on a call held on 30 October 2026; what it said is further down this page. (From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.)

## What is the Spandana Sphoorty Financial share price history? Spandana Sphoorty Financial closed at ₹187.10 on 3 November 2026, down 26.4% from ₹254.10 a year earlier (31 October 2025) and down 65.1% over five years. Its highest weekly close since August 2019 was ₹1,269.76 on 8 November 2019. ### Spandana Sphoorty Financial share price: then and now

| When | Close | Change to 3 Nov 2026 |
| --- | --- | --- |
| 1 week ago · 23 Oct 2026 | ₹178.18 | +5.0% |
| 1 month ago · 1 Oct 2026 | ₹216.34 | −13.5% |
| 6 months ago · 30 Apr 2026 | ₹227.98 | −17.9% |
| 1 year ago · 31 Oct 2025 | ₹254.10 | −26.4% |
| 3 years ago · 3 Nov 2023 | ₹873.05 | −78.6% |
| 5 years ago · 4 Nov 2021 | ₹535.36 | −65.1% |
| Earliest weekly close in our records · 23 Aug 2019 | ₹776.81 | −75.9% |
| Highest weekly close since August 2019 · 8 Nov 2019 | ₹1,269.76 | −85.3% |
| Lowest weekly close since August 2019, also the 52-week low · 23 Oct 2026 | ₹178.18 | +5.0% |
| 52-week high (weekly close) · 10 Jul 2026 | ₹305.85 | −38.8% |

Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (383 weekly closes from 23 August 2019 to 3 November 2026.)

## What is the latest news on Spandana Sphoorty Financial? 3 Nov 2026: Spandana Sphoorty Financial closed at ₹187.10, up 5.0% on the week and down 13.5% on the month. 30 Oct 2026: Spandana Sphoorty Financial held its results call for July to September 2026. Management guided: FY27 AUM above ₹6,000 crore and disbursements ₹6,000-6,500 crore reaffirmed. ### Earlier

- Results for July to September 2026: Total income up 41.3% on a year earlier. ## What dividend does Spandana Sphoorty Financial pay? Spandana Sphoorty Financial has paid no dividend on the NSE since 1 April 2021, the start of the period we checked. No. Spandana Sphoorty Financial Ltd paid out 0% of its profit as dividends in each of its last 9 reported years, so there is no payout history to show. That comes from the filed annual statements, not an estimate. (From the NSE corporate-actions record, read 4 November 2026.)

## What did Spandana Sphoorty Financial management say on the latest results call? On the call for July to September 2026, held on 30 October 2026, Spandana Sphoorty Financial's management guided: FY27 AUM above ₹6,000 crore and disbursements ₹6,000-6,500 crore reaffirmed. > “However, in a business-as-usual environment, and that BAU is from FY27 onwards, we feel we should get to an ROA of 3.5% to 4%, which is what we have stated, and we are very confident that this will play out.”
> Ashish Damani, on the call for July to September 2026

### What management guided

- FY27 opex ₹675 crore unchanged with overall opex not rising. - AUM ₹10,000 crore by Mar 2028 with high low-base yearly growth acknowledged. - Micro-LAP book ₹1,000 crore in 2-3 years with no new states next year. - BAU ROA 3.5%-4% and ROE 14%-15% at 4x gearing from FY27 onwards. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijoristack.ai/concall/transcript/6425-30-Oct-2026.pdf). (From the call for July to September 2026, 30 October 2026.)

## What to watch in Spandana Sphoorty Financial's next results? When Spandana Sphoorty Financial reports October to December 2026, these are the 3 checks that show whether the story is still on course. First: Maharashtra X-bucket staying at flagged level through November with first signals due before Dec-Jan clarity window. - What to check (from the call)
- Maharashtra X-bucket staying at flagged level through November with first signals due before Dec-Jan clarity window. - Post-April 2025 book staying at flagged current level with GNPA at flagged low - early uptick flagged in September. - 90-plus monthly recoveries rebounding toward guided pace to keep net credit cost minimal after ARC-adjusted quarter. ## Which stock lists is Spandana Sphoorty Financial on? Spandana Sphoorty Financial is not on any of our India lists this week. ## Is Spandana Sphoorty Financial profitable? Spandana Sphoorty Financial Ltd earned ₹18.0 Cr of net profit in the Sep 2026 quarter. The full FY26 year was a loss of ₹699 Cr. That is 5.5% of the quarter's revenue. The same quarter a year earlier lost ₹249 Cr. 6 of the last 12 reported quarters were loss-making. ## How much revenue does Spandana Sphoorty Financial make, and is it growing? Spandana Sphoorty Financial Ltd reported ₹325 Cr of income in the Sep 2026 quarter, +41.3% on the same quarter a year earlier. Over 8 years it has grown 7.2% a year on average. The last full year, FY26, came in at ₹1,024 Cr. The last four reported quarters add to ₹1,103 Cr. FY26 revenue was ₹1,024 Cr, −56.5% on the year before. Recent pace: the last four quarters grew −14.7% on average, against 7.2% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −26.3%, against −36.0% a year over the last 8 quarters (accelerating). ## How much does Spandana Sphoorty Financial keep from what it earns? Spandana Sphoorty Financial Ltd's net margin was 5.5% in the Sep 2026 quarter, 113.8 percentage points higher than the same quarter a year ago. Across 9 years it has been between −68.3% and 32.0%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Spandana Sphoorty Financial's loans have gone bad? Spandana Sphoorty Financial Ltd's gross NPA, the share of loans that have stopped being repaid, is 3.60% in Jun 2026, down from 5.49% a year ago. After the money already set aside for bad loans, 0.70% is left (net NPA). That is the 3rd quarter in a row of improvement. Across the 11 quarters on file it has been between 1.50% and 5.63%. Falling bad loans mean the loan book is healing; rising ones mean new damage. In Jun 2026, gross NPA was 3.60% and net NPA 0.70%, against 5.49% and 1.15% a year ago. The bad-loan figures stop at Jun 2026, and our data does not yet carry gross and net NPA for the quarters after it, although results up to Sep 2026 are in. They are shown as filed, not estimated. In short: a lender's profit growth is only as good as its loans, and this loan book is healing, several quarters running. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up. Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown. ## How fast is Spandana Sphoorty Financial's loan book growing? Spandana Sphoorty Financial Ltd's revenue was ₹1,024 Cr in FY26, −56.5% on the year before, so the loan book is not growing. The latest quarter was +41.3% on a year earlier. The net margin on that income is 5.5%, +113.8 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is Spandana Sphoorty Financial's P/BV ratio, and how does it compare with its own history? Spandana Sphoorty Financial Ltd's P/BV is 0.7×, near the low end of its own history: it has been lower only 9% of the time. Its usual P/BV (the middle reading) is 1.5×, over 7 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about −29% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve. Where the price move came from: over 5 years the price moved −19.0% a year; about −4.9% a year came from book-value growth and about −14.1 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. A quarterly PEG curve, which only the second data source has, is not shown on this page: its two data sources disagree by up to 6.9% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Is the Spandana Sphoorty Financial business getting better or worse? Spandana Sphoorty Financial Ltd's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 9 quarters of 2 measures, with some gaps. Why it matters: with too little history, we say so rather than guess a direction. One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result. The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone. There are fewer than eight usable quarters, so this page does not guess a direction from so little history. ## How much does Spandana Sphoorty Financial earn on its equity and assets? Spandana Sphoorty Financial Ltd earned a return on equity of −29% in FY26. Its lowest yearly reading on file was −33% in FY25. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. Return on assets is left out here, because its two sources disagree for this quarter. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. The quarterly return-on-equity and return-on-assets curves, which only the second data source has, are not shown on this page: its two data sources disagree by up to 6.9% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Does Spandana Sphoorty Financial have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Spandana Sphoorty Financial shareholding pattern? Promoters cut their stake in Spandana Sphoorty Financial Ltd by 7.7 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 48.2% of the company. Foreign institutions moved −4.8 points over the same period, to 17.9%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Promoters: −7.7 points over 8 quarters, to 48.2%; Foreign institutions: −4.8 points over 8 quarters, to 17.9%; Domestic institutions: −1.6 points over 8 quarters, to 5.7%. Why the owners changed: promoters drove it (−7.7 points), together with foreign institutions (−4.8 points). They reduced their stake. ## How far is Spandana Sphoorty Financial from balance-sheet trouble? For Spandana Sphoorty Financial Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Spandana Sphoorty Financial rank in its industry? 36.2 out of 100, rank 6 of 7 in Finance & Investments - Microfinance, with 61% of the evidence available. Spandana Sphoorty Financial Ltd scores 36.2 out of 100 against the 7 companies it is compared with in Finance & Investments - Microfinance, ranking 6. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 14.6 + 4.2 + 9.2 + 8.2 = 36.2. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Spandana Sphoorty Financial compared with? Spandana Sphoorty Financial ranks 6 of 7 Finance & Investments - Microfinance companies on the 4-Factor Sector Score, with 36.2 out of 100. 1. [Satin Creditcare Network Ltd](https://www.sectoralpha.in/stocks/satin-creditcare-network-ltd) SATIN · turning · Sector-leading setup · 82% evidence 84.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.9/35 · Income 20.3% · Profit 100% · 86% evidence Capital efficiency 18.0/25 · ROA 3.3% · ROE 12.3% · GNPA n/a · 72% evidence Valuation 16.3/20 · P/BV 0.83× · P/BV÷ROE 0.07 · 70% evidence Relative strength 20.0/20 · Lead over its industry 45.2% · Lead over NIFTY 500 30.5% · 1 year 52.6% · 100% evidence · 2 of 12 weeks ahead Exact sum: 29.9 + 18 + 16.3 + 20 = 84.2 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [Northern Arc Capital Ltd](https://www.sectoralpha.in/stocks/northern-arc-capital-ltd) NORTHARC · quiet · Most evidence points up · 70% evidence 71.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.2/35 · Income 21.1% · Profit 54.4% · 55% evidence Capital efficiency 16.2/25 · ROA 2.7% · ROE 11.1% · GNPA n/a · 68% evidence Valuation 14.2/20 · P/BV 1.05× · P/BV÷ROE 0.1 · 70% evidence Relative strength 16.6/20 · Lead over its industry 7.8% · Lead over NIFTY 500 -2% · 1 year -7.1% · 100% evidence · 3 of 12 weeks ahead Exact sum: 24.2 + 16.2 + 14.2 + 16.6 = 71.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [CreditAccess Grameen Ltd](https://www.sectoralpha.in/stocks/creditaccess-grameen-ltd) CREDITACC · quiet · Most evidence points up · 93% evidence 66.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 31.9/35 · Income 17.6% · Profit 100% · 100% evidence Capital efficiency 18.1/25 · ROA 4.6% · ROE 10.5% · GNPA n/a · 72% evidence Valuation 11.6/20 · P/BV 1.84× · P/BV÷ROE 0.17 · 100% evidence Relative strength 5.3/20 · Lead over its industry -10.9% · Lead over NIFTY 500 -18.9% · 1 year -28.1% · 100% evidence · 4 of 12 weeks ahead Exact sum: 31.9 + 18.1 + 11.6 + 5.3 = 66.9 · What this means: Earnings are strong; relative strength in its sector is -10.9% and the one-year return is -28.1%. 4. [Muthoot Microfin Ltd](https://www.sectoralpha.in/stocks/muthoot-microfin-ltd) MUTHOOTMF · quiet · Evidence leans down · 89% evidence 44.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 26.2/35 · Income 0.9% · Profit 100% · 88% evidence Capital efficiency 9.2/25 · ROA 1.3% · ROE 6.2% · GNPA n/a · 72% evidence Valuation 7.3/20 · P/BV 0.81× · P/BV÷ROE 0.13 · 100% evidence Relative strength 1.5/20 · Lead over its industry -15.9% · Lead over NIFTY 500 -23.8% · 1 year -19.9% · 100% evidence · 5 of 12 weeks ahead Exact sum: 26.2 + 9.2 + 7.3 + 1.5 = 44.2 · What this means: Earnings are strong; relative strength in its sector is -15.9% and the one-year return is -19.9%. 5. [Arman Financial Services Ltd](https://www.sectoralpha.in/stocks/arman-financial-services-ltd) ARMANFIN · quiet · Evidence leans down · 86% evidence 40.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 11.8/35 · Income 0.1% · Profit 100% · 60% evidence Capital efficiency 13.8/25 · ROA 2% · ROE 6.3% · GNPA 2.8% · 100% evidence Valuation 5.0/20 · P/BV 1.6× · P/BV÷ROE 0.26 · 100% evidence Relative strength 9.9/20 · Lead over its industry -1.8% · Lead over NIFTY 500 -10.9% · 1 year -13.1% · 100% evidence · 8 of 12 weeks ahead Exact sum: 11.8 + 13.8 + 5 + 9.9 = 40.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. Spandana Sphoorty Financial Ltd this page SPANDANA · basing · Evidence leans down · 61% evidence 36.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.6/35 · Income -26.3% · Profit 96% · 46% evidence Capital efficiency 4.2/25 · ROA -0.9% · ROE -29.4% · GNPA n/a · 68% evidence Valuation 9.2/20 · P/BV 0.72× · P/BV÷ROE n/a · 40% evidence Relative strength 8.2/20 · Lead over its industry -11.1% · Lead over NIFTY 500 -18.9% · 1 year -25.6% · 100% evidence · 1 of 12 weeks ahead Exact sum: 14.6 + 4.2 + 9.2 + 8.2 = 36.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [Fusion Finance Ltd](https://www.sectoralpha.in/stocks/fusion-finance-ltd) FUSION · quiet · Evidence leans down · 78% evidence 35.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.0/35 · Income -18.1% · Profit 100% · 40% evidence Capital efficiency 14.6/25 · ROA 3.5% · ROE 0.7% · GNPA 2.5% · 95% evidence Valuation 3.2/20 · P/BV 0.85× · P/BV÷ROE 1.25 · 100% evidence Relative strength 0.6/20 · Lead over its industry -16.8% · Lead over NIFTY 500 -24.6% · 1 year -29% · 100% evidence · 5 of 12 weeks ahead Exact sum: 17 + 14.6 + 3.2 + 0.6 = 35.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance & Investments - Microfinance](https://www.sectoralpha.in/sectors/finance-investments-microfinance), all 7 compared on one page. ## Which companies are close to Spandana Sphoorty Financial in size? Spandana Sphoorty Financial is the 6th largest of 7 Finance & Investments - Microfinance companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: CreditAccess Grameen, Northern Arc Capital, Satin Creditcare Network, Muthoot Microfin and Fusion Finance. Just below it: Arman Financial Services. ### Finance & Investments - Microfinance companies close in size

1. [CreditAccess Grameen Ltd](https://www.sectoralpha.in/stocks/creditaccess-grameen-ltd) ₹16,434 crore
2. [Northern Arc Capital Ltd](https://www.sectoralpha.in/stocks/northern-arc-capital-ltd) ₹4,091 crore
3. [Satin Creditcare Network Ltd](https://www.sectoralpha.in/stocks/satin-creditcare-network-ltd) ₹2,639 crore
4. [Muthoot Microfin Ltd](https://www.sectoralpha.in/stocks/muthoot-microfin-ltd) ₹2,300 crore
5. [Fusion Finance Ltd](https://www.sectoralpha.in/stocks/fusion-finance-ltd) ₹2,093 crore
6. Spandana Sphoorty Financial Ltd ₹1,993 crore
7. [Arman Financial Services Ltd](https://www.sectoralpha.in/stocks/arman-financial-services-ltd) ₹1,495 crore

[All 7 Finance & Investments - Microfinance companies, largest first](https://www.sectoralpha.in/sectors/finance-investments-microfinance#all-companies)

### Companies close in size in other industries

1. [Beta Drugs Ltd](https://www.sectoralpha.in/stocks/beta-drugs-ltd) ₹2,000 crore · Pharma - API
2. [Elcid Investments Ltd](https://www.sectoralpha.in/stocks/elcid-investments-ltd) ₹2,000 crore · Finance - Holding Company
3. Spandana Sphoorty Financial Ltd ₹1,993 crore
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## What else do people ask about Spandana Sphoorty Financial? ### What is Spandana Sphoorty Financial's share price today? Spandana Sphoorty Financial Ltd's share price is ₹187.10, −26.4% over the past year. The whole company is worth ₹1,973 Cr on the market. In the last 52 weeks it traded between ₹178 to ₹306; today it is 7% of the way up from the low, 23.6% below its 200-day average (as of 3 November 2026). ### What were Spandana Sphoorty Financial's latest quarterly results? Spandana Sphoorty Financial Ltd reported total income of ₹325 Cr and net profit of ₹18.0 Cr for the Sep 2026 quarter. Earnings per share were ₹2.06. The net margin was 5.5%, 113.8 percentage points higher than a year earlier. Gross NPA stood at 3.60% of the loan book (as of 3 November 2026). ### What is Spandana Sphoorty Financial's market cap? Spandana Sphoorty Financial Ltd's market capitalisation is ₹1,973 Cr at a share price of ₹187.10. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Spandana Sphoorty Financial performing? Spandana Sphoorty Financial Ltd's share price has been falling for 7 weeks. Over the past 13 weeks it has done worse than the NIFTY 500, for 11 weeks running. This describes what the data did, not a rating (as of 3 November 2026). ### Will Spandana Sphoorty Financial's share price go up? This page does not forecast Spandana Sphoorty Financial Ltd's share price. What it shows instead: the share price is ₹187.10, and it has been falling for 7 weeks. Its P/BV of 0.7× is higher than 9% of its own last 7 years (as of 3 November 2026). ### Who owns Spandana Sphoorty Financial? Promoters own 48.2% of Spandana Sphoorty Financial Ltd, foreign institutions 17.9%, domestic institutions 5.7% and the public 28.3% (latest quarter). The biggest change over the last two years: Promoters cut their stake by 7.7 percentage points over 8 quarters (as of 3 November 2026). ### Where is Spandana Sphoorty Financial in its business cycle? Spandana Sphoorty Financial Ltd's FY26 net margin was −68.3%, against a 9-year range of −68.3% to 32.0%: the low end of its own range, which is often where recoveries start. The latest quarter was 5.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Spandana Sphoorty Financial story? The main question: promoters moved −7.7 percentage points over 8 quarters while the business went the other way. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Spandana Sphoorty Financial a stock worth studying right now? What the numbers show: Spandana Sphoorty Financial Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: whether the owners’ moves turn back in line with the business. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ### Is there a Spandana Sphoorty Financial share price forecast for 2026? What management itself guided: FY27 AUM above ₹6,000 crore and disbursements ₹6,000-6,500 crore reaffirmed. This is research, not advice. We’re not SEBI-registered.