# SBFC Finance share price today (SBFC Finance Ltd, NSE: SBFC) > SBFC Finance share price today: ₹87.69 at the NSE close on 3 November 2026, down 23.1% in a year. SBFC Finance (NSE: SBFC) is worth ₹9,747 crore, trades at a P/BV of 2.4 and has closed between ₹79.82 and ₹113.97 over the past 52 weeks. > SBFC Finance Ltd's earnings have grown faster than its share price. Earnings per share grew +28.0% in a year while the price moved −23.1%. SBFC · Finance & Investments - MSME Lending · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/sbfc-finance-ltd Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Growing steadily, from the last 12 quarters - Price: ₹87.69 (−23.1% in a year) - P/BV: 2.4× (lower than 97% of the last 3 years) - Revenue (Sep 2026): ₹546 Cr (+32.8% on a year ago) - Profit (Sep 2026): ₹139 Cr (+27.5% on a year ago) - Net margin: 25.5% (−1.0 points on a year ago) - ROE: 13%, FY26 - Gross NPA (bad loans): 2.66% (−0.12 points on a year ago) The main question: yearly earnings per share moved +28.0% while the share price moved −23.1%. ## What is the SBFC Finance share price today? SBFC Finance Ltd's share price was ₹87.69 at the close on 3 November 2026. It has been falling for 40 weeks. That is 5.7% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹80 and ₹114, and at that close it sat 23% of the way up from that low. Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 1 week in a row. Over the last 3.2 years the share price moved −1% while the NIFTY 500 moved +29%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at SBFC Finance this quarter? Three changes stood out: promoters cut their stake for 12 quarters in a row, revenue up on a year earlier for 10 quarters in a row (every quarter we can compare) and profit up on a year earlier for 10 quarters in a row (every quarter we can compare). 1. Promoters cut their stake for 12 quarters in a row From 64.1% to 52.2% of the company by the September 2026 quarter. 2. Revenue up on a year earlier for 10 quarters in a row (every quarter we can compare) In the September 2026 quarter revenue was ₹546 crore, +32.8% on a year earlier. Why: Revenue rose because the company's loan book grew by 27% from a year earlier, so more loans were earning interest. Next results: check whether small business loan disbursements and joint lending stay steady after the staff changes. From the earnings call on 26 Oct 2026. 3. Profit up on a year earlier for 10 quarters in a row (every quarter we can compare) In the September 2026 quarter profit was ₹139 crore, +27.5% on a year earlier. Why: Profit rose because the company made a wider gap between the interest it earned on loans and the interest it paid to borrow. Next results: check the money set aside for bad loans and whether more loans stop being repaid, especially if rain or state waivers hurt. From the earnings call on 26 Oct 2026. ## What are SBFC Finance's latest quarterly results? For July to September 2026 (the quarter ended 30 September 2026), SBFC Finance reported total income of ₹546 crore, up 32.8% from ₹411 crore a year earlier, and a profit of ₹139 crore, up 27.5% from ₹109 crore. ### SBFC Finance results: July to September 2026 against a year earlier | Measure | July to September 2026 | July to September 2025 | Change | | --- | --- | --- | --- | | Total income | ₹546 crore | ₹411 crore | +32.8% | | Profit | ₹139 crore | ₹109 crore | +27.5% | | Earnings per share | ₹1.25 | ₹1.00 | +25.0% | | Net margin | 25.5% | 26.5% | −1.0 points | The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). SBFC Finance's management discussed these results on a call held on 26 October 2026; what it said is further down this page. (From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.) ## What is the SBFC Finance share price history? SBFC Finance closed at ₹87.69 on 3 November 2026, down 23.1% from ₹114.08 a year earlier (31 October 2025) and up 7.1% over three years. Its highest weekly close since August 2023 was ₹119.02 on 11 July 2025. ### SBFC Finance share price: then and now | When | Close | Change to 3 Nov 2026 | | --- | --- | --- | | 1 week ago · 23 Oct 2026 | ₹79.82 | +9.9% | | 1 month ago · 1 Oct 2026 | ₹84.19 | +4.2% | | 6 months ago · 30 Apr 2026 | ₹92.31 | −5.0% | | 1 year ago · 31 Oct 2025 | ₹114.08 | −23.1% | | 3 years ago · 3 Nov 2023 | ₹81.85 | +7.1% | | Earliest weekly close in our records · 18 Aug 2023 | ₹88.25 | −0.6% | | Highest weekly close since August 2023 · 11 Jul 2025 | ₹119.02 | −26.3% | | Lowest weekly close since August 2023 · 15 Mar 2024 | ₹77.35 | +13.4% | | 52-week high (weekly close) · 7 Nov 2025 | ₹113.97 | −23.1% | | 52-week low (weekly close) · 23 Oct 2026 | ₹79.82 | +9.9% | Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (174 weekly closes from 18 August 2023 to 3 November 2026.) ## What is the latest news on SBFC Finance? 3 Nov 2026: SBFC Finance closed at ₹87.69, up 9.9% on the week and up 4.2% on the month. 26 Oct 2026: SBFC Finance held its results call for July to September 2026. Management guided: AUM growth of 5%-7% on the previous quarter from here. ### Earlier - Results for July to September 2026: Total income up 32.8% and profit up 27.5% on a year earlier. ## What dividend does SBFC Finance pay? SBFC Finance has paid no dividend on the NSE since its first NSE close in our records (18 August 2023), the start of the period we checked. No. SBFC Finance Ltd paid out 0% of its profit as dividends in each of its last 8 reported years, so there is no payout history to show. That comes from the filed annual statements, not an estimate. (From the NSE corporate-actions record, read 4 November 2026.) ## What did SBFC Finance management say on the latest results call? On the call for July to September 2026, held on 26 October 2026, SBFC Finance's management guided: AUM growth of 5%-7% on the previous quarter from here. > “While this is a welcome outcome, please do not pencil in 9.6% in your models as the new norm, since competitive intensity in gold is rising and some pricing rationalization is likely.” > Mahesh Dayani, on the call for July to September 2026 ### What management guided - FY27 opex reduction of 25 basis points, with further reductions expected over the next two quarters. - Gold-loan share to remain within 20%-25% of AUM, with MSME remaining the flagship. - Spread around 9%-9.25%, with no material compression expected after rate repricing. - H2FY27 MSME disbursement growth at least double-digit on a year earlier. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijorifinance.com/insight/india/51524/Conference Call/CC-Oct26.pdf). (From the call for July to September 2026, 26 October 2026.) ## What to watch in SBFC Finance's next results? When SBFC Finance reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: Check consistency in MSME disbursements and co-origination after repositioning and restaffing. - What to check (from the call) - Check consistency in MSME disbursements and co-origination after repositioning and restaffing. - Track credit cost and zero-plus delinquency for renewed deterioration, especially if rainfall conditions or state waivers worsen. - Monitor gold-loan share, pricing discipline and requested asset-quality disclosure as new entrants expand. - Confirm opex continues to decline as branch-opening and compensation costs are absorbed through operating leverage. ## Which stock lists is SBFC Finance on? SBFC Finance is on 2 of our India lists: Undervalued stocks and Penny stocks. - [Undervalued stocks Profit growth x: 1.3010204081632653](https://www.sectoralpha.in/markets/in/deep-value-stocks) - [Penny stocks Earnings growth, 12 months (%): 27.98](https://www.sectoralpha.in/penny-stocks-india) ## Is SBFC Finance profitable? SBFC Finance Ltd earned ₹139 Cr of net profit in the Sep 2026 quarter, +27.5% on the same quarter a year earlier. That is the 10th quarter in a row of profit growth. Full-year FY26 profit was ₹451 Cr. Over 7 years profit has grown 52.1% a year on average. That is 25.5% of the quarter's revenue. The same quarter a year earlier earned ₹109 Cr. For the full year, FY26 profit was ₹451 Cr (+30.7% on the year before). Why profit moved: revenue changed +32.8% on a year earlier and the margin moved −1.0 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +30.3% and revenue +28.3%. Profit and revenue are moving at about the same pace. ## How much revenue does SBFC Finance make, and is it growing? SBFC Finance Ltd reported ₹546 Cr of income in the Sep 2026 quarter, +32.8% on the same quarter a year earlier. That is the 10th quarter in a row with growth on the year before. Over 7 years it has grown 37.9% a year on average. The last full year, FY26, came in at ₹1,679 Cr. The last four reported quarters add to ₹1,917 Cr. FY26 revenue was ₹1,679 Cr, +28.7% on the year before. Recent pace: the last four quarters grew +28.3% on average, against 37.9% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +28.4%, against +28.9% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +30.1%, against +30.4% a year (stabilising). ## How much does SBFC Finance keep from what it earns? SBFC Finance Ltd's net margin was 25.5% in the Sep 2026 quarter, 1.0 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 8 years it has been between 8.1% and 26.9%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of SBFC Finance's loans have gone bad? SBFC Finance Ltd's gross NPA, the share of loans that have stopped being repaid, is 2.66% in Jun 2026, down from 2.78% a year ago. After the money already set aside for bad loans, 1.55% is left (net NPA). Across the 11 quarters on file it has been between 2.38% and 2.78%. Falling bad loans mean the loan book is healing; rising ones mean new damage. In Jun 2026, gross NPA was 2.66% and net NPA 1.55%, against 2.78% and 1.57% a year ago. The bad-loan figures stop at Jun 2026, and our data does not yet carry gross and net NPA for the quarters after it, although results up to Sep 2026 are in. They are shown as filed, not estimated. In short: a lender's profit growth is only as good as its loans, and this loan book is better than a year ago. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up. Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown. ## How fast is SBFC Finance's loan book growing? SBFC Finance Ltd's revenue was ₹1,679 Cr in FY26, +28.7% on the year before, so the loan book is growing. The latest quarter was +32.8% on a year earlier. The net margin on that income is 25.5%, −1.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is SBFC Finance's P/BV ratio, and how does it compare with its own history? SBFC Finance Ltd's P/BV is 2.4×, near the low end of its own history: it has been lower only 3% of the time. Its usual P/BV (the middle reading) is 3.2×, over 3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved −23.1%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 3 years the price moved +2.3% a year; about +14.9% a year came from book-value growth and about −12.6 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the SBFC Finance business getting better or worse? SBFC Finance Ltd's business is growing steadily. Revenue, profit and EPS growth have stayed positive throughout, and ROE is steady at 12.6%. This is based on 12 quarters of 4 measures. Why it matters: steady growth with healthy returns is how a business compounds over time. ## How much does SBFC Finance earn on its equity and assets? SBFC Finance Ltd earned a return on equity of 13% in FY26. Its lowest yearly reading on file was 3% in FY19. On its assets, every ₹100 earned about ₹4.34, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 52.1% a year over 7 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does SBFC Finance have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the SBFC Finance shareholding pattern? Domestic institutions raised their stake in SBFC Finance Ltd by 6.0 percentage points over 8 quarters, the biggest change among its owners. Domestic institutions now own 22.2% of the company. Foreign institutions moved +3.1 points over the same period, to 7.7%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Domestic institutions: +6.0 points over 8 quarters, to 22.2%; Foreign institutions: +3.1 points over 8 quarters, to 7.7%; Promoters: −2.8 points over 8 quarters, to 52.2%. Why the owners changed: domestic institutions drove it (+6.0 points), together with foreign institutions (+3.1 points). They raised their stake step by step. ## How far is SBFC Finance from balance-sheet trouble? For SBFC Finance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does SBFC Finance rank in its industry? 65.8 out of 100, rank 1 of 6 in Finance & Investments - MSME Lending, with 93% of the evidence available. SBFC Finance Ltd scores 65.8 out of 100 against the 6 companies it is compared with in Finance & Investments - MSME Lending, ranking 1. Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. The four parts add up to the total exactly: 23 + 17.1 + 11 + 14.7 = 65.8. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is SBFC Finance compared with? SBFC Finance ranks 1 of 6 Finance & Investments - MSME Lending companies on the 4-Factor Sector Score, with 65.8 out of 100. 1. SBFC Finance Ltd this page SBFC · turning · Most evidence points up · 93% evidence 65.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.0/35 · Income 28.4% · Profit 30.1% · 100% evidence Capital efficiency 17.1/25 · ROA 3.7% · ROE 13% · GNPA n/a · 72% evidence Valuation 11.0/20 · P/BV 2.31× · P/BV÷ROE 0.18 · 100% evidence Relative strength 14.7/20 · Lead over its industry 2% · Lead over NIFTY 500 -6.6% · 1 year -26% · 100% evidence · 2 of 12 weeks ahead Exact sum: 23 + 17.1 + 11 + 14.7 = 65.8 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [SG Finserve Ltd](https://www.sectoralpha.in/stocks/sg-finserve-ltd) SGFIN · turning · Evidence leans up · 82% evidence 63.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 26.8/35 · Income 100% · Profit 85.2% · 86% evidence Capital efficiency 13.6/25 · ROA 3.1% · ROE 10.3% · GNPA n/a · 72% evidence Valuation 5.0/20 · P/BV 2.84× · P/BV÷ROE 0.28 · 70% evidence Relative strength 18.5/20 · Lead over its industry 49.2% · Lead over NIFTY 500 36.6% · 1 year 77.1% · 100% evidence · 10 of 12 weeks ahead Exact sum: 26.8 + 13.6 + 5 + 18.5 = 63.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [MAS Financial Services Ltd](https://www.sectoralpha.in/stocks/mas-financial-services-ltd) MASFIN · quiet · Evidence leans up · 88% evidence 57.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.7/35 · Income 22.6% · Profit 23.8% · 86% evidence Capital efficiency 15.8/25 · ROA 2.7% · ROE 13.4% · GNPA n/a · 72% evidence Valuation 15.9/20 · P/BV 1.38× · P/BV÷ROE 0.1 · 100% evidence Relative strength 0.8/20 · Lead over its industry -8.7% · Lead over NIFTY 500 -16.6% · 1 year -19.9% · 100% evidence · 0 of 12 weeks ahead Exact sum: 24.7 + 15.8 + 15.9 + 0.8 = 57.2 · What this means: Earnings are strong; relative strength in its sector is -8.7% and the one-year return is -19.9%. 4. [Five-Star Business Finance Ltd](https://www.sectoralpha.in/stocks/five-star-business-finance-ltd) FIVESTAR · quiet · Evidence leans down · 85% evidence 46.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 5.1/35 · Income 8.3% · Profit 1% · 100% evidence Capital efficiency 20.8/25 · ROA 6.9% · ROE 16.1% · GNPA 3.5% · 100% evidence Valuation 11.6/20 · P/BV 1.48× · P/BV÷ROE 0.09 · 100% evidence Relative strength 9.1/20 · Lead over its industry n/a · Lead over NIFTY 500 -16.1% · 1 year -39.2% · 25% evidence · 7 of 12 weeks ahead Exact sum: 5.1 + 20.8 + 11.6 + 9.1 = 46.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. Ugro Capital Ltd UGROCAP · quiet · Most evidence points down · 93% evidence 31.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.3/35 · Income 16.5% · Profit -6% · 83% evidence Capital efficiency 8.9/25 · ROA 0.8% · ROE 4.6% · GNPA 2.6% · 95% evidence Valuation 8.0/20 · P/BV 0.4× · P/BV÷ROE 0.09 · 100% evidence Relative strength 5.4/20 · Lead over its industry -26.9% · Lead over NIFTY 500 -33.3% · 1 year -60.1% · 100% evidence · 0 of 12 weeks ahead Exact sum: 9.3 + 8.9 + 8 + 5.4 = 31.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [Moneyboxx Finance Ltd](https://www.sectoralpha.in/stocks/moneyboxx-finance-ltd) MONEYBOXX · Most evidence points down · 64% evidence 30.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.4/43.75 · Income 16.5% · Profit 8.1% · 75% evidence Capital efficiency 4.4/31.25 · ROA 0.1% · ROE 0.5% · GNPA n/a · 72% evidence Valuation 3.0/25 · P/BV 1.43× · P/BV÷ROE 2.98 · 100% evidence Relative strength: no reading this week · its 20 points are shared across the other three Exact sum: 23.4 + 4.4 + 3 = 30.8 (no relative-strength reading this week; its 20 points are shared across the other three) · What this means: There is no relative-strength reading for this week, so the score is built from earnings, capital efficiency and valuation alone. Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance & Investments - MSME Lending](https://www.sectoralpha.in/sectors/finance-investments-msme-lending), all 6 compared on one page. ## Which companies are close to SBFC Finance in size? SBFC Finance is the 2nd largest of 5 Finance & Investments - MSME Lending companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Five-Star Business Finance. Just below it: SG Finserve, MAS Financial Services and Moneyboxx Finance. ### Finance & Investments - MSME Lending companies close in size 1. [Five-Star Business Finance Ltd](https://www.sectoralpha.in/stocks/five-star-business-finance-ltd) ₹11,715 crore 2. SBFC Finance Ltd ₹9,381 crore 3. [SG Finserve Ltd](https://www.sectoralpha.in/stocks/sg-finserve-ltd) ₹4,540 crore 4. [MAS Financial Services Ltd](https://www.sectoralpha.in/stocks/mas-financial-services-ltd) ₹4,439 crore 5. [Moneyboxx Finance Ltd](https://www.sectoralpha.in/stocks/moneyboxx-finance-ltd) ₹424 crore [All 5 Finance & Investments - MSME Lending companies, largest first](https://www.sectoralpha.in/sectors/finance-investments-msme-lending#all-companies) ### Companies close in size in other industries 1. [Powergrid Infrastructure Investment Trust](https://www.sectoralpha.in/stocks/powergrid-infrastructure-investment-trust) ₹9,417 crore · Infrastructure Investment Trusts 2. [Procter & Gamble Health Ltd](https://www.sectoralpha.in/stocks/procter-gamble-health-ltd) ₹9,413 crore · Pharma - MNC bulk Drugs 3. SBFC Finance Ltd ₹9,381 crore 4. [Lloyds Enterprises Ltd](https://www.sectoralpha.in/stocks/lloyds-enterprises-ltd) ₹9,323 crore · Trading 5. [Jain Resource Recycling Ltd](https://www.sectoralpha.in/stocks/jain-resource-recycling-ltd) ₹9,317 crore · Recycling ## What else do people ask about SBFC Finance? ### What is SBFC Finance's share price today? SBFC Finance Ltd's share price is ₹87.69, −23.1% over the past year. The whole company is worth ₹9,747 Cr on the market. In the last 52 weeks it traded between ₹80 to ₹114; today it is 23% of the way up from the low, 5.7% below its 200-day average (as of 3 November 2026). ### What were SBFC Finance's latest quarterly results? SBFC Finance Ltd reported total income of ₹546 Cr and net profit of ₹139 Cr for the Sep 2026 quarter. Income rose 32.8% and profit rose 27.5% compared with a year earlier. Earnings per share were ₹1.25. The net margin was 25.5%, 1.0 percentage points lower than a year earlier (as of 3 November 2026). ### What is SBFC Finance's market cap? SBFC Finance Ltd's market capitalisation is ₹9,747 Cr at a share price of ₹87.69. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is SBFC Finance performing? SBFC Finance Ltd's share price has been falling for 40 weeks. In its latest quarter, income rose 32.8% and profit rose 27.5% compared with a year earlier. Over the past 13 weeks it has done better than the NIFTY 500, for 1 week running (as of 3 November 2026). ### Will SBFC Finance's share price go up? This page does not forecast SBFC Finance Ltd's share price. What it shows instead: the share price is ₹87.69, and it has been falling for 40 weeks. Its P/BV of 2.4× is higher than 3% of its own last 3 years (as of 3 November 2026). ### Where is SBFC Finance in its business cycle? SBFC Finance Ltd's FY26 net margin was 26.9%, against a 8-year range of 8.1% to 26.9%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 25.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the SBFC Finance story? The main question: yearly earnings per share moved +28.0% while the share price moved −23.1%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is SBFC Finance a stock worth studying right now? What the numbers show: SBFC Finance Ltd's earnings have grown faster than its share price. Earnings per share grew +28.0% in a year while the price moved −23.1%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ### Is there a SBFC Finance share price forecast for 2026? What management itself guided: AUM growth of 5%-7% on the previous quarter from here. ## Lists - Undervalued stocks: https://www.sectoralpha.in/markets/in/deep-value-stocks - Penny stocks: https://www.sectoralpha.in/penny-stocks-india This is research, not advice. We’re not SEBI-registered.