# PTC India Financial Services share price today (PTC India Financial Services Ltd, NSE: PFS)

> PTC India Financial Services share price today: ₹24.55 at the NSE close on 3 November 2026, down 32.5% in a year. PTC India Financial Services (NSE: PFS) is worth ₹1,577 crore, trades at a P/BV of 0.5 and has closed between ₹23.45 and ₹36.17 over the past 52 weeks. > PTC India Financial Services Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. PFS · Finance & Investments - Others · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/ptc-india-financial-services-ltd

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## Key numbers

- Business trend: Getting worse, from the last 12 quarters
- Price: ₹24.55 (−32.5% in a year)
- P/BV: 0.5× (lower than 61% of the last 11 years)
- Revenue (Sep 2026): ₹110 Cr (−16.7% on a year ago)
- Profit (Sep 2026): ₹44.0 Cr (−50.0% on a year ago)
- Net margin: 40.0% (−26.7 points on a year ago)
- ROE: 11%, FY26
- ROA: 3.56%, latest

The main question: yearly earnings per share moved +47.0% while the share price moved −32.5%. ## What is the PTC India Financial Services share price today? PTC India Financial Services Ltd's share price was ₹24.55 at the close on 3 November 2026. It has been falling for 57 weeks. That is 17.0% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 20 weeks running. In the last 52 weeks it traded between ₹23 and ₹36, and at that close it sat 9% of the way up from that low. Over the last 11 years the share price moved −30% while the NIFTY 500 moved +251%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 25 June 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at PTC India Financial Services this quarter? Three changes stood out: revenue down on a year earlier for 11 quarters in a row, foreign funds (FIIs) cut their stake for 5 quarters in a row and profit down on a year earlier for 4 quarters in a row. 1. Revenue down on a year earlier for 11 quarters in a row In the September 2026 quarter revenue was ₹110 crore, -16.7% on a year earlier. 2. Foreign funds (FIIs) cut their stake for 5 quarters in a row From 2.2% to 1.6% of the company by the September 2026 quarter. 3. Profit down on a year earlier for 4 quarters in a row In the September 2026 quarter profit was ₹44 crore, -50% on a year earlier. Why: Profit fell because a road loan went bad and the company set aside more money to cover it. Next results: check whether the Dahanu wind loan gets admitted to the bankruptcy process and whether the Kundli road loan is cured, meaning brought back on track. From the earnings call on 28 Oct 2026. ## What are PTC India Financial Services' latest quarterly results? For July to September 2026 (the quarter ended 30 September 2026), PTC India Financial Services reported total income of ₹110 crore, down 16.7% from ₹132 crore a year earlier, and a profit of ₹44.0 crore, down 50.0% from ₹88.0 crore. ### PTC India Financial Services results: July to September 2026 against a year earlier

| Measure | July to September 2026 | July to September 2025 | Change |
| --- | --- | --- | --- |
| Total income | ₹110 crore | ₹132 crore | −16.7% |
| Profit | ₹44.0 crore | ₹88.0 crore | −50.0% |
| Earnings per share | ₹0.69 | ₹1.37 | −49.6% |
| Net margin | 40.0% | 66.7% | −26.7 points |

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). PTC India Financial Services' management discussed these results on a call held on 28 October 2026; what it said is further down this page. (From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.)

## What is the PTC India Financial Services share price history? PTC India Financial Services closed at ₹24.55 on 3 November 2026, down 32.5% from ₹36.37 a year earlier (31 October 2025) and up 22.8% over five years. Its highest weekly close since March 2016 was ₹58.54 on 2 February 2024. ### PTC India Financial Services share price: then and now

| When | Close | Change to 3 Nov 2026 |
| --- | --- | --- |
| 1 week ago · 23 Oct 2026 | ₹24.59 | −0.2% |
| 1 month ago · 1 Oct 2026 | ₹28.68 | −14.4% |
| 6 months ago · 30 Apr 2026 | ₹31.24 | −21.4% |
| 1 year ago · 31 Oct 2025 | ₹36.37 | −32.5% |
| 3 years ago · 3 Nov 2023 | ₹32.48 | −24.4% |
| 5 years ago · 4 Nov 2021 | ₹20.00 | +22.8% |
| 10 years ago · 4 Nov 2016 | ₹38.80 | −36.7% |
| Earliest weekly close in our records · 11 Mar 2016 | ₹35.10 | −30.1% |
| Highest weekly close since March 2016 · 2 Feb 2024 | ₹58.54 | −58.1% |
| Lowest weekly close since March 2016 · 27 Mar 2020 | ₹7.86 | +212.3% |
| 52-week high (weekly close) · 14 Nov 2025 | ₹36.17 | −32.1% |
| 52-week low (weekly close) · 30 Oct 2026 | ₹23.45 | +4.7% |

Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (560 weekly closes from 11 March 2016 to 3 November 2026.)

## What is the latest news on PTC India Financial Services? 3 Nov 2026: PTC India Financial Services closed at ₹24.55, down 0.2% on the week and down 14.4% on the month. 28 Oct 2026: PTC India Financial Services held its results call for July to September 2026. Management guided: Net loan book around ₹5,000 crore by March-end after prepayments. ### Earlier

- Results for July to September 2026: Total income down 16.7% and profit down 50.0% on a year earlier. ## What dividend does PTC India Financial Services pay? PTC India Financial Services paid no dividend in the 12 months to 4 November 2026. The last was a dividend of ₹1 a share, ex-date 5 September 2023. ### PTC India Financial Services dividends since 1 April 2021

| Ex-date | Dividend per share | Type |
| --- | --- | --- |
| 5 Sep 2023 | ₹1 | Dividend |

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here. 1 of 5 Of the last 5 financial years, years with an NSE dividend record

Not in its latest year. PTC India Financial Services Ltd paid out 0% of its profit as dividends in FY26. It did pay a dividend in 7 of its last 13 reported years, so there is a history but no current dividend. (From the NSE corporate-actions record, read 4 November 2026.)

## What did PTC India Financial Services management say on the latest results call? On the call for July to September 2026, held on 28 October 2026, PTC India Financial Services' management guided: Net loan book around ₹5,000 crore by March-end after prepayments. > “Regarding the overall loan book, we expect the net amount to be approximately 5,000 crores by the end of this year.”
> Dilip Srivastava, on the call for July to September 2026

### What management guided

- Loan growth to stay at least at quarter sequential pace in coming years. - Spread to stay above 2% going forward even as book levers up. - Optimum leverage around 4-4.5 times over next 3-4 years as book scales with funding cost easing toward market. - Full-year ROA budget 4.2% with H2 acceleration implied over first-half run rate. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijorifinance.com/insight/india/6427/Conference Call/CC-Oct26.pdf). (From the call for July to September 2026, 28 October 2026.)

## What to watch in PTC India Financial Services' next results? When PTC India Financial Services reports October to December 2026, these are the 3 checks that show whether the story is still on course. First: Year-end net book delivery at flagged March goal against H2 scheduled repayments and prepayment drag. - What to check (from the call)
- Year-end net book delivery at flagged March goal against H2 scheduled repayments and prepayment drag. - Conversion of flagged undisbursed pipeline into disbursements through compliance and stage milestones with current-quarter momentum sustaining. - Dahanu IBC admission progress and Kundli annuity cure versus full-year solvency of net Stage 3 stock. ## Which stock lists is PTC India Financial Services on? PTC India Financial Services is on 2 of our India lists: 52 week high & low and Penny stocks. - [52 week high & low 52-week position: At 52-week low](https://www.sectoralpha.in/52-week-high-stocks-india)
- [Penny stocks Earnings growth, 12 months (%): -48.9](https://www.sectoralpha.in/penny-stocks-india)

## Is PTC India Financial Services profitable? PTC India Financial Services Ltd earned ₹44.0 Cr of net profit in the Sep 2026 quarter, −50.0% on the same quarter a year earlier. Full-year FY26 profit was ₹319 Cr. Over 10 years profit has grown −2.0% a year on average. That is 40.0% of the quarter's revenue. The same quarter a year earlier earned ₹88.0 Cr. For the full year, FY26 profit was ₹319 Cr (+47.0% on the year before). Why profit moved: revenue changed −16.7% on a year earlier and the margin moved −26.7 percentage points. Sales did the work while the margin got thinner. On average over the last four quarters, profit changed −42.1% and revenue −22.3%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does PTC India Financial Services make, and is it growing? PTC India Financial Services Ltd reported ₹110 Cr of income in the Sep 2026 quarter, −16.7% on the same quarter a year earlier. Over 10 years it has grown −8.0% a year on average. The last full year, FY26, came in at ₹518 Cr. The last four reported quarters add to ₹454 Cr. FY26 revenue was ₹518 Cr, −18.8% on the year before. Recent pace: the last four quarters grew −22.3% on average, against −8.0% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −22.4%, against −19.7% a year over the last 8 quarters (stabilising); profit over the last 12 months grew −48.9%, against +7.5% a year (rolling over). ## How much does PTC India Financial Services keep from what it earns? PTC India Financial Services Ltd's net margin was 40.0% in the Sep 2026 quarter, 26.7 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 13 years it has been between −8.4% and 61.6%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of PTC India Financial Services' loans have gone bad? PTC India Financial Services Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is PTC India Financial Services' loan book growing? PTC India Financial Services Ltd's revenue was ₹518 Cr in FY26, −18.8% on the year before, so the loan book is not growing. The latest quarter was −16.7% on a year earlier. The net margin on that income is 40.0%, −26.7 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is PTC India Financial Services' P/BV ratio, and how does it compare with its own history? PTC India Financial Services Ltd's P/BV is 0.5×, in the middle of its own history: higher than 39% of past readings. Its usual P/BV (the middle reading) is 0.6×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 11% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved −32.5%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +4.2% a year; about +7.8% a year came from book-value growth and about −3.6 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. ## Is the PTC India Financial Services business getting better or worse? PTC India Financial Services Ltd's business is getting worse. Revenue, profit and EPS growth are shrinking: revenue growth is −22.4% in the latest quarter, against +92.6% at its best in 12 quarters, with ROE falling at 5.7%. This is based on 12 quarters of 4 measures. Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind. ## How much does PTC India Financial Services earn on its equity and assets? PTC India Financial Services Ltd earned a return on equity of 11% in FY26. Its lowest yearly reading on file was −5% in FY18. On its assets, every ₹100 earned about ₹3.56, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why ROE moved: profit grew −2.0% a year over 10 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does PTC India Financial Services have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the PTC India Financial Services shareholding pattern? No group of PTC India Financial Services Ltd's owners changed its stake by a full percentage point over the last two years. Domestic institutions moved +0.1 points over the same period, to 5.1%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Foreign institutions: −0.5 points over 8 quarters, to 1.6%; Domestic institutions: +0.1 points over 8 quarters, to 5.1%; Promoters: +0.0 points over 8 quarters, to 65.0%. ## How far is PTC India Financial Services from balance-sheet trouble? For PTC India Financial Services Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does PTC India Financial Services rank in its industry? 48.3 out of 100, rank 17 of 36 in Finance & Investments - Others, with 73% of the evidence available. PTC India Financial Services Ltd scores 48.3 out of 100 against the 36 companies it is compared with in Finance & Investments - Others, ranking 17. The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. The four parts add up to the total exactly: 5.6 + 16.9 + 18.2 + 7.6 = 48.3. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is PTC India Financial Services compared with? PTC India Financial Services ranks 17 of 36 Finance & Investments - Others companies on the 4-Factor Sector Score, with 48.3 out of 100. 1. [Fedders Holding Ltd](https://www.sectoralpha.in/stocks/fedders-holding-ltd) FEDDERSHOL · leader · Most evidence points up · 78% evidence 72.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.5/35 · Income -6.4% · Profit 100% · 75% evidence Capital efficiency 18.1/25 · ROA 10.9% · ROE 11.6% · GNPA n/a · 72% evidence Valuation 11.8/20 · P/BV 1.56× · P/BV÷ROE 0.13 · 70% evidence Relative strength 18.5/20 · Lead over its industry 28.5% · Lead over NIFTY 500 29.3% · 1 year 7.2% · 100% evidence · 12 of 12 weeks ahead Exact sum: 24.5 + 18.1 + 11.8 + 18.5 = 72.9 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [Abans Financial Services Ltd](https://www.sectoralpha.in/stocks/abans-financial-services-ltd) AFSL · breaking out · Too little evidence to rank firmly · 58% evidence 65.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.2/35 · Income 100% · Profit 17.9% · 45% evidence Capital efficiency 14.9/25 · ROA 3.4% · ROE 8.3% · GNPA n/a · 68% evidence Valuation 16.8/20 · P/BV 0.82× · P/BV÷ROE 0.1 · 100% evidence Relative strength 11.5/20 · Lead over its industry n/a · Lead over NIFTY 500 5% · 1 year 0.7% · 25% evidence · 4 of 12 weeks ahead Exact sum: 22.2 + 14.9 + 16.8 + 11.5 = 65.4 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 3. [Saraswati Commercial (India) Ltd](https://www.sectoralpha.in/stocks/saraswati-commercial-indialtd) ZSARACOM · quiet · Most evidence points up · 69% evidence 65.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.0/35 · Income 100% · Profit 100% · 75% evidence Capital efficiency 15.9/25 · ROA 7.6% · ROE 8.9% · GNPA n/a · 72% evidence Valuation 12.6/20 · P/BV 0.9× · P/BV÷ROE 0.1 · 100% evidence Relative strength 7.7/20 · Lead over its industry n/a · Lead over NIFTY 500 -14.7% · 1 year -26.4% · 25% evidence · 8 of 12 weeks ahead Exact sum: 29 + 15.9 + 12.6 + 7.7 = 65.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [CSL Finance Ltd](https://www.sectoralpha.in/stocks/csl-finance-ltd) CSLFINANCE · Evidence leans up · 76% evidence 64.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.2/43.75 · Income 19.7% · Profit 14.7% · 88% evidence Capital efficiency 28.0/31.25 · ROA 5.7% · ROE 14.9% · GNPA 0.9% · 100% evidence Valuation 14.7/25 · P/BV 0.79× · P/BV÷ROE 0.05 · 100% evidence Relative strength: no reading this week · its 20 points are shared across the other three Exact sum: 22.2 + 28 + 14.7 = 64.9 (no relative-strength reading this week; its 20 points are shared across the other three) · What this means: There is no relative-strength reading for this week, so the score is built from earnings, capital efficiency and valuation alone. 5. [Gretex Corporate Services Ltd](https://www.sectoralpha.in/stocks/gretex-corporate-services-ltd) GCSL · leader · Evidence leans up · 73% evidence 57.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.1/35 · Income -19.4% · Profit 100% · 45% evidence Capital efficiency 18.4/25 · ROA 10.9% · ROE 12.7% · GNPA n/a · 68% evidence Valuation 0.8/20 · P/BV 10.59× · P/BV÷ROE 0.83 · 100% evidence Relative strength 19.6/20 · Lead over its industry 80.3% · Lead over NIFTY 500 82.1% · 1 year 218% · 100% evidence · 12 of 12 weeks ahead Exact sum: 19.1 + 18.4 + 0.8 + 19.6 = 57.9 · What this means: A strong business with a high valuation: it would need rising earnings, or a lower multiple, to score better on value. 6. [Master Trust Ltd](https://www.sectoralpha.in/stocks/master-trust-ltd) MASTERTR · quiet · Evidence leans up · 78% evidence 56.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 15.5/35 · Income 7% · Profit 8.1% · 75% evidence Capital efficiency 19.7/25 · ROA 5.6% · ROE 17.3% · GNPA n/a · 72% evidence Valuation 15.2/20 · P/BV 1.14× · P/BV÷ROE 0.07 · 70% evidence Relative strength 5.9/20 · Lead over its industry -12.2% · Lead over NIFTY 500 -11.6% · 1 year -42.6% · 100% evidence · 5 of 12 weeks ahead Exact sum: 15.5 + 19.7 + 15.2 + 5.9 = 56.3 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 7. [Shardul Securities Ltd](https://www.sectoralpha.in/stocks/shardul-securities-ltd) SHARDUL · Too little evidence to rank firmly · 50% evidence 55.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 26.8/35 · Income 100% · Profit 100% · 54% evidence Capital efficiency 9.5/25 · ROA 2.3% · ROE -7.2% · GNPA n/a · 72% evidence Valuation 7.2/20 · P/BV 0.56× · P/BV÷ROE n/a · 40% evidence Relative strength 12.3/20 · Lead over its industry n/a · Lead over NIFTY 500 38.1% · 1 year n/a · 25% evidence Exact sum: 26.8 + 9.5 + 7.2 + 12.3 = 55.8 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 8. [Bengal & Assam Company Ltd](https://www.sectoralpha.in/stocks/bengal-assam-company-ltd) BENGALASM · quiet · Evidence leans up · 61% evidence 55.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.5/35 · Income 12.1% · Profit 3.4% · 55% evidence Capital efficiency 13.9/25 · ROA 2.2% · ROE 8.1% · GNPA n/a · 68% evidence Valuation 16.3/20 · P/BV 0.6× · P/BV÷ROE 0.07 · 100% evidence Relative strength 8.8/20 · Lead over its industry n/a · Lead over NIFTY 500 -6.5% · 1 year -27% · 25% evidence · 0 of 10 weeks ahead Exact sum: 16.5 + 13.9 + 16.3 + 8.8 = 55.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. [Dolat Algotech Ltd](https://www.sectoralpha.in/stocks/dolat-algotech-ltd) DOLATALGO · basing · Evidence leans up · 69% evidence 54.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 10.0/35 · Income -11.6% · Profit -21.2% · 75% evidence Capital efficiency 18.8/25 · ROA 8.5% · ROE 12.1% · GNPA n/a · 72% evidence Valuation 17.5/20 · P/BV 0.92× · P/BV÷ROE 0.08 · 100% evidence Relative strength 7.8/20 · Lead over its industry n/a · Lead over NIFTY 500 -14.4% · 1 year -23.4% · 25% evidence · 0 of 12 weeks ahead Exact sum: 10 + 18.8 + 17.5 + 7.8 = 54.1 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 10. [PTL Enterprises Ltd](https://www.sectoralpha.in/stocks/ptl-enterprises-ltd) PTL · turning · Evidence leans up · 84% evidence 53.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.4/35 · Income 0% · Profit 13.5% · 75% evidence Capital efficiency 14.8/25 · ROA 4.4% · ROE 5.5% · GNPA n/a · 72% evidence Valuation 8.0/20 · P/BV 0.61× · P/BV÷ROE 0.11 · 100% evidence Relative strength 11.2/20 · Lead over its industry 1.2% · Lead over NIFTY 500 2.5% · 1 year -4.7% · 100% evidence · 1 of 12 weeks ahead Exact sum: 19.4 + 14.8 + 8 + 11.2 = 53.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Balmer Lawrie Investment Ltd](https://www.sectoralpha.in/stocks/balmer-lawrie-investment-ltd) BLIL · quiet · Evidence leans up · 76% evidence 52.2 out of 100 Growth Capital Valuation Relative
12. [Mufin Green Finance Ltd](https://www.sectoralpha.in/stocks/mufin-green-finance-ltd) MUFIN · leader · Evidence leans up · 78% evidence 51.9 out of 100 Growth Capital Valuation Relative
13. [Finkurve Financial Services Ltd](https://www.sectoralpha.in/stocks/finkurve-financial-services-ltd) FINKURVE · breaking out · Evidence leans up · 63% evidence 50.6 out of 100 Growth Capital Valuation Relative
14. [Algoquant Fintech Ltd](https://www.sectoralpha.in/stocks/algoquant-fintech-ltd) ALGOQUANT · leader · Too little evidence to rank firmly · 52% evidence 50.6 out of 100 Growth Capital Valuation Relative
15. [BF Investment Ltd](https://www.sectoralpha.in/stocks/bf-investment-ltd) BFINVEST · quiet · Evidence leans up · 84% evidence 50.4 out of 100 Growth Capital Valuation Relative
16. [PNB Gilts Ltd](https://www.sectoralpha.in/stocks/pnb-gilts-ltd) PNBGILTS · basing · Evidence leans up · 62% evidence 50.1 out of 100 Growth Capital Valuation Relative
17. PTC India Financial Services Ltd this page PFS · quiet · Evidence leans down · 73% evidence 48.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 5.6/35 · Income -22.4% · Profit -48.9% · 86% evidence Capital efficiency 16.9/25 · ROA 3.8% · ROE 11% · GNPA n/a · 72% evidence Valuation 18.2/20 · P/BV 0.48× · P/BV÷ROE 0.04 · 100% evidence Relative strength 7.6/20 · Lead over its industry n/a · Lead over NIFTY 500 -18.4% · 1 year -35.5% · 25% evidence · 0 of 12 weeks ahead Exact sum: 5.6 + 16.9 + 18.2 + 7.6 = 48.3 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 18. [STEL Holdings Ltd](https://www.sectoralpha.in/stocks/stel-holdings-ltd) STEL · losing its lead · Evidence leans down · 69% evidence 48.1 out of 100 Growth Capital Valuation Relative
19. [Industrial & Prudential Investment Company Ltd](https://www.sectoralpha.in/stocks/industrial-prudential-investment-company-ltd) INDPRUD · quiet · Evidence leans down · 69% evidence 46.5 out of 100 Growth Capital Valuation Relative
20. [Consolidated Finvest & Holdings Ltd](https://www.sectoralpha.in/stocks/consolidated-finvest-holdings-ltd) CONSOFINVT · leader · Evidence leans down · 76% evidence 45.9 out of 100 Growth Capital Valuation Relative
21. [Prime Securities Ltd](https://www.sectoralpha.in/stocks/prime-securities-ltd) PRIMESECU · breaking out · Evidence leans down · 84% evidence 44.0 out of 100 Growth Capital Valuation Relative
22. [Crest Ventures Ltd](https://www.sectoralpha.in/stocks/crest-ventures-ltd) CREST · turning · Evidence leans down · 76% evidence 43.1 out of 100 Growth Capital Valuation Relative
23. [Authum Investment & Infrastructure Ltd](https://www.sectoralpha.in/stocks/authum-investment-infrastructure-ltd) AIIL · quiet · Evidence leans down · 76% evidence 42.5 out of 100 Growth Capital Valuation Relative
24. [The Investment Trust of India Ltd](https://www.sectoralpha.in/stocks/the-investment-trust-of-india-ltd) THEINVEST · Too little evidence to rank firmly · 53% evidence 40.8 out of 100 Growth Capital Valuation Relative
25. [Systematix Corporate Services Ltd](https://www.sectoralpha.in/stocks/systematix-corporate-services-ltd) SYSTMTXC · breaking out · Too little evidence to rank firmly · 52% evidence 40.1 out of 100 Growth Capital Valuation Relative
26. [VLS Finance Ltd](https://www.sectoralpha.in/stocks/vls-finance-ltd) VLSFINANCE · quiet · Too little evidence to rank firmly · 58% evidence 39.7 out of 100 Growth Capital Valuation Relative
27. [Nalwa Sons Investments Ltd](https://www.sectoralpha.in/stocks/nalwa-sons-investments-ltd) NSIL · quiet · Evidence leans down · 63% evidence 38.1 out of 100 Growth Capital Valuation Relative
28. [Dhunseri Investments Ltd](https://www.sectoralpha.in/stocks/dhunseri-investments-ltd) DHUNINV · losing its lead · Evidence leans down · 61% evidence 35.6 out of 100 Growth Capital Valuation Relative
29. [Kiran Vyapar Ltd](https://www.sectoralpha.in/stocks/kiran-vyapar-ltd) KIRANVYPAR · turning · Most evidence points down · 61% evidence 34.1 out of 100 Growth Capital Valuation Relative
30. [NBI Industrial Finance Company Ltd](https://www.sectoralpha.in/stocks/nbi-industrial-finance-company-ltd) NBIFIN · quiet · Most evidence points down · 75% evidence 33.3 out of 100 Growth Capital Valuation Relative
31. [Grand Oak Canyons Distillery Ltd](https://www.sectoralpha.in/stocks/grand-oak-canyons-distillery-ltd) GRANDOAK · basing · Most evidence points down · 73% evidence 30.3 out of 100 Growth Capital Valuation Relative
32. [Oswal Green Tech Ltd](https://www.sectoralpha.in/stocks/oswal-green-tech-ltd) OSWALGREEN · Too little evidence to rank firmly · 53% evidence 30.1 out of 100 Growth Capital Valuation Relative
33. [Ebix Ltd](https://www.sectoralpha.in/stocks/ebix-ltd) EBIX · Too little evidence to rank firmly · 12% evidence 49.8 out of 100 Growth Capital Valuation Relative
34. [Niyogin Fintech Ltd](https://www.sectoralpha.in/stocks/niyogin-fintech-ltd) breaking out · Too little evidence to rank firmly · 40% evidence 44.8 out of 100 Growth Capital Valuation Relative
35. [Spice Lounge Food Works Ltd](https://www.sectoralpha.in/stocks/spice-lounge-food-works-ltd) SPICELOUNG · Too little evidence to rank firmly · 29% evidence 43.9 out of 100 Growth Capital Valuation Relative
36. [Capital India Finance Ltd](https://www.sectoralpha.in/stocks/capital-india-finance-ltd) CIFL · quiet · Too little evidence to rank firmly · 48% evidence 43.2 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance & Investments - Others](https://www.sectoralpha.in/sectors/finance-investments-others), all 36 compared on one page. ## Which companies are close to PTC India Financial Services in size? PTC India Financial Services is the 9th largest of 36 Finance & Investments - Others companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Spice Lounge Food Works, Gretex Corporate Services and Grand Oak Canyons Distillery. Just below it: BF Investment, Balmer Lawrie Investment and PNB Gilts. ### Finance & Investments - Others companies close in size

1. [Spice Lounge Food Works Ltd](https://www.sectoralpha.in/stocks/spice-lounge-food-works-ltd) ₹1,944 crore
2. [Gretex Corporate Services Ltd](https://www.sectoralpha.in/stocks/gretex-corporate-services-ltd) ₹1,919 crore
3. [Grand Oak Canyons Distillery Ltd](https://www.sectoralpha.in/stocks/grand-oak-canyons-distillery-ltd) ₹1,696 crore
4. PTC India Financial Services Ltd ₹1,510 crore
5. [BF Investment Ltd](https://www.sectoralpha.in/stocks/bf-investment-ltd) ₹1,448 crore
6. [Balmer Lawrie Investment Ltd](https://www.sectoralpha.in/stocks/balmer-lawrie-investment-ltd) ₹1,386 crore
7. [PNB Gilts Ltd](https://www.sectoralpha.in/stocks/pnb-gilts-ltd) ₹1,351 crore

[All 36 Finance & Investments - Others companies, largest first](https://www.sectoralpha.in/sectors/finance-investments-others#all-companies)

### Companies close in size in other industries

1. [Insecticides India Ltd](https://www.sectoralpha.in/stocks/insecticides-india-ltd) ₹1,511 crore · Pesticides/Agrochemicals
2. [Arfin India Ltd](https://www.sectoralpha.in/stocks/arfin-india-ltd) ₹1,510 crore · Aluminium Products
3. PTC India Financial Services Ltd ₹1,510 crore
4. [Som Distilleries & Breweries Ltd](https://www.sectoralpha.in/stocks/som-distilleries-breweries-ltd) ₹1,506 crore · Alcoholic Beverages
5. [M & B Engineering Ltd](https://www.sectoralpha.in/stocks/m-b-engineering-ltd) ₹1,498 crore · Pre-Engineering Buildings

## What else do people ask about PTC India Financial Services? ### What is PTC India Financial Services's share price today? PTC India Financial Services Ltd's share price is ₹24.55, −32.5% over the past year. The whole company is worth ₹1,577 Cr on the market. In the last 52 weeks it traded between ₹23 to ₹36; today it is 9% of the way up from the low, 17.0% below its 200-day average (as of 3 November 2026). ### What were PTC India Financial Services's latest quarterly results? PTC India Financial Services Ltd reported total income of ₹110 Cr and net profit of ₹44.0 Cr for the Sep 2026 quarter. Income fell 16.7% and profit fell 50.0% compared with a year earlier. Earnings per share were ₹0.69 (as of 3 November 2026). ### What is PTC India Financial Services's market cap? PTC India Financial Services Ltd's market capitalisation is ₹1,577 Cr at a share price of ₹24.55. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is PTC India Financial Services performing? PTC India Financial Services Ltd's share price has been falling for 57 weeks. In its latest quarter, income fell 16.7% and profit fell 50.0% compared with a year earlier. Over the past 13 weeks it has done worse than the NIFTY 500, for 20 weeks running (as of 3 November 2026). ### Will PTC India Financial Services's share price go up? This page does not forecast PTC India Financial Services Ltd's share price. What it shows instead: the share price is ₹24.55, and it has been falling for 57 weeks. Its P/BV of 0.5× is higher than 39% of its own last 11 years (as of 3 November 2026). ### Who owns PTC India Financial Services? Promoters own 65.0% of PTC India Financial Services Ltd, foreign institutions 1.6%, domestic institutions 5.1% and the public 28.4% (latest quarter). No group of owners changed its stake by a full point over the last two years (as of 3 November 2026). ### Where is PTC India Financial Services in its business cycle? PTC India Financial Services Ltd's FY26 net margin was 61.6%, against a 13-year range of −8.4% to 61.6%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 40.0%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the PTC India Financial Services story? The main question: yearly earnings per share moved +47.0% while the share price moved −32.5%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is PTC India Financial Services a stock worth studying right now? What the numbers show: PTC India Financial Services Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ### Is there a PTC India Financial Services share price forecast for 2026? What management itself guided: Net loan book around ₹5,000 crore by March-end after prepayments. ## Lists

- 52 week high & low: https://www.sectoralpha.in/52-week-high-stocks-india
- Penny stocks: https://www.sectoralpha.in/penny-stocks-india

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