# LIC Housing Finance share price today (LIC Housing Finance Ltd, NSE: LICHSGFIN) > LIC Housing Finance share price today: ₹504.95 at the NSE close on 3 November 2026, down 11.6% in a year. LIC Housing Finance (NSE: LICHSGFIN) is worth ₹27,759 crore, trades at a P/BV of 0.6 and has closed between ₹486.15 and ₹581.50 over the past 52 weeks. > LIC Housing Finance Ltd's earnings have grown faster than its share price. Earnings per share grew +3.0% in a year while the price moved −11.6%. LICHSGFIN · Finance - Housing · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/lic-housing-finance-ltd Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Growing steadily, from the last 12 quarters - Price: ₹504.95 (−11.6% in a year) - P/BV: 0.6× (lower than 99% of the last 11 years) - Revenue (Sep 2026): ₹7,194 Cr (+0.2% on a year ago) - Profit (Sep 2026): ₹1,507 Cr (+11.7% on a year ago) - Net margin: 20.9% (+2.1 points on a year ago) - ROE: 14%, FY26 - ROA: 1.82%, latest The main question: foreign institutions moved −3.0 percentage points over 8 quarters while the business went the other way. ## What is the LIC Housing Finance share price today? LIC Housing Finance Ltd's share price was ₹504.95 at the close on 3 November 2026. It has been falling for 12 weeks. That is 6.2% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹486 and ₹582, and at that close it sat 20% of the way up from that low. Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 3 weeks in a row. Over the last 11 years the share price moved +9% while the NIFTY 500 moved +251%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at LIC Housing Finance this quarter? One change stood out: highest quarterly profit in 16 quarters. 1. Highest quarterly profit in 16 quarters Profit of ₹1,507 crore in the September 2026 quarter is the highest of the last 16 quarters. ## What are LIC Housing Finance's latest quarterly results? For July to September 2026 (the quarter ended 30 September 2026), LIC Housing Finance reported total income of ₹7,194 crore, up 0.2% from ₹7,179 crore a year earlier, and a profit of ₹1,507 crore, up 11.7% from ₹1,349 crore. ### LIC Housing Finance results: July to September 2026 against a year earlier | Measure | July to September 2026 | July to September 2025 | Change | | --- | --- | --- | --- | | Total income | ₹7,194 crore | ₹7,179 crore | +0.2% | | Profit | ₹1,507 crore | ₹1,349 crore | +11.7% | | Earnings per share | ₹27.39 | ₹24.53 | +11.7% | | Net margin | 20.9% | 18.8% | +2.1 points | The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). The newest call in our records is from 31 July 2026, about April to June 2026; a call about these results is not in our records yet. (From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.) ## What is the LIC Housing Finance share price history? LIC Housing Finance closed at ₹504.95 on 3 November 2026, down 11.6% from ₹570.95 a year earlier (31 October 2025) and up 18.3% over five years. Its highest weekly close since March 2016 was ₹796.80 on 28 June 2024. ### LIC Housing Finance share price: then and now | When | Close | Change to 3 Nov 2026 | | --- | --- | --- | | 1 week ago · 23 Oct 2026 | ₹490.00 | +3.1% | | 1 month ago · 1 Oct 2026 | ₹509.00 | −0.8% | | 6 months ago · 30 Apr 2026 | ₹554.70 | −9.0% | | 1 year ago · 31 Oct 2025 | ₹570.95 | −11.6% | | 3 years ago · 3 Nov 2023 | ₹462.40 | +9.2% | | 5 years ago · 4 Nov 2021 | ₹426.80 | +18.3% | | 10 years ago · 4 Nov 2016 | ₹532.60 | −5.2% | | Earliest weekly close in our records · 11 Mar 2016 | ₹462.20 | +9.2% | | Highest weekly close since March 2016 · 28 Jun 2024 | ₹796.80 | −36.6% | | Lowest weekly close since March 2016 · 3 Apr 2020 | ₹218.65 | +130.9% | | 52-week high (weekly close) · 8 May 2026 | ₹581.50 | −13.2% | | 52-week low (weekly close) · 20 Mar 2026 | ₹486.15 | +3.9% | Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (564 weekly closes from 11 March 2016 to 3 November 2026.) ## What is the latest news on LIC Housing Finance? 3 Nov 2026: LIC Housing Finance closed at ₹504.95, up 3.1% on the week and down 0.8% on the month. Results for July to September 2026: Total income up 0.2% and profit up 11.7% on a year earlier. ### Earlier - 21 Aug 2026: ex-date for a dividend of ₹10 a share. - 31 Jul 2026: LIC Housing Finance held its results call for April to June 2026. Management guided: July to September 2026 disbursement growth about 15.0%; FY27 disbursement growth 10-12% and outstanding book growth 8-10%; longer-term ambition to reach consistent 12-13% book growth. ## What dividend does LIC Housing Finance pay? LIC Housing Finance paid ₹10 a share in regular dividends in the 12 months to 4 November 2026 (1 payment), a yield of 1.98% at the ₹504.95 close on 3 November 2026. The last was a dividend of ₹10 a share, ex-date 21 August 2026. ### LIC Housing Finance dividends since 1 April 2021 | Ex-date | Dividend per share | Type | | --- | --- | --- | | 21 Aug 2026 | ₹10 | Dividend | | 22 Aug 2025 | ₹10 | Dividend | | 23 Aug 2024 | ₹9 | Dividend | | 18 Aug 2023 | ₹8.50 | Dividend | | 19 Sep 2022 | ₹8.50 | Dividend | | 16 Sep 2021 | ₹8.50 | Dividend | Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here. 5 of 5 Of the last 5 financial years, years with an NSE dividend record Yes. LIC Housing Finance Ltd paid out 10% of its profit as dividends in FY26, and it paid a dividend in each of its last 13 reported years. (From the NSE corporate-actions record, read 4 November 2026.) ## What did LIC Housing Finance management say on the latest results call? On the call for April to June 2026, held on 31 July 2026, LIC Housing Finance's management guided: July to September 2026 disbursement growth about 15.0%; FY27 disbursement growth 10-12% and outstanding book growth 8-10%; longer-term ambition to reach consistent 12-13% book growth. > “We have to look for the best of both worlds - protecting margins while trying to grow the book through higher disbursements and better retention.” > Tribhuwan Adhikari, MD and CEO, on the call for April to June 2026 ### What management guided - FY27 NIM guidance remains 2.6-2.7%, with 2.6% positioned as the goal and lower end after Q1; funding cost may rise by no more than 3-4 basis points. - FY27 credit cost guidance remains 10-15 basis points; GNPA or Stage 3 is expected at 2.0% or below, potentially better than 2.0%. - FY27 developer finance disbursement goal is ₹4,000 crore, while management expects ₹7,000-8,000 crores. - FY27 LAP and LRD disbursements planned at ₹15,000 crore; direct assignment and co-lending expected to begin in Q2 after policy approval. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijoristack.ai/concall/transcript/183-31-Jul-2026.pdf). (From the call for April to June 2026, 31 July 2026. The July to September 2026 results are out since, so this part may be out of date until we update it.) ## What to watch in LIC Housing Finance's next results? When LIC Housing Finance reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: Q2 disbursement growth to deliver approximately 15.0%, testing whether Q1 momentum is sustained rather than being a one-month effect. - What to check (from the call) - Q2 disbursement growth to deliver approximately 15.0%, testing whether Q1 momentum is sustained rather than being a one-month effect. - NIM to stay near 2.6% despite 8.3% incremental yield and bank competition, with LAP/LRD mix and retention providing the offset. - Stage 3 or GNPA to move toward 2.0% or below, while the ₹500 crore restructured account progresses toward potential Q2 or Q3 upgrade. - Developer finance to convert sanctions into disbursements while maintaining approximately 10.5% pricing and avoiding sub-8.0% loans. ## Which stock lists is LIC Housing Finance on? LIC Housing Finance is on 2 of our India lists: Dividend stocks and Small & mid cap stocks. - [Dividend stocks Regular dividend yield (%): 2.02](https://www.sectoralpha.in/dividend-stocks-india) - [Small & mid cap stocks Size rank in India: 288](https://www.sectoralpha.in/small-cap-stocks-india) ## Is LIC Housing Finance profitable? LIC Housing Finance Ltd earned ₹1,507 Cr of net profit in the Sep 2026 quarter, +11.7% on the same quarter a year earlier. That is the 3rd quarter in a row of profit growth. Full-year FY26 profit was ₹5,604 Cr. Over 10 years profit has grown 12.9% a year on average. That is 20.9% of the quarter's revenue. The same quarter a year earlier earned ₹1,349 Cr. For the full year, FY26 profit was ₹5,604 Cr (+3.0% on the year before). Why profit moved: revenue changed +0.2% on a year earlier and the margin moved +2.1 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +6.9% and revenue −0.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit. ## How much revenue does LIC Housing Finance make, and is it growing? LIC Housing Finance Ltd reported ₹7,194 Cr of income in the Sep 2026 quarter, +0.2% on the same quarter a year earlier. Over 10 years it has grown 8.7% a year on average. The last full year, FY26, came in at ₹28,838 Cr. The last four reported quarters add to ₹28,577 Cr. FY26 revenue was ₹28,838 Cr, +2.6% on the year before. Recent pace: the last four quarters grew −0.5% on average, against 8.7% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −0.6%, against +2.0% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +6.8%, against +9.9% a year (rolling over). ## How much does LIC Housing Finance keep from what it earns? LIC Housing Finance Ltd's net margin was 20.9% in the Sep 2026 quarter, 2.1 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 13 years it has been between 11.4% and 19.4%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of LIC Housing Finance's loans have gone bad? LIC Housing Finance Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is LIC Housing Finance's loan book growing? LIC Housing Finance Ltd's revenue was ₹28,838 Cr in FY26, +2.6% on the year before, so the loan book is growing. The latest quarter was +0.2% on a year earlier. The net margin on that income is 20.9%, +2.1 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is LIC Housing Finance's P/BV ratio, and how does it compare with its own history? LIC Housing Finance Ltd's P/BV is 0.6×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 1.1×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved −11.6%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +3.4% a year; about +15.1% a year came from book-value growth and about −11.7 percentage points from the multiple (the market paying less); over 10 years the price moved −0.5% a year; about +16.2% a year came from book-value growth and about −16.7 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the LIC Housing Finance business getting better or worse? LIC Housing Finance Ltd's business is growing steadily. Revenue, profit and EPS growth have stayed positive throughout, and ROE is steady at 13.9%. This is based on 12 quarters of 4 measures. Why it matters: steady growth with healthy returns is how a business compounds over time. ## How much does LIC Housing Finance earn on its equity and assets? LIC Housing Finance Ltd earned a return on equity of 14% in FY26. Its lowest yearly reading on file was 10% in FY22. On its assets, every ₹100 earned about ₹1.82, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 12.9% a year over 10 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does LIC Housing Finance have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the LIC Housing Finance shareholding pattern? Foreign institutions cut their stake in LIC Housing Finance Ltd by 3.0 percentage points over 8 quarters, the biggest change among its owners. Foreign institutions now own 18.9% of the company. Domestic institutions moved +1.1 points over the same period, to 21.6%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Foreign institutions: −3.0 points over 8 quarters, to 18.9%; Domestic institutions: +1.1 points over 8 quarters, to 21.6%; Promoters: +0.0 points over 8 quarters, to 45.2%. Why the owners changed: foreign institutions drove it (−3.0 points), with the other side taken by domestic institutions (+1.1 points). They reduced their stake. ## How far is LIC Housing Finance from balance-sheet trouble? For LIC Housing Finance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does LIC Housing Finance rank in its industry? 56.3 out of 100, rank 7 of 13 in Finance - Housing, with 88% of the evidence available. LIC Housing Finance Ltd scores 56.3 out of 100 against the 13 companies it is compared with in Finance - Housing, ranking 7. Relative strength against the index is -3%, and revenue and profit growth are weak. The four parts add up to the total exactly: 9.4 + 12.8 + 17.3 + 16.8 = 56.3. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is LIC Housing Finance compared with? LIC Housing Finance ranks 7 of 13 Finance - Housing companies on the 4-Factor Sector Score, with 56.3 out of 100. 1. [Can Fin Homes Ltd](https://www.sectoralpha.in/stocks/can-fin-homes-ltd) CANFINHOME · basing · Most evidence points up · 93% evidence 65.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.2/35 · Income 7.9% · Profit 25.3% · 100% evidence Capital efficiency 17.2/25 · ROA 2.5% · ROE 19.7% · GNPA n/a · 72% evidence Valuation 15.8/20 · P/BV 1.49× · P/BV÷ROE 0.08 · 100% evidence Relative strength 9.7/20 · Lead over its industry 0% · Lead over NIFTY 500 -10.9% · 1 year -17.1% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.2 + 17.2 + 15.8 + 9.7 = 65.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Home First Finance Company India Ltd](https://www.sectoralpha.in/stocks/home-first-finance-company-india-ltd) HOMEFIRST · quiet · Evidence leans up · 78% evidence 64.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.5/35 · Income 19.2% · Profit 36.6% · 100% evidence Capital efficiency 17.1/25 · ROA 3.6% · ROE 15.7% · GNPA n/a · 72% evidence Valuation 10.1/20 · P/BV 2.4× · P/BV÷ROE 0.15 · 100% evidence Relative strength 11.4/20 · Lead over its industry n/a · Lead over NIFTY 500 0.1% · 1 year -10.3% · 25% evidence · 6 of 12 weeks ahead Exact sum: 25.5 + 17.1 + 10.1 + 11.4 = 64.1 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 3. [India Shelter Finance Corporation Ltd](https://www.sectoralpha.in/stocks/india-shelter-finance-corporation-ltd) INDIASHLTR · basing · Evidence leans up · 87% evidence 61.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.4/35 · Income 25.8% · Profit 28.1% · 67% evidence Capital efficiency 18.4/25 · ROA 5.8% · ROE 17.1% · GNPA 1.6% · 95% evidence Valuation 11.1/20 · P/BV 2.1× · P/BV÷ROE 0.12 · 100% evidence Relative strength 8.7/20 · Lead over its industry -3.8% · Lead over NIFTY 500 -14.4% · 1 year -30.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.4 + 18.4 + 11.1 + 8.7 = 61.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [Housing & Urban Development Corporation Ltd](https://www.sectoralpha.in/stocks/housing-urban-development-corporation-ltd) HUDCO · quiet · Evidence leans up · 84% evidence 60.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.9/35 · Income 25.9% · Profit 53% · 75% evidence Capital efficiency 17.1/25 · ROA 2.4% · ROE 20% · GNPA n/a · 72% evidence Valuation 12.8/20 · P/BV 1.3× · P/BV÷ROE 0.07 · 100% evidence Relative strength 0.5/20 · Lead over its industry -14% · Lead over NIFTY 500 -23.5% · 1 year -39.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 29.9 + 17.1 + 12.8 + 0.5 = 60.3 · What this means: Earnings are strong; relative strength in its sector is -14% and the one-year return is -39.6%. 5. [Aadhar Housing Finance Ltd](https://www.sectoralpha.in/stocks/aadhar-housing-finance-ltd) AADHARHFC · basing · Evidence leans up · 90% evidence 60.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.0/35 · Income 17.7% · Profit 20.1% · 88% evidence Capital efficiency 18.7/25 · ROA 4% · ROE 15.9% · GNPA 1.3% · 100% evidence Valuation 8.4/20 · P/BV 2.43× · P/BV÷ROE 0.15 · 70% evidence Relative strength 11.0/20 · Lead over its industry 3.3% · Lead over NIFTY 500 -7.8% · 1 year -17.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22 + 18.7 + 8.4 + 11 = 60.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [AAVAS Financiers Ltd](https://www.sectoralpha.in/stocks/aavas-financiers-ltd) AAVAS · basing · Evidence leans up · 85% evidence 58.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.8/35 · Income 12.1% · Profit 16.9% · 100% evidence Capital efficiency 17.4/25 · ROA 3.2% · ROE 13.9% · GNPA 1.1% · 100% evidence Valuation 13.2/20 · P/BV 1.56× · P/BV÷ROE 0.11 · 100% evidence Relative strength 8.3/20 · Lead over its industry n/a · Lead over NIFTY 500 -18% · 1 year -35.6% · 25% evidence · 0 of 12 weeks ahead Exact sum: 19.8 + 17.4 + 13.2 + 8.3 = 58.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. LIC Housing Finance Ltd this page LICHSGFIN · turning · Evidence leans up · 88% evidence 56.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.4/35 · Income -0.6% · Profit 6.8% · 86% evidence Capital efficiency 12.8/25 · ROA 1.7% · ROE 14.4% · GNPA n/a · 72% evidence Valuation 17.3/20 · P/BV 0.62× · P/BV÷ROE 0.04 · 100% evidence Relative strength 16.8/20 · Lead over its industry 8.7% · Lead over NIFTY 500 -3% · 1 year -13.5% · 100% evidence · 2 of 12 weeks ahead Exact sum: 9.4 + 12.8 + 17.3 + 16.8 = 56.3 · What this means: Relative strength against the index is -3%, and revenue and profit growth are weak. 8. [PNB Housing Finance Ltd](https://www.sectoralpha.in/stocks/pnb-housing-finance-ltd) PNBHOUSING · leader · Evidence leans up · 93% evidence 55.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.0/35 · Income 10% · Profit 9.3% · 100% evidence Capital efficiency 12.9/25 · ROA 2.3% · ROE 12.7% · GNPA n/a · 72% evidence Valuation 11.1/20 · P/BV 1.37× · P/BV÷ROE 0.11 · 100% evidence Relative strength 19.0/20 · Lead over its industry 25.7% · Lead over NIFTY 500 12.3% · 1 year 14.1% · 100% evidence · 11 of 12 weeks ahead Exact sum: 12 + 12.9 + 11.1 + 19 = 55 · What this means: Relative strength against the index is 12.3%, and revenue and profit growth are weak. 9. [Bajaj Housing Finance Ltd](https://www.sectoralpha.in/stocks/bajaj-housing-finance-ltd) BAJAJHFL · basing · Evidence leans up · 94% evidence 54.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.9/35 · Income 17.3% · Profit 18.9% · 100% evidence Capital efficiency 15.0/25 · ROA 2% · ROE 12.1% · GNPA 0.3% · 100% evidence Valuation 5.3/20 · P/BV 2.69× · P/BV÷ROE 0.22 · 70% evidence Relative strength 15.5/20 · Lead over its industry 3.5% · Lead over NIFTY 500 -7.7% · 1 year -29.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 18.9 + 15 + 5.3 + 15.5 = 54.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 10. [Aptus Value Housing Finance India Ltd](https://www.sectoralpha.in/stocks/aptus-value-housing-finance-india-ltd) APTUS · quiet · Evidence leans up · 87% evidence 54.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.6/35 · Income 21.2% · Profit 23.4% · 67% evidence Capital efficiency 19.0/25 · ROA 7.8% · ROE 20.1% · GNPA 1.7% · 95% evidence Valuation 11.5/20 · P/BV 1.89× · P/BV÷ROE 0.09 · 100% evidence Relative strength 2.0/20 · Lead over its industry -11.7% · Lead over NIFTY 500 -21.4% · 1 year -39.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.6 + 19 + 11.5 + 2 = 54.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Repco Home Finance Ltd](https://www.sectoralpha.in/stocks/repco-home-finance-ltd) REPCOHOME · basing · Evidence leans down · 63% evidence 49.3 out of 100 Growth Capital Valuation Relative 12. [GIC Housing Finance Ltd](https://www.sectoralpha.in/stocks/gic-housing-finance-ltd) GICHSGFIN · quiet · Evidence leans down · 69% evidence 41.9 out of 100 Growth Capital Valuation Relative 13. [Sammaan Capital Ltd](https://www.sectoralpha.in/stocks/sammaan-capital-ltd) SAMMAANCAP · quiet · Most evidence points down · 74% evidence 23.4 out of 100 Growth Capital Valuation Relative Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance - Housing](https://www.sectoralpha.in/sectors/finance-housing), all 13 compared on one page. ## Which companies are close to LIC Housing Finance in size? LIC Housing Finance is the 4th largest of 13 Finance - Housing companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Bajaj Housing Finance, Housing & Urban Development Corporation and PNB Housing Finance. Just below it: Aadhar Housing Finance, Sammaan Capital and Home First Finance Company India. ### Finance - Housing companies close in size 1. [Bajaj Housing Finance Ltd](https://www.sectoralpha.in/stocks/bajaj-housing-finance-ltd) ₹64,509 crore 2. [Housing & Urban Development Corporation Ltd](https://www.sectoralpha.in/stocks/housing-urban-development-corporation-ltd) ₹28,641 crore 3. [PNB Housing Finance Ltd](https://www.sectoralpha.in/stocks/pnb-housing-finance-ltd) ₹27,645 crore 4. LIC Housing Finance Ltd ₹27,157 crore 5. [Aadhar Housing Finance Ltd](https://www.sectoralpha.in/stocks/aadhar-housing-finance-ltd) ₹18,417 crore 6. [Sammaan Capital Ltd](https://www.sectoralpha.in/stocks/sammaan-capital-ltd) ₹13,560 crore 7. [Home First Finance Company India Ltd](https://www.sectoralpha.in/stocks/home-first-finance-company-india-ltd) ₹11,210 crore [All 13 Finance - Housing companies, largest first](https://www.sectoralpha.in/sectors/finance-housing#all-companies) ### Companies close in size in other industries 1. [UCO Bank](https://www.sectoralpha.in/stocks/uco-bank) ₹27,662 crore · Banks - PSU 2. [PNB Housing Finance Ltd](https://www.sectoralpha.in/stocks/pnb-housing-finance-ltd) ₹27,645 crore · Finance - Housing 3. LIC Housing Finance Ltd ₹27,157 crore 4. [Manappuram Finance Ltd](https://www.sectoralpha.in/stocks/manappuram-finance-ltd) ₹27,147 crore · Finance & Investments - Gold Loan 5. [Craftsman Automation Ltd](https://www.sectoralpha.in/stocks/craftsman-automation-ltd) ₹26,863 crore · Auto Ancillaries - Diversified ## What else do people ask about LIC Housing Finance? ### What is LIC Housing Finance's share price today? LIC Housing Finance Ltd's share price is ₹504.95, −11.6% over the past year. The whole company is worth ₹27,759 Cr on the market. In the last 52 weeks it traded between ₹486 to ₹582; today it is 20% of the way up from the low, 6.2% below its 200-day average (as of 3 November 2026). ### What were LIC Housing Finance's latest quarterly results? LIC Housing Finance Ltd reported total income of ₹7,194 Cr and net profit of ₹1,507 Cr for the Sep 2026 quarter. Income rose 0.2% and profit rose 11.7% compared with a year earlier. Earnings per share were ₹27.39 (as of 3 November 2026). ### What is LIC Housing Finance's market cap? LIC Housing Finance Ltd's market capitalisation is ₹27,759 Cr at a share price of ₹504.95. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is LIC Housing Finance performing? LIC Housing Finance Ltd's share price has been falling for 12 weeks. In its latest quarter, income rose 0.2% and profit rose 11.7% compared with a year earlier. Over the past 13 weeks it has done better than the NIFTY 500, for 3 weeks running (as of 3 November 2026). ### Will LIC Housing Finance's share price go up? This page does not forecast LIC Housing Finance Ltd's share price. What it shows instead: the share price is ₹504.95, and it has been falling for 12 weeks. Its P/BV of 0.6× is higher than 1% of its own last 11 years (as of 3 November 2026). ### Who owns LIC Housing Finance? Promoters own 45.2% of LIC Housing Finance Ltd, foreign institutions 18.9%, domestic institutions 21.6% and the public 14.2% (latest quarter). The biggest change over the last two years: Foreign institutions cut their stake by 3.0 percentage points over 8 quarters (as of 3 November 2026). ### Where is LIC Housing Finance in its business cycle? LIC Housing Finance Ltd's FY26 net margin was 19.4%, against a 13-year range of 11.4% to 19.4%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 20.9%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the LIC Housing Finance story? The main question: foreign institutions moved −3.0 percentage points over 8 quarters while the business went the other way. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is LIC Housing Finance a stock worth studying right now? What the numbers show: LIC Housing Finance Ltd's earnings have grown faster than its share price. Earnings per share grew +3.0% in a year while the price moved −11.6%. The main open question: whether the owners’ moves turn back in line with the business. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ### Is there a LIC Housing Finance share price forecast for 2026? What management itself guided: July to September 2026 disbursement growth about 15.0%; FY27 disbursement growth 10-12% and outstanding book growth 8-10%; longer-term ambition to reach consistent 12-13% book growth. ## Lists - Dividend stocks: https://www.sectoralpha.in/dividend-stocks-india - Small & mid cap stocks: https://www.sectoralpha.in/small-cap-stocks-india This is research, not advice. We’re not SEBI-registered.