# IOB share price today (Indian Overseas Bank, NSE: IOB)

> IOB share price today: ₹29.32 at the NSE close on 3 November 2026, down 26.9% in a year. Indian Overseas Bank (NSE: IOB) is worth ₹56,539 crore, trades at a P/BV of 1.4 and has closed between ₹28.68 and ₹39.59 over the past 52 weeks. > Indian Overseas Bank's earnings have grown faster than its share price. Earnings per share grew +59.7% in a year while the price moved −26.9%. IOB · Banks - PSU · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/indian-overseas-bank

Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms

## Key numbers

- Business trend: Mixed, from the last 12 quarters
- Price: ₹29.32 (−26.9% in a year)
- P/BV: 1.4× (lower than 100% of the last 11 years)
- Revenue (Sep 2026): ₹9,201 Cr (+17.2% on a year ago)
- Profit (Sep 2026): ₹1,963 Cr (+55.9% on a year ago)
- Net margin: 21.3% (+5.3 points on a year ago)
- ROE: 16%, FY26
- Gross NPA (bad loans): 1.54% (−1.01 points on a year ago)

The main question: yearly earnings per share moved +59.7% while the share price moved −26.9%. ## What is the IOB share price today? Indian Overseas Bank's share price was ₹29.32 at the close on 3 November 2026. It has been falling for 105 weeks. That is 13.5% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹29 and ₹40, and at that close it sat 6% of the way up from that low. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 15 weeks running. Over the last 11 years the share price moved +22% while the NIFTY 500 moved +257%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 24 July 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at IOB this quarter? Three changes stood out: revenue up on a year earlier for 12 quarters in a row (every quarter we can compare), profit up on a year earlier for 12 quarters in a row (every quarter we can compare) and foreign funds (FIIs) raised their stake for 5 quarters in a row. 1. Revenue up on a year earlier for 12 quarters in a row (every quarter we can compare) In the September 2026 quarter revenue was ₹9,201 crore, +17.2% on a year earlier. 2. Profit up on a year earlier for 12 quarters in a row (every quarter we can compare) In the September 2026 quarter profit was ₹1,963 crore, +55.9% on a year earlier. 3. Foreign funds (FIIs) raised their stake for 5 quarters in a row From 0.1% to 0.5% of the company by the September 2026 quarter. ## What dividend does IOB pay? IOB has paid no dividend on the NSE since 1 April 2021, the start of the period we checked. Not in its latest year. Indian Overseas Bank paid out 0% of its profit as dividends in FY26. It did pay a dividend in 2 of its last 14 reported years, so there is a history but no current dividend. (From the NSE corporate-actions record, read 4 November 2026.)

## What are IOB's latest quarterly results? For July to September 2026 (the quarter ended 30 September 2026), IOB reported total income of ₹9,201 crore, up 17.2% from ₹7,851 crore a year earlier, and a profit of ₹1,963 crore, up 55.9% from ₹1,259 crore. ### IOB results: July to September 2026 against a year earlier

| Measure | July to September 2026 | July to September 2025 | Change |
| --- | --- | --- | --- |
| Total income | ₹9,201 crore | ₹7,851 crore | +17.2% |
| Profit | ₹1,963 crore | ₹1,259 crore | +55.9% |
| Earnings per share | ₹1.02 | ₹0.65 | +56.9% |
| Net margin | 21.3% | 16.0% | +5.3 points |

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). The newest call in our records is from 20 July 2026, about April to June 2026; a call about these results is not in our records yet. (From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.)

## What is the IOB share price history? IOB closed at ₹29.32 on 3 November 2026, down 26.9% from ₹40.11 a year earlier (31 October 2025) and up 37.3% over five years. Its highest weekly close since February 2016 was ₹71.10 on 9 February 2024. ### IOB share price: then and now

| When | Close | Change to 3 Nov 2026 |
| --- | --- | --- |
| 1 week ago · 23 Oct 2026 | ₹28.68 | +2.2% |
| 1 month ago · 1 Oct 2026 | ₹30.38 | −3.5% |
| 6 months ago · 30 Apr 2026 | ₹35.00 | −16.2% |
| 1 year ago · 31 Oct 2025 | ₹40.11 | −26.9% |
| 3 years ago · 3 Nov 2023 | ₹39.85 | −26.4% |
| 5 years ago · 4 Nov 2021 | ₹21.35 | +37.3% |
| 10 years ago · 4 Nov 2016 | ₹25.35 | +15.7% |
| Earliest weekly close in our records · 26 Feb 2016 | ₹24.00 | +22.2% |
| Highest weekly close since February 2016 · 9 Feb 2024 | ₹71.10 | −58.8% |
| Lowest weekly close since February 2016 · 3 Apr 2020 | ₹7.00 | +318.9% |
| 52-week high (weekly close) · 7 Nov 2025 | ₹39.59 | −25.9% |
| 52-week low (weekly close) · 23 Oct 2026 | ₹28.68 | +2.2% |

Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (562 weekly closes from 26 February 2016 to 3 November 2026.)

## What is the latest news on IOB? 3 Nov 2026: IOB closed at ₹29.32, up 2.2% on the week and down 3.5% on the month. Results for July to September 2026: Total income up 17.2% and profit up 55.9% on a year earlier. ### Earlier

- 20 Jul 2026: IOB held its results call for April to June 2026. Management guided: FY27 credit growth minimum 13.0%-14.0%.0%-22.0% growth could continue if conditions remain normal. ## What did IOB management say on the latest results call? On the call for April to June 2026, held on 20 July 2026, IOB's management guided: FY27 credit growth minimum 13.0%-14.0%.0%-22.0% growth could continue if conditions remain normal. > “We do not want to do loss-making business. We are not interested in growing the corporate book at a sub-7.0% interest rate just for the sake of volume.”
> Ajay Kumar Shrivastava, Managing Director and CEO, on the call for April to June 2026

### What management guided

- FY27 assets and liabilities to grow at least 13.0%-14.0%. - Global NIM to remain around 3.3%-3.4%; ROA to remain 1.4%-1.5% over the next two to three quarters and around 1.5% by FY27 end. - FY27 credit cost guided at around 0.4%; the ₹3,000 crore ECL requirement is expected to be fully provided by year-end, with ₹2,150 crore already provided and no four-year dispensation planned. - ECLGS disbursements expected to reach 95.0%-100.0% of the ₹4,400 crore eligible universe by August 10 or the first week of September; ₹2,600 crore was already disbursed. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijorifinance.com/insight/india/4396/Conference Call/CC-Jul26.pdf). (From the call for April to June 2026, 20 July 2026. The July to September 2026 results are out since, so this part may be out of date until we update it.)

## What to watch in IOB's next results? When IOB reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: Global NIM to remain within 3.3%-3.4% and ROA within 1.4%-1.5% over the next two to three quarters. - What to check (from the call)
- Global NIM to remain within 3.3%-3.4% and ROA within 1.4%-1.5% over the next two to three quarters. - ECLGS disbursements to approach 95.0%-100.0% of the ₹4,400 crore universe by August 10 or the first week of September, while ECL provisioning progresses toward ₹3,000 crore. - Corporate advances to recover from the current decline, with the ₹14,000 crore sanctioned pipeline supporting the 12.0%-13.0% FY-end growth goal. - Preparations and approvals for the ₹5,000 crore QIP, expected in Q3 or Q4 and potentially executed in multiple tranches. ## Which stock lists is IOB on? IOB is on 5 of our India lists: Undervalued stocks, 52 week high & low, Small & mid cap stocks, Penny stocks and Bank stocks. - [Undervalued stocks Profit growth x: 1.5127157129881925](https://www.sectoralpha.in/markets/in/deep-value-stocks)
- [52 week high & low 52-week position: At 52-week low](https://www.sectoralpha.in/52-week-high-stocks-india)
- [Small & mid cap stocks Size rank in India: 179](https://www.sectoralpha.in/small-cap-stocks-india)
- [Penny stocks Earnings growth, 12 months (%): 51.09](https://www.sectoralpha.in/penny-stocks-india)
- [Bank stocks Market value (₹ crore): 56402.1040361865](https://www.sectoralpha.in/sectors/bank-stocks-india)

## Is IOB profitable? Indian Overseas Bank earned ₹1,963 Cr of net profit in the Sep 2026 quarter, +55.9% on the same quarter a year earlier. That is the 12th quarter in a row of profit growth. Full-year FY26 profit was ₹5,418 Cr. That is 21.3% of the quarter's revenue. The same quarter a year earlier earned ₹1,259 Cr. For the full year, FY26 profit was ₹5,418 Cr (+59.5% on the year before). Why profit moved: revenue changed +17.2% on a year earlier and the margin moved +5.3 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +51.8% and revenue +15.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit. ## How much revenue does IOB make, and is it growing? Indian Overseas Bank reported ₹9,201 Cr of income in the Sep 2026 quarter, +17.2% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 10 years it has grown 3.1% a year on average. The last full year, FY26, came in at ₹31,896 Cr. The last four reported quarters add to ₹34,640 Cr. FY26 revenue was ₹31,896 Cr, +13.3% on the year before. Recent pace: the last four quarters grew +15.5% on average, against 3.1% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +15.5%, against +15.0% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +51.3%, against +49.9% a year (stabilising). ## How much does IOB keep from what it earns? Indian Overseas Bank's net margin was 21.3% in the Sep 2026 quarter, 5.3 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 14 years it has been between −49.0% and 17.0%. The latest quarter is above every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead. ## How many of IOB's loans have gone bad? Indian Overseas Bank's gross NPA, the share of loans that have stopped being repaid, is 1.54% in Dec 2025, down from 2.55% a year ago. After the money already set aside for bad loans, 0.24% is left (net NPA). That is the 8th quarter in a row of improvement. Across the 9 quarters on file it has been between 1.54% and 3.90%. Falling bad loans mean the loan book is healing; rising ones mean new damage. In Dec 2025, gross NPA was 1.54% and net NPA 0.24%, against 2.55% and 0.42% a year ago. The bad-loan figures stop at Dec 2025, and our data does not yet carry gross and net NPA for the quarters after it, although results up to Sep 2026 are in. They are shown as filed, not estimated. In short: a lender's profit growth is only as good as its loans, and this loan book is healing, several quarters running. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up. Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown. ## How fast is IOB's loan book growing? Indian Overseas Bank's revenue was ₹31,896 Cr in FY26, +13.3% on the year before, so the loan book is growing. The latest quarter was +17.2% on a year earlier. The net margin on that income is 21.3%, +5.3 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is IOB's P/BV ratio, and how does it compare with its own history? Indian Overseas Bank's P/BV is 1.4×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 2.2×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks. Why the multiple is where it is: over the past year book value grew while the price moved −26.9%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 3 years the price moved −9.7% a year; about +14.4% a year came from book-value growth and about −24.1 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the IOB business getting better or worse? Indian Overseas Bank's business is giving mixed signals. There is no clear direction across the growth lines, with ROE rising at 16.5%; each line tells part of the story. This is based on 12 quarters of 4 measures. Why it matters: when the lines disagree, each line above matters more than any single label. ## How much does IOB earn on its equity and assets? Indian Overseas Bank earned a return on equity of 16% in FY26. Its lowest yearly reading on file was −52% in FY20. On its assets, every ₹100 earned about ₹1.40, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does IOB have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the IOB shareholding pattern? Promoters cut their stake in Indian Overseas Bank by 3.9 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 92.4% of the company. Domestic institutions moved +3.0 points over the same period, to 4.3%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Promoters: −3.9 points over 8 quarters, to 92.4%; Domestic institutions: +3.0 points over 8 quarters, to 4.3%; Foreign institutions: +0.4 points over 8 quarters, to 0.5%. Why the owners changed: promoters drove it (−3.9 points), with the other side taken by domestic institutions (+3.0 points). They reduced their stake. ## How far is IOB from balance-sheet trouble? For Indian Overseas Bank, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does IOB rank in its industry? 69.3 out of 100, rank 2 of 13 in Banks - PSU, with 78% of the evidence available. Indian Overseas Bank scores 69.3 out of 100 against the 13 companies it is compared with in Banks - PSU, ranking 2. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 30 + 17 + 14.3 + 8 = 69.3. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is IOB compared with? IOB ranks 2 of 13 Banks - PSU companies on the 4-Factor Sector Score, with 69.3 out of 100. 1. [Bank of Maharashtra](https://www.sectoralpha.in/stocks/bank-of-maharashtra) MAHABANK · turning · Most evidence points up · 100% evidence 78.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 28.2/35 · Income 16.5% · Profit 31.5% · 100% evidence Capital efficiency 24.1/25 · ROA 1.9% · ROE 22.6% · GNPA 1.3% · 100% evidence Valuation 10.4/20 · P/BV 1.67× · P/BV÷ROE 0.07 · 100% evidence Relative strength 16.2/20 · Lead over its industry 18.3% · Lead over NIFTY 500 15.8% · 1 year 37.8% · 100% evidence · 2 of 12 weeks ahead Exact sum: 28.2 + 24.1 + 10.4 + 16.2 = 78.9 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. Indian Overseas Bank this page IOB · quiet · Most evidence points up · 78% evidence 69.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 30.0/35 · Income 15.5% · Profit 51.3% · 100% evidence Capital efficiency 17.0/25 · ROA 1.4% · ROE 15.6% · GNPA n/a · 72% evidence Valuation 14.3/20 · P/BV 1.37× · P/BV÷ROE 0.09 · 100% evidence Relative strength 8.0/20 · Lead over its industry n/a · Lead over NIFTY 500 -11.8% · 1 year -28.3% · 25% evidence · 0 of 12 weeks ahead Exact sum: 30 + 17 + 14.3 + 8 = 69.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [Indian Bank](https://www.sectoralpha.in/stocks/indian-bank) INDIANB · turning · Most evidence points up · 100% evidence 67.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.7/35 · Income 11.3% · Profit 17.2% · 100% evidence Capital efficiency 17.4/25 · ROA 1.3% · ROE 15.4% · GNPA 1.6% · 100% evidence Valuation 9.4/20 · P/BV 1.34× · P/BV÷ROE 0.09 · 100% evidence Relative strength 16.9/20 · Lead over its industry 8.1% · Lead over NIFTY 500 5.5% · 1 year 0.8% · 100% evidence · 6 of 12 weeks ahead Exact sum: 23.7 + 17.4 + 9.4 + 16.9 = 67.4 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 4. [Union Bank of India](https://www.sectoralpha.in/stocks/union-bank-of-india) UNIONBANK · leader · Most evidence points up · 93% evidence 66.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.1/35 · Income 1.3% · Profit 19% · 100% evidence Capital efficiency 17.4/25 · ROA 1.4% · ROE 15.7% · GNPA n/a · 72% evidence Valuation 12.5/20 · P/BV 0.98× · P/BV÷ROE 0.06 · 100% evidence Relative strength 18.9/20 · Lead over its industry 16% · Lead over NIFTY 500 13.3% · 1 year 25.1% · 100% evidence · 10 of 12 weeks ahead Exact sum: 18.1 + 17.4 + 12.5 + 18.9 = 66.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [Bank of India](https://www.sectoralpha.in/stocks/bank-of-india) BANKINDIA · turning · Evidence leans up · 93% evidence 63.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.1/35 · Income 8.6% · Profit 29.8% · 100% evidence Capital efficiency 11.4/25 · ROA 1.1% · ROE 12.4% · GNPA n/a · 72% evidence Valuation 16.0/20 · P/BV 0.64× · P/BV÷ROE 0.05 · 100% evidence Relative strength 8.9/20 · Lead over its industry -1.9% · Lead over NIFTY 500 -4.3% · 1 year -5% · 100% evidence · 0 of 12 weeks ahead Exact sum: 27.1 + 11.4 + 16 + 8.9 = 63.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [Punjab National Bank](https://www.sectoralpha.in/stocks/punjab-national-bank) PNB · leader · Evidence leans up · 73% evidence 62.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.0/35 · Income 3.9% · Profit 34% · 86% evidence Capital efficiency 12.3/25 · ROA 1.1% · ROE 13% · GNPA n/a · 72% evidence Valuation 13.1/20 · P/BV 0.88× · P/BV÷ROE 0.07 · 100% evidence Relative strength 12.0/20 · Lead over its industry n/a · Lead over NIFTY 500 11.6% · 1 year 0% · 25% evidence · 12 of 12 weeks ahead Exact sum: 25 + 12.3 + 13.1 + 12 = 62.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [Canara Bank](https://www.sectoralpha.in/stocks/canara-bank) CANBK · turning · Evidence leans up · 100% evidence 50.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.1/35 · Income 4% · Profit 16.1% · 100% evidence Capital efficiency 15.8/25 · ROA 1% · ROE 16.1% · GNPA 1.3% · 100% evidence Valuation 14.9/20 · P/BV 0.84× · P/BV÷ROE 0.05 · 100% evidence Relative strength 5.6/20 · Lead over its industry -6.9% · Lead over NIFTY 500 -9.2% · 1 year -14.2% · 100% evidence · 0 of 12 weeks ahead Exact sum: 14.1 + 15.8 + 14.9 + 5.6 = 50.4 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 8. [IDBI Bank Ltd](https://www.sectoralpha.in/stocks/idbi-bank-ltd) IDBI · losing its lead · Evidence leans down · 78% evidence 49.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.4/35 · Income 7% · Profit -10.6% · 100% evidence Capital efficiency 17.6/25 · ROA 1.9% · ROE 14.1% · GNPA n/a · 72% evidence Valuation 13.1/20 · P/BV 1.19× · P/BV÷ROE 0.08 · 100% evidence Relative strength 9.2/20 · Lead over its industry n/a · Lead over NIFTY 500 -4.6% · 1 year -22.6% · 25% evidence · 6 of 12 weeks ahead Exact sum: 9.4 + 17.6 + 13.1 + 9.2 = 49.3 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 9. [Central Bank of India](https://www.sectoralpha.in/stocks/central-bank-of-india) CENTRALBK · turning · Evidence leans down · 85% evidence 48.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 13.5/35 · Income 12.4% · Profit 5.1% · 100% evidence Capital efficiency 8.8/25 · ROA 1% · ROE 11.9% · GNPA 2.4% · 100% evidence Valuation 18.2/20 · P/BV 0.62× · P/BV÷ROE 0.05 · 100% evidence Relative strength 8.3/20 · Lead over its industry n/a · Lead over NIFTY 500 -11.6% · 1 year -27.2% · 25% evidence · 0 of 12 weeks ahead Exact sum: 13.5 + 8.8 + 18.2 + 8.3 = 48.8 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 10. [State Bank of India](https://www.sectoralpha.in/stocks/state-bank-of-india) SBIN · turning · Evidence leans down · 80% evidence 47.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.3/35 · Income 5.5% · Profit 8.6% · 67% evidence Capital efficiency 14.5/25 · ROA 1.1% · ROE 15.4% · GNPA n/a · 68% evidence Valuation 11.3/20 · P/BV 1.43× · P/BV÷ROE 0.09 · 100% evidence Relative strength 9.0/20 · Lead over its industry 0.8% · Lead over NIFTY 500 -1.7% · 1 year 2.7% · 100% evidence · 3 of 12 weeks ahead Exact sum: 12.3 + 14.5 + 11.3 + 9 = 47.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Bank of Baroda](https://www.sectoralpha.in/stocks/bank-of-baroda) BANKBARODA · turning · Evidence leans down · 78% evidence 40.1 out of 100 Growth Capital Valuation Relative
12. [UCO Bank](https://www.sectoralpha.in/stocks/uco-bank) UCOBANK · basing · Evidence leans down · 100% evidence 38.1 out of 100 Growth Capital Valuation Relative
13. [Punjab & Sind Bank](https://www.sectoralpha.in/stocks/punjab-sind-bank) PSB · quiet · Evidence leans down · 94% evidence 36.4 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Banks - PSU](https://www.sectoralpha.in/sectors/banks-psu), all 13 compared on one page. ## Which companies are close to IOB in size? IOB is the 10th largest of 13 Banks - PSU companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: IDBI Bank, Bank of Maharashtra and Bank of India. Just below it: UCO Bank, Central Bank of India and Punjab & Sind Bank. ### Banks - PSU companies close in size

1. [IDBI Bank Ltd](https://www.sectoralpha.in/stocks/idbi-bank-ltd) ₹86,363 crore
2. [Bank of Maharashtra](https://www.sectoralpha.in/stocks/bank-of-maharashtra) ₹62,578 crore
3. [Bank of India](https://www.sectoralpha.in/stocks/bank-of-india) ₹60,487 crore
4. Indian Overseas Bank ₹55,343 crore
5. [UCO Bank](https://www.sectoralpha.in/stocks/uco-bank) ₹27,662 crore
6. [Central Bank of India](https://www.sectoralpha.in/stocks/central-bank-of-india) ₹26,005 crore
7. [Punjab & Sind Bank](https://www.sectoralpha.in/stocks/punjab-sind-bank) ₹13,240 crore

[All 13 Banks - PSU companies, largest first](https://www.sectoralpha.in/sectors/banks-psu#all-companies)

### Companies close in size in other industries

1. [Sona BLW Precision Forgings Ltd](https://www.sectoralpha.in/stocks/sona-blw-precision-forgings-ltd) ₹55,672 crore · Castings, Forgings & Fastners
2. [Jindal Stainless Ltd](https://www.sectoralpha.in/stocks/jindal-stainless-ltd) ₹55,566 crore · Stainless Steel
3. Indian Overseas Bank ₹55,343 crore
4. [Radico Khaitan Ltd](https://www.sectoralpha.in/stocks/radico-khaitan-ltd) ₹54,757 crore · Alcoholic Beverages
5. [General Insurance Corporation of India](https://www.sectoralpha.in/stocks/general-insurance-corporation-of-india) ₹54,536 crore · Finance - Non Life Insurance

## What else do people ask about IOB? ### What is IOB's share price today? Indian Overseas Bank's share price is ₹29.32, −26.9% over the past year. The whole company is worth ₹56,539 Cr on the market. In the last 52 weeks it traded between ₹29 to ₹40; today it is 6% of the way up from the low, 13.5% below its 200-day average (as of 3 November 2026). ### What were IOB's latest quarterly results? Indian Overseas Bank reported total income of ₹9,201 Cr and net profit of ₹1,963 Cr for the Sep 2026 quarter. Income rose 17.2% and profit rose 55.9% compared with a year earlier. Earnings per share were ₹1.02. The net margin was 21.3%, 5.3 percentage points higher than a year earlier (as of 3 November 2026). ### What is IOB's market cap? Indian Overseas Bank's market capitalisation is ₹56,539 Cr at a share price of ₹29.32. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is IOB performing? Indian Overseas Bank's share price has been falling for 105 weeks. In its latest quarter, income rose 17.2% and profit rose 55.9% compared with a year earlier. Over the past 13 weeks it has done worse than the NIFTY 500, for 15 weeks running (as of 3 November 2026). ### Will IOB's share price go up? This page does not forecast Indian Overseas Bank's share price. What it shows instead: the share price is ₹29.32, and it has been falling for 105 weeks. Its P/BV of 1.4× is higher than 0% of its own last 11 years (as of 3 November 2026). ### Where is IOB in its business cycle? Indian Overseas Bank's FY26 net margin was 17.0%, against a 14-year range of −49.0% to 17.0%: the top of its range, a record year. When profit is at a record, every ratio looks better than usual, and the story depends on margins staying high. The latest quarter was 21.3%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the IOB story? The main question: yearly earnings per share moved +59.7% while the share price moved −26.9%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is IOB a stock worth studying right now? What the numbers show: Indian Overseas Bank's earnings have grown faster than its share price. Earnings per share grew +59.7% in a year while the price moved −26.9%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ### Is there a IOB share price forecast for 2026? What management itself guided: FY27 credit growth minimum 13.0%-14.0%.0%-22.0% growth could continue if conditions remain normal. ## Lists

- Undervalued stocks: https://www.sectoralpha.in/markets/in/deep-value-stocks
- 52 week high & low: https://www.sectoralpha.in/52-week-high-stocks-india
- Small & mid cap stocks: https://www.sectoralpha.in/small-cap-stocks-india
- Penny stocks: https://www.sectoralpha.in/penny-stocks-india
- Bank stocks: https://www.sectoralpha.in/sectors/bank-stocks-india

This is research, not advice. We’re not SEBI-registered.