# GIC Housing Finance share price today (GIC Housing Finance Ltd, NSE: GICHSGFIN)

> GIC Housing Finance share price today: ₹121.82 at the NSE close on 3 November 2026, down 30.1% in a year. GIC Housing Finance (NSE: GICHSGFIN) is worth ₹654 crore, trades at a P/BV of 0.3 and has closed between ₹120.62 and ₹179.93 over the past 52 weeks. > GIC Housing Finance Ltd's share price has fallen more than its earnings. Earnings per share fell 3.5% in a year while the price moved −30.1%. GICHSGFIN · Finance - Housing · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/gic-housing-finance-ltd

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## Key numbers

- Business trend: Turning around, from the last 12 quarters
- Price: ₹121.82 (−30.1% in a year)
- P/BV: 0.3× (lower than 97% of the last 5.1 years)
- Revenue (Jun 2026): ₹267 Cr (+0.8% on a year ago)
- Profit (Jun 2026): ₹10.0 Cr (+42.9% on a year ago)
- Net margin: 3.7% (+1.1 points on a year ago)
- ROE: 8%, FY26
- ROA: 1.40%, latest

The main question: yearly earnings per share moved −3.5% while the share price moved −30.1%. ## What is the GIC Housing Finance share price today? GIC Housing Finance Ltd's share price was ₹121.82 at the close on 3 November 2026. It has been falling for 64 weeks. That is 18.0% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹121 and ₹180, and at that close it sat 2% of the way up from that low. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 21 weeks running. Over the last 11 years the share price moved −44% while the NIFTY 500 moved +251%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 25 June 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at GIC Housing Finance this quarter? 1. Foreign funds (FIIs) cut their stake for 5 quarters in a row From 2.7% to 0.9% of the company by the September 2026 quarter. 2. Indian funds and insurers (DIIs) cut their stake for 4 quarters in a row From 5.5% to 2.4% of the company by the September 2026 quarter. ## What dividend does GIC Housing Finance pay? GIC Housing Finance paid ₹4.50 a share in regular dividends in the 12 months to 4 November 2026 (1 payment), a yield of 3.69% at the ₹121.82 close on 3 November 2026. The last was a dividend of ₹4.50 a share, ex-date 25 June 2026. ### GIC Housing Finance dividends since 1 April 2021

| Ex-date | Dividend per share | Type | Record date |
| --- | --- | --- | --- |
| 25 Jun 2026 | ₹4.50 | Dividend | 26 Jun 2026 |
| 18 Jul 2025 | ₹4.50 | Dividend | same day |
| 28 Jun 2024 | ₹4.50 | Dividend | same day |
| 25 Aug 2023 | ₹4.50 | Dividend | same day |
| 1 Sep 2022 | ₹4.50 | Dividend | 2 Sep 2022 |
| 16 Sep 2021 | ₹4 | Dividend | n/a |

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. 5 of 5 Of the last 5 financial years, years with an NSE dividend record

Yes. GIC Housing Finance Ltd paid out 16% of its profit as dividends in FY26, and it paid a dividend in each of its last 5 reported years. (From the NSE corporate-actions record, read 4 November 2026.)

## What are GIC Housing Finance's latest quarterly results? For April to June 2026 (the quarter ended 30 June 2026), GIC Housing Finance reported total income of ₹267 crore, up 0.8% from ₹265 crore a year earlier, and a profit of ₹10.0 crore, up 42.9% from ₹7.00 crore. ### GIC Housing Finance results: April to June 2026 against a year earlier

| Measure | April to June 2026 | April to June 2025 | Change |
| --- | --- | --- | --- |
| Total income | ₹267 crore | ₹265 crore | +0.8% |
| Profit | ₹10.0 crore | ₹7.00 crore | +42.9% |
| Earnings per share | ₹1.87 | ₹1.38 | +35.5% |
| Net margin | 3.7% | 2.6% | +1.1 points |

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). (From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.)

## What is the GIC Housing Finance share price history? GIC Housing Finance closed at ₹121.82 on 3 November 2026, down 30.1% from ₹174.35 a year earlier (31 October 2025) and down 27.2% over five years. Its highest weekly close since March 2016 was ₹608.75 on 16 June 2017. ### GIC Housing Finance share price: then and now

| When | Close | Change to 3 Nov 2026 |
| --- | --- | --- |
| 1 week ago · 23 Oct 2026 | ₹125.53 | −3.0% |
| 1 month ago · 1 Oct 2026 | ₹132.88 | −8.3% |
| 6 months ago · 30 Apr 2026 | ₹151.52 | −19.6% |
| 1 year ago · 31 Oct 2025 | ₹174.35 | −30.1% |
| 3 years ago · 3 Nov 2023 | ₹201.85 | −39.6% |
| 5 years ago · 4 Nov 2021 | ₹167.30 | −27.2% |
| 10 years ago · 4 Nov 2016 | ₹316.40 | −61.5% |
| Earliest weekly close in our records · 11 Mar 2016 | ₹216.70 | −43.8% |
| Highest weekly close since March 2016 · 16 Jun 2017 | ₹608.75 | −80.0% |
| Lowest weekly close since March 2016 · 3 Apr 2020 | ₹59.50 | +104.7% |
| 52-week high (weekly close) · 2 Jan 2026 | ₹179.93 | −32.3% |
| 52-week low (weekly close) · 30 Oct 2026 | ₹120.62 | +1.0% |

Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (563 weekly closes from 11 March 2016 to 3 November 2026.)

## What is the latest news on GIC Housing Finance? 3 Nov 2026: GIC Housing Finance closed at ₹121.82, down 3.0% on the week and down 8.3% on the month. Results for April to June 2026: Total income up 0.8% and profit up 42.9% on a year earlier. ### Earlier

- 25 Jun 2026: ex-date for a dividend of ₹4.50 a share, record date 26 Jun 2026. ## Which stock lists is GIC Housing Finance on? GIC Housing Finance is on 2 of our India lists: 52 week high & low and Dividend stocks. - [52 week high & low 52-week position: At 52-week low](https://www.sectoralpha.in/52-week-high-stocks-india)
- [Dividend stocks Regular dividend yield (%): 3.67](https://www.sectoralpha.in/dividend-stocks-india)

## Is GIC Housing Finance profitable? GIC Housing Finance Ltd earned ₹10.0 Cr of net profit in the Jun 2026 quarter, +42.9% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. Full-year FY26 profit was ₹155 Cr. Over 4 years profit has grown −2.8% a year on average. That is 3.7% of the quarter's revenue. The same quarter a year earlier earned ₹7.0 Cr. For the full year, FY26 profit was ₹155 Cr (−3.1% on the year before). Why profit moved: revenue changed +0.8% on a year earlier and the margin moved +1.1 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +30.1% and revenue +1.4%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit. ## How much revenue does GIC Housing Finance make, and is it growing? GIC Housing Finance Ltd reported ₹267 Cr of income in the Jun 2026 quarter, +0.8% on the same quarter a year earlier. That is the 4th quarter in a row with growth on the year before. Over 4 years it has grown −1.5% a year on average. The last full year, FY26, came in at ₹1,083 Cr. The last four reported quarters add to ₹1,085 Cr. FY26 revenue was ₹1,083 Cr, +0.4% on the year before. Recent pace: the last four quarters grew +1.4% on average, against −1.5% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +1.4%, against +1.0% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +22.5%, against −0.3% a year (accelerating). ## How much does GIC Housing Finance keep from what it earns? GIC Housing Finance Ltd's net margin was 3.7% in the Jun 2026 quarter, 1.1 percentage points higher than the same quarter a year ago. Across 5 years it has been between 14.2% and 19.0%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of GIC Housing Finance's loans have gone bad? GIC Housing Finance Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is GIC Housing Finance's loan book growing? GIC Housing Finance Ltd's revenue was ₹1,083 Cr in FY26, +0.4% on the year before, so the loan book is growing. The latest quarter was +0.8% on a year earlier. The net margin on that income is 3.7%, +1.1 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is GIC Housing Finance's P/BV ratio, and how does it compare with its own history? GIC Housing Finance Ltd's P/BV is 0.3×, near the low end of its own history: it has been lower only 3% of the time. Its usual P/BV (the middle reading) is 0.6×, over 5.1 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 8% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −30.1%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved −6.1% a year; about +8.4% a year came from book-value growth and about −14.5 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the GIC Housing Finance business getting better or worse? GIC Housing Finance Ltd's business is turning around. Profit growth has swung from −18.9% at its low to +22.5%, improving for 3 quarters in a row, with ROE steady at 7.5%. This is based on 12 quarters of 4 measures. Why it matters: a turn in growth is often where a bigger change starts. The lines say a turn is forming, so the question is whether the next quarters confirm it. ## How much does GIC Housing Finance earn on its equity and assets? GIC Housing Finance Ltd earned a return on equity of 8% in FY26. Its lowest yearly reading on file was 8% in FY24. On its assets, every ₹100 earned about ₹1.40, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does GIC Housing Finance have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the GIC Housing Finance shareholding pattern? Domestic institutions cut their stake in GIC Housing Finance Ltd by 3.4 percentage points over 8 quarters, the biggest change among its owners. Domestic institutions now own 2.4% of the company. Foreign institutions moved −2.0 points over the same period, to 0.9%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Domestic institutions: −3.4 points over 8 quarters, to 2.4%; Foreign institutions: −2.0 points over 8 quarters, to 0.9%; Promoters: +0.0 points over 8 quarters, to 42.4%. Why the owners changed: domestic institutions drove it (−3.4 points), together with foreign institutions (−2.0 points). They reduced their stake. ## How far is GIC Housing Finance from balance-sheet trouble? For GIC Housing Finance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does GIC Housing Finance rank in its industry? 41.9 out of 100, rank 12 of 13 in Finance - Housing, with 69% of the evidence available. GIC Housing Finance Ltd scores 41.9 out of 100 against the 13 companies it is compared with in Finance - Housing, ranking 12. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 17 + 8.3 + 8 + 8.6 = 41.9. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is GIC Housing Finance compared with? GIC Housing Finance ranks 12 of 13 Finance - Housing companies on the 4-Factor Sector Score, with 41.9 out of 100. 1. [Can Fin Homes Ltd](https://www.sectoralpha.in/stocks/can-fin-homes-ltd) CANFINHOME · basing · Most evidence points up · 93% evidence 65.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.2/35 · Income 7.9% · Profit 25.3% · 100% evidence Capital efficiency 17.2/25 · ROA 2.5% · ROE 19.7% · GNPA n/a · 72% evidence Valuation 15.8/20 · P/BV 1.49× · P/BV÷ROE 0.08 · 100% evidence Relative strength 9.7/20 · Lead over its industry 0% · Lead over NIFTY 500 -10.9% · 1 year -17.1% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.2 + 17.2 + 15.8 + 9.7 = 65.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Home First Finance Company India Ltd](https://www.sectoralpha.in/stocks/home-first-finance-company-india-ltd) HOMEFIRST · quiet · Evidence leans up · 78% evidence 64.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.5/35 · Income 19.2% · Profit 36.6% · 100% evidence Capital efficiency 17.1/25 · ROA 3.6% · ROE 15.7% · GNPA n/a · 72% evidence Valuation 10.1/20 · P/BV 2.4× · P/BV÷ROE 0.15 · 100% evidence Relative strength 11.4/20 · Lead over its industry n/a · Lead over NIFTY 500 0.1% · 1 year -10.3% · 25% evidence · 6 of 12 weeks ahead Exact sum: 25.5 + 17.1 + 10.1 + 11.4 = 64.1 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 3. [India Shelter Finance Corporation Ltd](https://www.sectoralpha.in/stocks/india-shelter-finance-corporation-ltd) INDIASHLTR · basing · Evidence leans up · 87% evidence 61.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.4/35 · Income 25.8% · Profit 28.1% · 67% evidence Capital efficiency 18.4/25 · ROA 5.8% · ROE 17.1% · GNPA 1.6% · 95% evidence Valuation 11.1/20 · P/BV 2.1× · P/BV÷ROE 0.12 · 100% evidence Relative strength 8.7/20 · Lead over its industry -3.8% · Lead over NIFTY 500 -14.4% · 1 year -30.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.4 + 18.4 + 11.1 + 8.7 = 61.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [Housing & Urban Development Corporation Ltd](https://www.sectoralpha.in/stocks/housing-urban-development-corporation-ltd) HUDCO · quiet · Evidence leans up · 84% evidence 60.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.9/35 · Income 25.9% · Profit 53% · 75% evidence Capital efficiency 17.1/25 · ROA 2.4% · ROE 20% · GNPA n/a · 72% evidence Valuation 12.8/20 · P/BV 1.3× · P/BV÷ROE 0.07 · 100% evidence Relative strength 0.5/20 · Lead over its industry -14% · Lead over NIFTY 500 -23.5% · 1 year -39.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 29.9 + 17.1 + 12.8 + 0.5 = 60.3 · What this means: Earnings are strong; relative strength in its sector is -14% and the one-year return is -39.6%. 5. [Aadhar Housing Finance Ltd](https://www.sectoralpha.in/stocks/aadhar-housing-finance-ltd) AADHARHFC · basing · Evidence leans up · 90% evidence 60.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.0/35 · Income 17.7% · Profit 20.1% · 88% evidence Capital efficiency 18.7/25 · ROA 4% · ROE 15.9% · GNPA 1.3% · 100% evidence Valuation 8.4/20 · P/BV 2.43× · P/BV÷ROE 0.15 · 70% evidence Relative strength 11.0/20 · Lead over its industry 3.3% · Lead over NIFTY 500 -7.8% · 1 year -17.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22 + 18.7 + 8.4 + 11 = 60.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [AAVAS Financiers Ltd](https://www.sectoralpha.in/stocks/aavas-financiers-ltd) AAVAS · basing · Evidence leans up · 85% evidence 58.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.8/35 · Income 12.1% · Profit 16.9% · 100% evidence Capital efficiency 17.4/25 · ROA 3.2% · ROE 13.9% · GNPA 1.1% · 100% evidence Valuation 13.2/20 · P/BV 1.56× · P/BV÷ROE 0.11 · 100% evidence Relative strength 8.3/20 · Lead over its industry n/a · Lead over NIFTY 500 -18% · 1 year -35.6% · 25% evidence · 0 of 12 weeks ahead Exact sum: 19.8 + 17.4 + 13.2 + 8.3 = 58.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [LIC Housing Finance Ltd](https://www.sectoralpha.in/stocks/lic-housing-finance-ltd) LICHSGFIN · turning · Evidence leans up · 88% evidence 56.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.4/35 · Income -0.6% · Profit 6.8% · 86% evidence Capital efficiency 12.8/25 · ROA 1.7% · ROE 14.4% · GNPA n/a · 72% evidence Valuation 17.3/20 · P/BV 0.62× · P/BV÷ROE 0.04 · 100% evidence Relative strength 16.8/20 · Lead over its industry 8.7% · Lead over NIFTY 500 -3% · 1 year -13.5% · 100% evidence · 2 of 12 weeks ahead Exact sum: 9.4 + 12.8 + 17.3 + 16.8 = 56.3 · What this means: Relative strength against the index is -3%, and revenue and profit growth are weak. 8. [PNB Housing Finance Ltd](https://www.sectoralpha.in/stocks/pnb-housing-finance-ltd) PNBHOUSING · leader · Evidence leans up · 93% evidence 55.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.0/35 · Income 10% · Profit 9.3% · 100% evidence Capital efficiency 12.9/25 · ROA 2.3% · ROE 12.7% · GNPA n/a · 72% evidence Valuation 11.1/20 · P/BV 1.37× · P/BV÷ROE 0.11 · 100% evidence Relative strength 19.0/20 · Lead over its industry 25.7% · Lead over NIFTY 500 12.3% · 1 year 14.1% · 100% evidence · 11 of 12 weeks ahead Exact sum: 12 + 12.9 + 11.1 + 19 = 55 · What this means: Relative strength against the index is 12.3%, and revenue and profit growth are weak. 9. [Bajaj Housing Finance Ltd](https://www.sectoralpha.in/stocks/bajaj-housing-finance-ltd) BAJAJHFL · basing · Evidence leans up · 94% evidence 54.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.9/35 · Income 17.3% · Profit 18.9% · 100% evidence Capital efficiency 15.0/25 · ROA 2% · ROE 12.1% · GNPA 0.3% · 100% evidence Valuation 5.3/20 · P/BV 2.69× · P/BV÷ROE 0.22 · 70% evidence Relative strength 15.5/20 · Lead over its industry 3.5% · Lead over NIFTY 500 -7.7% · 1 year -29.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 18.9 + 15 + 5.3 + 15.5 = 54.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 10. [Aptus Value Housing Finance India Ltd](https://www.sectoralpha.in/stocks/aptus-value-housing-finance-india-ltd) APTUS · quiet · Evidence leans up · 87% evidence 54.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.6/35 · Income 21.2% · Profit 23.4% · 67% evidence Capital efficiency 19.0/25 · ROA 7.8% · ROE 20.1% · GNPA 1.7% · 95% evidence Valuation 11.5/20 · P/BV 1.89× · P/BV÷ROE 0.09 · 100% evidence Relative strength 2.0/20 · Lead over its industry -11.7% · Lead over NIFTY 500 -21.4% · 1 year -39.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.6 + 19 + 11.5 + 2 = 54.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Repco Home Finance Ltd](https://www.sectoralpha.in/stocks/repco-home-finance-ltd) REPCOHOME · basing · Evidence leans down · 63% evidence 49.3 out of 100 Growth Capital Valuation Relative
12. GIC Housing Finance Ltd this page GICHSGFIN · quiet · Evidence leans down · 69% evidence 41.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.0/35 · Income 1.4% · Profit 22.5% · 75% evidence Capital efficiency 8.3/25 · ROA 1.4% · ROE 7.6% · GNPA n/a · 72% evidence Valuation 8.0/20 · P/BV 0.31× · P/BV÷ROE 0.04 · 100% evidence Relative strength 8.6/20 · Lead over its industry n/a · Lead over NIFTY 500 -16.9% · 1 year -30.8% · 25% evidence · 0 of 12 weeks ahead Exact sum: 17 + 8.3 + 8 + 8.6 = 41.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 13. [Sammaan Capital Ltd](https://www.sectoralpha.in/stocks/sammaan-capital-ltd) SAMMAANCAP · quiet · Most evidence points down · 74% evidence 23.4 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance - Housing](https://www.sectoralpha.in/sectors/finance-housing), all 13 compared on one page. ## Which companies are close to GIC Housing Finance in size? GIC Housing Finance is the 13th largest of 13 Finance - Housing companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Home First Finance Company India, Can Fin Homes, Aptus Value Housing Finance India, AAVAS Financiers, India Shelter Finance Corporation and Repco Home Finance. It is the smallest. ### Finance - Housing companies close in size

1. [Home First Finance Company India Ltd](https://www.sectoralpha.in/stocks/home-first-finance-company-india-ltd) ₹11,210 crore
2. [Can Fin Homes Ltd](https://www.sectoralpha.in/stocks/can-fin-homes-ltd) ₹9,582 crore
3. [Aptus Value Housing Finance India Ltd](https://www.sectoralpha.in/stocks/aptus-value-housing-finance-india-ltd) ₹9,580 crore
4. [AAVAS Financiers Ltd](https://www.sectoralpha.in/stocks/aavas-financiers-ltd) ₹8,428 crore
5. [India Shelter Finance Corporation Ltd](https://www.sectoralpha.in/stocks/india-shelter-finance-corporation-ltd) ₹6,726 crore
6. [Repco Home Finance Ltd](https://www.sectoralpha.in/stocks/repco-home-finance-ltd) ₹1,952 crore
7. GIC Housing Finance Ltd ₹650 crore

[All 13 Finance - Housing companies, largest first](https://www.sectoralpha.in/sectors/finance-housing#all-companies)

### Companies close in size in other industries

1. [Speciality Restaurants Ltd](https://www.sectoralpha.in/stocks/speciality-restaurants-ltd) ₹652 crore · Quick Service Restaurant - QSR
2. [Bajaj Steel Industries Ltd](https://www.sectoralpha.in/stocks/bajaj-steel-industries-ltd) ₹651 crore · Capital Goods - Engineering Heavy
3. GIC Housing Finance Ltd ₹650 crore
4. [Kamat Hotels (India) Ltd](https://www.sectoralpha.in/stocks/kamat-hotels-indialtd) ₹647 crore · Hotels
5. [Cellecor Gadgets Ltd](https://www.sectoralpha.in/stocks/cellecor-gadgets-ltd) ₹646 crore · Retail - Electronics

## What else do people ask about GIC Housing Finance? ### What is GIC Housing Finance's share price today? GIC Housing Finance Ltd's share price is ₹121.82, −30.1% over the past year. The whole company is worth ₹654 Cr on the market. In the last 52 weeks it traded between ₹121 to ₹180; today it is 2% of the way up from the low, 18.0% below its 200-day average (as of 3 November 2026). ### What were GIC Housing Finance's latest quarterly results? GIC Housing Finance Ltd reported total income of ₹267 Cr and net profit of ₹10.0 Cr for the Jun 2026 quarter. Income rose 0.8% and profit rose 42.9% compared with a year earlier. Earnings per share were ₹1.87 (as of 3 November 2026). ### What is GIC Housing Finance's market cap? GIC Housing Finance Ltd's market capitalisation is ₹654 Cr at a share price of ₹121.82. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is GIC Housing Finance performing? GIC Housing Finance Ltd's share price has been falling for 64 weeks. In its latest quarter, income rose 0.8% and profit rose 42.9% compared with a year earlier. Over the past 13 weeks it has done worse than the NIFTY 500, for 21 weeks running (as of 3 November 2026). ### Will GIC Housing Finance's share price go up? This page does not forecast GIC Housing Finance Ltd's share price. What it shows instead: the share price is ₹121.82, and it has been falling for 64 weeks. Its P/BV of 0.3× is higher than 3% of its own last 5 years (as of 3 November 2026). ### Who owns GIC Housing Finance? Promoters own 42.4% of GIC Housing Finance Ltd, foreign institutions 0.9%, domestic institutions 2.4% and the public 54.2% (latest quarter). The biggest change over the last two years: Domestic institutions cut their stake by 3.4 percentage points over 8 quarters (as of 3 November 2026). ### Where is GIC Housing Finance in its business cycle? GIC Housing Finance Ltd's FY26 net margin was 14.3%, against a 5-year range of 14.2% to 19.0%: the low end of its own range, which is often where recoveries start. The latest quarter was 3.7%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the GIC Housing Finance story? The main question: yearly earnings per share moved −3.5% while the share price moved −30.1%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is GIC Housing Finance a stock worth studying right now? What the numbers show: GIC Housing Finance Ltd's share price has fallen more than its earnings. Earnings per share fell 3.5% in a year while the price moved −30.1%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ## Lists

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