# Five-Star Business Finance share price today (Five-Star Business Finance Ltd, NSE: FIVESTAR)

> Five-Star Business Finance share price today: ₹397.15 at the NSE close on 4 November 2026, down 38.5% in a year. Five-Star Business Finance (NSE: FIVESTAR) is worth ₹11,719 crore, trades at a P/BV of 1.5 and has closed between ₹350.65 and ₹646.10 over the past 52 weeks. > Five-Star Business Finance Ltd's earnings have grown faster than its share price. Earnings per share grew +2.2% in a year while the price moved −38.5%. FIVESTAR · Finance & Investments - MSME Lending · data as of 4 November 2026. Page: https://www.sectoralpha.in/stocks/five-star-business-finance-ltd

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## Key numbers

- Business trend: Growing steadily, from the last 12 quarters
- Price: ₹397.15 (−38.5% in a year)
- P/BV: 1.5× (lower than 100% of the last 3.7 years)
- Revenue (Sep 2026): ₹858 Cr (+7.4% on a year ago)
- Profit (Sep 2026): ₹299 Cr (+4.5% on a year ago)
- Net margin: 34.8% (−1.0 points on a year ago)
- ROE: 16%, FY26
- Gross NPA (bad loans): 3.48% (+0.84 points on a year ago)

The main question: yearly earnings per share moved +2.2% while the share price moved −38.5%. ## What is the Five-Star Business Finance share price today? Five-Star Business Finance Ltd's share price was ₹397.15 at the close on 4 November 2026. It has been falling for 1 week. That is 22.3% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹351 and ₹646, and at that close it sat 16% of the way up from that low. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 6 weeks running. Over the last 3.9 years the share price moved −23% while the NIFTY 500 moved +37%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 25 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at Five-Star Business Finance this quarter? Three changes stood out: foreign funds (FIIs) cut their stake for 6 quarters in a row, indian funds and insurers (DIIs) raised their stake for 6 quarters in a row and revenue up on a year earlier for 12 quarters in a row (every quarter we can compare). 1. Foreign funds (FIIs) cut their stake for 6 quarters in a row From 58.8% to 43.5% of the company by the September 2026 quarter. 2. Indian funds and insurers (DIIs) raised their stake for 6 quarters in a row From 9.1% to 23.5% of the company by the September 2026 quarter. 3. Revenue up on a year earlier for 12 quarters in a row (every quarter we can compare) In the September 2026 quarter revenue was ₹858 crore, +7.4% on a year earlier. Why: Revenue rose because the company paid out far more loans than a year earlier. Next results: check whether loan payouts pick up in November and December after a quiet October. From the earnings call on 26 Oct 2026. ## What are Five-Star Business Finance's latest quarterly results? For July to September 2026 (the quarter ended 30 September 2026), Five-Star Business Finance reported total income of ₹858 crore, up 7.4% from ₹799 crore a year earlier, and a profit of ₹299 crore, up 4.5% from ₹286 crore. ### Five-Star Business Finance results: July to September 2026 against a year earlier

| Measure | July to September 2026 | July to September 2025 | Change |
| --- | --- | --- | --- |
| Total income | ₹858 crore | ₹799 crore | +7.4% |
| Profit | ₹299 crore | ₹286 crore | +4.5% |
| Earnings per share | ₹10.14 | ₹9.72 | +4.3% |
| Net margin | 34.8% | 35.8% | −1.0 points |
| Gross bad loans (gross NPA) | 3.48% | 2.64% | +0.84 points |

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). Five-Star Business Finance's management discussed these results on a call held on 26 October 2026; what it said is further down this page. (From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.)

## What is the Five-Star Business Finance share price history? Five-Star Business Finance closed at ₹397.15 on 4 November 2026, down 38.5% from ₹646.10 a year earlier (7 November 2025) and down 47.2% over three years. Its highest weekly close since November 2022 was ₹889.50 on 18 October 2024. ### Five-Star Business Finance share price: then and now

| When | Close | Change to 4 Nov 2026 |
| --- | --- | --- |
| 1 week ago · 30 Oct 2026 | ₹396.85 | +0.1% |
| 1 month ago · 1 Oct 2026 | ₹506.25 | −21.6% |
| 6 months ago · 8 May 2026 | ₹462.25 | −14.1% |
| 1 year ago · 7 Nov 2025 | ₹646.10 | −38.5% |
| 3 years ago · 3 Nov 2023 | ₹752.40 | −47.2% |
| Earliest weekly close in our records · 25 Nov 2022 | ₹512.55 | −22.5% |
| Highest weekly close since November 2022 · 18 Oct 2024 | ₹889.50 | −55.4% |
| Lowest weekly close since November 2022, also the 52-week low · 20 Mar 2026 | ₹350.65 | +13.3% |
| 52-week high (weekly close) · 7 Nov 2025 | ₹646.10 | −38.5% |

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (210 weekly closes from 25 November 2022 to 4 November 2026.)

## What is the latest news on Five-Star Business Finance? 4 Nov 2026: Five-Star Business Finance closed at ₹397.15, up 0.1% on the week and down 21.6% on the month. 26 Oct 2026: Five-Star Business Finance held its results call for July to September 2026. Management guided: Flattish slippages and credit cost through H2FY24 despite industry headwinds on contained early flows. ### Earlier

- Results for July to September 2026: Total income up 7.4% and profit up 4.5% on a year earlier. - 31 Jul 2026: ex-date for a dividend of ₹2 a share. ## What dividend does Five-Star Business Finance pay? Five-Star Business Finance paid ₹2 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 0.50% at the ₹397.15 close on 4 November 2026. The last was a dividend of ₹2 a share, ex-date 31 July 2026. ### Five-Star Business Finance dividends since 1 April 2021

| Ex-date | Dividend per share | Type |
| --- | --- | --- |
| 31 Jul 2026 | ₹2 | Dividend |
| 14 Aug 2025 | ₹2 | Dividend |

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here. 1 of 5 Of the last 5 financial years, years with an NSE dividend record

Yes. Five-Star Business Finance Ltd paid out 5% of its profit as dividends in FY26, and it paid a dividend in 2 of its last 10 reported years. (From the NSE corporate-actions record, read 5 November 2026.)

## What did Five-Star Business Finance management say on the latest results call? On the call for July to September 2026, held on 26 October 2026, Five-Star Business Finance's management guided: Flattish slippages and credit cost through H2FY24 despite industry headwinds on contained early flows. > “We expect flattish credit slippages and credit cost for the rest of the year, despite the industry headwinds.”
> Lakshmipathy Deenadayalan, on the call for July to September 2026

### What management guided

- Full-year AUM growth to comfortably cross initial guidance. - Incremental lending yield up 1 pt to 22.5-23.9% range effective October 2023 seeding over 24-36 months. - H2 incremental borrowing cost 8.7-8.8% on sizeable drawdowns including pending ADB tranche. - Year-end book cost near 8.9% up 12-15 basis points from current level on repo and MCLR resets. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijorifinance.com/insight/india/46126/Conference Call/CC-Oct26.pdf). (From the call for July to September 2026, 26 October 2026.)

## What to watch in Five-Star Business Finance's next results? When Five-Star Business Finance reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: November-December disbursement pickup after muted October - check whether seasonal strength sustains historical-best momentum. - What to check (from the call)
- November-December disbursement pickup after muted October - check whether seasonal strength sustains historical-best momentum. - Collection efficiency and slippage around flagged levels in Q3 - verify October trend lasts and 61-90-day bucket starts rolling back. - Book cost path toward flagged year-end level - test whether repo and MCLR pass-through stays within guided compression. - Full-year NPA resolution progress toward flagged milestone - track quarterly resolutions and early recoveries from written-off pool. ## Which stock lists is Five-Star Business Finance on? Five-Star Business Finance is not on any of our India lists this week. ## Is Five-Star Business Finance profitable? Five-Star Business Finance Ltd earned ₹299 Cr of net profit in the Sep 2026 quarter, +4.5% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. Full-year FY26 profit was ₹1,099 Cr. Over 9 years profit has grown 57.0% a year on average. That is 34.8% of the quarter's revenue. The same quarter a year earlier earned ₹286 Cr. For the full year, FY26 profit was ₹1,099 Cr (+2.5% on the year before). Why profit moved: revenue changed +7.4% on a year earlier and the margin moved −1.0 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +1.0% and revenue +8.3%. Profit is growing slower than sales: rising costs are taking part of the growth. ## How much revenue does Five-Star Business Finance make, and is it growing? Five-Star Business Finance Ltd reported ₹858 Cr of income in the Sep 2026 quarter, +7.4% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 9 years it has grown 49.6% a year on average. The last full year, FY26, came in at ₹3,218 Cr. The last four reported quarters add to ₹3,319 Cr. FY26 revenue was ₹3,218 Cr, +13.0% on the year before. Recent pace: the last four quarters grew +8.3% on average, against 49.6% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +8.3%, against +14.1% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +1.0%, against +7.1% a year (rolling over). ## How much does Five-Star Business Finance keep from what it earns? Five-Star Business Finance Ltd's net margin was 34.8% in the Sep 2026 quarter, 1.0 percentage points lower than the same quarter a year ago. Across 10 years it has been between 22.1% and 39.7%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Five-Star Business Finance's loans have gone bad? Five-Star Business Finance Ltd's gross NPA, the share of loans that have stopped being repaid, is 3.48% in Sep 2026, up from 2.64% a year ago. After the money already set aside for bad loans, 2.14% is left (net NPA). Across the 9 quarters on file it has been between 1.47% and 3.48%. Falling bad loans mean the loan book is healing; rising ones mean new damage. In Sep 2026, gross NPA was 3.48% and net NPA 2.14%, against 2.64% and 1.46% a year ago. In short: a lender's profit growth is only as good as its loans, and this loan book is not yet clearly improving. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up. Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown. ## How fast is Five-Star Business Finance's loan book growing? Five-Star Business Finance Ltd's revenue was ₹3,218 Cr in FY26, +13.0% on the year before, so the loan book is growing. The latest quarter was +7.4% on a year earlier. The net margin on that income is 34.8%, −1.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is Five-Star Business Finance's P/BV ratio, and how does it compare with its own history? Five-Star Business Finance Ltd's P/BV is 1.5×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 3.9×, over 3.7 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved −38.5%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 3 years the price moved −19.2% a year; about +17.5% a year came from book-value growth and about −36.7 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. ## Is the Five-Star Business Finance business getting better or worse? Five-Star Business Finance Ltd's business is growing steadily. Revenue, profit and EPS growth have stayed positive throughout, and ROE is steady at 14.1%. This is based on 12 quarters of 4 measures. Why it matters: steady growth with healthy returns is how a business compounds over time. ## How much does Five-Star Business Finance earn on its equity and assets? Five-Star Business Finance Ltd earned a return on equity of 16% in FY26. Its lowest yearly reading on file was 9% in FY17. On its assets, every ₹100 earned about ₹7.07, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 57.0% a year over 9 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. ## Does Five-Star Business Finance have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Five-Star Business Finance shareholding pattern? Domestic institutions raised their stake in Five-Star Business Finance Ltd by 14.5 percentage points over 8 quarters, the biggest change among its owners. Domestic institutions now own 23.5% of the company. Foreign institutions moved −13.2 points over the same period, to 43.5%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Domestic institutions: +14.5 points over 8 quarters, to 23.5%; Foreign institutions: −13.2 points over 8 quarters, to 43.5%; Promoters: −3.0 points over 8 quarters, to 18.6%. Promoters own under 20%, so this is a widely owned company where institutions, not a family, have the most say. Why the owners changed: foreign institutions moved −13.2 points and domestic institutions +14.5 points over 8 quarters, while promoters moved −3.0 points. One group of institutions took over shares from the other; it is not a change of mind by the people running the company. ## How far is Five-Star Business Finance from balance-sheet trouble? For Five-Star Business Finance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Five-Star Business Finance rank in its industry? 46.6 out of 100, rank 4 of 6 in Finance & Investments - MSME Lending, with 85% of the evidence available. Five-Star Business Finance Ltd scores 46.6 out of 100 against the 6 companies it is compared with in Finance & Investments - MSME Lending, ranking 4. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 5.1 + 20.8 + 11.6 + 9.1 = 46.6. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Five-Star Business Finance compared with? Five-Star Business Finance ranks 4 of 6 Finance & Investments - MSME Lending companies on the 4-Factor Sector Score, with 46.6 out of 100. 1. [SBFC Finance Ltd](https://www.sectoralpha.in/stocks/sbfc-finance-ltd) SBFC · turning · Most evidence points up · 93% evidence 65.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.0/35 · Income 28.4% · Profit 30.1% · 100% evidence Capital efficiency 17.1/25 · ROA 3.7% · ROE 13% · GNPA n/a · 72% evidence Valuation 11.0/20 · P/BV 2.31× · P/BV÷ROE 0.18 · 100% evidence Relative strength 14.7/20 · Lead over its industry 2% · Lead over NIFTY 500 -6.6% · 1 year -26% · 100% evidence · 2 of 12 weeks ahead Exact sum: 23 + 17.1 + 11 + 14.7 = 65.8 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [SG Finserve Ltd](https://www.sectoralpha.in/stocks/sg-finserve-ltd) SGFIN · turning · Evidence leans up · 82% evidence 63.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 26.8/35 · Income 100% · Profit 85.2% · 86% evidence Capital efficiency 13.6/25 · ROA 3.1% · ROE 10.3% · GNPA n/a · 72% evidence Valuation 5.0/20 · P/BV 2.84× · P/BV÷ROE 0.28 · 70% evidence Relative strength 18.5/20 · Lead over its industry 49.2% · Lead over NIFTY 500 36.6% · 1 year 77.1% · 100% evidence · 10 of 12 weeks ahead Exact sum: 26.8 + 13.6 + 5 + 18.5 = 63.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [MAS Financial Services Ltd](https://www.sectoralpha.in/stocks/mas-financial-services-ltd) MASFIN · quiet · Evidence leans up · 88% evidence 57.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.7/35 · Income 22.6% · Profit 23.8% · 86% evidence Capital efficiency 15.8/25 · ROA 2.7% · ROE 13.4% · GNPA n/a · 72% evidence Valuation 15.9/20 · P/BV 1.38× · P/BV÷ROE 0.1 · 100% evidence Relative strength 0.8/20 · Lead over its industry -8.7% · Lead over NIFTY 500 -16.6% · 1 year -19.9% · 100% evidence · 0 of 12 weeks ahead Exact sum: 24.7 + 15.8 + 15.9 + 0.8 = 57.2 · What this means: Earnings are strong; relative strength in its sector is -8.7% and the one-year return is -19.9%. 4. Five-Star Business Finance Ltd this page FIVESTAR · quiet · Evidence leans down · 85% evidence 46.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 5.1/35 · Income 8.3% · Profit 1% · 100% evidence Capital efficiency 20.8/25 · ROA 6.9% · ROE 16.1% · GNPA 3.5% · 100% evidence Valuation 11.6/20 · P/BV 1.48× · P/BV÷ROE 0.09 · 100% evidence Relative strength 9.1/20 · Lead over its industry n/a · Lead over NIFTY 500 -16.1% · 1 year -39.2% · 25% evidence · 7 of 12 weeks ahead Exact sum: 5.1 + 20.8 + 11.6 + 9.1 = 46.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. Ugro Capital Ltd UGROCAP · quiet · Most evidence points down · 93% evidence 31.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.3/35 · Income 16.5% · Profit -6% · 83% evidence Capital efficiency 8.9/25 · ROA 0.8% · ROE 4.6% · GNPA 2.6% · 95% evidence Valuation 8.0/20 · P/BV 0.4× · P/BV÷ROE 0.09 · 100% evidence Relative strength 5.4/20 · Lead over its industry -26.9% · Lead over NIFTY 500 -33.3% · 1 year -60.1% · 100% evidence · 0 of 12 weeks ahead Exact sum: 9.3 + 8.9 + 8 + 5.4 = 31.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [Moneyboxx Finance Ltd](https://www.sectoralpha.in/stocks/moneyboxx-finance-ltd) MONEYBOXX · Most evidence points down · 64% evidence 30.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.4/43.75 · Income 16.5% · Profit 8.1% · 75% evidence Capital efficiency 4.4/31.25 · ROA 0.1% · ROE 0.5% · GNPA n/a · 72% evidence Valuation 3.0/25 · P/BV 1.43× · P/BV÷ROE 2.98 · 100% evidence Relative strength: no reading this week · its 20 points are shared across the other three Exact sum: 23.4 + 4.4 + 3 = 30.8 (no relative-strength reading this week; its 20 points are shared across the other three) · What this means: There is no relative-strength reading for this week, so the score is built from earnings, capital efficiency and valuation alone. Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance & Investments - MSME Lending](https://www.sectoralpha.in/sectors/finance-investments-msme-lending), all 6 compared on one page. ## Which companies are close to Five-Star Business Finance in size? Five-Star Business Finance is the largest of 5 Finance & Investments - MSME Lending companies on Sector Alpha by market value (scores of 30 October 2026). It is the largest. Just below it: SBFC Finance, SG Finserve, MAS Financial Services and Moneyboxx Finance. ### Finance & Investments - MSME Lending companies close in size

1. Five-Star Business Finance Ltd ₹11,715 crore
2. [SBFC Finance Ltd](https://www.sectoralpha.in/stocks/sbfc-finance-ltd) ₹9,381 crore
3. [SG Finserve Ltd](https://www.sectoralpha.in/stocks/sg-finserve-ltd) ₹4,540 crore
4. [MAS Financial Services Ltd](https://www.sectoralpha.in/stocks/mas-financial-services-ltd) ₹4,439 crore
5. [Moneyboxx Finance Ltd](https://www.sectoralpha.in/stocks/moneyboxx-finance-ltd) ₹424 crore

[All 5 Finance & Investments - MSME Lending companies, largest first](https://www.sectoralpha.in/sectors/finance-investments-msme-lending#all-companies)

### Companies close in size in other industries

1. [Action Construction Equipment Ltd](https://www.sectoralpha.in/stocks/action-construction-equipment-ltd) ₹11,845 crore · Capital Goods - EPC/Cranes
2. [Vedanta Oil and Gas Ltd](https://www.sectoralpha.in/stocks/vedanta-oil-and-gas-ltd) ₹11,821 crore
3. Five-Star Business Finance Ltd ₹11,715 crore
4. [SKF India (Industrial) Ltd](https://www.sectoralpha.in/stocks/skf-india-industrialltd) ₹11,709 crore · Bearings
5. [Varroc Engineering Ltd](https://www.sectoralpha.in/stocks/varroc-engineering-ltd) ₹11,706 crore · Auto Ancillaries - Diversified

## What else do people ask about Five-Star Business Finance? ### What is Five-Star Business Finance's share price today? Five-Star Business Finance Ltd's share price is ₹397.15, −38.5% over the past year. The whole company is worth ₹11,719 Cr on the market. In the last 52 weeks it traded between ₹351 to ₹646; today it is 16% of the way up from the low, 22.3% below its 200-day average (as of 4 November 2026). ### What were Five-Star Business Finance's latest quarterly results? Five-Star Business Finance Ltd reported total income of ₹858 Cr and net profit of ₹299 Cr for the Sep 2026 quarter. Income rose 7.4% and profit rose 4.5% compared with a year earlier. Earnings per share were ₹10.14. Gross NPA stood at 3.48% of the loan book (as of 4 November 2026). ### What is Five-Star Business Finance's market cap? Five-Star Business Finance Ltd's market capitalisation is ₹11,719 Cr at a share price of ₹397.15. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026). ### How is Five-Star Business Finance performing? Five-Star Business Finance Ltd's share price has been falling for 1 weeks. In its latest quarter, income rose 7.4% and profit rose 4.5% compared with a year earlier. Over the past 13 weeks it has done worse than the NIFTY 500, for 6 weeks running (as of 4 November 2026). ### Will Five-Star Business Finance's share price go up? This page does not forecast Five-Star Business Finance Ltd's share price. What it shows instead: the share price is ₹397.15, and it has been falling for 1 weeks. Its P/BV of 1.5× is higher than 0% of its own last 4 years (as of 4 November 2026). ### Who owns Five-Star Business Finance? Promoters own 18.6% of Five-Star Business Finance Ltd, foreign institutions 43.5%, domestic institutions 23.5% and the public 14.3% (latest quarter). The biggest change over the last two years: Domestic institutions raised their stake by 14.5 percentage points over 8 quarters (as of 4 November 2026). ### Where is Five-Star Business Finance in its business cycle? Five-Star Business Finance Ltd's FY26 net margin was 34.2%, against a 10-year range of 22.1% to 39.7%: the middle of its own range, neither a peak nor a low. The latest quarter was 34.8%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026). ### What could break the Five-Star Business Finance story? The main question: yearly earnings per share moved +2.2% while the share price moved −38.5%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026). ### Is Five-Star Business Finance a stock worth studying right now? What the numbers show: Five-Star Business Finance Ltd's earnings have grown faster than its share price. Earnings per share grew +2.2% in a year while the price moved −38.5%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026). ### Is there a Five-Star Business Finance share price forecast for 2026? What management itself guided: Flattish slippages and credit cost through H2FY24 despite industry headwinds on contained early flows. This is research, not advice. We’re not SEBI-registered.