# Aptus Value Housing Finance India share price today (Aptus Value Housing Finance India Ltd, NSE: APTUS) > Aptus Value Housing Finance India share price today: ₹201.71 at the NSE close on 3 November 2026, down 36.5% in a year. Aptus Value Housing Finance India (NSE: APTUS) is worth ₹10,117 crore, trades at a P/BV of 2.0 and has closed between ₹191.28 and ₹306.85 over the past 52 weeks. > Aptus Value Housing Finance India Ltd's earnings have grown faster than its share price. Earnings per share grew +25.3% in a year while the price moved −36.5%. APTUS · Finance - Housing · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/aptus-value-housing-finance-india-ltd Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Business trend: Growing steadily, from fewer quarters than usual - Price: ₹201.71 (−36.5% in a year) - P/BV: 2.0× (lower than 99% of the last 5 years) - Revenue (Jun 2026): ₹600 Cr (+15.4% on a year ago) - Profit (Jun 2026): ₹261 Cr (+19.2% on a year ago) - Net margin: 43.5% (+1.4 points on a year ago) - ROE: 20%, FY26 - Gross NPA (bad loans): 1.70% (+0.21 points on a year ago) The main question: yearly earnings per share moved +25.3% while the share price moved −36.5%. ## What is the Aptus Value Housing Finance India share price today? Aptus Value Housing Finance India Ltd's share price was ₹201.71 at the close on 3 November 2026. It has been falling for 8 weeks. That is 21.3% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 15 weeks running. In the last 52 weeks it traded between ₹191 and ₹307, and at that close it sat 9% of the way up from that low. Over the last 5.2 years the share price moved −43% while the NIFTY 500 moved +50%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 24 July 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at Aptus Value Housing Finance India this quarter? Three changes stood out: bad loans at their highest share in 15 quarters, revenue up on a year earlier for 11 quarters in a row (every quarter we can compare) and profit up on a year earlier for 11 quarters in a row (every quarter we can compare). 1. Bad loans at their highest share in 15 quarters Gross NPA, the share of loans not being repaid, was 1.7% in the June 2026 quarter, from 1.49% a year earlier. Why: Bad loans rose because the smaller nonbank arm that lends against property had higher losses. From the earnings call on 29 Sep 2026. 2. Revenue up on a year earlier for 11 quarters in a row (every quarter we can compare) In the June 2026 quarter revenue was ₹600 crore, +15.4% on a year earlier. 3. Profit up on a year earlier for 11 quarters in a row (every quarter we can compare) In the June 2026 quarter profit was ₹261 crore, +19.2% on a year earlier. ## What are Aptus Value Housing Finance India's latest quarterly results? For April to June 2026 (the quarter ended 30 June 2026), Aptus Value Housing Finance India reported total income of ₹600 crore, up 15.4% from ₹520 crore a year earlier, and a profit of ₹261 crore, up 19.2% from ₹219 crore. ### Aptus Value Housing Finance India results: April to June 2026 against a year earlier | Measure | April to June 2026 | April to June 2025 | Change | | --- | --- | --- | --- | | Total income | ₹600 crore | ₹520 crore | +15.4% | | Profit | ₹261 crore | ₹219 crore | +19.2% | | Earnings per share | ₹5.21 | ₹4.39 | +18.7% | | Net margin | 43.5% | 42.1% | +1.4 points | | Gross bad loans (gross NPA) | 1.70% | 1.49% | +0.21 points | The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). Aptus Value Housing Finance India's management discussed these results on a call held on 29 September 2026; what it said is further down this page. (From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.) ## What is the Aptus Value Housing Finance India share price history? Aptus Value Housing Finance India closed at ₹201.71 on 3 November 2026, down 36.5% from ₹317.60 a year earlier (31 October 2025) and down 41.9% over five years. Its highest weekly close since August 2021 was ₹382.20 on 17 March 2022. ### Aptus Value Housing Finance India share price: then and now | When | Close | Change to 3 Nov 2026 | | --- | --- | --- | | 1 week ago · 23 Oct 2026 | ₹196.47 | +2.7% | | 1 month ago · 1 Oct 2026 | ₹226.40 | −10.9% | | 6 months ago · 30 Apr 2026 | ₹260.14 | −22.5% | | 1 year ago · 31 Oct 2025 | ₹317.60 | −36.5% | | 3 years ago · 3 Nov 2023 | ₹293.30 | −31.2% | | 5 years ago · 4 Nov 2021 | ₹347.35 | −41.9% | | Earliest weekly close in our records · 27 Aug 2021 | ₹355.20 | −43.2% | | Highest weekly close since August 2021 · 17 Mar 2022 | ₹382.20 | −47.2% | | Lowest weekly close since August 2021, also the 52-week low · 30 Oct 2026 | ₹191.28 | +5.5% | | 52-week high (weekly close) · 17 Jul 2026 | ₹306.85 | −34.3% | Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (278 weekly closes from 27 August 2021 to 3 November 2026.) ## What is the latest news on Aptus Value Housing Finance India? 3 Nov 2026: Aptus Value Housing Finance India closed at ₹201.71, up 2.7% on the week and down 10.9% on the month. 29 Sep 2026: Aptus Value Housing Finance India held its results call for April to June 2026. Management guided: FY27 AUM growth 22-24%. ### Earlier - Results for April to June 2026: Total income up 15.4% and profit up 19.2% on a year earlier. - 15 May 2026: ex-date for an interim dividend of ₹2.50 a share. - 7 Nov 2025: ex-date for an interim dividend of ₹2 a share. ## What dividend does Aptus Value Housing Finance India pay? Aptus Value Housing Finance India paid ₹4.50 a share in regular dividends in the 12 months to 4 November 2026 (2 payments), a yield of 2.23% at the ₹201.71 close on 3 November 2026. The last was an interim dividend of ₹2.50 a share, ex-date 15 May 2026. ### Aptus Value Housing Finance India dividends since 1 April 2021 | Ex-date | Dividend per share | Type | Record date | | --- | --- | --- | --- | | 15 May 2026 | ₹2.50 | Interim | same day | | 7 Nov 2025 | ₹2 | Interim | same day | | 16 May 2025 | ₹2.50 | Interim | same day | | 14 Nov 2024 | ₹2 | Interim | 15 Nov 2024 | | 15 May 2024 | ₹2.50 | Interim | same day | | 9 Feb 2024 | ₹2 | Interim | same day | | 12 May 2023 | ₹2 | Interim | same day | | 8 Dec 2022 | ₹2 | Interim | 9 Dec 2022 | Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. 4 of 5 Of the last 5 financial years, years with an NSE dividend record Yes. Aptus Value Housing Finance India Ltd paid out 24% of its profit as dividends in FY26, and it paid a dividend in 4 of its last 11 reported years. (From the NSE corporate-actions record, read 4 November 2026.) ## What did Aptus Value Housing Finance India management say on the latest results call? On the call for April to June 2026, held on 29 September 2026, Aptus Value Housing Finance India's management guided: FY27 AUM growth 22-24%. > “Therefore, we will definitely not return to a credit cost of 25-30 basis points for the company. However, for the year, we will definitely maintain a credit cost of 60 basis points.” > Amit Singh, on the call for April to June 2026 ### What management guided - AUM growth above 20% and ROE around 20% for the foreseeable future; risk filters will not be loosened to accelerate growth. - Consolidated mix maintained around 48% home loans and 29% NBFC, with balance in quasi-home loans, top-up, and insurance. - FY27 consolidated credit cost maintained around 60 basis points; HFC component expected around 25-30 basis points. - New-state branches expected to reach ₹70-80 lakh monthly disbursement in 6-10 months versus ₹1 crore in mature states within 8-9 months. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijoristack.ai/concall/transcript/44092-29-Sep-2026.pdf). (From the call for April to June 2026, 29 September 2026.) ## What to watch in Aptus Value Housing Finance India's next results? When Aptus Value Housing Finance India reports July to September 2026, these are the 3 checks that show whether the story is still on course. First: Consolidated credit cost versus the annual framework - check whether NBFC LAP losses remain contained. - What to check (from the call) - Consolidated credit cost versus the annual framework - check whether NBFC LAP losses remain contained. - NBFC collection efficiency - verify that employee-execution improvement persists into the next quarter. - AUM growth from Andhra Pradesh, Telangana, Maharashtra, and Odisha - check whether newer geographies offset slower markets. ## Which stock lists is Aptus Value Housing Finance India on? Aptus Value Housing Finance India is on 2 of our India lists: 52 week high & low and Dividend stocks. - [52 week high & low 52-week position: At 52-week low](https://www.sectoralpha.in/52-week-high-stocks-india) - [Dividend stocks Regular dividend yield (%): 2.25](https://www.sectoralpha.in/dividend-stocks-india) ## Is Aptus Value Housing Finance India profitable? Aptus Value Housing Finance India Ltd earned ₹261 Cr of net profit in the Jun 2026 quarter, +19.2% on the same quarter a year earlier. That is the 11th quarter in a row of profit growth. Full-year FY26 profit was ₹943 Cr. Over 10 years profit has grown 48.6% a year on average. That is 43.5% of the quarter's revenue. The same quarter a year earlier earned ₹219 Cr. For the full year, FY26 profit was ₹943 Cr (+25.6% on the year before). Why profit moved: revenue changed +15.4% on a year earlier and the margin moved +1.4 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +23.6% and revenue +21.6%. Profit and revenue are moving at about the same pace. ## How much revenue does Aptus Value Housing Finance India make, and is it growing? Aptus Value Housing Finance India Ltd reported ₹600 Cr of income in the Jun 2026 quarter, +15.4% on the same quarter a year earlier. That is the 11th quarter in a row with growth on the year before. Over 10 years it has grown 39.6% a year on average. The last full year, FY26, came in at ₹2,192 Cr. The last four reported quarters add to ₹2,272 Cr. FY26 revenue was ₹2,192 Cr, +25.3% on the year before. Recent pace: the last four quarters grew +21.6% on average, against 39.6% a year over the longer run, so this year is growing slower than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +21.2%, against +25.0% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +23.4%, against +23.9% a year (stabilising). ## How much does Aptus Value Housing Finance India keep from what it earns? Aptus Value Housing Finance India Ltd's net margin was 43.5% in the Jun 2026 quarter, 1.4 percentage points higher than the same quarter a year ago. Across 11 years it has been between 23.1% and 46.0%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Aptus Value Housing Finance India's loans have gone bad? Aptus Value Housing Finance India Ltd's gross NPA, the share of loans that have stopped being repaid, is 1.70% in Jun 2026, up from 1.49% a year ago. After the money already set aside for bad loans, 1.29% is left (net NPA). Across the 12 quarters on file it has been between 1.07% and 1.70%. Falling bad loans mean the loan book is healing; rising ones mean new damage. In Jun 2026, gross NPA was 1.70% and net NPA 1.29%, against 1.49% and 1.12% a year ago. In short: a lender's profit growth is only as good as its loans, and this loan book is not yet clearly improving. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up. Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown. ## How fast is Aptus Value Housing Finance India's loan book growing? Aptus Value Housing Finance India Ltd's revenue was ₹2,192 Cr in FY26, +25.3% on the year before, so the loan book is growing. The latest quarter was +15.4% on a year earlier. The net margin on that income is 43.5%, +1.4 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is Aptus Value Housing Finance India's P/BV ratio, and how does it compare with its own history? Aptus Value Housing Finance India Ltd's P/BV is 2.0×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 4.2×, over 5 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved −36.5%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved −10.3% a year; about +12.9% a year came from book-value growth and about −23.2 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. The PEG ratio and its quarterly curve, which only the second data source has, are not shown on this page: its two data sources disagree by up to 3.3% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Is the Aptus Value Housing Finance India business getting better or worse? Aptus Value Housing Finance India Ltd's business is growing steadily. Revenue, profit and EPS growth have stayed positive throughout, and ROE is steady at 20.0%. This is based on 8 quarters of 4 measures, with some gaps. Why it matters: steady growth with healthy returns is how a business compounds over time. The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does Aptus Value Housing Finance India earn on its equity and assets? Aptus Value Housing Finance India Ltd earned a return on equity of 20% in FY26. Its lowest yearly reading on file was 7% in FY17. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. Return on assets is left out here, because its two sources disagree for this quarter. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 48.6% a year over 10 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. The quarterly return-on-equity and return-on-assets curves, which only the second data source has, are not shown on this page: its two data sources disagree by up to 3.3% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Does Aptus Value Housing Finance India have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Aptus Value Housing Finance India shareholding pattern? Promoters cut their stake in Aptus Value Housing Finance India Ltd by 30.0 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 23.9% of the company. Domestic institutions moved +18.3 points over the same period, to 27.8%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Promoters: −30.0 points over 8 quarters, to 23.9%; Domestic institutions: +18.3 points over 8 quarters, to 27.8%; Foreign institutions: +8.1 points over 8 quarters, to 30.5%. Why the owners changed: promoters drove it (−30.0 points), with the other side taken by domestic institutions (+18.3 points). They reduced their stake. ## How far is Aptus Value Housing Finance India from balance-sheet trouble? For Aptus Value Housing Finance India Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Aptus Value Housing Finance India rank in its industry? 54.1 out of 100, rank 10 of 13 in Finance - Housing, with 87% of the evidence available. Aptus Value Housing Finance India Ltd scores 54.1 out of 100 against the 13 companies it is compared with in Finance - Housing, ranking 10. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 21.6 + 19 + 11.5 + 2 = 54.1. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Aptus Value Housing Finance India compared with? Aptus Value Housing Finance India ranks 10 of 13 Finance - Housing companies on the 4-Factor Sector Score, with 54.1 out of 100. 1. [Can Fin Homes Ltd](https://www.sectoralpha.in/stocks/can-fin-homes-ltd) CANFINHOME · basing · Most evidence points up · 93% evidence 65.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.2/35 · Income 7.9% · Profit 25.3% · 100% evidence Capital efficiency 17.2/25 · ROA 2.5% · ROE 19.7% · GNPA n/a · 72% evidence Valuation 15.8/20 · P/BV 1.49× · P/BV÷ROE 0.08 · 100% evidence Relative strength 9.7/20 · Lead over its industry 0% · Lead over NIFTY 500 -10.9% · 1 year -17.1% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.2 + 17.2 + 15.8 + 9.7 = 65.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Home First Finance Company India Ltd](https://www.sectoralpha.in/stocks/home-first-finance-company-india-ltd) HOMEFIRST · quiet · Evidence leans up · 78% evidence 64.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.5/35 · Income 19.2% · Profit 36.6% · 100% evidence Capital efficiency 17.1/25 · ROA 3.6% · ROE 15.7% · GNPA n/a · 72% evidence Valuation 10.1/20 · P/BV 2.4× · P/BV÷ROE 0.15 · 100% evidence Relative strength 11.4/20 · Lead over its industry n/a · Lead over NIFTY 500 0.1% · 1 year -10.3% · 25% evidence · 6 of 12 weeks ahead Exact sum: 25.5 + 17.1 + 10.1 + 11.4 = 64.1 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 3. [India Shelter Finance Corporation Ltd](https://www.sectoralpha.in/stocks/india-shelter-finance-corporation-ltd) INDIASHLTR · basing · Evidence leans up · 87% evidence 61.6 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 23.4/35 · Income 25.8% · Profit 28.1% · 67% evidence Capital efficiency 18.4/25 · ROA 5.8% · ROE 17.1% · GNPA 1.6% · 95% evidence Valuation 11.1/20 · P/BV 2.1× · P/BV÷ROE 0.12 · 100% evidence Relative strength 8.7/20 · Lead over its industry -3.8% · Lead over NIFTY 500 -14.4% · 1 year -30.3% · 100% evidence · 0 of 12 weeks ahead Exact sum: 23.4 + 18.4 + 11.1 + 8.7 = 61.6 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [Housing & Urban Development Corporation Ltd](https://www.sectoralpha.in/stocks/housing-urban-development-corporation-ltd) HUDCO · quiet · Evidence leans up · 84% evidence 60.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.9/35 · Income 25.9% · Profit 53% · 75% evidence Capital efficiency 17.1/25 · ROA 2.4% · ROE 20% · GNPA n/a · 72% evidence Valuation 12.8/20 · P/BV 1.3× · P/BV÷ROE 0.07 · 100% evidence Relative strength 0.5/20 · Lead over its industry -14% · Lead over NIFTY 500 -23.5% · 1 year -39.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 29.9 + 17.1 + 12.8 + 0.5 = 60.3 · What this means: Earnings are strong; relative strength in its sector is -14% and the one-year return is -39.6%. 5. [Aadhar Housing Finance Ltd](https://www.sectoralpha.in/stocks/aadhar-housing-finance-ltd) AADHARHFC · basing · Evidence leans up · 90% evidence 60.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.0/35 · Income 17.7% · Profit 20.1% · 88% evidence Capital efficiency 18.7/25 · ROA 4% · ROE 15.9% · GNPA 1.3% · 100% evidence Valuation 8.4/20 · P/BV 2.43× · P/BV÷ROE 0.15 · 70% evidence Relative strength 11.0/20 · Lead over its industry 3.3% · Lead over NIFTY 500 -7.8% · 1 year -17.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 22 + 18.7 + 8.4 + 11 = 60.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [AAVAS Financiers Ltd](https://www.sectoralpha.in/stocks/aavas-financiers-ltd) AAVAS · basing · Evidence leans up · 85% evidence 58.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.8/35 · Income 12.1% · Profit 16.9% · 100% evidence Capital efficiency 17.4/25 · ROA 3.2% · ROE 13.9% · GNPA 1.1% · 100% evidence Valuation 13.2/20 · P/BV 1.56× · P/BV÷ROE 0.11 · 100% evidence Relative strength 8.3/20 · Lead over its industry n/a · Lead over NIFTY 500 -18% · 1 year -35.6% · 25% evidence · 0 of 12 weeks ahead Exact sum: 19.8 + 17.4 + 13.2 + 8.3 = 58.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [LIC Housing Finance Ltd](https://www.sectoralpha.in/stocks/lic-housing-finance-ltd) LICHSGFIN · turning · Evidence leans up · 88% evidence 56.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 9.4/35 · Income -0.6% · Profit 6.8% · 86% evidence Capital efficiency 12.8/25 · ROA 1.7% · ROE 14.4% · GNPA n/a · 72% evidence Valuation 17.3/20 · P/BV 0.62× · P/BV÷ROE 0.04 · 100% evidence Relative strength 16.8/20 · Lead over its industry 8.7% · Lead over NIFTY 500 -3% · 1 year -13.5% · 100% evidence · 2 of 12 weeks ahead Exact sum: 9.4 + 12.8 + 17.3 + 16.8 = 56.3 · What this means: Relative strength against the index is -3%, and revenue and profit growth are weak. 8. [PNB Housing Finance Ltd](https://www.sectoralpha.in/stocks/pnb-housing-finance-ltd) PNBHOUSING · leader · Evidence leans up · 93% evidence 55.0 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 12.0/35 · Income 10% · Profit 9.3% · 100% evidence Capital efficiency 12.9/25 · ROA 2.3% · ROE 12.7% · GNPA n/a · 72% evidence Valuation 11.1/20 · P/BV 1.37× · P/BV÷ROE 0.11 · 100% evidence Relative strength 19.0/20 · Lead over its industry 25.7% · Lead over NIFTY 500 12.3% · 1 year 14.1% · 100% evidence · 11 of 12 weeks ahead Exact sum: 12 + 12.9 + 11.1 + 19 = 55 · What this means: Relative strength against the index is 12.3%, and revenue and profit growth are weak. 9. [Bajaj Housing Finance Ltd](https://www.sectoralpha.in/stocks/bajaj-housing-finance-ltd) BAJAJHFL · basing · Evidence leans up · 94% evidence 54.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 18.9/35 · Income 17.3% · Profit 18.9% · 100% evidence Capital efficiency 15.0/25 · ROA 2% · ROE 12.1% · GNPA 0.3% · 100% evidence Valuation 5.3/20 · P/BV 2.69× · P/BV÷ROE 0.22 · 70% evidence Relative strength 15.5/20 · Lead over its industry 3.5% · Lead over NIFTY 500 -7.7% · 1 year -29.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 18.9 + 15 + 5.3 + 15.5 = 54.7 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 10. Aptus Value Housing Finance India Ltd this page APTUS · quiet · Evidence leans up · 87% evidence 54.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 21.6/35 · Income 21.2% · Profit 23.4% · 67% evidence Capital efficiency 19.0/25 · ROA 7.8% · ROE 20.1% · GNPA 1.7% · 95% evidence Valuation 11.5/20 · P/BV 1.89× · P/BV÷ROE 0.09 · 100% evidence Relative strength 2.0/20 · Lead over its industry -11.7% · Lead over NIFTY 500 -21.4% · 1 year -39.8% · 100% evidence · 0 of 12 weeks ahead Exact sum: 21.6 + 19 + 11.5 + 2 = 54.1 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Repco Home Finance Ltd](https://www.sectoralpha.in/stocks/repco-home-finance-ltd) REPCOHOME · basing · Evidence leans down · 63% evidence 49.3 out of 100 Growth Capital Valuation Relative 12. [GIC Housing Finance Ltd](https://www.sectoralpha.in/stocks/gic-housing-finance-ltd) GICHSGFIN · quiet · Evidence leans down · 69% evidence 41.9 out of 100 Growth Capital Valuation Relative 13. [Sammaan Capital Ltd](https://www.sectoralpha.in/stocks/sammaan-capital-ltd) SAMMAANCAP · quiet · Most evidence points down · 74% evidence 23.4 out of 100 Growth Capital Valuation Relative Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance - Housing](https://www.sectoralpha.in/sectors/finance-housing), all 13 compared on one page. ## Which companies are close to Aptus Value Housing Finance India in size? Aptus Value Housing Finance India is the 9th largest of 13 Finance - Housing companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Sammaan Capital, Home First Finance Company India and Can Fin Homes. Just below it: AAVAS Financiers, India Shelter Finance Corporation and Repco Home Finance. ### Finance - Housing companies close in size 1. [Sammaan Capital Ltd](https://www.sectoralpha.in/stocks/sammaan-capital-ltd) ₹13,560 crore 2. [Home First Finance Company India Ltd](https://www.sectoralpha.in/stocks/home-first-finance-company-india-ltd) ₹11,210 crore 3. [Can Fin Homes Ltd](https://www.sectoralpha.in/stocks/can-fin-homes-ltd) ₹9,582 crore 4. Aptus Value Housing Finance India Ltd ₹9,580 crore 5. [AAVAS Financiers Ltd](https://www.sectoralpha.in/stocks/aavas-financiers-ltd) ₹8,428 crore 6. [India Shelter Finance Corporation Ltd](https://www.sectoralpha.in/stocks/india-shelter-finance-corporation-ltd) ₹6,726 crore 7. [Repco Home Finance Ltd](https://www.sectoralpha.in/stocks/repco-home-finance-ltd) ₹1,952 crore [All 13 Finance - Housing companies, largest first](https://www.sectoralpha.in/sectors/finance-housing#all-companies) ### Companies close in size in other industries 1. [Techno Electric & Engineering Company Ltd](https://www.sectoralpha.in/stocks/techno-electric-engineering-company-ltd) ₹9,645 crore · Data Centre 2. [Can Fin Homes Ltd](https://www.sectoralpha.in/stocks/can-fin-homes-ltd) ₹9,582 crore · Finance - Housing 3. Aptus Value Housing Finance India Ltd ₹9,580 crore 4. [Blue Jet Healthcare Ltd](https://www.sectoralpha.in/stocks/blue-jet-healthcare-ltd) ₹9,550 crore · Pharma - API & CRAMS 5. [Inox Wind Ltd](https://www.sectoralpha.in/stocks/inox-wind-ltd) ₹9,540 crore · Capital Goods - Engineering Heavy ## What else do people ask about Aptus Value Housing Finance India? ### What is Aptus Value Housing Finance India's share price today? Aptus Value Housing Finance India Ltd's share price is ₹201.71, −36.5% over the past year. The whole company is worth ₹10,117 Cr on the market. In the last 52 weeks it traded between ₹191 to ₹307; today it is 9% of the way up from the low, 21.3% below its 200-day average (as of 3 November 2026). ### What were Aptus Value Housing Finance India's latest quarterly results? Aptus Value Housing Finance India Ltd reported total income of ₹600 Cr and net profit of ₹261 Cr for the Jun 2026 quarter. Income rose 15.4% and profit rose 19.2% compared with a year earlier. Earnings per share were ₹5.21. Gross NPA stood at 1.70% of the loan book (as of 3 November 2026). ### What is Aptus Value Housing Finance India's market cap? Aptus Value Housing Finance India Ltd's market capitalisation is ₹10,117 Cr at a share price of ₹201.71. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Aptus Value Housing Finance India performing? Aptus Value Housing Finance India Ltd's share price has been falling for 8 weeks. In its latest quarter, income rose 15.4% and profit rose 19.2% compared with a year earlier. Over the past 13 weeks it has done worse than the NIFTY 500, for 15 weeks running (as of 3 November 2026). ### Will Aptus Value Housing Finance India's share price go up? This page does not forecast Aptus Value Housing Finance India Ltd's share price. What it shows instead: the share price is ₹201.71, and it has been falling for 8 weeks. Its P/BV of 2.0× is higher than 1% of its own last 5 years (as of 3 November 2026). ### Who owns Aptus Value Housing Finance India? Promoters own 23.9% of Aptus Value Housing Finance India Ltd, foreign institutions 30.5%, domestic institutions 27.8% and the public 17.8% (latest quarter). The biggest change over the last two years: Promoters cut their stake by 30.0 percentage points over 8 quarters (as of 3 November 2026). ### Where is Aptus Value Housing Finance India in its business cycle? Aptus Value Housing Finance India Ltd's FY26 net margin was 43.0%, against a 11-year range of 23.1% to 46.0%: the middle of its own range, neither a peak nor a low. The latest quarter was 43.5%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Aptus Value Housing Finance India story? The main question: yearly earnings per share moved +25.3% while the share price moved −36.5%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Aptus Value Housing Finance India a stock worth studying right now? What the numbers show: Aptus Value Housing Finance India Ltd's earnings have grown faster than its share price. Earnings per share grew +25.3% in a year while the price moved −36.5%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ### Is there a Aptus Value Housing Finance India share price forecast for 2026? What management itself guided: FY27 AUM growth 22-24%. ## Lists - 52 week high & low: https://www.sectoralpha.in/52-week-high-stocks-india - Dividend stocks: https://www.sectoralpha.in/dividend-stocks-india This is research, not advice. We’re not SEBI-registered.