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  4. /India Finsec Ltd
MomentumDeep Value

India Finsec Ltd: Why Is It Outperforming Nifty 500?

Active
RS +19.6%Very WeakRe-Entry

In Week of Mar 28, 2026, India Finsec Ltd (NBFC - Others) is outperforming Nifty 500 with +19.6% relative strength. Fundamentals: Very Weak.

PB: At PeakStrong Opportunity

What's Happening

💎PB falling while earnings hold — value emerging
👔Promoter stake down 4.5% this quarter
💰Trading 78% above estimated fair value — significant premium

Earnings Acceleration Triggers

1. Entity verification required
ImmediateLOW

Key Risks

1. Data integrity risk
HIGH

Key Numbers

PAT Growth YoY
+10%
Stable
Revenue YoY
+17%
Stable
Price to Book
4.3
Current Price
₹181
Fundamental Score
11/100
Very Weak
3Y PAT CAGR
+65%
Market Cap
528 Cr
Valuation
Significantly Overvalued

12-Week Performance

Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.

12 weeks agoThis week

Why Are India Finsec Ltd's Earnings Accelerating?

Based on Q3 FY26 earnings • Updated Mar 28, 2026

Entity verification required

Expected: ImmediateLOW confidence

What: No verified financial data found for 'India Finsec Ltd' in official sources

“Extensive search of BSE/NSE filings, RBI databases, and earnings transcripts revealed no evidence of this entity”

What Are the Key Risks for India Finsec Ltd?

Earnings deceleration risks from management commentary

Data integrity risk

HIGH

Trigger: Continued inability to match query to official entity

Management view: N/A - company not verified

Monitor: Official entity confirmation

What Is India Finsec Ltd's Management Saying?

Key quotes from recent conference calls

“No verified quotes available — N/A”

What Is India Finsec Ltd's Management Guidance?

Forward-looking targets from management for N/A

Management Tone: CAUTIOUS

How Fast Is India Finsec Ltd Growing?

Revenue, profit and margin growth rates

MetricYoY3Y CAGRTrend
Revenue+17%+44%Stable
PAT (Net Profit)+10%+65%Stable

The above analysis is parsed from publicly available earnings call transcripts. This is educational research only — not investment advice. Last updated Mar 28, 2026.

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← Back to NBFC - OthersDashboard

Frequently Asked Questions: India Finsec Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were India Finsec Ltd's latest quarterly results?

India Finsec Ltd's latest quarterly results (Dec 2025) show

  • PAT Growth YoY: +9.5% (stable)
  • Revenue Growth YoY: +16.5%
  • Net Interest Margin: 36.22%

Is India Finsec Ltd's profit growing or declining?

India Finsec Ltd's profit is growing with an stable trend.

  • PAT Growth YoY: +9.5% (latest quarter)
  • PAT Growth QoQ: -8.8% (sequential)
  • 3-Year PAT CAGR: +65.1%
  • Trend: Stable — consistent growth pattern

What is India Finsec Ltd's revenue growth trend?

India Finsec Ltd's revenue growth trend is stable.

  • Revenue Growth YoY: +16.5%
  • Revenue Growth QoQ: +7.0% (sequential)
  • 3-Year Revenue CAGR: +44.2%

What is India Finsec Ltd's asset quality trend?

India Finsec Ltd's asset quality trend is insufficient_data.

What is India Finsec Ltd's 3-year profit and revenue CAGR?

India Finsec Ltd's long-term compounding rates

  • 3-Year Profit CAGR: +65.1%
  • 3-Year Revenue CAGR: +44.2%

Is India Finsec Ltd's growth accelerating or decelerating?

India Finsec Ltd's earnings growth is stable with weakening on a sequential basis.

  • YoY Acceleration: -13.3% bps
  • Sequential Acceleration: -12.2% bps
  • Note: YoY and QoQ trends are diverging — worth monitoring

What is India Finsec Ltd's trailing twelve month (TTM) performance?

India Finsec Ltd's trailing twelve month (TTM) performance

  • TTM PAT: ₹21 Cr
  • TTM PAT Growth: +22.0% YoY
  • TTM Revenue: ₹78 Cr
  • TTM Revenue Growth: +12.3% YoY

Is India Finsec Ltd overvalued or undervalued?

India Finsec Ltd appears significantly overvalued based on our fair value analysis.

  • Valuation Signal: Significantly Overvalued
  • Current PE: 36.3x
  • Price-to-Book: 4.3x

What is India Finsec Ltd's current PE ratio?

India Finsec Ltd's current PE ratio is 36.3x.

  • Current PE: 36.3x
  • Market Cap: 528 Cr

How does India Finsec Ltd's valuation compare to its history?

India Finsec Ltd's current PE is 36.3x.

  • Current PE: 36.3x
  • Valuation Assessment: Significantly Overvalued

What is India Finsec Ltd's price-to-book ratio?

India Finsec Ltd's price-to-book ratio is 4.3x.

  • Price-to-Book (P/B): 4.3x
  • Book Value per Share: ₹42
  • Current Price: ₹181

Is India Finsec Ltd a fundamentally strong company?

India Finsec Ltd is rated Very Weak with a fundamental score of 10.58/100. This score is calculated from objective financial metrics

  • PAT Growth YoY: +9.5% (20% weight)
  • PAT Growth QoQ: -8.8% (15% weight)
  • Earnings trend: stable (5% weight)

Is India Finsec Ltd debt free?

India Finsec Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹250 Cr

What is India Finsec Ltd's return on equity (ROE) and ROCE?

India Finsec Ltd's return ratios over recent years

  • FY2023: ROE 5.0%
  • FY2024: ROE 12.0%
  • FY2025: ROE 13.0%

Is India Finsec Ltd's cash flow positive?

India Finsec Ltd's operating cash flow is negative (FY2025).

  • Cash from Operations (CFO): ₹-29 Cr
  • Free Cash Flow (FCF): ₹-26 Cr
  • CFO/PAT Ratio: -161% (weak cash conversion)

What is India Finsec Ltd's dividend yield?

India Finsec Ltd currently does not pay a significant dividend (yield 0.00%).

  • Dividend Yield: 0.00%
  • Current Price: ₹181

Who holds India Finsec Ltd shares — promoters, FII, DII?

India Finsec Ltd's shareholding pattern (Dec 2025)

  • Promoters: 55.9%
  • Public: 44.0%

Is promoter holding increasing or decreasing in India Finsec Ltd?

India Finsec Ltd's promoter holding has remained stable recently.

  • Current Promoter Holding: 55.9% (Dec 2025)
  • Previous Quarter: 55.9% (Sep 2025)
  • Change: 0.00% (stable)

How long has India Finsec Ltd been outperforming Nifty 500?

India Finsec Ltd has been outperforming Nifty 500 for 1 consecutive week, indicating early-stage outperformance.

Is India Finsec Ltd a new momentum entry or an established outperformer?

India Finsec Ltd is a re-entry — it briefly dropped off the outperformance list but has now returned. Re-entries can signal renewed strength.

What are the growth catalysts for India Finsec Ltd?

India Finsec Ltd has 1 key growth catalyst identified from recent earnings analysis

  • Entity verification required

What are the key risks in India Finsec Ltd?

India Finsec Ltd has 1 key risk worth monitoring

  • Data integrity risk

What did India Finsec Ltd's management say in the latest earnings call?

In Q3 FY26, India Finsec Ltd's management highlighted

  • "No verified quotes available — N/A"

What is India Finsec Ltd's management guidance for growth?

India Finsec Ltd's management has provided the following forward guidance for N/A

  • Management tone: cautious

Is India Finsec Ltd worth studying for long term investment?

Based on quantitative research signals, here is why India Finsec Ltd may be worth studying

  • Earnings growing at +9.5% YoY

What is the investment thesis for India Finsec Ltd?

India Finsec Ltd investment thesis summary:

Research Signals (Bull Case)

  • Revenue growing at +16.5% YoY
  • Growth catalyst: Entity verification required

Risk Factors (Bear Case)

  • Appears significantly overvalued
  • Key risk: Data integrity risk

What is the future outlook for India Finsec Ltd?

India Finsec Ltd's forward outlook based on current data signals

  • Earnings Trend: stable
  • Revenue Trend: stable
  • Valuation: Significantly Overvalued
  • Key Catalyst: Entity verification required
  • Key Risk: Data integrity risk

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.