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MomentumDeep Value

REC Ltd: Stock Analysis & Fundamentals

Updated this week

REC Ltd (Finance - PSU Lending) — fundamental analysis, earnings data, and key metrics. PE: 4.9. ROE: 21.5%. This stock is not currently in the Nifty 500 momentum outperformers list.

What's Happening

🌐FII stake decreased 3.3% this quarter
🏛️DII accumulation — stake up 1.6%

Key Numbers

Current Price
₹318
Dividend Yield
5.65%
Market Cap
83.9K Cr
Valuation
N/A

Other Top Finance - PSU Lending Stocks Beating Nifty 500

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Frequently Asked Questions: REC Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were REC Ltd's latest quarterly results?

REC Ltd's latest quarterly results (Dec 2025) show

  • PAT Growth YoY: -0.6%
  • Revenue Growth YoY: +5.2%
  • Net Interest Margin: 34.00%

What is REC Ltd's current PE ratio?

REC Ltd's current PE ratio is 4.9x.

  • Current PE: 4.9x
  • Market Cap: 83.9K Cr
  • Dividend Yield: 5.65%

What is REC Ltd's price-to-book ratio?

REC Ltd's price-to-book ratio is 1.0x.

  • Price-to-Book (P/B): 1.0x
  • Book Value per Share: ₹317
  • Current Price: ₹318

Is REC Ltd a fundamentally strong company?

REC Ltd's fundamental strength based on key financial ratios

  • Return on Equity (ROE): 22.0%

Is REC Ltd debt free?

REC Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹5.2 Lakh Cr

What is REC Ltd's return on equity (ROE) and ROCE?

REC Ltd's return ratios over recent years

  • FY2023: ROE 20.0%
  • FY2024: ROE 22.0%
  • FY2025: ROE 22.0%

Is REC Ltd's cash flow positive?

REC Ltd's operating cash flow is negative (FY2025).

  • Cash from Operations (CFO): ₹-39,000 Cr
  • Free Cash Flow (FCF): ₹-40,000 Cr
  • CFO/PAT Ratio: -246% (weak cash conversion)

What is REC Ltd's dividend yield?

REC Ltd's current dividend yield is 5.65%.

  • Dividend Yield: 5.65%
  • Current Price: ₹318

Who holds REC Ltd shares — promoters, FII, DII?

REC Ltd's shareholding pattern (Dec 2025)

  • Promoters: 52.6%
  • FII (Foreign): 16.5%
  • DII (Domestic): 16.2%
  • Public: 14.6%

Is promoter holding increasing or decreasing in REC Ltd?

REC Ltd's promoter holding has remained stable recently.

  • Current Promoter Holding: 52.6% (Dec 2025)
  • Previous Quarter: 52.6% (Sep 2025)
  • Change: 0.00% (stable)

Is REC Ltd a new momentum entry or an established outperformer?

REC Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.

Is REC Ltd worth studying for long term investment?

Based on quantitative research signals, here is why REC Ltd may be worth studying

  • Strong returns — ROE 22.0%

What is the investment thesis for REC Ltd?

REC Ltd investment thesis summary:

What is the future outlook for REC Ltd?

REC Ltd's forward outlook based on current data signals

  • Insufficient data for a forward assessment — monitoring for more signals

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.