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MomentumDeep Value

SBFC Finance Ltd: Why Is It Outperforming Nifty 500?

Active
Very WeakNew This Week

In Week of May 10, 2026, SBFC Finance Ltd (Finance & Investments - MSME Lending) is outperforming Nifty 500 with +6.8% relative strength. Fundamentals: Very Weak.

SBFC Finance Ltd Key Facts

PE Ratio
31.6x
Market Cap
₹10,928 Cr
PAT Growth YoY
+27%
Revenue Growth YoY
+29%
RS vs Nifty 500
+6.8%
Riding Wave

What's Happening

👔Promoter stake down 2.1% this quarter
🌐FII stake increased 2.5% this quarter
🏛️DII accumulation — stake up 1.9%

Key Numbers

PAT Growth YoY
+27%
Decelerating
Revenue YoY
+29%
Stable
Price to Book
3.4
Current Price
₹99
Fundamental Score
19/100
Very Weak
3Y PAT CAGR
+74%
Market Cap
10.9K Cr
Valuation
N/A

12-Week Performance

Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.

12 weeks agoThis week

How Fast Is SBFC Finance Ltd Growing?

Revenue, profit and margin growth rates

MetricYoY3Y CAGRTrend
Revenue+29%+35%Stable
PAT (Net Profit)+27%+74%Decelerating

Other Top Finance & Investments - MSME Lending Stocks Beating Nifty 500

MAS Financial Services Ltd
Weak
+8.2%
SG Finserve Ltd
Weak • 7w streak
+62.1%
← Back to Finance & Investments - MSME LendingDashboard

Frequently Asked Questions: SBFC Finance Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were SBFC Finance Ltd's latest quarterly results?

SBFC Finance Ltd's latest quarterly results (Mar 2025) show

  • PAT Growth YoY: +27.0% (decelerating)
  • Revenue Growth YoY: +29.4%
  • Net Interest Margin: 36.00%

Is SBFC Finance Ltd's profit growing or declining?

SBFC Finance Ltd's profit is growing with an decelerating trend.

  • PAT Growth YoY: +27.0% (latest quarter)
  • PAT Growth QoQ: +6.8% (sequential)
  • 3-Year PAT CAGR: +74.4%
  • Trend: Decelerating — growth rate slowing from prior quarter

What is SBFC Finance Ltd's revenue growth trend?

SBFC Finance Ltd's revenue growth trend is stable.

  • Revenue Growth YoY: +29.4%
  • Revenue Growth QoQ: +8.1% (sequential)
  • 3-Year Revenue CAGR: +35.1%

What is SBFC Finance Ltd's asset quality trend?

SBFC Finance Ltd's asset quality trend is insufficient_data.

What is SBFC Finance Ltd's 3-year profit and revenue CAGR?

SBFC Finance Ltd's long-term compounding rates

  • 3-Year Profit CAGR: +74.4%
  • 3-Year Revenue CAGR: +35.1%

Is SBFC Finance Ltd's growth accelerating or decelerating?

SBFC Finance Ltd's earnings growth is decelerating with positive momentum on a sequential basis.

  • YoY Acceleration: -10.5% bps
  • Sequential Acceleration: +2.0% bps

What is SBFC Finance Ltd's trailing twelve month (TTM) performance?

SBFC Finance Ltd's trailing twelve month (TTM) performance

  • TTM PAT: ₹345 Cr
  • TTM PAT Growth: +45.0% YoY
  • TTM Revenue: ₹1,000 Cr
  • TTM Revenue Growth: +28.3% YoY

What is SBFC Finance Ltd's current PE ratio?

SBFC Finance Ltd's current PE ratio is 31.6x.

  • Current PE: 31.6x
  • Market Cap: 10.9K Cr

What is SBFC Finance Ltd's price-to-book ratio?

SBFC Finance Ltd's price-to-book ratio is 3.4x.

  • Price-to-Book (P/B): 3.4x
  • Book Value per Share: ₹29
  • Current Price: ₹99

Is SBFC Finance Ltd a fundamentally strong company?

SBFC Finance Ltd is rated Very Weak with a fundamental score of 19.36/100. This score is calculated from objective financial metrics

  • PAT Growth YoY: +27.0% (20% weight)
  • PAT Growth QoQ: +6.8% (15% weight)
  • Earnings trend: decelerating (5% weight)

Is SBFC Finance Ltd debt free?

SBFC Finance Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹5,000 Cr

What is SBFC Finance Ltd's return on equity (ROE) and ROCE?

SBFC Finance Ltd's return ratios over recent years

  • FY2023: ROE 10.0%
  • FY2024: ROE 11.0%
  • FY2025: ROE 12.0%

Is SBFC Finance Ltd's cash flow positive?

SBFC Finance Ltd's operating cash flow is negative (FY2025).

  • Cash from Operations (CFO): ₹-1,000 Cr
  • Free Cash Flow (FCF): ₹-1,000 Cr
  • CFO/PAT Ratio: -410% (weak cash conversion)

What is SBFC Finance Ltd's dividend yield?

SBFC Finance Ltd currently does not pay a significant dividend (yield 0.00%).

  • Dividend Yield: 0.00%
  • Current Price: ₹99

Who holds SBFC Finance Ltd shares — promoters, FII, DII?

SBFC Finance Ltd's shareholding pattern (Mar 2026)

  • Promoters: 52.4%
  • FII (Foreign): 6.2%
  • DII (Domestic): 22.0%
  • Public: 19.4%

Is promoter holding increasing or decreasing in SBFC Finance Ltd?

SBFC Finance Ltd's promoter holding has decreased recently.

  • Current Promoter Holding: 52.4% (Mar 2026)
  • Previous Quarter: 52.8% (Dec 2025)
  • Change: -0.47% (decreasing — worth monitoring)

How long has SBFC Finance Ltd been outperforming Nifty 500?

SBFC Finance Ltd has been outperforming Nifty 500 for 1 consecutive week, indicating early-stage outperformance.

Is SBFC Finance Ltd a new momentum entry or an established outperformer?

SBFC Finance Ltd is a new entry this week — it just started outperforming Nifty 500. New entries are worth monitoring for follow-through.

Is SBFC Finance Ltd worth studying for long term investment?

Based on quantitative research signals, here is why SBFC Finance Ltd may be worth studying

  • Earnings growing at +27.0% YoY

What is the investment thesis for SBFC Finance Ltd?

SBFC Finance Ltd investment thesis summary:

Research Signals (Bull Case)

  • Revenue growing at +29.4% YoY

Risk Factors (Bear Case)

  • Earnings growth decelerating

What is the future outlook for SBFC Finance Ltd?

SBFC Finance Ltd's forward outlook based on current data signals

  • Earnings Trend: decelerating
  • Revenue Trend: stable

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.