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SBI Cards & Payment Services Ltd: Stock Analysis & Fundamentals

Updated this week

SBI Cards & Payment Services Ltd (Finance - Credit Cards) — fundamental analysis, earnings data, and key metrics. PE: 26.7. ROE: 14.7%. This stock is not currently in the Nifty 500 momentum outperformers list.

SBI Cards & Payment Services Ltd Key Facts

What's Happening

🌐FII stake increased 0.9% this quarter
🏛️DII accumulation — stake up 1.0%

Key Numbers

Current Price
₹608
Dividend Yield
0.41%
Market Cap
57.8K Cr
Valuation
N/A
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Frequently Asked Questions: SBI Cards & Payment Services Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were SBI Cards & Payment Services Ltd's latest quarterly results?

SBI Cards & Payment Services Ltd's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +14.0%
  • Revenue Growth YoY: +5.6%
  • Net Interest Margin: 12.00%
  • Gross NPA: 2.41%

What is SBI Cards & Payment Services Ltd's current PE ratio?

SBI Cards & Payment Services Ltd's current PE ratio is 26.7x.

  • Current PE: 26.7x
  • Market Cap: 57.8K Cr
  • Dividend Yield: 0.41%

What is SBI Cards & Payment Services Ltd's price-to-book ratio?

SBI Cards & Payment Services Ltd's price-to-book ratio is 3.7x.

  • Price-to-Book (P/B): 3.7x
  • Book Value per Share: ₹165
  • Current Price: ₹608

Is SBI Cards & Payment Services Ltd a fundamentally strong company?

SBI Cards & Payment Services Ltd's fundamental strength based on key financial ratios

  • Return on Equity (ROE): 15.0%

Is SBI Cards & Payment Services Ltd debt free?

SBI Cards & Payment Services Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹44,000 Cr

What is SBI Cards & Payment Services Ltd's return on equity (ROE) and ROCE?

SBI Cards & Payment Services Ltd's return ratios over recent years

  • FY2024: ROE 22.0%
  • FY2025: ROE 15.0%
  • FY2026: ROE 15.0%

Is SBI Cards & Payment Services Ltd's cash flow positive?

SBI Cards & Payment Services Ltd's operating cash flow is positive (FY2026).

  • Cash from Operations (CFO): ₹493 Cr
  • Free Cash Flow (FCF): ₹738 Cr
  • CFO/PAT Ratio: 23% (weak cash conversion)

What is SBI Cards & Payment Services Ltd's dividend yield?

SBI Cards & Payment Services Ltd's current dividend yield is 0.41%.

  • Dividend Yield: 0.41%
  • Current Price: ₹608

Who holds SBI Cards & Payment Services Ltd shares — promoters, FII, DII?

SBI Cards & Payment Services Ltd's shareholding pattern (Mar 2026)

  • Promoters: 68.9%
  • FII (Foreign): 9.5%
  • DII (Domestic): 18.1%
  • Public: 3.4%

Is promoter holding increasing or decreasing in SBI Cards & Payment Services Ltd?

SBI Cards & Payment Services Ltd's promoter holding has increased recently.

  • Current Promoter Holding: 68.9% (Mar 2026)
  • Previous Quarter: 68.6% (Dec 2025)
  • Change: +0.34% (increasing — positive signal)

Is SBI Cards & Payment Services Ltd a new momentum entry or an established outperformer?

SBI Cards & Payment Services Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.

Is SBI Cards & Payment Services Ltd worth studying for long term investment?

Based on quantitative research signals, here is why SBI Cards & Payment Services Ltd may be worth studying

  • Cash flow is positive — CFO ₹493 Cr

What is the investment thesis for SBI Cards & Payment Services Ltd?

SBI Cards & Payment Services Ltd investment thesis summary:

What is the future outlook for SBI Cards & Payment Services Ltd?

SBI Cards & Payment Services Ltd's forward outlook based on current data signals

  • Insufficient data for a forward assessment — monitoring for more signals

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.