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Punjab & Sind Bank: Stock Analysis & Fundamentals

Updated this week

Punjab & Sind Bank (Banks - PSU) — fundamental analysis, earnings data, and key metrics. PE: 13.4. ROE: 9.6%. This stock is not currently in the Nifty 500 momentum outperformers list.

Punjab & Sind Bank Key Facts

What's Happening

💪Debt reduced 23% YoY — balance sheet strengthening
👔Promoter stake down 4.4% this quarter
🏛️DII accumulation — stake up 3.4%

Key Numbers

Current Price
₹25
Dividend Yield
0.28%
Market Cap
17.7K Cr
Valuation
N/A

Other Top Banks - PSU Stocks Beating Nifty 500

Bank of Maharashtra
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+27.8%
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Frequently Asked Questions: Punjab & Sind Bank

Based on publicly available financial data. This is educational research, not investment advice.

What were Punjab & Sind Bank's latest quarterly results?

Punjab & Sind Bank's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +34.8%
  • Revenue Growth YoY: -4.1%
  • Net Interest Margin: 6.00%
  • Gross NPA: 2.40%

What is Punjab & Sind Bank's current PE ratio?

Punjab & Sind Bank's current PE ratio is 13.4x.

  • Current PE: 13.4x
  • Market Cap: 17.7K Cr
  • Dividend Yield: 0.28%

What is Punjab & Sind Bank's price-to-book ratio?

Punjab & Sind Bank's price-to-book ratio is 1.3x.

  • Price-to-Book (P/B): 1.3x
  • Book Value per Share: ₹20
  • Current Price: ₹25

Is Punjab & Sind Bank a fundamentally strong company?

Punjab & Sind Bank's fundamental strength based on key financial ratios

  • Return on Equity (ROE): 10.0%

Is Punjab & Sind Bank debt free?

Punjab & Sind Bank has a debt-to-equity ratio of N/A.

  • Total Debt: ₹16,000 Cr

What is Punjab & Sind Bank's return on equity (ROE) and ROCE?

Punjab & Sind Bank's return ratios over recent years

  • FY2024: ROE 4.0%
  • FY2025: ROE 7.0%
  • FY2026: ROE 10.0%

Is Punjab & Sind Bank's cash flow positive?

Punjab & Sind Bank's operating cash flow is negative (FY2026).

  • Cash from Operations (CFO): ₹-2,000 Cr
  • Free Cash Flow (FCF): ₹-2,000 Cr
  • CFO/PAT Ratio: -143% (weak cash conversion)

What is Punjab & Sind Bank's dividend yield?

Punjab & Sind Bank's current dividend yield is 0.28%.

  • Dividend Yield: 0.28%
  • Current Price: ₹25

Who holds Punjab & Sind Bank shares — promoters, FII, DII?

Punjab & Sind Bank's shareholding pattern (Mar 2026)

  • Promoters: 93.8%
  • FII (Foreign): 0.1%
  • DII (Domestic): 3.9%
  • Public: 2.1%

Is promoter holding increasing or decreasing in Punjab & Sind Bank?

Punjab & Sind Bank's promoter holding has remained stable recently.

  • Current Promoter Holding: 93.8% (Mar 2026)
  • Previous Quarter: 93.8% (Dec 2025)
  • Change: 0.00% (stable)

Is Punjab & Sind Bank a new momentum entry or an established outperformer?

Punjab & Sind Bank is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.

Is Punjab & Sind Bank worth studying for long term investment?

Based on quantitative research signals, here is why Punjab & Sind Bank may be worth studying

  • Currently showing mixed signals — monitor for clearer trend confirmation

What is the investment thesis for Punjab & Sind Bank?

Punjab & Sind Bank investment thesis summary:

What is the future outlook for Punjab & Sind Bank?

Punjab & Sind Bank's forward outlook based on current data signals

  • Insufficient data for a forward assessment — monitoring for more signals

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.