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Indian Overseas Bank: Stock Analysis & Fundamentals

Updated this week

Indian Overseas Bank (Banks - PSU) — fundamental analysis, earnings data, and key metrics. PE: 12.4. ROE: 15.6%. This stock is not currently in the Nifty 500 momentum outperformers list.

Indian Overseas Bank Key Facts

What's Happening

💪Debt reduced 10% YoY — balance sheet strengthening
👔Promoter stake down 1.8% this quarter

Key Numbers

Current Price
₹35
Market Cap
67.2K Cr
Valuation
N/A

Other Top Banks - PSU Stocks Beating Nifty 500

Bank of Maharashtra
Strong • 12w streak
+27.8%
← Back to Banks - PSUDashboard

Frequently Asked Questions: Indian Overseas Bank

Based on publicly available financial data. This is educational research, not investment advice.

What were Indian Overseas Bank's latest quarterly results?

Indian Overseas Bank's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +42.5%
  • Revenue Growth YoY: +11.2%
  • Net Interest Margin: 4.00%

What is Indian Overseas Bank's current PE ratio?

Indian Overseas Bank's current PE ratio is 12.4x.

  • Current PE: 12.4x
  • Market Cap: 67.2K Cr

What is Indian Overseas Bank's price-to-book ratio?

Indian Overseas Bank's price-to-book ratio is 1.8x.

  • Price-to-Book (P/B): 1.8x
  • Book Value per Share: ₹19
  • Current Price: ₹35

Is Indian Overseas Bank a fundamentally strong company?

Indian Overseas Bank's fundamental strength based on key financial ratios

  • Return on Equity (ROE): 16.0%

Is Indian Overseas Bank debt free?

Indian Overseas Bank has a debt-to-equity ratio of N/A.

  • Total Debt: ₹52,000 Cr

What is Indian Overseas Bank's return on equity (ROE) and ROCE?

Indian Overseas Bank's return ratios over recent years

  • FY2024: ROE 10.0%
  • FY2025: ROE 11.0%
  • FY2026: ROE 16.0%

Is Indian Overseas Bank's cash flow positive?

Indian Overseas Bank's operating cash flow is positive (FY2026).

  • Cash from Operations (CFO): ₹5,000 Cr
  • Free Cash Flow (FCF): ₹4,000 Cr
  • CFO/PAT Ratio: 88% (strong cash conversion)

What is Indian Overseas Bank's dividend yield?

Indian Overseas Bank currently does not pay a significant dividend (yield 0.00%).

  • Dividend Yield: 0.00%
  • Current Price: ₹35

Who holds Indian Overseas Bank shares — promoters, FII, DII?

Indian Overseas Bank's shareholding pattern (Mar 2026)

  • Promoters: 92.4%
  • FII (Foreign): 0.4%
  • DII (Domestic): 4.3%
  • Public: 2.9%

Is promoter holding increasing or decreasing in Indian Overseas Bank?

Indian Overseas Bank's promoter holding has remained stable recently.

  • Current Promoter Holding: 92.4% (Mar 2026)
  • Previous Quarter: 92.4% (Dec 2025)
  • Change: 0.00% (stable)

Is Indian Overseas Bank a new momentum entry or an established outperformer?

Indian Overseas Bank is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.

Is Indian Overseas Bank worth studying for long term investment?

Based on quantitative research signals, here is why Indian Overseas Bank may be worth studying

  • Cash flow is positive — CFO ₹5,000 Cr
  • Strong returns — ROE 16.0%

What is the investment thesis for Indian Overseas Bank?

Indian Overseas Bank investment thesis summary:

What is the future outlook for Indian Overseas Bank?

Indian Overseas Bank's forward outlook based on current data signals

  • Insufficient data for a forward assessment — monitoring for more signals

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.