What were South Indian Bank Ltd's latest quarterly results?
South Indian Bank Ltd's latest quarterly results (Mar 2026) show
- PAT Growth YoY: +19.0% (stable)
- Revenue Growth YoY: +7.8%
- Net Interest Margin: 6.00%
South Indian Bank Ltd: Why Is It Outperforming Nifty 500?
ActiveRS +15.2%AverageRe-Entry
In , South Indian Bank Ltd (Banks - Private) is outperforming Nifty 500 with +15.2% relative strength. Fundamentals: Average.
South Indian Bank Ltd Key Facts
- PE Ratio
- 8.2x
- Market Cap
- ₹11,889 Cr
- PAT Growth YoY
- +19%
- Revenue Growth YoY
- +8%
- RS vs Nifty 500
- +15.2%
PB: Near PeakRiding Wave
What's Happening
📊PB near cycle highs — limited room for further expansion
🌐FII stake increased 6.4% this quarter
🏛️DII accumulation — stake up 6.7%
💰Trading 39% below estimated fair value
Key Numbers
PAT Growth YoY
+19%
Stable
Revenue YoY
+8%
Accelerating
Price to Book
1.0
Current Price
₹45
Dividend Yield
0.88%
Fundamental Score
53/100
Average
3Y PAT CAGR
+23%
Market Cap
11.9K Cr
Valuation
Undervalued12-Week Performance
Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.
12 weeks agoThis week
How Fast Is South Indian Bank Ltd Growing?
Revenue, profit and margin growth rates
| Metric | YoY | 3Y CAGR | Trend |
|---|---|---|---|
| Revenue | +8% | +11% | Accelerating |
| PAT (Net Profit) | +19% | +23% | Stable |
Other Top Banks - Private Stocks Beating Nifty 500
Frequently Asked Questions: South Indian Bank Ltd
Based on publicly available financial data. This is educational research, not investment advice.
Is South Indian Bank Ltd's profit growing or declining?
South Indian Bank Ltd's profit is growing with an stable trend.
- PAT Growth YoY: +19.0% (latest quarter)
- PAT Growth QoQ: +8.8% (sequential)
- 3-Year PAT CAGR: +23.4%
- Trend: Stable — consistent growth pattern
What is South Indian Bank Ltd's revenue growth trend?
South Indian Bank Ltd's revenue growth trend is accelerating.
- Revenue Growth YoY: +7.8%
- Revenue Growth QoQ: +1.6% (sequential)
- 3-Year Revenue CAGR: +10.8%
What is South Indian Bank Ltd's asset quality trend?
South Indian Bank Ltd's asset quality trend is improving.
- GNPA Change YoY: -1.6% bps
What is South Indian Bank Ltd's 3-year profit and revenue CAGR?
South Indian Bank Ltd's long-term compounding rates
- 3-Year Profit CAGR: +23.4%
- 3-Year Revenue CAGR: +10.8%
Is South Indian Bank Ltd's growth accelerating or decelerating?
South Indian Bank Ltd's earnings growth is stable with positive momentum on a sequential basis.
- YoY Acceleration: +9.6% bps
- Sequential Acceleration: +2.5% bps
What is South Indian Bank Ltd's trailing twelve month (TTM) performance?
South Indian Bank Ltd's trailing twelve month (TTM) performance
- TTM PAT: ₹1,000 Cr
- TTM PAT Growth: +11.7% YoY
- TTM Revenue: ₹10,000 Cr
- TTM Revenue Growth: +4.6% YoY
Is South Indian Bank Ltd overvalued or undervalued?
South Indian Bank Ltd appears undervalued based on our fair value analysis.
- Valuation Signal: Undervalued
- Current PE: 8.2x
- Price-to-Book: 1.0x
What is South Indian Bank Ltd's current PE ratio?
South Indian Bank Ltd's current PE ratio is 8.2x.
- Current PE: 8.2x
- Market Cap: 11.9K Cr
- Dividend Yield: 0.88%
How does South Indian Bank Ltd's valuation compare to its history?
South Indian Bank Ltd's current PE is 8.2x.
- Current PE: 8.2x
- Valuation Assessment: Undervalued
What is South Indian Bank Ltd's price-to-book ratio?
South Indian Bank Ltd's price-to-book ratio is 1.0x.
- Price-to-Book (P/B): 1.0x
- Book Value per Share: ₹44
- Current Price: ₹45
Is South Indian Bank Ltd a fundamentally strong company?
South Indian Bank Ltd is rated Average with a fundamental score of 53.43/100. This score is calculated from objective financial metrics
- PAT Growth YoY: +19.0% (20% weight)
- PAT Growth QoQ: +8.8% (15% weight)
- Earnings trend: stable (5% weight)
Is South Indian Bank Ltd debt free?
South Indian Bank Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹4,000 Cr
What is South Indian Bank Ltd's return on equity (ROE) and ROCE?
South Indian Bank Ltd's return ratios over recent years
- FY2024: ROE 14.0%
- FY2025: ROE 14.0%
- FY2026: ROE 14.0%
Is South Indian Bank Ltd's cash flow positive?
South Indian Bank Ltd's operating cash flow is positive (FY2026).
- Cash from Operations (CFO): ₹4,000 Cr
- Free Cash Flow (FCF): ₹-2,000 Cr
- CFO/PAT Ratio: 268% (strong cash conversion)
What is South Indian Bank Ltd's dividend yield?
South Indian Bank Ltd's current dividend yield is 0.88%.
- Dividend Yield: 0.88%
- Current Price: ₹45
Who holds South Indian Bank Ltd shares — promoters, FII, DII?
South Indian Bank Ltd's shareholding pattern (Mar 2026)
- FII (Foreign): 24.2%
- DII (Domestic): 12.8%
- Public: 63.0%
Is promoter holding increasing or decreasing in South Indian Bank Ltd?
South Indian Bank Ltd's promoter holding is 0.0%.
- Current Promoter Holding: 0.0% (Mar 2026)
How long has South Indian Bank Ltd been outperforming Nifty 500?
South Indian Bank Ltd has been outperforming Nifty 500 for 3 consecutive weeks, indicating early-stage outperformance.
Is South Indian Bank Ltd a new momentum entry or an established outperformer?
South Indian Bank Ltd is a re-entry — it briefly dropped off the outperformance list but has now returned. Re-entries can signal renewed strength.
Is South Indian Bank Ltd worth studying for long term investment?
Based on quantitative research signals, here is why South Indian Bank Ltd may be worth studying
- Earnings growing at +19.0% YoY
- Revenue growth is accelerating — +7.8% YoY
- Valuation: appears undervalued
- Cash flow is positive — CFO ₹4,000 Cr
What is the investment thesis for South Indian Bank Ltd?
South Indian Bank Ltd investment thesis summary:
Research Signals (Bull Case)
- Appears undervalued
What is the future outlook for South Indian Bank Ltd?
South Indian Bank Ltd's forward outlook based on current data signals
- Earnings Trend: stable
- Revenue Trend: accelerating
- Valuation: Undervalued
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.