What were IDFC First Bank Ltd's latest quarterly results?
IDFC First Bank Ltd's latest quarterly results (Mar 2026) show
- PAT Growth YoY: +11.8% (turning around (inflection up))
- Revenue Growth YoY: +12.1%
- Net Interest Margin: -14.00%
IDFC First Bank Ltd: Why Is It Outperforming Nifty 500?
ActiveRS +17.6%Very Weak
In , IDFC First Bank Ltd (Banks - Private) is outperforming Nifty 500 with +17.6% relative strength. Fundamentals: Very Weak.
IDFC First Bank Ltd Key Facts
- PE Ratio
- 42.4x
- Market Cap
- ₹68,234 Cr
- PAT Growth YoY
- +12%
- Revenue Growth YoY
- +12%
- RS vs Nifty 500
- +17.6%
PB: Mid ContractionStrong Opportunity
What's Happening
💎PB falling while earnings hold — value emerging
👔Promoter stake down 35.4% this quarter
🌐FII stake increased 5.1% this quarter
🏛️DII accumulation — stake up 12.6%
💰Trading 56% above estimated fair value — significant premium
Key Numbers
PAT Growth YoY
+12%
Inflection Up
Revenue YoY
+12%
Accelerating
Price to Book
1.4
Current Price
₹79
Dividend Yield
0.32%
Fundamental Score
16/100
Very Weak
3Y PAT CAGR
-13%
Market Cap
68.2K Cr
Valuation
Significantly Overvalued12-Week Performance
Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.
12 weeks agoThis week
How Fast Is IDFC First Bank Ltd Growing?
Revenue, profit and margin growth rates
| Metric | YoY | 3Y CAGR | Trend |
|---|---|---|---|
| Revenue | +12% | +21% | Accelerating |
| PAT (Net Profit) | +12% | -13% | Inflection Up |
Other Top Banks - Private Stocks Beating Nifty 500
Frequently Asked Questions: IDFC First Bank Ltd
Based on publicly available financial data. This is educational research, not investment advice.
Is IDFC First Bank Ltd's profit growing or declining?
IDFC First Bank Ltd's profit is growing with an turning around (inflection up) trend.
- PAT Growth YoY: +11.8% (latest quarter)
- PAT Growth QoQ: -30.9% (sequential)
- 3-Year PAT CAGR: -13.4%
- Trend: Turning around (inflection up) — consistent growth pattern
What is IDFC First Bank Ltd's revenue growth trend?
IDFC First Bank Ltd's revenue growth trend is accelerating.
- Revenue Growth YoY: +12.1%
- Revenue Growth QoQ: +1.3% (sequential)
- 3-Year Revenue CAGR: +21.3%
What is IDFC First Bank Ltd's asset quality trend?
IDFC First Bank Ltd's asset quality trend is insufficient_data.
What is IDFC First Bank Ltd's 3-year profit and revenue CAGR?
IDFC First Bank Ltd's long-term compounding rates
- 3-Year Profit CAGR: -13.4%
- 3-Year Revenue CAGR: +21.3%
Is IDFC First Bank Ltd's growth accelerating or decelerating?
IDFC First Bank Ltd's earnings growth is turning around (inflection up) with mixed signals on a sequential basis.
- YoY Acceleration: -29.1% bps
- Sequential Acceleration: -68.5% bps
What is IDFC First Bank Ltd's trailing twelve month (TTM) performance?
IDFC First Bank Ltd's trailing twelve month (TTM) performance
- TTM PAT: ₹2,000 Cr
- TTM PAT Growth: +8.1% YoY
- TTM Revenue: ₹41,000 Cr
- TTM Revenue Growth: +11.1% YoY
Is IDFC First Bank Ltd overvalued or undervalued?
IDFC First Bank Ltd appears significantly overvalued based on our fair value analysis.
- Valuation Signal: Significantly Overvalued
- Current PE: 42.4x
- Price-to-Book: 1.4x
What is IDFC First Bank Ltd's current PE ratio?
IDFC First Bank Ltd's current PE ratio is 42.4x.
- Current PE: 42.4x
- Market Cap: 68.2K Cr
- Dividend Yield: 0.32%
How does IDFC First Bank Ltd's valuation compare to its history?
IDFC First Bank Ltd's current PE is 42.4x.
- Current PE: 42.4x
- Valuation Assessment: Significantly Overvalued
What is IDFC First Bank Ltd's price-to-book ratio?
IDFC First Bank Ltd's price-to-book ratio is 1.4x.
- Price-to-Book (P/B): 1.4x
- Book Value per Share: ₹55
- Current Price: ₹79
Is IDFC First Bank Ltd a fundamentally strong company?
IDFC First Bank Ltd is rated Very Weak with a fundamental score of 15.97/100. This score is calculated from objective financial metrics
- PAT Growth YoY: +11.8% (20% weight)
- PAT Growth QoQ: -30.9% (15% weight)
- Earnings trend: inflection_up (5% weight)
Is IDFC First Bank Ltd debt free?
IDFC First Bank Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹37,000 Cr
What is IDFC First Bank Ltd's return on equity (ROE) and ROCE?
IDFC First Bank Ltd's return ratios over recent years
- FY2024: ROE 10.0%
- FY2025: ROE 4.0%
- FY2026: ROE 4.0%
Is IDFC First Bank Ltd's cash flow positive?
IDFC First Bank Ltd's operating cash flow is positive (FY2026).
- Cash from Operations (CFO): ₹7,000 Cr
- Free Cash Flow (FCF): ₹-7,000 Cr
- CFO/PAT Ratio: 423% (strong cash conversion)
What is IDFC First Bank Ltd's dividend yield?
IDFC First Bank Ltd's current dividend yield is 0.32%.
- Dividend Yield: 0.32%
- Current Price: ₹79
Who holds IDFC First Bank Ltd shares — promoters, FII, DII?
IDFC First Bank Ltd's shareholding pattern (Mar 2026)
- Promoters: 0.0%
- FII (Foreign): 36.5%
- DII (Domestic): 22.7%
- Public: 32.9%
Is promoter holding increasing or decreasing in IDFC First Bank Ltd?
IDFC First Bank Ltd's promoter holding has remained stable recently.
- Current Promoter Holding: 0.0% (Mar 2026)
- Previous Quarter: 0.0% (Dec 2025)
- Change: 0.00% (stable)
How long has IDFC First Bank Ltd been outperforming Nifty 500?
IDFC First Bank Ltd has been outperforming Nifty 500 for 2 consecutive weeks, indicating early-stage outperformance.
Is IDFC First Bank Ltd a new momentum entry or an established outperformer?
IDFC First Bank Ltd is an established outperformer with 2 weeks of consecutive Nifty 500 outperformance.
Is IDFC First Bank Ltd worth studying for long term investment?
Based on quantitative research signals, here is why IDFC First Bank Ltd may be worth studying
- Earnings growing at +11.8% YoY
- Revenue growth is accelerating — +12.1% YoY
- Cash flow is positive — CFO ₹7,000 Cr
What is the investment thesis for IDFC First Bank Ltd?
IDFC First Bank Ltd investment thesis summary:
Research Signals (Bull Case)
- Revenue growing at +12.1% YoY
Risk Factors (Bear Case)
- Appears significantly overvalued
What is the future outlook for IDFC First Bank Ltd?
IDFC First Bank Ltd's forward outlook based on current data signals
- Earnings Trend: turning around (inflection up)
- Revenue Trend: accelerating
- Valuation: Significantly Overvalued
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.