# Personal Services — company-by-company sector analysis

> Personal Services: Service Corporation International owns the largest revenue base; Andersen Group Inc. has the fastest current growth.

Sector Alpha — machine-written from the numbers. Data as of 2026-07-28. Not investment advice.

## Bottom line

Personal Services has underperformed S&P 500 by 17.3% over 52 weeks and 1.5% over 13 weeks. 2 of 7 covered companies beat the S&P 500 on Mansfield relative strength, while 3 of 7 beat the sector itself. Service Corporation International leads with revenue of $4,331 million, based on 7 of 8 comparable companies through Mar 2026.

### Is the Personal Services sector outperforming S&P 500?

Personal Services has underperformed S&P 500 by 17.3% over 52 weeks and 1.5% over 13 weeks. 2 of 7 covered companies beat the S&P 500 on Mansfield relative strength, while 3 of 7 beat the sector itself.

### Which Personal Services company is largest by revenue?

Service Corporation International leads with revenue of $4,331 million, based on 7 of 8 comparable companies through Mar 2026.

### Which Personal Services company is growing fastest?

Andersen Group Inc. has the fastest current revenue growth at 15.1%, across 7 of 8 comparable companies.

### Which Personal Services company has the strongest 4-Factor Sector Score?

H&R Block, Inc. ranks first at 71.3/100 with 82% evidence confidence. The score prioritizes research; it is not a buy recommendation.

### Which Personal Services company reports the most CAPEX?

Service Corporation International reports the largest latest CAPEX at $80 million, with 8 of 8 companies comparable.

### Which Personal Services company has the least gross debt?

Medifast, Inc. has the lowest comparable gross debt at $16 million. Service Corporation International has the highest at $5,163 million.

### Which Personal Services company has the lowest comparable PEG?

H&R Block, Inc. has the lowest comparable Guarded PEG at 0.15, among 5 of 8 companies that pass the metric’s comparability rules.

### How much history does this Personal Services comparison include?

The page compares up to 20 reported quarters per company for fundamentals, CAPEX, debt and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.

### How is the 4-Factor Sector Score calculated?

The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.

## Sector relative strength

Personal Services has underperformed S&P 500 by 17.3% over the last 52 weeks. Over 13 weeks the gap is a lead of 1.5%. 2 of 7 covered companies currently beat the S&P 500 on Mansfield relative strength, so leadership inside the sector is selective. Frontdoor, Inc. is the strongest against the sector itself at +12.5%.

13-week sector return versus NIFTY 500: 1.5%
52-week sector return versus NIFTY 500: -17%
Stocks leading NIFTY: 2/7
Stocks leading sector: 3/7

Central tension: The central tension: the companies with the most scale are not necessarily the companies creating the most change.

Companies: 8
Combined market value: ₹51.7K Cr

## 4-Factor Sector Score

An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.

1. H&R Block, Inc. (HRB): 71/100 — Favorable setup; evidence 82%
   - Growth & earnings 23.5/35 | Capital efficiency 13.9/25 | Valuation 16.5/20 | Relative strength 17.4/20
   - Exact sum: 23.5 + 13.9 + 16.5 + 17.4 = 71.3
   - Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
2. Frontdoor, Inc. (FTDR): 64/100 — Mixed-positive evidence; evidence 82%
   - Growth & earnings 20.1/35 | Capital efficiency 15.1/25 | Valuation 12.9/20 | Relative strength 15.8/20
   - Exact sum: 20.1 + 15.1 + 12.9 + 15.8 = 63.9
   - Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
3. Bright Horizons Family Solutions Inc. (BFAM): 51/100 — Mixed-positive evidence; evidence 82%
   - Growth & earnings 22.7/35 | Capital efficiency 10.3/25 | Valuation 9.8/20 | Relative strength 8.3/20
   - Exact sum: 22.7 + 10.3 + 9.8 + 8.3 = 51.1
   - Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
4. Rollins, Inc. (ROL): 42/100 — Thin evidence · provisional; evidence 59%
   - Growth & earnings 17.6/35 | Capital efficiency 15.3/25 | Valuation 9.0/20 | Relative strength 0.0/20
   - Exact sum: 17.6 + 15.3 + 9 + 0 = 41.9
   - Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
5. Service Corporation International (SCI): 42/100 — Mixed-negative evidence; evidence 82%
   - Growth & earnings 15.3/35 | Capital efficiency 9.0/25 | Valuation 5.2/20 | Relative strength 12.0/20
   - Exact sum: 15.3 + 9 + 5.2 + 12 = 41.5
   - Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
6. Carriage Services, Inc. (CSV): 41/100 — Mixed-negative evidence; evidence 82%
   - Growth & earnings 10.3/35 | Capital efficiency 10.6/25 | Valuation 14.5/20 | Relative strength 5.3/20
   - Exact sum: 10.3 + 10.6 + 14.5 + 5.3 = 40.7
   - Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.
7. Medifast, Inc. (MED): 32/100 — Thin evidence · provisional; evidence 59%
   - Growth & earnings 10.1/35 | Capital efficiency 8.6/25 | Valuation 8.5/20 | Relative strength 4.5/20
   - Exact sum: 10.1 + 8.6 + 8.5 + 4.5 = 31.7
   - Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
8. Andersen Group Inc. (ANDG): 37/100 — Thin evidence · provisional; evidence 49%
   - Growth & earnings 8.8/35 | Capital efficiency 8.4/25 | Valuation 10.0/20 | Relative strength 10.0/20
   - Exact sum: 8.8 + 8.4 + 10 + 10 = 37.2
   - Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.

## Revenue Scale & Growth Durability

What the numbers say: Service Corporation International is the scale leader at $4,331 million, 10.7% ahead of H&R Block, Inc.. Andersen Group Inc.'s growth is 15.1% from a $871 million base, with 11 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.

Investor read: Service Corporation International is the scale benchmark; Andersen Group Inc. is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.

This conclusion weakens if: Service Corporation International's growth falls below Andersen Group Inc.'s for two consecutive comparable reports while operating margin also compresses.

Evidence: Service Corporation International · $4,331 million | 10.7% versus #2 · H&R Block, Inc. | 8/8 recent comparable periods | 7/8 companies · 144 observations

Definition: Revenue is compared on a common reported-currency basis. Growth is year-on-year, so seasonality does not masquerade as progress.

### Revenue — largest
1. Service Corporation International (SCI): ₹4.3K Cr
2. H&R Block, Inc. (HRB): ₹3.9K Cr
3. Bright Horizons Family Solutions Inc. (BFAM): ₹3.0K Cr
4. Frontdoor, Inc. (FTDR): ₹2.1K Cr
5. Andersen Group Inc. (ANDG): ₹871 Cr

### Revenue growth — fastest growers
1. Andersen Group Inc. (ANDG): 15%
2. Frontdoor, Inc. (FTDR): 12%
3. Bright Horizons Family Solutions Inc. (BFAM): 9.2%
4. H&R Block, Inc. (HRB): 5.4%
5. Service Corporation International (SCI): 2.8%

### 20-quarter Revenue history
- ROL: Sep 2021 ₹650 Cr | Dec 2021 ₹600 Cr | Mar 2022 ₹591 Cr | Jun 2022 ₹714 Cr | Sep 2022 ₹730 Cr | Dec 2022 ₹661 Cr | Mar 2023 ₹658 Cr | Jun 2023 ₹821 Cr | Sep 2023 ₹840 Cr | Dec 2023 ₹754 Cr | Mar 2024 ₹748 Cr | Jun 2024 ₹892 Cr | Sep 2024 ₹916 Cr | Dec 2024 ₹832 Cr | Mar 2025 ₹823 Cr | Jun 2025 ₹1.0K Cr | Sep 2025 ₹1.0K Cr | Dec 2025 ₹913 Cr | Mar 2026 ₹906 Cr | Jun 2026 —
- SCI: Sep 2021 ₹1.0K Cr | Dec 2021 ₹1.0K Cr | Mar 2022 ₹1.1K Cr | Jun 2022 ₹991 Cr | Sep 2022 ₹978 Cr | Dec 2022 ₹1.0K Cr | Mar 2023 ₹1.0K Cr | Jun 2023 ₹1.0K Cr | Sep 2023 ₹1.0K Cr | Dec 2023 ₹1.1K Cr | Mar 2024 ₹1.0K Cr | Jun 2024 ₹1.0K Cr | Sep 2024 ₹1.0K Cr | Dec 2024 ₹1.1K Cr | Mar 2025 ₹1.1K Cr | Jun 2025 ₹1.1K Cr | Sep 2025 ₹1.1K Cr | Dec 2025 ₹1.1K Cr | Mar 2026 ₹1.1K Cr | Jun 2026 —
- HRB: Sep 2021 ₹193 Cr | Dec 2021 ₹159 Cr | Mar 2022 ₹2.1K Cr | Jun 2022 ₹1.1K Cr | Sep 2022 ₹180 Cr | Dec 2022 ₹166 Cr | Mar 2023 ₹2.1K Cr | Jun 2023 ₹1.0K Cr | Sep 2023 ₹184 Cr | Dec 2023 ₹179 Cr | Mar 2024 ₹2.2K Cr | Jun 2024 ₹1.1K Cr | Sep 2024 ₹194 Cr | Dec 2024 ₹179 Cr | Mar 2025 ₹2.3K Cr | Jun 2025 ₹1.1K Cr | Sep 2025 ₹204 Cr | Dec 2025 ₹199 Cr | Mar 2026 ₹2.4K Cr | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 ₹211 Cr | Dec 2023 ₹128 Cr | Mar 2024 ₹183 Cr | Jun 2024 ₹159 Cr | Sep 2024 ₹248 Cr | Dec 2024 ₹142 Cr | Mar 2025 ₹208 Cr | Jun 2025 ₹176 Cr | Sep 2025 ₹284 Cr | Dec 2025 ₹170 Cr | Mar 2026 ₹241 Cr | Jun 2026 —
- FTDR: Sep 2021 ₹471 Cr | Dec 2021 ₹339 Cr | Mar 2022 ₹351 Cr | Jun 2022 ₹487 Cr | Sep 2022 ₹484 Cr | Dec 2022 ₹340 Cr | Mar 2023 ₹367 Cr | Jun 2023 ₹523 Cr | Sep 2023 ₹524 Cr | Dec 2023 ₹366 Cr | Mar 2024 ₹378 Cr | Jun 2024 ₹542 Cr | Sep 2024 ₹540 Cr | Dec 2024 ₹382 Cr | Mar 2025 ₹426 Cr | Jun 2025 ₹617 Cr | Sep 2025 ₹618 Cr | Dec 2025 ₹433 Cr | Mar 2026 ₹451 Cr | Jun 2026 —
- BFAM: Sep 2021 ₹460 Cr | Dec 2021 ₹463 Cr | Mar 2022 ₹460 Cr | Jun 2022 ₹490 Cr | Sep 2022 ₹540 Cr | Dec 2022 ₹530 Cr | Mar 2023 ₹554 Cr | Jun 2023 ₹603 Cr | Sep 2023 ₹646 Cr | Dec 2023 ₹616 Cr | Mar 2024 ₹623 Cr | Jun 2024 ₹670 Cr | Sep 2024 ₹719 Cr | Dec 2024 ₹674 Cr | Mar 2025 ₹666 Cr | Jun 2025 ₹732 Cr | Sep 2025 ₹803 Cr | Dec 2025 ₹734 Cr | Mar 2026 ₹712 Cr | Jun 2026 —
- CSV: Sep 2021 ₹95 Cr | Dec 2021 ₹96 Cr | Mar 2022 ₹98 Cr | Jun 2022 ₹91 Cr | Sep 2022 ₹87 Cr | Dec 2022 ₹94 Cr | Mar 2023 ₹96 Cr | Jun 2023 ₹98 Cr | Sep 2023 ₹90 Cr | Dec 2023 ₹99 Cr | Mar 2024 ₹103 Cr | Jun 2024 ₹102 Cr | Sep 2024 ₹101 Cr | Dec 2024 ₹98 Cr | Mar 2025 ₹107 Cr | Jun 2025 ₹102 Cr | Sep 2025 ₹103 Cr | Dec 2025 ₹105 Cr | Mar 2026 ₹106 Cr | Jun 2026 —
- MED: Sep 2021 ₹413 Cr | Dec 2021 ₹378 Cr | Mar 2022 ₹418 Cr | Jun 2022 ₹453 Cr | Sep 2022 ₹390 Cr | Dec 2022 ₹337 Cr | Mar 2023 ₹349 Cr | Jun 2023 ₹296 Cr | Sep 2023 ₹236 Cr | Dec 2023 ₹191 Cr | Mar 2024 ₹175 Cr | Jun 2024 ₹169 Cr | Sep 2024 ₹140 Cr | Dec 2024 ₹119 Cr | Mar 2025 ₹116 Cr | Jun 2025 ₹106 Cr | Sep 2025 ₹89 Cr | Dec 2025 ₹75 Cr | Mar 2026 ₹76 Cr | Jun 2026 —

### 20-quarter Revenue growth history
- ROL: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 12% | Sep 2022 12% | Dec 2022 10% | Mar 2023 11% | Jun 2023 15% | Sep 2023 15% | Dec 2023 14% | Mar 2024 14% | Jun 2024 8.7% | Sep 2024 9.1% | Dec 2024 10% | Mar 2025 10% | Jun 2025 12% | Sep 2025 12% | Dec 2025 9.7% | Mar 2026 10% | Jun 2026 —
- SCI: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 0.3% | Sep 2022 -5.4% | Dec 2022 -1.4% | Mar 2023 -7.5% | Jun 2023 2.2% | Sep 2023 2.5% | Dec 2023 2.7% | Mar 2024 1.6% | Jun 2024 2.1% | Sep 2024 1.2% | Dec 2024 3.5% | Mar 2025 2.8% | Jun 2025 3.0% | Sep 2025 4.3% | Dec 2025 1.7% | Mar 2026 2.1% | Jun 2026 —
- HRB: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 0.4% | Sep 2022 -6.7% | Dec 2022 4.4% | Mar 2023 1.6% | Jun 2023 -1.7% | Sep 2023 2.2% | Dec 2023 7.8% | Mar 2024 4.4% | Jun 2024 3.0% | Sep 2024 5.4% | Dec 2024 0.0% | Mar 2025 4.2% | Jun 2025 4.5% | Sep 2025 5.2% | Dec 2025 11% | Mar 2026 5.3% | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 — | Jun 2024 — | Sep 2024 18% | Dec 2024 11% | Mar 2025 14% | Jun 2025 11% | Sep 2025 15% | Dec 2025 20% | Mar 2026 16% | Jun 2026 —
- FTDR: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 5.4% | Sep 2022 2.8% | Dec 2022 0.3% | Mar 2023 4.6% | Jun 2023 7.4% | Sep 2023 8.3% | Dec 2023 7.7% | Mar 2024 3.0% | Jun 2024 3.6% | Sep 2024 3.1% | Dec 2024 4.4% | Mar 2025 13% | Jun 2025 14% | Sep 2025 14% | Dec 2025 13% | Mar 2026 5.9% | Jun 2026 —
- BFAM: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 11% | Sep 2022 17% | Dec 2022 14% | Mar 2023 20% | Jun 2023 23% | Sep 2023 20% | Dec 2023 16% | Mar 2024 12% | Jun 2024 11% | Sep 2024 11% | Dec 2024 9.4% | Mar 2025 6.9% | Jun 2025 9.3% | Sep 2025 12% | Dec 2025 8.9% | Mar 2026 6.9% | Jun 2026 —
- CSV: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 3.4% | Sep 2022 -8.4% | Dec 2022 -2.1% | Mar 2023 -2.0% | Jun 2023 7.7% | Sep 2023 3.5% | Dec 2023 5.3% | Mar 2024 7.3% | Jun 2024 4.1% | Sep 2024 12% | Dec 2024 -1.0% | Mar 2025 3.9% | Jun 2025 0.0% | Sep 2025 2.0% | Dec 2025 7.1% | Mar 2026 -0.9% | Jun 2026 —
- MED: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 15% | Sep 2022 -5.6% | Dec 2022 -11% | Mar 2023 -17% | Jun 2023 -35% | Sep 2023 -39% | Dec 2023 -43% | Mar 2024 -50% | Jun 2024 -43% | Sep 2024 -41% | Dec 2024 -38% | Mar 2025 -34% | Jun 2025 -37% | Sep 2025 -36% | Dec 2025 -37% | Mar 2026 -34% | Jun 2026 —

## Operating Economics & Margin Trend

What the numbers say: H&R Block, Inc. leads opm at 43.2%; Frontdoor, Inc. leads margin change at +0.3 percentage points.

Investor read: H&R Block, Inc. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current margin change signal.

Evidence: H&R Block, Inc. · 43.2% | 81.5% versus #2 · Carriage Services, Inc. | 5/8 recent comparable periods | 8/8 companies · 144 observations

Definition: Operating margin compares operating profit with revenue. Improvement is measured in percentage points, not percentage growth.

### OPM — highest
1. H&R Block, Inc. (HRB): 43%
2. Carriage Services, Inc. (CSV): 24%
3. Service Corporation International (SCI): 22%
4. Rollins, Inc. (ROL): 16%
5. Frontdoor, Inc. (FTDR): 14%

### Margin change — fastest expanders
1. Frontdoor, Inc. (FTDR): +0.3 pp
2. H&R Block, Inc. (HRB): +0.2 pp
3. Bright Horizons Family Solutions Inc. (BFAM): −0.3 pp
4. Rollins, Inc. (ROL): −1.2 pp
5. Service Corporation International (SCI): −1.2 pp

### 20-quarter OPM history
- ROL: Sep 2021 20% | Dec 2021 17% | Mar 2022 16% | Jun 2022 19% | Sep 2022 20% | Dec 2022 18% | Mar 2023 17% | Jun 2023 19% | Sep 2023 21% | Dec 2023 18% | Mar 2024 18% | Jun 2024 20% | Sep 2024 21% | Dec 2024 18% | Mar 2025 17% | Jun 2025 20% | Sep 2025 22% | Dec 2025 18% | Mar 2026 16% | Jun 2026 —
- SCI: Sep 2021 29% | Dec 2021 29% | Mar 2022 30% | Jun 2022 22% | Sep 2022 21% | Dec 2022 16% | Mar 2023 24% | Jun 2023 23% | Sep 2023 22% | Dec 2023 23% | Mar 2024 22% | Jun 2024 21% | Sep 2024 21% | Dec 2024 24% | Mar 2025 23% | Jun 2025 21% | Sep 2025 21% | Dec 2025 25% | Mar 2026 22% | Jun 2026 —
- HRB: Sep 2021 -91% | Dec 2021 -175% | Mar 2022 43% | Jun 2022 30% | Sep 2022 -116% | Dec 2022 -170% | Mar 2023 41% | Jun 2023 37% | Sep 2023 -112% | Dec 2023 -149% | Mar 2024 43% | Jun 2024 33% | Sep 2024 -118% | Dec 2024 -164% | Mar 2025 43% | Jun 2025 33% | Sep 2025 -102% | Dec 2025 -150% | Mar 2026 43% | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 37% | Dec 2023 -9.3% | Mar 2024 22% | Jun 2024 2.9% | Sep 2024 39% | Dec 2024 -9.0% | Mar 2025 25% | Jun 2025 -60% | Sep 2025 41% | Dec 2025 -118% | Mar 2026 10% | Jun 2026 —
- FTDR: Sep 2021 21% | Dec 2021 3.5% | Mar 2022 3.1% | Jun 2022 11% | Sep 2022 9.5% | Dec 2022 4.7% | Mar 2023 9.5% | Jun 2023 19% | Sep 2023 20% | Dec 2023 4.4% | Mar 2024 13% | Jun 2024 24% | Sep 2024 26% | Dec 2024 3.9% | Mar 2025 14% | Jun 2025 26% | Sep 2025 25% | Dec 2025 3.7% | Mar 2026 14% | Jun 2026 —
- BFAM: Sep 2021 10% | Dec 2021 7.6% | Mar 2022 6.8% | Jun 2022 9.8% | Sep 2022 7.2% | Dec 2022 7.5% | Mar 2023 5.5% | Jun 2023 7.5% | Sep 2023 10% | Dec 2023 4.6% | Mar 2024 6.4% | Jun 2024 10% | Sep 2024 12% | Dec 2024 7.2% | Mar 2025 9.4% | Jun 2025 12% | Sep 2025 15% | Dec 2025 6.2% | Mar 2026 9.1% | Jun 2026 —
- CSV: Sep 2021 25% | Dec 2021 24% | Mar 2022 26% | Jun 2022 22% | Sep 2022 17% | Dec 2022 21% | Mar 2023 22% | Jun 2023 21% | Sep 2023 17% | Dec 2023 24% | Mar 2024 19% | Jun 2024 18% | Sep 2024 23% | Dec 2024 22% | Mar 2025 30% | Jun 2025 24% | Sep 2025 17% | Dec 2025 23% | Mar 2026 24% | Jun 2026 —
- MED: Sep 2021 13% | Dec 2021 12% | Mar 2022 13% | Jun 2022 11% | Sep 2022 12% | Dec 2022 9.7% | Mar 2023 15% | Jun 2023 13% | Sep 2023 11% | Dec 2023 4.5% | Mar 2024 4.5% | Jun 2024 -4.7% | Sep 2024 1.5% | Dec 2024 0.6% | Mar 2025 -1.1% | Jun 2025 -1.0% | Sep 2025 -4.6% | Dec 2025 -10% | Mar 2026 -4.3% | Jun 2026 —

### 20-quarter Margin change history
- ROL: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 −2.0 pp | Sep 2022 +0.4 pp | Dec 2022 +1.6 pp | Mar 2023 +1.3 pp | Jun 2023 0.0 pp | Sep 2023 +1.2 pp | Dec 2023 +0.3 pp | Mar 2024 +0.6 pp | Jun 2024 +1.5 pp | Sep 2024 −0.2 pp | Dec 2024 −0.3 pp | Mar 2025 −0.4 pp | Jun 2025 −0.6 pp | Sep 2025 +1.0 pp | Dec 2025 −0.6 pp | Mar 2026 −1.2 pp | Jun 2026 —
- SCI: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 −2.6 pp | Sep 2022 −8.6 pp | Dec 2022 −12.4 pp | Mar 2023 −6.3 pp | Jun 2023 +0.7 pp | Sep 2023 +1.5 pp | Dec 2023 +6.7 pp | Mar 2024 −1.7 pp | Jun 2024 −1.6 pp | Sep 2024 −1.4 pp | Dec 2024 +1.1 pp | Mar 2025 +1.2 pp | Jun 2025 −0.3 pp | Sep 2025 +0.5 pp | Dec 2025 +0.8 pp | Mar 2026 −1.2 pp | Jun 2026 —
- HRB: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 +35.0 pp | Sep 2022 −25.5 pp | Dec 2022 +4.4 pp | Mar 2023 −1.6 pp | Jun 2023 +6.8 pp | Sep 2023 +3.9 pp | Dec 2023 +20.9 pp | Mar 2024 +1.2 pp | Jun 2024 −3.5 pp | Sep 2024 −5.5 pp | Dec 2024 −14.5 pp | Mar 2025 +0.5 pp | Jun 2025 +0.4 pp | Sep 2025 +16.1 pp | Dec 2025 +13.5 pp | Mar 2026 +0.2 pp | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 — | Jun 2024 — | Sep 2024 +2.3 pp | Dec 2024 +0.3 pp | Mar 2025 +3.3 pp | Jun 2025 −62.7 pp | Sep 2025 +1.9 pp | Dec 2025 −108.5 pp | Mar 2026 −15.3 pp | Jun 2026 —
- FTDR: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 −10.1 pp | Sep 2022 −11.9 pp | Dec 2022 +1.2 pp | Mar 2023 +6.4 pp | Jun 2023 +8.4 pp | Sep 2023 +10.0 pp | Dec 2023 −0.3 pp | Mar 2024 +3.7 pp | Jun 2024 +4.7 pp | Sep 2024 +6.1 pp | Dec 2024 −0.5 pp | Mar 2025 +0.9 pp | Jun 2025 +2.8 pp | Sep 2025 −0.2 pp | Dec 2025 −0.2 pp | Mar 2026 +0.3 pp | Jun 2026 —
- BFAM: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 +2.1 pp | Sep 2022 −2.8 pp | Dec 2022 −0.1 pp | Mar 2023 −1.3 pp | Jun 2023 −2.3 pp | Sep 2023 +3.1 pp | Dec 2023 −2.9 pp | Mar 2024 +0.9 pp | Jun 2024 +2.8 pp | Sep 2024 +2.1 pp | Dec 2024 +2.6 pp | Mar 2025 +3.0 pp | Jun 2025 +1.5 pp | Sep 2025 +2.7 pp | Dec 2025 −1.0 pp | Mar 2026 −0.3 pp | Jun 2026 —
- CSV: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 −1.9 pp | Sep 2022 −7.1 pp | Dec 2022 −3.3 pp | Mar 2023 −4.0 pp | Jun 2023 −0.6 pp | Sep 2023 −0.1 pp | Dec 2023 +3.3 pp | Mar 2024 −2.8 pp | Jun 2024 −3.2 pp | Sep 2024 +5.4 pp | Dec 2024 −2.6 pp | Mar 2025 +10.7 pp | Jun 2025 +5.5 pp | Sep 2025 −5.7 pp | Dec 2025 +1.7 pp | Mar 2026 −5.7 pp | Jun 2026 —
- MED: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 −4.8 pp | Sep 2022 −1.0 pp | Dec 2022 −2.7 pp | Mar 2023 +2.1 pp | Jun 2023 +2.3 pp | Sep 2023 −1.5 pp | Dec 2023 −5.2 pp | Mar 2024 −10.8 pp | Jun 2024 −17.8 pp | Sep 2024 −9.3 pp | Dec 2024 −3.9 pp | Mar 2025 −5.6 pp | Jun 2025 +3.7 pp | Sep 2025 −6.1 pp | Dec 2025 −11.0 pp | Mar 2026 −3.2 pp | Jun 2026 —

## Profit Scale & Acceleration

What the numbers say: H&R Block, Inc. leads with $742 million of TTM profit, 38.4% above Service Corporation International. H&R Block, Inc. shows 30.6% growth from a $742 million profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.

Investor read: H&R Block, Inc. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.

Evidence: H&R Block, Inc. · $742 million | 38.4% versus #2 · Service Corporation International | 5/8 recent comparable periods | 7/8 companies · 144 observations

Definition: Net profit is the residual after operating costs, interest and tax. Growth off a loss or near-zero base is excluded from the fastest-grower rank.

### Net profit — largest
1. H&R Block, Inc. (HRB): ₹742 Cr
2. Service Corporation International (SCI): ₹536 Cr
3. Frontdoor, Inc. (FTDR): ₹260 Cr
4. Bright Horizons Family Solutions Inc. (BFAM): ₹190 Cr
5. Carriage Services, Inc. (CSV): ₹44 Cr

### Profit growth — fastest growers
1. H&R Block, Inc. (HRB): 31%
2. Bright Horizons Family Solutions Inc. (BFAM): 18%
3. Frontdoor, Inc. (FTDR): 9.2%
4. Service Corporation International (SCI): 1.1%
5. Carriage Services, Inc. (CSV): -6.4%

### 20-quarter Net profit history
- ROL: Sep 2021 ₹94 Cr | Dec 2021 ₹71 Cr | Mar 2022 ₹74 Cr | Jun 2022 ₹102 Cr | Sep 2022 ₹109 Cr | Dec 2022 ₹84 Cr | Mar 2023 ₹88 Cr | Jun 2023 ₹110 Cr | Sep 2023 ₹128 Cr | Dec 2023 ₹109 Cr | Mar 2024 ₹94 Cr | Jun 2024 ₹129 Cr | Sep 2024 ₹137 Cr | Dec 2024 ₹106 Cr | Mar 2025 ₹105 Cr | Jun 2025 ₹141 Cr | Sep 2025 ₹164 Cr | Dec 2025 ₹116 Cr | Mar 2026 ₹108 Cr | Jun 2026 —
- SCI: Sep 2021 ₹210 Cr | Dec 2021 ₹207 Cr | Mar 2022 ₹220 Cr | Jun 2022 ₹133 Cr | Sep 2022 ₹121 Cr | Dec 2022 ₹92 Cr | Mar 2023 ₹145 Cr | Jun 2023 ₹132 Cr | Sep 2023 ₹122 Cr | Dec 2023 ₹138 Cr | Mar 2024 ₹131 Cr | Jun 2024 ₹118 Cr | Sep 2024 ₹118 Cr | Dec 2024 ₹151 Cr | Mar 2025 ₹143 Cr | Jun 2025 ₹123 Cr | Sep 2025 ₹118 Cr | Dec 2025 ₹159 Cr | Mar 2026 ₹136 Cr | Jun 2026 —
- HRB: Sep 2021 ₹-150 Cr | Dec 2021 ₹-189 Cr | Mar 2022 ₹675 Cr | Jun 2022 ₹225 Cr | Sep 2022 ₹-167 Cr | Dec 2022 ₹-221 Cr | Mar 2023 ₹646 Cr | Jun 2023 ₹304 Cr | Sep 2023 ₹-163 Cr | Dec 2023 ₹-189 Cr | Mar 2024 ₹692 Cr | Jun 2024 ₹258 Cr | Sep 2024 ₹-171 Cr | Dec 2024 ₹-242 Cr | Mar 2025 ₹723 Cr | Jun 2025 ₹300 Cr | Sep 2025 ₹-165 Cr | Dec 2025 ₹-242 Cr | Mar 2026 ₹849 Cr | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 ₹78 Cr | Dec 2023 ₹-10 Cr | Mar 2024 ₹41 Cr | Jun 2024 ₹6 Cr | Sep 2024 ₹98 Cr | Dec 2024 ₹-10 Cr | Mar 2025 ₹51 Cr | Jun 2025 ₹-96 Cr | Sep 2025 ₹111 Cr | Dec 2025 ₹-196 Cr | Mar 2026 ₹18 Cr | Jun 2026 —
- FTDR: Sep 2021 ₹76 Cr | Dec 2021 ₹6 Cr | Mar 2022 ₹2 Cr | Jun 2022 ₹33 Cr | Sep 2022 ₹28 Cr | Dec 2022 ₹8 Cr | Mar 2023 ₹22 Cr | Jun 2023 ₹70 Cr | Sep 2023 ₹71 Cr | Dec 2023 ₹8 Cr | Mar 2024 ₹34 Cr | Jun 2024 ₹92 Cr | Sep 2024 ₹100 Cr | Dec 2024 ₹9 Cr | Mar 2025 ₹37 Cr | Jun 2025 ₹111 Cr | Sep 2025 ₹106 Cr | Dec 2025 ₹2 Cr | Mar 2026 ₹41 Cr | Jun 2026 —
- BFAM: Sep 2021 ₹27 Cr | Dec 2021 ₹18 Cr | Mar 2022 ₹19 Cr | Jun 2022 ₹25 Cr | Sep 2022 ₹18 Cr | Dec 2022 ₹18 Cr | Mar 2023 ₹8 Cr | Jun 2023 ₹21 Cr | Sep 2023 ₹40 Cr | Dec 2023 ₹6 Cr | Mar 2024 ₹17 Cr | Jun 2024 ₹39 Cr | Sep 2024 ₹55 Cr | Dec 2024 ₹29 Cr | Mar 2025 ₹38 Cr | Jun 2025 ₹55 Cr | Sep 2025 ₹79 Cr | Dec 2025 ₹22 Cr | Mar 2026 ₹34 Cr | Jun 2026 —
- CSV: Sep 2021 ₹13 Cr | Dec 2021 ₹13 Cr | Mar 2022 ₹16 Cr | Jun 2022 ₹11 Cr | Sep 2022 ₹6 Cr | Dec 2022 ₹8 Cr | Mar 2023 ₹9 Cr | Jun 2023 ₹8 Cr | Sep 2023 ₹5 Cr | Dec 2023 ₹12 Cr | Mar 2024 ₹7 Cr | Jun 2024 ₹6 Cr | Sep 2024 ₹10 Cr | Dec 2024 ₹10 Cr | Mar 2025 ₹21 Cr | Jun 2025 ₹12 Cr | Sep 2025 ₹7 Cr | Dec 2025 ₹12 Cr | Mar 2026 ₹13 Cr | Jun 2026 —
- MED: Sep 2021 ₹42 Cr | Dec 2021 ₹34 Cr | Mar 2022 ₹42 Cr | Jun 2022 ₹39 Cr | Sep 2022 ₹36 Cr | Dec 2022 ₹27 Cr | Mar 2023 ₹40 Cr | Jun 2023 ₹30 Cr | Sep 2023 ₹23 Cr | Dec 2023 ₹6 Cr | Mar 2024 ₹8 Cr | Jun 2024 ₹-8 Cr | Sep 2024 ₹1 Cr | Dec 2024 ₹1 Cr | Mar 2025 ₹-1 Cr | Jun 2025 ₹2 Cr | Sep 2025 ₹-2 Cr | Dec 2025 ₹-18 Cr | Mar 2026 ₹-2 Cr | Jun 2026 —

### 20-quarter Profit growth history
- ROL: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 3.0% | Sep 2022 16% | Dec 2022 18% | Mar 2023 19% | Jun 2023 7.8% | Sep 2023 17% | Dec 2023 30% | Mar 2024 6.8% | Jun 2024 17% | Sep 2024 7.0% | Dec 2024 -2.8% | Mar 2025 12% | Jun 2025 9.3% | Sep 2025 20% | Dec 2025 9.4% | Mar 2026 2.9% | Jun 2026 —
- SCI: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 -16% | Sep 2022 -42% | Dec 2022 -56% | Mar 2023 -34% | Jun 2023 -0.8% | Sep 2023 0.8% | Dec 2023 50% | Mar 2024 -9.7% | Jun 2024 -11% | Sep 2024 -3.3% | Dec 2024 9.4% | Mar 2025 9.2% | Jun 2025 4.2% | Sep 2025 0.0% | Dec 2025 5.3% | Mar 2026 -4.9% | Jun 2026 —
- HRB: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 -8.5% | Sep 2022 — | Dec 2022 — | Mar 2023 -4.3% | Jun 2023 35% | Sep 2023 — | Dec 2023 — | Mar 2024 7.1% | Jun 2024 -15% | Sep 2024 — | Dec 2024 — | Mar 2025 4.5% | Jun 2025 16% | Sep 2025 — | Dec 2025 — | Mar 2026 17% | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 — | Jun 2024 — | Sep 2024 26% | Dec 2024 — | Mar 2025 24% | Jun 2025 -1,700% | Sep 2025 13% | Dec 2025 — | Mar 2026 -65% | Jun 2026 —
- FTDR: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 -18% | Sep 2022 -63% | Dec 2022 33% | Mar 2023 1,000% | Jun 2023 112% | Sep 2023 154% | Dec 2023 0.0% | Mar 2024 55% | Jun 2024 31% | Sep 2024 41% | Dec 2024 13% | Mar 2025 8.8% | Jun 2025 21% | Sep 2025 6.0% | Dec 2025 -78% | Mar 2026 11% | Jun 2026 —
- BFAM: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 32% | Sep 2022 -33% | Dec 2022 0.0% | Mar 2023 -58% | Jun 2023 -16% | Sep 2023 122% | Dec 2023 -67% | Mar 2024 113% | Jun 2024 86% | Sep 2024 38% | Dec 2024 383% | Mar 2025 124% | Jun 2025 41% | Sep 2025 44% | Dec 2025 -24% | Mar 2026 -11% | Jun 2026 —
- CSV: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 -54% | Dec 2022 -38% | Mar 2023 -44% | Jun 2023 -27% | Sep 2023 -17% | Dec 2023 50% | Mar 2024 -22% | Jun 2024 -25% | Sep 2024 100% | Dec 2024 -17% | Mar 2025 200% | Jun 2025 100% | Sep 2025 -30% | Dec 2025 20% | Mar 2026 -38% | Jun 2026 —
- MED: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 -17% | Sep 2022 -14% | Dec 2022 -21% | Mar 2023 -4.8% | Jun 2023 -23% | Sep 2023 -36% | Dec 2023 -78% | Mar 2024 -80% | Jun 2024 -127% | Sep 2024 -96% | Dec 2024 -83% | Mar 2025 -113% | Jun 2025 — | Sep 2025 -300% | Dec 2025 -1,900% | Mar 2026 — | Jun 2026 —

## Capacity Spending & Returns On It

What the numbers say: Service Corporation International reports $80 million of CAPEX; Service Corporation International has the highest covered intensity at 7.3%. Coverage is only 8 of 8 companies and 140 reported observations, so this is partial evidence—not a complete sector rank.

Investor read: Use the CAPEX rank as a diligence queue. Verify commissioning, utilization, cash conversion and post-investment ROCE before treating spend as value creation.

This conclusion weakens if: CAPEX rises without higher utilization, operating cash flow or incremental returns.

Evidence: Service Corporation International · $80 million | 300% versus #2 · Bright Horizons Family Solutions Inc. | 8/8 recent comparable periods | 8/8 companies · 140 observations

Definition: CAPEX is cash spent on property, plant, equipment and other reported capital assets. CAPEX intensity divides that spend by revenue; high intensity is a reinvestment signal, not proof that the reinvestment will earn attractive returns.

### CAPEX — largest spenders
1. Service Corporation International (SCI): ₹80 Cr
2. Bright Horizons Family Solutions Inc. (BFAM): ₹20 Cr
3. H&R Block, Inc. (HRB): ₹18 Cr
4. Frontdoor, Inc. (FTDR): ₹6 Cr
5. Rollins, Inc. (ROL): ₹6 Cr

### CAPEX intensity — highest reinvestment intensity
1. Service Corporation International (SCI): 7.3%
2. Carriage Services, Inc. (CSV): 3.8%
3. Bright Horizons Family Solutions Inc. (BFAM): 2.8%
4. Andersen Group Inc. (ANDG): 1.7%
5. Frontdoor, Inc. (FTDR): 1.3%

### 20-quarter CAPEX history
- ROL: Sep 2021 ₹7 Cr | Dec 2021 ₹7 Cr | Mar 2022 ₹8 Cr | Jun 2022 ₹8 Cr | Sep 2022 ₹7 Cr | Dec 2022 ₹8 Cr | Mar 2023 ₹8 Cr | Jun 2023 ₹7 Cr | Sep 2023 ₹7 Cr | Dec 2023 ₹11 Cr | Mar 2024 ₹7 Cr | Jun 2024 ₹9 Cr | Sep 2024 ₹8 Cr | Dec 2024 ₹4 Cr | Mar 2025 ₹7 Cr | Jun 2025 ₹7 Cr | Sep 2025 ₹9 Cr | Dec 2025 ₹6 Cr | Mar 2026 ₹7 Cr | Jun 2026 ₹6 Cr
- SCI: Sep 2021 ₹75 Cr | Dec 2021 ₹126 Cr | Mar 2022 ₹57 Cr | Jun 2022 ₹96 Cr | Sep 2022 ₹100 Cr | Dec 2022 ₹117 Cr | Mar 2023 ₹78 Cr | Jun 2023 ₹99 Cr | Sep 2023 ₹91 Cr | Dec 2023 ₹94 Cr | Mar 2024 ₹79 Cr | Jun 2024 ₹92 Cr | Sep 2024 ₹101 Cr | Dec 2024 ₹106 Cr | Mar 2025 ₹78 Cr | Jun 2025 ₹83 Cr | Sep 2025 ₹102 Cr | Dec 2025 ₹126 Cr | Mar 2026 ₹80 Cr | Jun 2026 —
- HRB: Sep 2021 ₹16 Cr | Dec 2021 ₹24 Cr | Mar 2022 ₹13 Cr | Jun 2022 ₹9 Cr | Sep 2022 ₹16 Cr | Dec 2022 ₹25 Cr | Mar 2023 ₹15 Cr | Jun 2023 ₹13 Cr | Sep 2023 ₹13 Cr | Dec 2023 ₹20 Cr | Mar 2024 ₹21 Cr | Jun 2024 ₹10 Cr | Sep 2024 ₹19 Cr | Dec 2024 ₹30 Cr | Mar 2025 ₹23 Cr | Jun 2025 ₹10 Cr | Sep 2025 ₹13 Cr | Dec 2025 ₹36 Cr | Mar 2026 ₹18 Cr | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 ₹3 Cr | Jun 2024 ₹3 Cr | Sep 2024 ₹1 Cr | Dec 2024 ₹1 Cr | Mar 2025 ₹1 Cr | Jun 2025 ₹2 Cr | Sep 2025 ₹2 Cr | Dec 2025 ₹6 Cr | Mar 2026 ₹4 Cr | Jun 2026 —
- FTDR: Sep 2021 ₹8 Cr | Dec 2021 ₹8 Cr | Mar 2022 ₹9 Cr | Jun 2022 ₹10 Cr | Sep 2022 ₹11 Cr | Dec 2022 ₹10 Cr | Mar 2023 ₹8 Cr | Jun 2023 ₹7 Cr | Sep 2023 ₹8 Cr | Dec 2023 ₹9 Cr | Mar 2024 ₹10 Cr | Jun 2024 ₹12 Cr | Sep 2024 ₹9 Cr | Dec 2024 ₹8 Cr | Mar 2025 ₹7 Cr | Jun 2025 ₹7 Cr | Sep 2025 ₹6 Cr | Dec 2025 ₹6 Cr | Mar 2026 ₹6 Cr | Jun 2026 —
- BFAM: Sep 2021 ₹13 Cr | Dec 2021 ₹16 Cr | Mar 2022 ₹12 Cr | Jun 2022 ₹15 Cr | Sep 2022 ₹22 Cr | Dec 2022 ₹22 Cr | Mar 2023 ₹19 Cr | Jun 2023 ₹21 Cr | Sep 2023 ₹20 Cr | Dec 2023 — | Mar 2024 ₹19 Cr | Jun 2024 ₹23 Cr | Sep 2024 ₹23 Cr | Dec 2024 — | Mar 2025 ₹15 Cr | Jun 2025 ₹19 Cr | Sep 2025 ₹25 Cr | Dec 2025 — | Mar 2026 ₹20 Cr | Jun 2026 —
- CSV: Sep 2021 ₹7 Cr | Dec 2021 ₹10 Cr | Mar 2022 ₹7 Cr | Jun 2022 ₹7 Cr | Sep 2022 ₹7 Cr | Dec 2022 ₹6 Cr | Mar 2023 ₹5 Cr | Jun 2023 ₹4 Cr | Sep 2023 ₹4 Cr | Dec 2023 ₹5 Cr | Mar 2024 ₹4 Cr | Jun 2024 ₹4 Cr | Sep 2024 ₹5 Cr | Dec 2024 ₹4 Cr | Mar 2025 ₹3 Cr | Jun 2025 ₹3 Cr | Sep 2025 ₹7 Cr | Dec 2025 ₹8 Cr | Mar 2026 ₹4 Cr | Jun 2026 —
- MED: Sep 2021 ₹10 Cr | Dec 2021 ₹12 Cr | Mar 2022 ₹3 Cr | Jun 2022 ₹3 Cr | Sep 2022 ₹2 Cr | Dec 2022 ₹9 Cr | Mar 2023 ₹2 Cr | Jun 2023 ₹2 Cr | Sep 2023 ₹2 Cr | Dec 2023 ₹1 Cr | Mar 2024 ₹2 Cr | Jun 2024 ₹2 Cr | Sep 2024 ₹1 Cr | Dec 2024 ₹2 Cr | Mar 2025 ₹2 Cr | Jun 2025 ₹1 Cr | Sep 2025 ₹1 Cr | Dec 2025 ₹1 Cr | Mar 2026 ₹1 Cr | Jun 2026 —

### 20-quarter CAPEX intensity history
- ROL: Sep 2021 1.1% | Dec 2021 1.2% | Mar 2022 1.4% | Jun 2022 1.1% | Sep 2022 1.0% | Dec 2022 1.2% | Mar 2023 1.2% | Jun 2023 0.9% | Sep 2023 0.8% | Dec 2023 1.5% | Mar 2024 0.9% | Jun 2024 1.0% | Sep 2024 0.9% | Dec 2024 0.5% | Mar 2025 0.9% | Jun 2025 0.7% | Sep 2025 0.9% | Dec 2025 0.7% | Mar 2026 0.8% | Jun 2026 —
- SCI: Sep 2021 7.3% | Dec 2021 12% | Mar 2022 5.1% | Jun 2022 9.7% | Sep 2022 10% | Dec 2022 11% | Mar 2023 7.6% | Jun 2023 9.8% | Sep 2023 9.1% | Dec 2023 8.9% | Mar 2024 7.6% | Jun 2024 8.9% | Sep 2024 10% | Dec 2024 9.7% | Mar 2025 7.3% | Jun 2025 7.8% | Sep 2025 9.6% | Dec 2025 11% | Mar 2026 7.3% | Jun 2026 —
- HRB: Sep 2021 8.3% | Dec 2021 15% | Mar 2022 0.6% | Jun 2022 0.9% | Sep 2022 8.9% | Dec 2022 15% | Mar 2023 0.7% | Jun 2023 1.3% | Sep 2023 7.1% | Dec 2023 11% | Mar 2024 1.0% | Jun 2024 0.9% | Sep 2024 9.8% | Dec 2024 17% | Mar 2025 1.0% | Jun 2025 0.9% | Sep 2025 6.4% | Dec 2025 18% | Mar 2026 0.8% | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 1.6% | Jun 2024 1.9% | Sep 2024 0.4% | Dec 2024 0.7% | Mar 2025 0.5% | Jun 2025 1.1% | Sep 2025 0.7% | Dec 2025 3.5% | Mar 2026 1.7% | Jun 2026 —
- FTDR: Sep 2021 1.7% | Dec 2021 2.4% | Mar 2022 2.6% | Jun 2022 2.1% | Sep 2022 2.3% | Dec 2022 2.9% | Mar 2023 2.2% | Jun 2023 1.3% | Sep 2023 1.5% | Dec 2023 2.5% | Mar 2024 2.6% | Jun 2024 2.2% | Sep 2024 1.7% | Dec 2024 2.1% | Mar 2025 1.6% | Jun 2025 1.1% | Sep 2025 1.0% | Dec 2025 1.4% | Mar 2026 1.3% | Jun 2026 —
- BFAM: Sep 2021 2.8% | Dec 2021 3.5% | Mar 2022 2.6% | Jun 2022 3.1% | Sep 2022 4.1% | Dec 2022 4.2% | Mar 2023 3.4% | Jun 2023 3.5% | Sep 2023 3.1% | Dec 2023 — | Mar 2024 3.0% | Jun 2024 3.4% | Sep 2024 3.2% | Dec 2024 — | Mar 2025 2.3% | Jun 2025 2.6% | Sep 2025 3.1% | Dec 2025 — | Mar 2026 2.8% | Jun 2026 —
- CSV: Sep 2021 7.4% | Dec 2021 10% | Mar 2022 7.1% | Jun 2022 7.7% | Sep 2022 8.0% | Dec 2022 6.4% | Mar 2023 5.2% | Jun 2023 4.1% | Sep 2023 4.4% | Dec 2023 5.1% | Mar 2024 3.9% | Jun 2024 3.9% | Sep 2024 5.0% | Dec 2024 4.1% | Mar 2025 2.8% | Jun 2025 2.9% | Sep 2025 6.8% | Dec 2025 7.6% | Mar 2026 3.8% | Jun 2026 —
- MED: Sep 2021 2.4% | Dec 2021 3.2% | Mar 2022 0.7% | Jun 2022 0.7% | Sep 2022 0.5% | Dec 2022 2.7% | Mar 2023 0.6% | Jun 2023 0.7% | Sep 2023 0.8% | Dec 2023 0.5% | Mar 2024 1.1% | Jun 2024 1.2% | Sep 2024 0.7% | Dec 2024 1.7% | Mar 2025 1.7% | Jun 2025 0.9% | Sep 2025 1.1% | Dec 2025 1.3% | Mar 2026 1.3% | Jun 2026 —

## Debt Load & Balance-Sheet Headroom

What the numbers say: Frontdoor, Inc. has the clearest covered balance-sheet capacity with $586 million net cash and gross debt of $17 million. Absolute debt alone does not identify the strongest balance sheet because company scale differs; net debt and debt-to-equity carry more information.

Investor read: Prioritize net-cash capacity and leverage relative to operating scale, not the smallest absolute rupee debt.

This conclusion weakens if: Net debt rises faster than revenue and profit for two consecutive reported periods.

Evidence: Medifast, Inc. · $16 million | 5.9% versus #2 · Frontdoor, Inc. | 8/8 recent comparable periods | 8/8 companies · 143 observations

Definition: Gross debt shows contractual borrowings. Net debt subtracts reported cash; a negative value means net cash. Lower debt can create capacity, but should be read against the scale and capital intensity of the business.

### Gross debt — lowest gross debt
1. Medifast, Inc. (MED): ₹16 Cr
2. Frontdoor, Inc. (FTDR): ₹17 Cr
3. Andersen Group Inc. (ANDG): ₹449 Cr
4. Carriage Services, Inc. (CSV): ₹546 Cr
5. Rollins, Inc. (ROL): ₹1.1K Cr

### Net debt — lowest net debt
1. Frontdoor, Inc. (FTDR): ₹-586 Cr
2. Medifast, Inc. (MED): ₹-153 Cr
3. Andersen Group Inc. (ANDG): ₹237 Cr
4. Carriage Services, Inc. (CSV): ₹543 Cr
5. Rollins, Inc. (ROL): ₹1.0K Cr

### 20-quarter Gross debt history
- ROL: Sep 2021 ₹322 Cr | Dec 2021 ₹403 Cr | Mar 2022 ₹540 Cr | Jun 2022 ₹491 Cr | Sep 2022 ₹399 Cr | Dec 2022 ₹336 Cr | Mar 2023 ₹341 Cr | Jun 2023 ₹625 Cr | Sep 2023 ₹903 Cr | Dec 2023 ₹816 Cr | Mar 2024 ₹855 Cr | Jun 2024 ₹876 Cr | Sep 2024 ₹839 Cr | Dec 2024 ₹813 Cr | Mar 2025 ₹911 Cr | Jun 2025 ₹967 Cr | Sep 2025 ₹912 Cr | Dec 2025 ₹1.0K Cr | Mar 2026 ₹1.1K Cr | Jun 2026 ₹1.1K Cr
- SCI: Sep 2021 ₹3.8K Cr | Dec 2021 ₹4.0K Cr | Mar 2022 ₹4.0K Cr | Jun 2022 ₹4.0K Cr | Sep 2022 ₹4.2K Cr | Dec 2022 ₹4.3K Cr | Mar 2023 ₹4.4K Cr | Jun 2023 ₹4.5K Cr | Sep 2023 ₹4.6K Cr | Dec 2023 ₹4.7K Cr | Mar 2024 ₹4.7K Cr | Jun 2024 ₹4.8K Cr | Sep 2024 ₹4.8K Cr | Dec 2024 ₹4.8K Cr | Mar 2025 ₹4.8K Cr | Jun 2025 ₹5.0K Cr | Sep 2025 ₹5.0K Cr | Dec 2025 ₹5.1K Cr | Mar 2026 ₹5.2K Cr | Jun 2026 —
- HRB: Sep 2021 ₹2.4K Cr | Dec 2021 ₹2.7K Cr | Mar 2022 ₹2.4K Cr | Jun 2022 ₹1.9K Cr | Sep 2022 ₹1.9K Cr | Dec 2022 ₹2.5K Cr | Mar 2023 ₹1.9K Cr | Jun 2023 ₹1.9K Cr | Sep 2023 ₹1.9K Cr | Dec 2023 ₹2.7K Cr | Mar 2024 ₹1.9K Cr | Jun 2024 ₹2.0K Cr | Sep 2024 ₹1.9K Cr | Dec 2024 ₹2.7K Cr | Mar 2025 ₹1.9K Cr | Jun 2025 ₹2.0K Cr | Sep 2025 ₹2.2K Cr | Dec 2025 ₹2.9K Cr | Mar 2026 ₹2.0K Cr | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 ₹111 Cr | Dec 2023 ₹111 Cr | Mar 2024 — | Jun 2024 — | Sep 2024 ₹108 Cr | Dec 2024 ₹108 Cr | Mar 2025 ₹102 Cr | Jun 2025 ₹102 Cr | Sep 2025 ₹111 Cr | Dec 2025 ₹460 Cr | Mar 2026 ₹449 Cr | Jun 2026 —
- FTDR: Sep 2021 ₹21 Cr | Dec 2021 ₹19 Cr | Mar 2022 ₹18 Cr | Jun 2022 ₹17 Cr | Sep 2022 ₹16 Cr | Dec 2022 ₹18 Cr | Mar 2023 ₹17 Cr | Jun 2023 ₹16 Cr | Sep 2023 ₹16 Cr | Dec 2023 ₹16 Cr | Mar 2024 ₹20 Cr | Jun 2024 ₹21 Cr | Sep 2024 ₹21 Cr | Dec 2024 ₹20 Cr | Mar 2025 ₹20 Cr | Jun 2025 ₹19 Cr | Sep 2025 ₹18 Cr | Dec 2025 ₹18 Cr | Mar 2026 ₹17 Cr | Jun 2026 —
- BFAM: Sep 2021 ₹1.8K Cr | Dec 2021 ₹1.8K Cr | Mar 2022 ₹1.8K Cr | Jun 2022 ₹1.8K Cr | Sep 2022 ₹2.0K Cr | Dec 2022 ₹2.0K Cr | Mar 2023 ₹1.9K Cr | Jun 2023 ₹1.9K Cr | Sep 2023 ₹1.9K Cr | Dec 2023 ₹1.9K Cr | Mar 2024 ₹1.8K Cr | Jun 2024 ₹1.8K Cr | Sep 2024 ₹1.8K Cr | Dec 2024 ₹1.8K Cr | Mar 2025 ₹1.7K Cr | Jun 2025 ₹1.8K Cr | Sep 2025 ₹1.7K Cr | Dec 2025 ₹1.8K Cr | Mar 2026 ₹1.9K Cr | Jun 2026 —
- CSV: Sep 2021 ₹511 Cr | Dec 2021 ₹579 Cr | Mar 2022 ₹598 Cr | Jun 2022 ₹598 Cr | Sep 2022 ₹592 Cr | Dec 2022 ₹613 Cr | Mar 2023 ₹636 Cr | Jun 2023 ₹626 Cr | Sep 2023 ₹611 Cr | Dec 2023 ₹605 Cr | Mar 2024 ₹580 Cr | Jun 2024 ₹580 Cr | Sep 2024 ₹565 Cr | Dec 2024 ₹561 Cr | Mar 2025 ₹547 Cr | Jun 2025 ₹540 Cr | Sep 2025 ₹562 Cr | Dec 2025 ₹553 Cr | Mar 2026 ₹546 Cr | Jun 2026 —
- MED: Sep 2021 ₹20 Cr | Dec 2021 ₹33 Cr | Mar 2022 ₹31 Cr | Jun 2022 ₹56 Cr | Sep 2022 ₹28 Cr | Dec 2022 ₹26 Cr | Mar 2023 ₹24 Cr | Jun 2023 ₹24 Cr | Sep 2023 ₹22 Cr | Dec 2023 ₹22 Cr | Mar 2024 ₹21 Cr | Jun 2024 ₹19 Cr | Sep 2024 ₹18 Cr | Dec 2024 ₹16 Cr | Mar 2025 ₹15 Cr | Jun 2025 ₹13 Cr | Sep 2025 ₹12 Cr | Dec 2025 ₹11 Cr | Mar 2026 ₹16 Cr | Jun 2026 —

### 20-quarter Net debt history
- ROL: Sep 2021 ₹204 Cr | Dec 2021 ₹298 Cr | Mar 2022 ₹282 Cr | Jun 2022 ₹270 Cr | Sep 2022 ₹277 Cr | Dec 2022 ₹241 Cr | Mar 2023 ₹228 Cr | Jun 2023 ₹470 Cr | Sep 2023 ₹761 Cr | Dec 2023 ₹712 Cr | Mar 2024 ₹742 Cr | Jun 2024 ₹769 Cr | Sep 2024 ₹744 Cr | Dec 2024 ₹723 Cr | Mar 2025 ₹710 Cr | Jun 2025 ₹844 Cr | Sep 2025 ₹785 Cr | Dec 2025 ₹938 Cr | Mar 2026 ₹950 Cr | Jun 2026 ₹1.0K Cr
- SCI: Sep 2021 ₹3.4K Cr | Dec 2021 ₹3.7K Cr | Mar 2022 ₹3.7K Cr | Jun 2022 ₹3.8K Cr | Sep 2022 ₹4.0K Cr | Dec 2022 ₹4.2K Cr | Mar 2023 ₹4.2K Cr | Jun 2023 ₹4.3K Cr | Sep 2023 ₹4.4K Cr | Dec 2023 ₹4.5K Cr | Mar 2024 ₹4.5K Cr | Jun 2024 ₹4.6K Cr | Sep 2024 ₹4.6K Cr | Dec 2024 ₹4.6K Cr | Mar 2025 ₹4.6K Cr | Jun 2025 ₹4.8K Cr | Sep 2025 ₹4.8K Cr | Dec 2025 ₹4.9K Cr | Mar 2026 ₹4.9K Cr | Jun 2026 —
- HRB: Sep 2021 ₹1.5K Cr | Dec 2021 ₹2.3K Cr | Mar 2022 ₹1.3K Cr | Jun 2022 ₹1.0K Cr | Sep 2022 ₹1.6K Cr | Dec 2022 ₹2.2K Cr | Mar 2023 ₹958 Cr | Jun 2023 ₹948 Cr | Sep 2023 ₹1.5K Cr | Dec 2023 ₹2.4K Cr | Mar 2024 ₹1.1K Cr | Jun 2024 ₹910 Cr | Sep 2024 ₹1.5K Cr | Dec 2024 ₹2.4K Cr | Mar 2025 ₹1.1K Cr | Jun 2025 ₹1.0K Cr | Sep 2025 ₹1.9K Cr | Dec 2025 ₹2.6K Cr | Mar 2026 ₹1.2K Cr | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 ₹21 Cr | Dec 2023 ₹21 Cr | Mar 2024 — | Jun 2024 — | Sep 2024 ₹-2 Cr | Dec 2024 ₹-2 Cr | Mar 2025 ₹14 Cr | Jun 2025 ₹14 Cr | Sep 2025 ₹34 Cr | Dec 2025 ₹202 Cr | Mar 2026 ₹237 Cr | Jun 2026 —
- FTDR: Sep 2021 ₹-288 Cr | Dec 2021 ₹-243 Cr | Mar 2022 ₹-237 Cr | Jun 2022 ₹-252 Cr | Sep 2022 ₹-228 Cr | Dec 2022 ₹-274 Cr | Mar 2023 ₹-320 Cr | Jun 2023 ₹-328 Cr | Sep 2023 ₹-304 Cr | Dec 2023 ₹-309 Cr | Mar 2024 ₹-358 Cr | Jun 2024 ₹-398 Cr | Sep 2024 ₹-354 Cr | Dec 2024 ₹-401 Cr | Mar 2025 ₹-486 Cr | Jun 2025 ₹-543 Cr | Sep 2025 ₹-545 Cr | Dec 2025 ₹-548 Cr | Mar 2026 ₹-586 Cr | Jun 2026 —
- BFAM: Sep 2021 ₹1.4K Cr | Dec 2021 ₹1.5K Cr | Mar 2022 ₹1.5K Cr | Jun 2022 ₹1.5K Cr | Sep 2022 ₹2.0K Cr | Dec 2022 ₹1.9K Cr | Mar 2023 ₹1.9K Cr | Jun 2023 ₹1.8K Cr | Sep 2023 ₹1.8K Cr | Dec 2023 ₹1.8K Cr | Mar 2024 ₹1.8K Cr | Jun 2024 ₹1.7K Cr | Sep 2024 ₹1.7K Cr | Dec 2024 ₹1.7K Cr | Mar 2025 ₹1.6K Cr | Jun 2025 ₹1.6K Cr | Sep 2025 ₹1.6K Cr | Dec 2025 ₹1.6K Cr | Mar 2026 ₹1.7K Cr | Jun 2026 —
- CSV: Sep 2021 ₹510 Cr | Dec 2021 ₹578 Cr | Mar 2022 ₹597 Cr | Jun 2022 ₹597 Cr | Sep 2022 ₹591 Cr | Dec 2022 ₹612 Cr | Mar 2023 ₹635 Cr | Jun 2023 ₹625 Cr | Sep 2023 ₹609 Cr | Dec 2023 ₹603 Cr | Mar 2024 ₹578 Cr | Jun 2024 ₹578 Cr | Sep 2024 ₹564 Cr | Dec 2024 ₹560 Cr | Mar 2025 ₹542 Cr | Jun 2025 ₹539 Cr | Sep 2025 ₹561 Cr | Dec 2025 ₹551 Cr | Mar 2026 ₹543 Cr | Jun 2026 —
- MED: Sep 2021 ₹-140 Cr | Dec 2021 ₹-77 Cr | Mar 2022 ₹-91 Cr | Jun 2022 ₹-5 Cr | Sep 2022 ₹-42 Cr | Dec 2022 ₹-62 Cr | Mar 2023 ₹-100 Cr | Jun 2023 ₹-123 Cr | Sep 2023 ₹-136 Cr | Dec 2023 ₹-128 Cr | Mar 2024 ₹-135 Cr | Jun 2024 ₹-145 Cr | Sep 2024 ₹-152 Cr | Dec 2024 ₹-146 Cr | Mar 2025 ₹-150 Cr | Jun 2025 ₹-150 Cr | Sep 2025 ₹-162 Cr | Dec 2025 ₹-156 Cr | Mar 2026 ₹-153 Cr | Jun 2026 —

## Return On Capital Employed

What the numbers say: H&R Block, Inc. leads ROCE at 55.3%, 46.9 percentage points above Rollins, Inc.. H&R Block, Inc. has the strongest latest improvement at +1.3 percentage points. Read the leader beside the density of its reported history: a sparse high return is a candidate; a repeated high return is evidence of durability.

Investor read: H&R Block, Inc. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current roce change signal.

Evidence: H&R Block, Inc. · 55.3% | 558.3% versus #2 · Rollins, Inc. | 5/8 recent comparable periods | 8/8 companies · 143 observations

Definition: ROCE asks how much operating return the business earns on the capital employed. Direction matters, but a single exceptional year should not be mistaken for durability.

### ROCE — highest
1. H&R Block, Inc. (HRB): 55%
2. Rollins, Inc. (ROL): 8.4%
3. Andersen Group Inc. (ANDG): 6.8%
4. Frontdoor, Inc. (FTDR): 3.0%
5. Bright Horizons Family Solutions Inc. (BFAM): 2.2%

### ROCE change — fastest improvers
1. H&R Block, Inc. (HRB): +1.3 pp
2. Bright Horizons Family Solutions Inc. (BFAM): +0.2 pp
3. Service Corporation International (SCI): −0.1 pp
4. Rollins, Inc. (ROL): −0.3 pp
5. Carriage Services, Inc. (CSV): −0.6 pp

### 20-quarter ROCE history
- ROL: Sep 2021 9.2% | Dec 2021 6.8% | Mar 2022 6.2% | Jun 2022 8.8% | Sep 2022 9.6% | Dec 2022 7.6% | Mar 2023 6.8% | Jun 2023 8.4% | Sep 2023 9.7% | Dec 2023 7.6% | Mar 2024 7.1% | Jun 2024 8.7% | Sep 2024 9.0% | Dec 2024 7.2% | Mar 2025 6.5% | Jun 2025 8.7% | Sep 2025 9.6% | Dec 2025 7.1% | Mar 2026 6.2% | Jun 2026 8.4%
- SCI: Sep 2021 2.2% | Dec 2021 2.1% | Mar 2022 2.3% | Jun 2022 1.5% | Sep 2022 1.4% | Dec 2022 1.1% | Mar 2023 1.7% | Jun 2023 1.6% | Sep 2023 1.6% | Dec 2023 1.6% | Mar 2024 1.5% | Jun 2024 1.4% | Sep 2024 1.3% | Dec 2024 1.6% | Mar 2025 1.5% | Jun 2025 1.3% | Sep 2025 1.3% | Dec 2025 1.6% | Mar 2026 1.4% | Jun 2026 —
- HRB: Sep 2021 -7.6% | Dec 2021 -14% | Mar 2022 39% | Jun 2022 12% | Sep 2022 -9.5% | Dec 2022 -15% | Mar 2023 42% | Jun 2023 17% | Sep 2023 -12% | Dec 2023 -13% | Mar 2024 46% | Jun 2024 16% | Sep 2024 -13% | Dec 2024 -16% | Mar 2025 54% | Jun 2025 18% | Sep 2025 -11% | Dec 2025 -15% | Mar 2026 55% | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 27% | Dec 2023 -4.0% | Mar 2024 — | Jun 2024 — | Sep 2024 33% | Dec 2024 -4.3% | Mar 2025 37% | Jun 2025 -73% | Sep 2025 35% | Dec 2025 -59% | Mar 2026 6.8% | Jun 2026 —
- FTDR: Sep 2021 7.9% | Dec 2021 1.0% | Mar 2022 0.9% | Jun 2022 4.6% | Sep 2022 4.1% | Dec 2022 1.5% | Mar 2023 3.2% | Jun 2023 9.0% | Sep 2023 9.0% | Dec 2023 1.5% | Mar 2024 4.4% | Jun 2024 11% | Sep 2024 12% | Dec 2024 0.9% | Mar 2025 3.7% | Jun 2025 9.7% | Sep 2025 9.1% | Dec 2025 0.8% | Mar 2026 3.0% | Jun 2026 —
- BFAM: Sep 2021 1.5% | Dec 2021 1.1% | Mar 2022 1.0% | Jun 2022 1.6% | Sep 2022 1.3% | Dec 2022 1.3% | Mar 2023 1.0% | Jun 2023 1.5% | Sep 2023 2.2% | Dec 2023 0.9% | Mar 2024 1.3% | Jun 2024 2.2% | Sep 2024 2.8% | Dec 2024 1.6% | Mar 2025 2.0% | Jun 2025 2.8% | Sep 2025 3.8% | Dec 2025 1.5% | Mar 2026 2.2% | Jun 2026 —
- CSV: Sep 2021 2.1% | Dec 2021 2.1% | Mar 2022 2.2% | Jun 2022 1.8% | Sep 2022 1.4% | Dec 2022 1.7% | Mar 2023 1.8% | Jun 2023 1.8% | Sep 2023 1.4% | Dec 2023 2.0% | Mar 2024 1.6% | Jun 2024 1.5% | Sep 2024 1.9% | Dec 2024 1.7% | Mar 2025 2.6% | Jun 2025 2.0% | Sep 2025 1.4% | Dec 2025 2.0% | Mar 2026 2.0% | Jun 2026 —
- MED: Sep 2021 31% | Dec 2021 24% | Mar 2022 26% | Jun 2022 27% | Sep 2022 25% | Dec 2022 16% | Mar 2023 25% | Jun 2023 22% | Sep 2023 13% | Dec 2023 4.4% | Mar 2024 3.8% | Jun 2024 -3.7% | Sep 2024 1.0% | Dec 2024 0.3% | Mar 2025 -0.6% | Jun 2025 -0.5% | Sep 2025 -1.9% | Dec 2025 -3.7% | Mar 2026 -1.5% | Jun 2026 —

### 20-quarter ROCE change history
- ROL: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 +0.4 pp | Dec 2022 +0.8 pp | Mar 2023 +0.6 pp | Jun 2023 −0.4 pp | Sep 2023 +0.1 pp | Dec 2023 0.0 pp | Mar 2024 +0.3 pp | Jun 2024 +0.3 pp | Sep 2024 −0.7 pp | Dec 2024 −0.4 pp | Mar 2025 −0.6 pp | Jun 2025 0.0 pp | Sep 2025 +0.6 pp | Dec 2025 −0.1 pp | Mar 2026 −0.3 pp | Jun 2026 −0.3 pp
- SCI: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 −0.8 pp | Dec 2022 −1.0 pp | Mar 2023 −0.6 pp | Jun 2023 +0.1 pp | Sep 2023 +0.2 pp | Dec 2023 +0.5 pp | Mar 2024 −0.2 pp | Jun 2024 −0.2 pp | Sep 2024 −0.3 pp | Dec 2024 0.0 pp | Mar 2025 0.0 pp | Jun 2025 −0.1 pp | Sep 2025 0.0 pp | Dec 2025 0.0 pp | Mar 2026 −0.1 pp | Jun 2026 —
- HRB: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 −1.9 pp | Dec 2022 −0.5 pp | Mar 2023 +3.2 pp | Jun 2023 +5.3 pp | Sep 2023 −2.3 pp | Dec 2023 +1.2 pp | Mar 2024 +4.4 pp | Jun 2024 −1.1 pp | Sep 2024 −1.4 pp | Dec 2024 −2.5 pp | Mar 2025 +7.7 pp | Jun 2025 +1.7 pp | Sep 2025 +1.8 pp | Dec 2025 +0.7 pp | Mar 2026 +1.3 pp | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 — | Jun 2024 — | Sep 2024 +6.1 pp | Dec 2024 −0.3 pp | Mar 2025 — | Jun 2025 — | Sep 2025 +2.4 pp | Dec 2025 −55.1 pp | Mar 2026 −29.9 pp | Jun 2026 —
- FTDR: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 −3.8 pp | Dec 2022 +0.5 pp | Mar 2023 +2.3 pp | Jun 2023 +4.4 pp | Sep 2023 +4.9 pp | Dec 2023 0.0 pp | Mar 2024 +1.2 pp | Jun 2024 +2.0 pp | Sep 2024 +2.6 pp | Dec 2024 −0.6 pp | Mar 2025 −0.7 pp | Jun 2025 −1.3 pp | Sep 2025 −2.5 pp | Dec 2025 −0.1 pp | Mar 2026 −0.7 pp | Jun 2026 —
- BFAM: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 −0.2 pp | Dec 2022 +0.2 pp | Mar 2023 0.0 pp | Jun 2023 −0.1 pp | Sep 2023 +0.9 pp | Dec 2023 −0.4 pp | Mar 2024 +0.3 pp | Jun 2024 +0.7 pp | Sep 2024 +0.6 pp | Dec 2024 +0.7 pp | Mar 2025 +0.7 pp | Jun 2025 +0.6 pp | Sep 2025 +1.0 pp | Dec 2025 −0.1 pp | Mar 2026 +0.2 pp | Jun 2026 —
- CSV: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 −0.7 pp | Dec 2022 −0.4 pp | Mar 2023 −0.4 pp | Jun 2023 0.0 pp | Sep 2023 0.0 pp | Dec 2023 +0.3 pp | Mar 2024 −0.2 pp | Jun 2024 −0.3 pp | Sep 2024 +0.5 pp | Dec 2024 −0.3 pp | Mar 2025 +1.0 pp | Jun 2025 +0.5 pp | Sep 2025 −0.5 pp | Dec 2025 +0.3 pp | Mar 2026 −0.6 pp | Jun 2026 —
- MED: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 −5.5 pp | Dec 2022 −7.7 pp | Mar 2023 −1.2 pp | Jun 2023 −5.3 pp | Sep 2023 −11.8 pp | Dec 2023 −11.7 pp | Mar 2024 −21.1 pp | Jun 2024 −25.4 pp | Sep 2024 −12.4 pp | Dec 2024 −4.1 pp | Mar 2025 −4.4 pp | Jun 2025 +3.2 pp | Sep 2025 −2.9 pp | Dec 2025 −4.0 pp | Mar 2026 −0.9 pp | Jun 2026 —

## Valuation Against Growth & Quality

What the numbers say: H&R Block, Inc. has the lowest comparable Guarded PEG at 0.15×, 37.5% below Carriage Services, Inc.. Only 5 of 8 companies pass the guard, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.

Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.

This conclusion weakens if: The next two comparable reports reverse the current p/e signal.

Evidence: H&R Block, Inc. · 0.15× | 37.5% versus #2 · Carriage Services, Inc. | 0/8 recent comparable periods | 5/8 companies · 42 observations

Definition: PEG is shown only when earnings are positive and three-year EPS growth is between 5% and 60%. It is recomputed consistently as the trailing P/E divided by that growth rate — reported earnings, never an expected-earnings multiple. On Indian companies it is shown only where the two data sources reconciled. A missing PEG is more honest than a low-base fiction.

### Guarded PEG — lowest PEG
1. H&R Block, Inc. (HRB): 0.2
2. Carriage Services, Inc. (CSV): 0.2
3. Frontdoor, Inc. (FTDR): 1.1
4. Bright Horizons Family Solutions Inc. (BFAM): 1.3
5. Service Corporation International (SCI): 2.9

### P/E — lowest P/E
1. H&R Block, Inc. (HRB): 5.6
2. Frontdoor, Inc. (FTDR): 15.1
3. Carriage Services, Inc. (CSV): 16.5
4. Service Corporation International (SCI): 21.8
5. Bright Horizons Family Solutions Inc. (BFAM): 24.7

### 20-quarter Guarded PEG history
- ROL: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 3.3 | Jun 2023 3.7 | Sep 2023 2.9 | Dec 2023 2.8 | Mar 2024 3.7 | Jun 2024 2.7 | Sep 2024 3.4 | Dec 2024 5.3 | Mar 2025 4.9 | Jun 2025 7.5 | Sep 2025 4.8 | Dec 2025 4.1 | Mar 2026 4.9 | Jun 2026 —
- SCI: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 1.7 | Jun 2024 2.2 | Sep 2024 2.8 | Dec 2024 — | Mar 2025 — | Jun 2025 2.9 | Sep 2025 2.9 | Dec 2025 2.9 | Mar 2026 — | Jun 2026 —
- HRB: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 0.8 | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 0.2 | Jun 2024 0.8 | Sep 2024 — | Dec 2024 — | Mar 2025 — | Jun 2025 2.3 | Sep 2025 — | Dec 2025 — | Mar 2026 0.2 | Jun 2026 —
- FTDR: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 1.7 | Sep 2023 — | Dec 2023 — | Mar 2024 — | Jun 2024 — | Sep 2024 0.4 | Dec 2024 0.4 | Mar 2025 0.4 | Jun 2025 0.6 | Sep 2025 1.2 | Dec 2025 1.2 | Mar 2026 1.1 | Jun 2026 —
- BFAM: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 5.3 | Dec 2023 — | Mar 2024 3.9 | Jun 2024 1.1 | Sep 2024 2.1 | Dec 2024 — | Mar 2025 — | Jun 2025 — | Sep 2025 — | Dec 2025 0.8 | Mar 2026 1.3 | Jun 2026 —
- CSV: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 — | Jun 2024 — | Sep 2024 1.0 | Dec 2024 — | Mar 2025 0.3 | Jun 2025 — | Sep 2025 0.4 | Dec 2025 0.2 | Mar 2026 — | Jun 2026 —

### 20-quarter P/E history
- ROL: Sep 2021 49.8 | Dec 2021 47.5 | Mar 2022 51.5 | Jun 2022 50.6 | Sep 2022 48.2 | Dec 2022 48.7 | Mar 2023 48.1 | Jun 2023 54.2 | Sep 2023 45.0 | Dec 2023 49.1 | Mar 2024 52.0 | Jun 2024 51.9 | Sep 2024 52.7 | Dec 2024 48.3 | Mar 2025 54.6 | Jun 2025 55.9 | Sep 2025 54.9 | Dec 2025 55.1 | Mar 2026 49.0 | Jun 2026 38.0
- SCI: Sep 2021 13.0 | Dec 2021 15.0 | Mar 2022 13.9 | Jun 2022 14.9 | Sep 2022 13.9 | Dec 2022 19.6 | Mar 2023 22.2 | Jun 2023 20.6 | Sep 2023 18.0 | Dec 2023 19.4 | Mar 2024 21.3 | Jun 2024 20.7 | Sep 2024 22.9 | Dec 2024 22.6 | Mar 2025 22.0 | Jun 2025 22.1 | Sep 2025 22.4 | Dec 2025 20.5 | Mar 2026 21.8 | Jun 2026 —
- HRB: Sep 2021 2.8 | Dec 2021 6.4 | Mar 2022 9.9 | Jun 2022 11.0 | Sep 2022 13.0 | Dec 2022 12.4 | Mar 2023 11.7 | Jun 2023 9.0 | Sep 2023 12.1 | Dec 2023 13.2 | Mar 2024 11.2 | Jun 2024 13.1 | Sep 2024 15.4 | Dec 2024 14.5 | Mar 2025 13.4 | Jun 2025 12.4 | Sep 2025 11.3 | Dec 2025 10.0 | Mar 2026 5.6 | Jun 2026 —
- FTDR: Sep 2021 29.1 | Dec 2021 24.4 | Mar 2022 20.5 | Jun 2022 17.3 | Sep 2022 24.3 | Dec 2022 23.9 | Mar 2023 25.1 | Jun 2023 20.5 | Sep 2023 14.5 | Dec 2023 16.6 | Mar 2024 14.3 | Jun 2024 13.0 | Sep 2024 15.9 | Dec 2024 18.2 | Mar 2025 12.5 | Jun 2025 17.4 | Sep 2025 19.2 | Dec 2025 16.9 | Mar 2026 15.1 | Jun 2026 —
- BFAM: Sep 2021 153.2 | Dec 2021 109.5 | Mar 2022 96.9 | Jun 2022 57.1 | Sep 2022 42.7 | Dec 2022 46.1 | Mar 2023 65.3 | Jun 2023 83.3 | Sep 2023 54.7 | Dec 2023 73.6 | Mar 2024 79.8 | Jun 2024 63.3 | Sep 2024 70.4 | Dec 2024 46.2 | Mar 2025 45.9 | Jun 2025 40.5 | Sep 2025 31.2 | Dec 2025 30.2 | Mar 2026 24.7 | Jun 2026 —
- CSV: Sep 2021 28.8 | Dec 2021 35.6 | Mar 2022 24.8 | Jun 2022 12.5 | Sep 2022 11.3 | Dec 2022 10.5 | Mar 2023 14.1 | Jun 2023 16.2 | Sep 2023 14.6 | Dec 2023 11.7 | Mar 2024 13.3 | Jun 2024 14.1 | Sep 2024 14.7 | Dec 2024 19.0 | Mar 2025 13.0 | Jun 2025 13.7 | Sep 2025 14.3 | Dec 2025 13.0 | Mar 2026 16.5 | Jun 2026 —
- MED: Sep 2021 14.4 | Dec 2021 15.1 | Mar 2022 12.2 | Jun 2022 13.4 | Sep 2022 8.2 | Dec 2022 9.1 | Mar 2023 8.1 | Jun 2023 7.6 | Sep 2023 6.8 | Dec 2023 7.4 | Mar 2024 6.2 | Jun 2024 8.1 | Sep 2024 29.0 | Dec 2024 92.7 | Mar 2025 — | Jun 2025 43.9 | Sep 2025 1,367.0 | Dec 2025 — | Mar 2026 — | Jun 2026 —

## Enterprise Value & Book Value

What the numbers say: H&R Block, Inc. leads ev/ebitda at 5.07×; Medifast, Inc. leads p/bv at 0.57×.

Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.

This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.

Evidence: H&R Block, Inc. · 5.07× | 34.1% versus #2 · Frontdoor, Inc. | 6/8 recent comparable periods | 7/8 companies · 131 observations

Definition: EV/EBITDA includes debt in enterprise value and is useful across different capital structures. P/BV prices the company against its own book. Both are market multiples on reported figures, not intrinsic-value estimates and not forecasts.

### EV/EBITDA — lowest EV/EBITDA
1. H&R Block, Inc. (HRB): 5.1
2. Frontdoor, Inc. (FTDR): 7.7
3. Service Corporation International (SCI): 12.3
4. Carriage Services, Inc. (CSV): 13.7
5. Bright Horizons Family Solutions Inc. (BFAM): 14.8

### P/BV — lowest P/BV
1. Medifast, Inc. (MED): 0.6
2. Carriage Services, Inc. (CSV): 2.7
3. Bright Horizons Family Solutions Inc. (BFAM): 3.8
4. Service Corporation International (SCI): 7.2
5. Rollins, Inc. (ROL): 14.0

### 20-quarter EV/EBITDA history
- ROL: Sep 2021 33.1 | Dec 2021 32.1 | Mar 2022 32.1 | Jun 2022 31.9 | Sep 2022 30.8 | Dec 2022 31.2 | Mar 2023 31.1 | Jun 2023 34.4 | Sep 2023 28.5 | Dec 2023 32.0 | Mar 2024 32.7 | Jun 2024 33.1 | Sep 2024 33.5 | Dec 2024 30.1 | Mar 2025 34.4 | Jun 2025 35.1 | Sep 2025 34.8 | Dec 2025 35.1 | Mar 2026 31.1 | Jun 2026 24.5
- SCI: Sep 2021 9.2 | Dec 2021 10.4 | Mar 2022 9.7 | Jun 2022 10.2 | Sep 2022 9.6 | Dec 2022 12.1 | Mar 2023 13.0 | Jun 2023 12.2 | Sep 2023 11.0 | Dec 2023 11.5 | Mar 2024 12.2 | Jun 2024 12.0 | Sep 2024 13.0 | Dec 2024 12.8 | Mar 2025 12.5 | Jun 2025 12.5 | Sep 2025 12.5 | Dec 2025 11.9 | Mar 2026 12.3 | Jun 2026 —
- HRB: Sep 2021 4.2 | Dec 2021 7.6 | Mar 2022 6.4 | Jun 2022 7.5 | Sep 2022 9.6 | Dec 2022 9.2 | Mar 2023 7.7 | Jun 2023 6.4 | Sep 2023 8.7 | Dec 2023 10.2 | Mar 2024 8.3 | Jun 2024 9.2 | Sep 2024 11.3 | Dec 2024 10.8 | Mar 2025 9.2 | Jun 2025 8.9 | Sep 2025 8.6 | Dec 2025 8.4 | Mar 2026 5.1 | Jun 2026 —
- FTDR: Sep 2021 13.5 | Dec 2021 11.4 | Mar 2022 9.8 | Jun 2022 9.5 | Sep 2022 10.1 | Dec 2022 11.1 | Mar 2023 11.7 | Jun 2023 10.6 | Sep 2023 8.5 | Dec 2023 9.6 | Mar 2024 8.5 | Jun 2024 7.9 | Sep 2024 9.9 | Dec 2024 11.2 | Mar 2025 7.3 | Jun 2025 9.8 | Sep 2025 10.4 | Dec 2025 8.5 | Mar 2026 7.7 | Jun 2026 —
- BFAM: Sep 2021 45.9 | Dec 2021 37.8 | Mar 2022 36.9 | Jun 2022 24.4 | Sep 2022 20.5 | Dec 2022 21.1 | Mar 2023 23.8 | Jun 2023 26.8 | Sep 2023 22.3 | Dec 2023 25.7 | Mar 2024 28.7 | Jun 2024 25.9 | Sep 2024 29.9 | Dec 2024 23.4 | Mar 2025 24.8 | Jun 2025 23.0 | Sep 2025 19.1 | Dec 2025 17.8 | Mar 2026 14.8 | Jun 2026 —
- CSV: Sep 2021 13.6 | Dec 2021 16.5 | Mar 2022 14.8 | Jun 2022 12.7 | Sep 2022 12.6 | Dec 2022 12.6 | Mar 2023 14.3 | Jun 2023 14.3 | Sep 2023 13.2 | Dec 2023 11.9 | Mar 2024 12.2 | Jun 2024 12.5 | Sep 2024 12.4 | Dec 2024 14.0 | Mar 2025 12.1 | Jun 2025 12.5 | Sep 2025 13.2 | Dec 2025 12.3 | Mar 2026 13.7 | Jun 2026 —
- MED: Sep 2021 9.8 | Dec 2021 10.5 | Mar 2022 8.3 | Jun 2022 9.2 | Sep 2022 5.4 | Dec 2022 6.1 | Mar 2023 5.3 | Jun 2023 4.8 | Sep 2023 4.2 | Dec 2023 4.3 | Mar 2024 3.0 | Jun 2024 2.0 | Sep 2024 2.4 | Dec 2024 3.0 | Mar 2025 — | Jun 2025 0.3 | Sep 2025 — | Dec 2025 — | Mar 2026 22.0 | Jun 2026 —

### 20-quarter P/BV history
- ROL: Sep 2021 15.8 | Dec 2021 15.1 | Mar 2022 15.6 | Jun 2022 15.0 | Sep 2022 14.3 | Dec 2022 14.2 | Mar 2023 14.4 | Jun 2023 15.7 | Sep 2023 16.4 | Dec 2023 18.3 | Mar 2024 19.2 | Jun 2024 19.1 | Sep 2024 18.6 | Dec 2024 16.9 | Mar 2025 19.3 | Jun 2025 18.9 | Sep 2025 18.6 | Dec 2025 21.0 | Mar 2026 18.6 | Jun 2026 14.1
- SCI: Sep 2021 5.2 | Dec 2021 6.1 | Mar 2022 5.7 | Jun 2022 6.0 | Sep 2022 5.3 | Dec 2022 6.4 | Mar 2023 6.4 | Jun 2023 5.9 | Sep 2023 5.2 | Dec 2023 6.5 | Mar 2024 6.8 | Jun 2024 6.7 | Sep 2024 7.0 | Dec 2024 6.9 | Mar 2025 7.0 | Jun 2025 7.4 | Sep 2025 7.5 | Dec 2025 6.7 | Mar 2026 7.2 | Jun 2026 —
- HRB: Sep 2021 282.6 | Dec 2021 -10.7 | Mar 2022 92.7 | Jun 2022 26.7 | Sep 2022 -25.0 | Dec 2022 -8.6 | Mar 2023 -147.5 | Jun 2023 145.3 | Sep 2023 -18.0 | Dec 2023 -8.7 | Mar 2024 -52.8 | Jun 2024 83.6 | Sep 2024 -23.7 | Dec 2024 -8.1 | Mar 2025 -38.1 | Jun 2025 82.7 | Sep 2025 -11.6 | Dec 2025 -6.7 | Mar 2026 -165.1 | Jun 2026 —
- ANDG: Sep 2021 — | Dec 2021 — | Mar 2022 — | Jun 2022 — | Sep 2022 — | Dec 2022 — | Mar 2023 — | Jun 2023 — | Sep 2023 — | Dec 2023 — | Mar 2024 — | Jun 2024 — | Sep 2024 — | Dec 2024 — | Mar 2025 — | Jun 2025 — | Sep 2025 — | Dec 2025 -2.4 | Mar 2026 -0.4 | Jun 2026 —
- FTDR: Sep 2021 32.2 | Dec 2021 24.6 | Mar 2022 19.0 | Jun 2022 11.6 | Sep 2022 8.2 | Dec 2022 7.9 | Mar 2023 9.5 | Jun 2023 8.1 | Sep 2023 6.1 | Dec 2023 6.7 | Mar 2024 5.7 | Jun 2024 4.7 | Sep 2024 5.5 | Dec 2024 17.2 | Mar 2025 4.0 | Jun 2025 5.1 | Sep 2025 5.0 | Dec 2025 16.9 | Mar 2026 16.1 | Jun 2026 —
- BFAM: Sep 2021 6.7 | Dec 2021 6.3 | Mar 2022 6.7 | Jun 2022 4.4 | Sep 2022 3.3 | Dec 2022 3.4 | Mar 2023 4.0 | Jun 2023 4.6 | Sep 2023 4.0 | Dec 2023 4.5 | Mar 2024 5.3 | Jun 2024 5.0 | Sep 2024 5.8 | Dec 2024 5.0 | Mar 2025 5.5 | Jun 2025 5.1 | Sep 2025 4.3 | Dec 2025 4.2 | Mar 2026 3.8 | Jun 2026 —
- CSV: Sep 2021 3.9 | Dec 2021 7.7 | Mar 2022 6.6 | Jun 2022 4.7 | Sep 2022 3.7 | Dec 2022 3.0 | Mar 2023 3.1 | Jun 2023 3.1 | Sep 2023 2.6 | Dec 2023 2.2 | Mar 2024 2.3 | Jun 2024 2.2 | Sep 2024 2.5 | Dec 2024 2.9 | Mar 2025 2.7 | Jun 2025 3.1 | Sep 2025 2.9 | Dec 2025 2.6 | Mar 2026 2.7 | Jun 2026 —
- MED: Sep 2021 11.4 | Dec 2021 12.0 | Mar 2022 9.1 | Jun 2022 15.4 | Sep 2022 7.9 | Dec 2022 8.1 | Mar 2023 6.6 | Jun 2023 5.4 | Sep 2023 4.2 | Dec 2023 3.6 | Mar 2024 2.0 | Jun 2024 1.2 | Sep 2024 1.0 | Dec 2024 0.9 | Mar 2025 0.7 | Jun 2025 0.7 | Sep 2025 0.7 | Dec 2025 0.6 | Mar 2026 0.6 | Jun 2026 —

## Market action

Frontdoor, Inc. has the strongest one-year price move in Personal Services at +27.8%. It also leads on Mansfield relative strength against the S&P 500 at +11.1%. 2 of 7 covered companies are above zero on that measure. Every line covers 314 weekly closes through 2026-07-28.

### Strongest one-year price performers
1. Frontdoor, Inc. (FTDR): 28%
2. Service Corporation International (SCI): 9.2%
3. Carriage Services, Inc. (CSV): -9.7%
4. H&R Block, Inc. (HRB): -18%
5. Rollins, Inc. (ROL): -32%

### Strongest relative strength versus NIFTY 500
1. Frontdoor, Inc. (FTDR): 11%
2. H&R Block, Inc. (HRB): 1.2%
3. Service Corporation International (SCI): -1.2%
4. Carriage Services, Inc. (CSV): -13%
5. Bright Horizons Family Solutions Inc. (BFAM): -17%

## What can make this comparison misleading?
- A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
- A high ROCE can be temporary or flattered by a small capital base. Read it beside margin, cash conversion and reinvestment.
- The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
- An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.

## Every company
- Rollins, Inc. (ROL) — market value ₹18.8K Cr; latest fundamentals Jun 2026
- Service Corporation International (SCI) — market value ₹11.7K Cr; latest fundamentals Mar 2026
- H&R Block, Inc. (HRB) — market value ₹5.7K Cr; latest fundamentals Mar 2026
- Andersen Group Inc. (ANDG) — market value ₹5.3K Cr; latest fundamentals Mar 2026
- Frontdoor, Inc. (FTDR) — market value ₹5.2K Cr; latest fundamentals Mar 2026
- Bright Horizons Family Solutions Inc. (BFAM) — market value ₹4.2K Cr; latest fundamentals Mar 2026
- Carriage Services, Inc. (CSV) — market value ₹648 Cr; latest fundamentals Mar 2026
- Medifast, Inc. (MED) — market value ₹97 Cr; latest fundamentals Mar 2026

## Methodology and freshness

Fundamentals through Jun 2026; prices through 2026-07-28.
Up to 20 quarters per company. Reported history is normalized to Indian rupees crore. Missing values are not interpolated. Derived metrics are calculated only when their inputs are comparable.

## Frequently asked questions

### Which Personal Services company is the biggest?

Service Corporation International is the largest, with trailing-twelve-month revenue of $4,331 million, ahead of H&R Block, Inc. at $3,912 million. That covers 7 of 8 companies with comparable reporting through Mar 2026.

### Which Personal Services company is growing fastest?

Andersen Group Inc. has the fastest revenue growth at 15.1% year on year, across 7 of 8 comparable companies. Fast growth off a small base is not the same as proven scale — check whether the rate holds across several quarters on the chart above before treating it as a trend.

### Which Personal Services company has the best profit margins?

H&R Block, Inc. has the highest operating margin at 43.2%, from 8 of 8 comparable companies. Frontdoor, Inc. shows the biggest recent improvement, at +0.3 percentage points. A high margin matters most when it is holding or rising, not when it is peaking.

### Which Personal Services company makes the most profit?

H&R Block, Inc. earns the most, at $742 million of trailing-twelve-month net profit, from 7 of 8 comparable companies. H&R Block, Inc. has the fastest profit growth at 30.6%, though growth off a small or recovering profit base overstates how much has actually changed.

### Which Personal Services company earns the highest return on capital?

H&R Block, Inc. leads on return on capital employed at 55.3%, across 8 of 8 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.

### Which Personal Services stock is the cheapest?

On guarded PEG — where a LOWER number is cheaper — H&R Block, Inc. screens cheapest at 0.15×. Only 5 of 8 companies pass the comparability guard, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.

### Which Personal Services company has the strongest balance sheet?

Medifast, Inc. carries the lowest comparable gross debt at $16 million, from 8 of 8 companies. Absolute rupee debt alone does not settle it, because company scale differs — net debt and debt-to-equity in the chart above carry more information, and a very low-debt balance sheet can also mean under-investment.

### Which Personal Services company is investing most in new capacity?

Service Corporation International reports the largest capital spending at $80 million, across 8 of 8 companies. Spending consumes cash before it earns anything, so treat the ranking as a diligence queue: check commissioning, utilisation and the return earned on the completed assets before reading spend as value creation.

### Is the Personal Services sector beating the market?

Personal Services has underperformed S&P 500 by 17.3% over the last 52 weeks and 1.5% over 13 weeks, measured on an equal-weight index of its current members. Inside the sector, 2 of 7 covered companies are beating the market on their own. Sector strength does not transfer evenly to every stock in it.

### Which Personal Services stock has the strongest price momentum?

Frontdoor, Inc. has the strongest relative strength against S&P 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.

### Which Personal Services company scores highest for research priority?

H&R Block, Inc. scores 71.3 out of 100 with 82% evidence confidence, from 23.5 points on growth and earnings, 13.9 on capital efficiency, 16.5 on valuation and 17.4 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.

### How many Personal Services companies does this comparison cover, and over what period?

It compares 8 listed companies over up to 20 reported quarters of fundamentals and 6 fiscal years of capital allocation, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.

### What is the total market cap of the Personal Services sector?

The 8 Personal Services companies on this page carry $51,653 million of combined market value. Rollins, Inc. is the largest at $18,769 million, about 36% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-07-28.

### What is the Personal Services sector's P/E ratio?

The median price-to-earnings ratio across the 8 Personal Services companies on this page is 21.8×, measured on the 7 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-07-28.

### How is the Personal Services sector performing?

2 of the 7 covered Personal Services companies are beating S&P 500 on Mansfield relative strength. The sector itself is 17.3% behind S&P 500 over 52 weeks on an equal-weight index of its current members. Readings are as of 2026-07-28.

### How many Personal Services stocks are listed in the US?

This comparison covers 8 listed Personal Services companies in the US, each above the size floor the site applies. The full ranked list is on this page, with reported fundamentals through Jun 2026. Membership is the full industry list — nothing is dropped for having thin data.

### Why are some values on this page blank?

A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.

### Is this investment advice?

No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.

Narrative sector analysis: https://www.sectoralpha.in/sectors/personal-services