Sector Alpha Week of 2026-07-29
20-quarter listed-company comparison

Banks - Private Stocks in India

Banks - Private: HDFC Bank Ltd owns the largest revenue base; Dhanlaxmi Bank Ltd has the fastest current growth.

Nifty Banks - Private Index — Constituents & Performance

The Banks - Private companies below are the listed Indian Banks - Private universe this page tracks — the same constituent set people search for as the Nifty Banks - Private index. Every figure is equal-weighted across those companies, so one large constituent cannot set the reading. Each number carries its own as-of date.

The sector itself · before any single company

How has Banks - Private moved against NIFTY 500?

The line below covers 5.1 years. Over the most recent two of them this sector is 32% ahead of NIFTY 500. Earnings across its companies grew 8% on average over the last four reported quarters — close to flat. It has been ahead of NIFTY 500 on a rolling three-month view for 41 weeks running.

LEADER · ahead 41wPrice up, without the fundamentals confirming13 of 18 companies ahead of NIFTY 500 by 5% or more over three months

RS ↑41w · 14/18 >200d (−3) · 13/18 lead (+4) · EPS 16/18↑

200500202620252024202320222021 479336 TRAILING 12-MONTH EPS · 100 AT THE START0100150Jun 22Dec 22Jun 23Dec 23Jun 24Dec 24Jun 25Dec 25Jun 26Jun 2022 · trailing 12-month earnings per share at 100, against 100 at the start · no comparable year yet · 6 reporting · thin coverageSep 2022 · trailing 12-month earnings per share at 112, against 100 at the start · no comparable year yet · 11 reportingDec 2022 · trailing 12-month earnings per share at 123, against 100 at the start · no comparable year yet · 11 reportingMar 2023 · trailing 12-month earnings per share at 133, against 100 at the start · no comparable year yet · 11 reportingJun 2023 · trailing 12-month earnings per share at 141, against 100 at the start · up 78.9% on a year ago · 11 reportingSep 2023 · trailing 12-month earnings per share at 113, against 100 at the start · up 36.9% on a year ago · 18 reportingDec 2023 · trailing 12-month earnings per share at 122, against 100 at the start · up 27.3% on a year ago · 18 reportingMar 2024 · trailing 12-month earnings per share at 139, against 100 at the start · up 20.3% on a year ago · 18 reportingJun 2024 · trailing 12-month earnings per share at 149, against 100 at the start · up 24.4% on a year ago · 18 reportingSep 2024 · trailing 12-month earnings per share at 150, against 100 at the start · up 7.7% on a year ago · 18 reportingDec 2024 · trailing 12-month earnings per share at 136, against 100 at the start · up 9.0% on a year ago · 18 reportingMar 2025 · trailing 12-month earnings per share at 132, against 100 at the start · up 12.4% on a year ago · 18 reportingJun 2025 · trailing 12-month earnings per share at 135, against 100 at the start · up 6.6% on a year ago · 18 reportingSep 2025 · trailing 12-month earnings per share at 133, against 100 at the start · up 3.4% on a year ago · 18 reportingDec 2025 · trailing 12-month earnings per share at 134, against 100 at the start · up 3.5% on a year ago · 18 reportingMar 2026 · trailing 12-month earnings per share at 138, against 100 at the start · up 9.2% on a year ago · 18 reportingJun 2026 · trailing 12-month earnings per share at 137, against 100 at the start · up 15.2% on a year ago · 13 reportingNot reported yet — earnings trail price by a quarter or two137No earnings on file this far back — the price series reaches further than the filings doNO EARNINGS ON FILE
200500202620252024202320222021 479336 TRAILING 12-MONTH EPS · 100 AT THE START0100150Jun 22Jun 23Jun 24Jun 25Jun 26Jun 2022 · trailing 12-month earnings per share at 100, against 100 at the start · no comparable year yet · 6 reporting · thin coverageSep 2022 · trailing 12-month earnings per share at 112, against 100 at the start · no comparable year yet · 11 reportingDec 2022 · trailing 12-month earnings per share at 123, against 100 at the start · no comparable year yet · 11 reportingMar 2023 · trailing 12-month earnings per share at 133, against 100 at the start · no comparable year yet · 11 reportingJun 2023 · trailing 12-month earnings per share at 141, against 100 at the start · up 78.9% on a year ago · 11 reportingSep 2023 · trailing 12-month earnings per share at 113, against 100 at the start · up 36.9% on a year ago · 18 reportingDec 2023 · trailing 12-month earnings per share at 122, against 100 at the start · up 27.3% on a year ago · 18 reportingMar 2024 · trailing 12-month earnings per share at 139, against 100 at the start · up 20.3% on a year ago · 18 reportingJun 2024 · trailing 12-month earnings per share at 149, against 100 at the start · up 24.4% on a year ago · 18 reportingSep 2024 · trailing 12-month earnings per share at 150, against 100 at the start · up 7.7% on a year ago · 18 reportingDec 2024 · trailing 12-month earnings per share at 136, against 100 at the start · up 9.0% on a year ago · 18 reportingMar 2025 · trailing 12-month earnings per share at 132, against 100 at the start · up 12.4% on a year ago · 18 reportingJun 2025 · trailing 12-month earnings per share at 135, against 100 at the start · up 6.6% on a year ago · 18 reportingSep 2025 · trailing 12-month earnings per share at 133, against 100 at the start · up 3.4% on a year ago · 18 reportingDec 2025 · trailing 12-month earnings per share at 134, against 100 at the start · up 3.5% on a year ago · 18 reportingMar 2026 · trailing 12-month earnings per share at 138, against 100 at the start · up 9.2% on a year ago · 18 reportingJun 2026 · trailing 12-month earnings per share at 137, against 100 at the start · up 15.2% on a year ago · 13 reportingNot reported yet — earnings trail price by a quarter or twoNo earnings on file this far back — the price series reaches further than the filings do
Banks - Private, equal-weighted, based at 200 NIFTY 500, same base, same start trailing 12-month earnings per share rising falling
Strength anatomy Broadening down the ladderHow much of the sector is participating, how recently, and whether the movers score well.
Together13 of 18 stocks moving
Fresh5 crossed in the last 4 weeks
Backed by scoresmovers score +3 vs the sector average
Down the cap ladder — bar is now, tick is four weeks ago
Large 1/4+1
Mid 6/6+2
Small 6/8+1

Participation is spreading downward — the mid and small companies added more this month than the large ones did.

Both lines start at 200 in the same week, so the distance between them is the whole story: the sector line is an equal-weighted index of its 18 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the sector taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.

Sector relative strength · before individual stocks

Is Banks - Private outperforming NIFTY 500?

The 52-week comparison of Banks - Private against NIFTY 500 is not available from the current market series. 16 of 18 covered companies currently beat NIFTY on Mansfield relative strength, so leadership inside the sector is selective. Jammu and Kashmir Bank Ltd is the strongest against the sector itself at +30.1%. Readings are as of 2026-07-19.

Sector vs NIFTY 500 · 13 weeks
Sector vs NIFTY 500 · 52 weeks
16/18Stocks leading NIFTY 500
8/18Stocks leading sector

Sector metric: 16.1 as of 2026-07-19 · BROADENING · falling.

The central tension: the companies with the most scale are not necessarily the companies creating the most change.

Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.

Bottom line

The 52-week sector comparison is unavailable. 16 of 18 covered companies currently have positive Mansfield relative strength versus NIFTY 500. HDFC Bank Ltd leads with income of ₹3,51,818 crore, based on 18 of 18 comparable companies through Jun 2026. Dhanlaxmi Bank Ltd has the fastest current income growth at 21.3%, across 18 of 18 comparable companies.

Is the Banks - Private sector outperforming NIFTY 500?

The 52-week sector comparison is unavailable. 16 of 18 covered companies currently have positive Mansfield relative strength versus NIFTY 500.

Which Banks - Private company is largest by income?

HDFC Bank Ltd leads with income of ₹3,51,818 crore, based on 18 of 18 comparable companies through Jun 2026.

Which Banks - Private company is growing fastest?

Dhanlaxmi Bank Ltd has the fastest current income growth at 21.3%, across 18 of 18 comparable companies.

Which Banks - Private company has the strongest 4-Factor Sector Score?

Tamilnad Mercantile Bank Ltd ranks first at 72/100 with 92.8% evidence confidence. The score prioritizes research; it is not a buy recommendation.

Which Banks - Private company has the largest deposit base?

Axis Bank Ltd has the largest reported deposit base at ₹13,71,173 crore. Bank borrowings are operating funding, not industrial leverage.

Which Banks - Private company has the lowest comparable P/BV-to-ROE?

Jammu and Kashmir Bank Ltd has the lowest comparable P/BV ÷ ROE at 0.07, among 18 of 18 companies that pass the metric’s comparability rules.

How much history does this Banks - Private comparison include?

The page compares up to 20 reported quarters per company for fundamentals, CAPEX, debt and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.

How is the 4-Factor Sector Score calculated?

The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.

Companies
18
complete canonical membership
Combined market value
₹34.4 L Cr
HDFC Bank Ltd
Revenue growing
14/18
positive TTM year-on-year growth
Beating NIFTY 500
16/18
positive Mansfield relative strength
Global company selection
00 · research priority, made explicit

4-Factor Sector Score

An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.

Growth & earnings · 35%Capital efficiency · 25%Valuation · 20%Relative strength · 20%
Tamilnad Mercantile Bank Ltd has the strongest current balance of earnings trajectory, business quality, valuation and price confirmation, with 92.8% evidence confidence.
Jammu and Kashmir Bank Ltd looks inexpensive relative to peers or its own history, but its earnings trajectory has not yet earned the valuation signal.
Jammu and Kashmir Bank Ltd has stronger price confirmation than earnings confirmation; that is a research prompt, not permission to chase.

Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded.

1. Tamilnad Mercantile Bank Ltd · TMB

72.0/100 · Favorable setup · 93% evidence

Exact sum: 20 + 22.1 + 12.9 + 17 = 72

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

20.0/35Growth & earnings

Income 10% · PAT 13.3%

83% evidence

22.1/25Capital efficiency

ROA 2% · ROE 14% · GNPA 0.7%

95% evidence

12.9/20Valuation

P/BV 1.26× · P/BV÷ROE 0.09

100% evidence

17.0/20Relative strength

RS sector 16.6% · RS bench 36.3% · 1Y 75%

100% evidence

2. City Union Bank Ltd · CUB

65.3/100 · Favorable setup · 90% evidence

Exact sum: 24 + 16.2 + 10.5 + 14.6 = 65.3

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

24.0/35Growth & earnings

Income 17.7% · PAT 18.2%

88% evidence

16.2/25Capital efficiency

ROA 1.4% · ROE 13.2% · GNPA 1.9%

100% evidence

10.5/20Valuation

P/BV 2.06× · P/BV÷ROE 0.16

100% evidence

14.6/20Relative strength

RS sector 8.8% · RS bench 17.4% · 1Y 5.7%

70% evidence

3. Jammu and Kashmir Bank Ltd · J&KBANK

65.2/100 · Favorable setup · 84% evidence

Exact sum: 15.3 + 16.2 + 13.7 + 20 = 65.2

Decision use: Price leads the evidence: RS versus the benchmark is 52.7%, but earnings trajectory is weak. Wait for revenue and profit confirmation.

15.3/35Growth & earnings

Income 4.9% · PAT 13.3%

75% evidence

16.2/25Capital efficiency

ROA 1.3% · ROE 15.4% · GNPA —

72% evidence

13.7/20Valuation

P/BV 1.15× · P/BV÷ROE 0.07

100% evidence

20.0/20Relative strength

RS sector 30.1% · RS bench 52.7% · 1Y 60.4%

100% evidence

4. Karur Vysya Bank Ltd · KARURVYSYA

64.2/100 · Mixed-positive evidence · 100% evidence

Exact sum: 26.8 + 22.9 + 7.6 + 6.9 = 64.2

Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -1.7% and the one-year return is 38.6%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.

26.8/35Growth & earnings

Income 16% · PAT 37%

100% evidence

22.9/25Capital efficiency

ROA 1.8% · ROE 19.1% · GNPA 0.7%

100% evidence

7.6/20Valuation

P/BV 2.32× · P/BV÷ROE 0.12

100% evidence

6.9/20Relative strength

RS sector -1.7% · RS bench 15.8% · 1Y 38.6%

100% evidence

5. South Indian Bank Ltd · SOUTHBANK

59.5/100 · Mixed-positive evidence · 90% evidence

Exact sum: 22.5 + 13.4 + 14.6 + 9 = 59.5

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

22.5/35Growth & earnings

Income 6.9% · PAT 13.5%

95% evidence

13.4/25Capital efficiency

ROA 1.2% · ROE 13.5% · GNPA —

68% evidence

14.6/20Valuation

P/BV 1.03× · P/BV÷ROE 0.08

100% evidence

9.0/20Relative strength

RS sector -1.2% · RS bench 16.3% · 1Y 49.4%

100% evidence

6. Dhanlaxmi Bank Ltd · DHANBANK

58.6/100 · Mixed-positive evidence · 93% evidence

Exact sum: 25.3 + 8.3 + 7.9 + 17.1 = 58.6

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

25.3/35Growth & earnings

Income 21.3% · PAT 52.2%

83% evidence

8.3/25Capital efficiency

ROA 0.5% · ROE 7.2% · GNPA 1.9%

95% evidence

7.9/20Valuation

P/BV 0.92× · P/BV÷ROE 0.13

100% evidence

17.1/20Relative strength

RS sector 4.7% · RS bench 23.9% · 1Y 12.6%

100% evidence

7. DCB Bank Ltd · DCBBANK

57.5/100 · Mixed-positive evidence · 100% evidence

Exact sum: 23.8 + 11.4 + 17.1 + 5.2 = 57.5

Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -4.3% and the one-year return is 29.2%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.

23.8/35Growth & earnings

Income 11.5% · PAT 23.1%

100% evidence

11.4/25Capital efficiency

ROA 0.8% · ROE 12% · GNPA 2.4%

100% evidence

17.1/20Valuation

P/BV 0.92× · P/BV÷ROE 0.08

100% evidence

5.2/20Relative strength

RS sector -4.3% · RS bench 12.7% · 1Y 29.2%

100% evidence

8. Yes Bank Ltd · YESBANK

51.2/100 · Mixed-positive evidence · 97% evidence

Exact sum: 22.4 + 12.3 + 7.5 + 9 = 51.2

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

22.4/35Growth & earnings

Income -0.5% · PAT 37.8%

95% evidence

12.3/25Capital efficiency

ROA 1% · ROE 7.1% · GNPA 1.3%

95% evidence

7.5/20Valuation

P/BV 1.38× · P/BV÷ROE 0.19

100% evidence

9.0/20Relative strength

RS sector -8.2% · RS bench 9% · 1Y 17.1%

100% evidence

9. Federal Bank Ltd · FEDERALBNK

50.9/100 · Mixed-positive evidence · 75% evidence

Exact sum: 16.9 + 12.8 + 5.6 + 15.6 = 50.9

Decision use: Price leads the evidence: RS versus the benchmark is 32.5%, but earnings trajectory is weak. Wait for revenue and profit confirmation.

16.9/35Growth & earnings

Income 6.5% · PAT 17%

76% evidence

12.8/25Capital efficiency

ROA — · ROE 11.6% · GNPA —

34% evidence

5.6/20Valuation

P/BV 2.19× · P/BV÷ROE 0.19

100% evidence

15.6/20Relative strength

RS sector 12.9% · RS bench 32.5% · 1Y 64.3%

100% evidence

10. Karnataka Bank Ltd · KTKBANK

47.5/100 · Mixed-negative evidence · 96% evidence

Exact sum: 9 + 10.1 + 15 + 13.4 = 47.5

Decision use: Price leads the evidence: RS versus the benchmark is 27.3%, but earnings trajectory is weak. Wait for revenue and profit confirmation.

9.0/35Growth & earnings

Income -1.1% · PAT 2.9%

88% evidence

10.1/25Capital efficiency

ROA 1% · ROE 10.4% · GNPA 2.8%

100% evidence

15.0/20Valuation

P/BV 0.8× · P/BV÷ROE 0.08

100% evidence

13.4/20Relative strength

RS sector 8.4% · RS bench 27.3% · 1Y 42.6%

100% evidence

11. HDFC Bank Ltd · HDFCBANK

47.2/100 · Mixed-negative evidence · 78% evidence

Exact sum: 13.1 + 17.2 + 13.9 + 3 = 47.2

Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.

13.1/35Growth & earnings

Income 2.8% · PAT 12.5%

76% evidence

17.2/25Capital efficiency

ROA 1.8% · ROE 13.6% · GNPA —

68% evidence

13.9/20Valuation

P/BV 1.91× · P/BV÷ROE 0.14

100% evidence

3.0/20Relative strength

RS sector -23% · RS bench -9.7% · 1Y -16.3%

70% evidence

12. ICICI Bank Ltd · ICICIBANK

46.7/100 · Mixed-negative evidence · 73% evidence

Exact sum: 11 + 19.9 + 9.6 + 6.2 = 46.7

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

11.0/35Growth & earnings

Income 4% · PAT 5.7%

62% evidence

19.9/25Capital efficiency

ROA 2.1% · ROE 15.9% · GNPA —

68% evidence

9.6/20Valuation

P/BV 2.72× · P/BV÷ROE 0.17

100% evidence

6.2/20Relative strength

RS sector -13.6% · RS bench 5.1% · 1Y 1.3%

70% evidence

13. RBL Bank Ltd · RBLBANK

43.9/100 · Mixed-negative evidence · 88% evidence

Exact sum: 23.3 + 6.6 + 5.1 + 8.9 = 43.9

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

23.3/35Growth & earnings

Income 5.4% · PAT 54.8%

86% evidence

6.6/25Capital efficiency

ROA 0.5% · ROE 5.5% · GNPA —

72% evidence

5.1/20Valuation

P/BV 1.32× · P/BV÷ROE 0.24

100% evidence

8.9/20Relative strength

RS sector -0.8% · RS bench 17.1% · 1Y 39.9%

100% evidence

14. IDFC First Bank Ltd · IDFCFIRSTB

42.1/100 · Mixed-negative evidence · 82% evidence

Exact sum: 26.7 + 6 + 3.5 + 5.9 = 42.1

Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -17.6% and the one-year return is 9.9%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.

26.7/35Growth & earnings

Income 12.3% · PAT 77.3%

86% evidence

6.0/25Capital efficiency

ROA 0.5% · ROE 3.8% · GNPA —

72% evidence

3.5/20Valuation

P/BV 1.44× · P/BV÷ROE 0.38

100% evidence

5.9/20Relative strength

RS sector -17.6% · RS bench 6.4% · 1Y 9.9%

70% evidence

15. Axis Bank Ltd · AXISBANK

39.9/100 · Mixed-negative evidence · 93% evidence

Exact sum: 6.2 + 15.2 + 14.2 + 4.3 = 39.9

Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.

6.2/35Growth & earnings

Income 5.6% · PAT -0.2%

100% evidence

15.2/25Capital efficiency

ROA 1.6% · ROE 13.1% · GNPA —

72% evidence

14.2/20Valuation

P/BV 1.72× · P/BV÷ROE 0.13

100% evidence

4.3/20Relative strength

RS sector -10.8% · RS bench 5.6% · 1Y 20.8%

100% evidence

16. Kotak Mahindra Bank Ltd · KOTAKBANK

38.5/100 · Mixed-negative evidence · 87% evidence

Exact sum: 9.1 + 16.3 + 9.1 + 4 = 38.5

Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

9.1/35Growth & earnings

Income 5.7% · PAT 6%

100% evidence

16.3/25Capital efficiency

ROA 1.9% · ROE 11.4% · GNPA —

72% evidence

9.1/20Valuation

P/BV 2.12× · P/BV÷ROE 0.19

100% evidence

4.0/20Relative strength

RS sector -14.6% · RS bench -4.4% · 1Y -8.9%

70% evidence

17. Bandhan Bank Ltd · BANDHANBNK

37.5/100 · Mixed-negative evidence · 100% evidence

Exact sum: 9.1 + 5.7 + 6.5 + 16.2 = 37.5

Decision use: Price leads the evidence: RS versus the benchmark is 23.7%, but earnings trajectory is weak. Wait for revenue and profit confirmation.

9.1/35Growth & earnings

Income -0.2% · PAT -34%

100% evidence

5.7/25Capital efficiency

ROA 0.6% · ROE 4.9% · GNPA 3.1%

100% evidence

6.5/20Valuation

P/BV 1.06× · P/BV÷ROE 0.22

100% evidence

16.2/20Relative strength

RS sector 4.6% · RS bench 23.7% · 1Y 14%

100% evidence

18. IndusInd Bank Ltd · INDUSINDBK

32.4/100 · Adverse evidence · 100% evidence

Exact sum: 12.6 + 2.5 + 3.2 + 14.1 = 32.4

Decision use: Price leads the evidence: RS versus the benchmark is 19%, but earnings trajectory is weak. Wait for revenue and profit confirmation.

12.6/35Growth & earnings

Income -6.4% · PAT 31.1%

100% evidence

2.5/25Capital efficiency

ROA 0.2% · ROE 1.4% · GNPA 3.3%

100% evidence

3.2/20Valuation

P/BV 1.18× · P/BV÷ROE 0.87

100% evidence

14.1/20Relative strength

RS sector 0.7% · RS bench 19% · 1Y 18.1%

100% evidence

01 · compare level, then change

Income Scale & Growth Durability

HDFC Bank Ltd has the highest Income among the 18 Banks - Private companies compared here, at ₹3,51,818 crore. ICICI Bank Ltd is next at ₹1,98,380 crore. Dhanlaxmi Bank Ltd has the highest Income growth at 21.3%, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.

What the numbers say: HDFC Bank Ltd is the scale leader at ₹3,51,818 crore, 77.3% ahead of ICICI Bank Ltd. Dhanlaxmi Bank Ltd's growth is 21.3% from a ₹1,602 crore base, with 14 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.

LeaderHDFC Bank Ltd · ₹3,51,818 crore
Gap77.3% versus #2 · ICICI Bank Ltd
Persistence8/8 recent comparable periods
Coverage18/18 companies · 335 observations

Investor read: HDFC Bank Ltd is the scale benchmark; Dhanlaxmi Bank Ltd is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.

This conclusion weakens if: HDFC Bank Ltd's growth falls below Dhanlaxmi Bank Ltd's for two consecutive comparable reports while operating margin also compresses.

For lenders, reported income is used instead of industrial-company sales. Growth is compared year-on-year.
Incomelargest
1HDFC Bank Ltd HDFCBANK₹3.5 L Cr
2ICICI Bank Ltd ICICIBANK₹2.0 L Cr
3Axis Bank Ltd AXISBANK₹1.4 L Cr
4Kotak Mahindra Bank Ltd KOTAKBANK₹70.9K Cr
5IndusInd Bank Ltd INDUSINDBK₹45.3K Cr
Income growthfastest growers
1Dhanlaxmi Bank Ltd DHANBANK⚠ unverified21%
2City Union Bank Ltd CUB18%
3Karur Vysya Bank Ltd KARURVYSYA16%
4IDFC First Bank Ltd IDFCFIRSTB12%
5DCB Bank Ltd DCBBANK12%
Income · company comparison
18/18 level · 18/18 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyIncomeIncome growthReported
HDFC Bank Ltd HDFCBANK₹90.6K Cr3.7%Jun 2026
ICICI Bank Ltd ICICIBANK₹52.2K Cr6.4%Jun 2026
Axis Bank Ltd AXISBANK₹35.5K Cr9.9%Jun 2026
Kotak Mahindra Bank Ltd KOTAKBANK₹18.4K Cr6.4%Jun 2026
IndusInd Bank Ltd INDUSINDBK₹11.3K Cr-7.8%Jun 2026
IDFC First Bank Ltd IDFCFIRSTB₹11.1K Cr15%Jun 2026
Yes Bank Ltd YESBANK₹8.1K Cr5.9%Jun 2026
Federal Bank Ltd FEDERALBNK₹7.9K Cr9.9%Jun 2026
Bandhan Bank Ltd BANDHANBNK₹5.6K Cr2.8%Jun 2026
RBL Bank Ltd RBLBANK₹3.8K Cr12%Jun 2026
Jammu and Kashmir Bank Ltd J&KBANK₹3.3K Cr1.9%Mar 2026
Karur Vysya Bank Ltd KARURVYSYA₹3.0K Cr19%Jun 2026
South Indian Bank Ltd SOUTHBANK₹2.6K Cr11%Jun 2026
Karnataka Bank Ltd KTKBANK₹2.3K Cr-0.0%Mar 2026
DCB Bank Ltd DCBBANK₹2.0K Cr9.4%Jun 2026
City Union Bank Ltd CUB₹1.9K Cr21%Mar 2026
Tamilnad Mercantile Bank Ltd TMB₹1.6K Cr16%Mar 2026
Dhanlaxmi Bank Ltd DHANBANK⚠ unverified₹443 Cr26%Mar 2026
Full 20-quarter history · every available company

Income · reported quarter history

Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

₹16.7K Cr
₹17.7K Cr
₹18.2K Cr
₹19.2K Cr
₹20.8K Cr
₹22.8K Cr
₹24.6K Cr
₹26.2K Cr
₹27.4K Cr
₹28.9K Cr
₹30.2K Cr
₹31.2K Cr
₹31.6K Cr
₹32.2K Cr
₹32.5K Cr
₹32.3K Cr
₹32.3K Cr
₹33.7K Cr
₹34.2K Cr
₹35.5K Cr

Bandhan Bank Ltd · BANDHANBNK

₹3.2K Cr
₹3.4K Cr
₹3.9K Cr
₹4.1K Cr
₹3.8K Cr
₹3.8K Cr
₹4.3K Cr
₹4.5K Cr
₹4.5K Cr
₹4.7K Cr
₹5.2K Cr
₹5.5K Cr
₹5.5K Cr
₹5.5K Cr
₹5.4K Cr
₹5.5K Cr
₹5.4K Cr
₹5.4K Cr
₹5.4K Cr
₹5.6K Cr

City Union Bank Ltd · CUB

₹1.0K Cr
₹1.0K Cr
₹1.1K Cr
₹1.1K Cr
₹1.2K Cr
₹1.2K Cr
₹1.2K Cr
₹1.3K Cr
₹1.3K Cr
₹1.3K Cr
₹1.4K Cr
₹1.4K Cr
₹1.4K Cr
₹1.5K Cr
₹1.5K Cr
₹1.6K Cr
₹1.7K Cr
₹1.8K Cr
₹1.9K Cr

Federal Bank Ltd · FEDERALBNK

₹4.7K Cr
₹5.0K Cr
₹5.4K Cr
₹5.8K Cr
₹6.1K Cr
₹6.3K Cr
₹6.7K Cr
₹7.0K Cr
₹7.3K Cr
₹7.1K Cr
₹7.2K Cr
₹7.2K Cr
₹7.4K Cr
₹7.9K Cr
₹7.9K Cr

HDFC Bank Ltd · HDFCBANK

₹45.0K Cr
₹47.5K Cr
₹51.2K Cr
₹75.0K Cr
₹78.0K Cr
₹79.4K Cr
₹81.5K Cr
₹83.0K Cr
₹85.0K Cr
₹86.8K Cr
₹87.4K Cr
₹87.0K Cr
₹87.1K Cr
₹87.2K Cr
₹90.6K Cr

ICICI Bank Ltd · ICICIBANK

₹31.6K Cr
₹34.4K Cr
₹37.1K Cr
₹38.9K Cr
₹40.9K Cr
₹42.6K Cr
₹44.6K Cr
₹46.3K Cr
₹47.0K Cr
₹48.4K Cr
₹49.1K Cr
₹48.2K Cr
₹48.4K Cr
₹49.6K Cr
₹52.2K Cr

IDFC First Bank Ltd · IDFCFIRSTB

₹4.1K Cr
₹4.4K Cr
₹4.6K Cr
₹4.9K Cr
₹5.5K Cr
₹5.9K Cr
₹6.4K Cr
₹6.9K Cr
₹7.4K Cr
₹7.9K Cr
₹8.2K Cr
₹8.8K Cr
₹9.0K Cr
₹9.3K Cr
₹9.4K Cr
₹9.6K Cr
₹9.9K Cr
₹10.4K Cr
₹10.6K Cr
₹11.1K Cr

IndusInd Bank Ltd · INDUSINDBK

₹7.7K Cr
₹7.7K Cr
₹7.9K Cr
₹8.2K Cr
₹8.7K Cr
₹9.5K Cr
₹10.0K Cr
₹10.7K Cr
₹11.2K Cr
₹11.6K Cr
₹12.2K Cr
₹12.5K Cr
₹12.7K Cr
₹12.8K Cr
₹10.6K Cr
₹12.3K Cr
₹11.6K Cr
₹11.4K Cr
₹11.0K Cr
₹11.3K Cr

Karur Vysya Bank Ltd · KARURVYSYA

₹1.4K Cr
₹1.4K Cr
₹1.4K Cr
₹1.5K Cr
₹1.6K Cr
₹1.7K Cr
₹1.8K Cr
₹1.9K Cr
₹2.0K Cr
₹2.1K Cr
₹2.2K Cr
₹2.3K Cr
₹2.4K Cr
₹2.5K Cr
₹2.5K Cr
₹2.6K Cr
₹2.8K Cr
₹2.8K Cr
₹2.9K Cr
₹3.0K Cr

Kotak Mahindra Bank Ltd · KOTAKBANK

₹8.2K Cr
₹8.6K Cr
₹8.8K Cr
₹9.2K Cr
₹10.0K Cr
₹11.0K Cr
₹12.0K Cr
₹12.9K Cr
₹13.7K Cr
₹14.5K Cr
₹15.2K Cr
₹15.8K Cr
₹16.4K Cr
₹16.6K Cr
₹16.8K Cr
₹17.2K Cr
₹17.2K Cr
₹17.5K Cr
₹17.8K Cr
₹18.4K Cr

RBL Bank Ltd · RBLBANK

₹2.0K Cr
₹2.1K Cr
₹2.2K Cr
₹2.2K Cr
₹2.3K Cr
₹2.5K Cr
₹2.6K Cr
₹2.9K Cr
₹3.0K Cr
₹3.2K Cr
₹3.3K Cr
₹3.5K Cr
₹3.5K Cr
₹3.5K Cr
₹3.5K Cr
₹3.4K Cr
₹3.5K Cr
₹3.7K Cr
₹3.7K Cr
₹3.8K Cr

Yes Bank Ltd · YESBANK

₹4.7K Cr
₹4.9K Cr
₹4.9K Cr
₹5.1K Cr
₹5.5K Cr
₹5.9K Cr
₹6.2K Cr
₹6.4K Cr
₹6.7K Cr
₹7.0K Cr
₹7.5K Cr
₹7.7K Cr
₹7.7K Cr
₹7.8K Cr
₹7.6K Cr
₹7.6K Cr
₹7.4K Cr
₹7.6K Cr
₹7.7K Cr
₹8.1K Cr

Income growth · reported quarter history

Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

25%
29%
35%
37%
32%
26%
23%
19%
15%
11%
7.4%
3.8%
2.2%
4.8%
5.3%
9.9%

Bandhan Bank Ltd · BANDHANBNK

19%
12%
10%
12%
19%
23%
22%
22%
22%
17%
4.7%
-1.1%
-2.7%
-0.9%
-0.1%
2.8%

City Union Bank Ltd · CUB

10%
16%
17%
17%
15%
10%
10.0%
12%
9.7%
10.0%
12%
12%
16%
15%
19%
21%

Federal Bank Ltd · FEDERALBNK

30%
26%
26%
21%
19%
12%
6.3%
3.0%
1.3%
12%
9.9%

HDFC Bank Ltd · HDFCBANK

73%
67%
59%
11%
9.0%
9.3%
7.1%
4.8%
2.4%
0.5%
3.7%

ICICI Bank Ltd · ICICIBANK

29%
24%
20%
19%
15%
14%
10%
4.0%
2.8%
2.5%
6.4%

IDFC First Bank Ltd · IDFCFIRSTB

20%
33%
33%
41%
40%
34%
33%
28%
28%
22%
19%
15%
9.7%
11%
12%
12%
15%

IndusInd Bank Ltd · INDUSINDBK

8.0%
14%
22%
27%
31%
29%
22%
22%
17%
13%
11%
-13%
-2.3%
-8.5%
-11%
3.5%
-7.8%

Karur Vysya Bank Ltd · KARURVYSYA

13%
21%
25%
28%
26%
26%
24%
21%
20%
16%
15%
12%
18%
12%
15%
19%

Kotak Mahindra Bank Ltd · KOTAKBANK

21%
28%
36%
40%
37%
32%
26%
23%
20%
15%
11%
8.9%
4.7%
5.3%
6.3%
6.4%

RBL Bank Ltd · RBLBANK

11%
19%
20%
30%
33%
28%
26%
22%
17%
11%
4.1%
-1.6%
-0.7%
3.7%
7.0%
12%

Yes Bank Ltd · YESBANK

18%
20%
26%
26%
23%
19%
20%
20%
15%
12%
2.2%
-1.6%
-4.5%
-3.6%
0.5%
5.9%
02 · compare level, then change

Profit Scale & Acceleration

HDFC Bank Ltd has the highest Net profit among the 18 Banks - Private companies compared here, at ₹82,512 crore. ICICI Bank Ltd is next at ₹59,756 crore. IDFC First Bank Ltd has the highest Profit growth at 77.3%, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.

What the numbers say: HDFC Bank Ltd leads with ₹82,512 crore of TTM profit, 38.1% above ICICI Bank Ltd. IDFC First Bank Ltd shows 77.3% growth from a ₹2,306 crore profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.

LeaderHDFC Bank Ltd · ₹82,512 crore
Gap38.1% versus #2 · ICICI Bank Ltd
Persistence7/8 recent comparable periods
Coverage18/18 companies · 335 observations

Investor read: HDFC Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.

Net profit is ranked only where the comparison base is economically meaningful. Loss-to-profit flips are shown but do not win the growth table.
Net profitlargest
1HDFC Bank Ltd HDFCBANK₹82.5K Cr
2ICICI Bank Ltd ICICIBANK₹59.8K Cr
3Axis Bank Ltd AXISBANK₹27.9K Cr
4Kotak Mahindra Bank Ltd KOTAKBANK₹20.3K Cr
5Federal Bank Ltd FEDERALBNK₹4.8K Cr
Profit growthfastest growers
1IDFC First Bank Ltd IDFCFIRSTB77%
2RBL Bank Ltd RBLBANK55%
3Dhanlaxmi Bank Ltd DHANBANK⚠ unverified52%
4Yes Bank Ltd YESBANK38%
5Karur Vysya Bank Ltd KARURVYSYA37%
Net profit · company comparison
18/18 level · 18/18 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyNet profitProfit growthReported
HDFC Bank Ltd HDFCBANK₹20.4K Cr19%Jun 2026
ICICI Bank Ltd ICICIBANK₹16.3K Cr13%Jun 2026
Axis Bank Ltd AXISBANK₹7.7K Cr22%Jun 2026
Kotak Mahindra Bank Ltd KOTAKBANK₹5.5K Cr23%Jun 2026
Federal Bank Ltd FEDERALBNK₹1.3K Cr37%Jun 2026
IDFC First Bank Ltd IDFCFIRSTB₹1.1K Cr153%Jun 2026
Yes Bank Ltd YESBANK₹1.1K Cr33%Jun 2026
IndusInd Bank Ltd INDUSINDBK₹1.0K Cr72%Jun 2026
Jammu and Kashmir Bank Ltd J&KBANK₹799 Cr37%Mar 2026
Karur Vysya Bank Ltd KARURVYSYA₹756 Cr45%Jun 2026
Bandhan Bank Ltd BANDHANBNK₹502 Cr35%Jun 2026
Karnataka Bank Ltd KTKBANK₹408 Cr61%Mar 2026
South Indian Bank Ltd SOUTHBANK₹378 Cr17%Jun 2026
Tamilnad Mercantile Bank Ltd TMB₹374 Cr28%Mar 2026
City Union Bank Ltd CUB₹360 Cr25%Mar 2026
RBL Bank Ltd RBLBANK₹234 Cr9.4%Jun 2026
DCB Bank Ltd DCBBANK₹213 Cr36%Jun 2026
Dhanlaxmi Bank Ltd DHANBANK⚠ unverified₹43 Cr48%Mar 2026
Full 20-quarter history · every available company

Net profit · reported quarter history

Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

₹3.4K Cr
₹4.0K Cr
₹4.4K Cr
₹4.4K Cr
₹5.6K Cr
₹6.2K Cr
₹-5.3K Cr
₹6.1K Cr
₹6.2K Cr
₹6.5K Cr
₹7.6K Cr
₹6.5K Cr
₹7.4K Cr
₹6.8K Cr
₹7.5K Cr
₹6.3K Cr
₹5.6K Cr
₹7.1K Cr
₹7.6K Cr
₹7.7K Cr

Bandhan Bank Ltd · BANDHANBNK

₹-3.0K Cr
₹859 Cr
₹1.9K Cr
₹887 Cr
₹209 Cr
₹291 Cr
₹808 Cr
₹721 Cr
₹721 Cr
₹733 Cr
₹55 Cr
₹1.1K Cr
₹937 Cr
₹426 Cr
₹318 Cr
₹372 Cr
₹112 Cr
₹206 Cr
₹534 Cr
₹502 Cr

City Union Bank Ltd · CUB

₹182 Cr
₹196 Cr
₹209 Cr
₹225 Cr
₹276 Cr
₹218 Cr
₹218 Cr
₹227 Cr
₹281 Cr
₹253 Cr
₹255 Cr
₹264 Cr
₹285 Cr
₹286 Cr
₹288 Cr
₹306 Cr
₹329 Cr
₹332 Cr
₹360 Cr

Federal Bank Ltd · FEDERALBNK

₹856 Cr
₹964 Cr
₹894 Cr
₹1.0K Cr
₹1.1K Cr
₹996 Cr
₹1.0K Cr
₹1.1K Cr
₹951 Cr
₹1.1K Cr
₹951 Cr
₹1.0K Cr
₹1.1K Cr
₹1.4K Cr
₹1.3K Cr

HDFC Bank Ltd · HDFCBANK

₹12.7K Cr
₹12.6K Cr
₹12.4K Cr
₹17.3K Cr
₹17.7K Cr
₹18.0K Cr
₹17.2K Cr
₹18.6K Cr
₹18.3K Cr
₹19.3K Cr
₹17.1K Cr
₹20.4K Cr
₹20.7K Cr
₹21.1K Cr
₹20.4K Cr

ICICI Bank Ltd · ICICIBANK

₹9.2K Cr
₹10.2K Cr
₹11.0K Cr
₹11.4K Cr
₹11.5K Cr
₹12.2K Cr
₹12.5K Cr
₹13.9K Cr
₹13.8K Cr
₹14.4K Cr
₹14.5K Cr
₹14.3K Cr
₹13.5K Cr
₹15.7K Cr
₹16.3K Cr

IDFC First Bank Ltd · IDFCFIRSTB

₹111 Cr
₹290 Cr
₹352 Cr
₹485 Cr
₹567 Cr
₹617 Cr
₹816 Cr
₹732 Cr
₹747 Cr
₹732 Cr
₹732 Cr
₹643 Cr
₹212 Cr
₹340 Cr
₹296 Cr
₹453 Cr
₹348 Cr
₹479 Cr
₹331 Cr
₹1.1K Cr

IndusInd Bank Ltd · INDUSINDBK

₹1.1K Cr
₹1.2K Cr
₹1.4K Cr
₹1.6K Cr
₹1.8K Cr
₹2.0K Cr
₹2.0K Cr
₹2.1K Cr
₹2.2K Cr
₹2.3K Cr
₹2.3K Cr
₹2.2K Cr
₹1.3K Cr
₹1.4K Cr
₹-2.3K Cr
₹604 Cr
₹-437 Cr
₹128 Cr
₹594 Cr
₹1.0K Cr

Karur Vysya Bank Ltd · KARURVYSYA

₹165 Cr
₹185 Cr
₹213 Cr
₹229 Cr
₹250 Cr
₹289 Cr
₹338 Cr
₹359 Cr
₹378 Cr
₹412 Cr
₹456 Cr
₹459 Cr
₹474 Cr
₹496 Cr
₹513 Cr
₹521 Cr
₹574 Cr
₹690 Cr
₹725 Cr
₹756 Cr

Kotak Mahindra Bank Ltd · KOTAKBANK

₹3.0K Cr
₹3.4K Cr
₹3.9K Cr
₹2.8K Cr
₹3.6K Cr
₹4.0K Cr
₹4.6K Cr
₹4.2K Cr
₹4.5K Cr
₹4.3K Cr
₹5.3K Cr
₹7.4K Cr
₹5.0K Cr
₹4.7K Cr
₹4.9K Cr
₹4.5K Cr
₹4.5K Cr
₹4.9K Cr
₹5.4K Cr
₹5.5K Cr

RBL Bank Ltd · RBLBANK

₹10 Cr
₹122 Cr
₹165 Cr
₹209 Cr
₹188 Cr
₹225 Cr
₹299 Cr
₹319 Cr
₹331 Cr
₹245 Cr
₹364 Cr
₹351 Cr
₹232 Cr
₹47 Cr
₹87 Cr
₹214 Cr
₹192 Cr
₹228 Cr
₹244 Cr
₹234 Cr

Yes Bank Ltd · YESBANK

₹223 Cr
₹266 Cr
₹372 Cr
₹314 Cr
₹160 Cr
₹55 Cr
₹206 Cr
₹347 Cr
₹229 Cr
₹243 Cr
₹467 Cr
₹516 Cr
₹567 Cr
₹619 Cr
₹745 Cr
₹809 Cr
₹664 Cr
₹957 Cr
₹1.1K Cr
₹1.1K Cr

Profit growth · reported quarter history

Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

66%
57%
-221%
40%
11%
4.9%
5.8%
19%
4.0%
-1.6%
-2.9%
-25%
4.2%
1.8%
22%

Bandhan Bank Ltd · BANDHANBNK

-66%
-58%
-19%
245%
152%
-93%
47%
30%
-42%
478%
-65%
-88%
-52%
68%
35%

City Union Bank Ltd · CUB

30%
52%
11%
4.3%
0.9%
1.8%
16%
17%
16%
1.4%
13%
13%
16%
15%
16%
25%

Federal Bank Ltd · FEDERALBNK

25%
3.3%
17%
11%
-11%
12%
-9.2%
-8.3%
18%
24%
37%

HDFC Bank Ltd · HDFCBANK

39%
43%
39%
7.6%
3.5%
7.1%
-0.6%
9.3%
13%
9.3%
19%

ICICI Bank Ltd · ICICIBANK

26%
19%
13%
23%
20%
18%
16%
3.0%
-2.6%
9.2%
13%

IDFC First Bank Ltd · IDFCFIRSTB

411%
113%
132%
51%
32%
19%
-10%
-12%
-72%
-54%
-60%
-30%
64%
41%
12%
153%

IndusInd Bank Ltd · INDUSINDBK

61%
57%
58%
46%
30%
22%
17%
15%
2.2%
-40%
-39%
-199%
-72%
-133%
-91%
72%

Karur Vysya Bank Ltd · KARURVYSYA

52%
56%
59%
57%
51%
43%
35%
28%
25%
20%
13%
14%
21%
39%
41%
45%

Kotak Mahindra Bank Ltd · KOTAKBANK

21%
17%
19%
51%
24%
6.8%
17%
79%
13%
10%
-7.6%
-40%
-11%
4.7%
9.9%
23%

RBL Bank Ltd · RBLBANK

1,780%
84%
81%
53%
76%
8.9%
22%
10%
-30%
-81%
-76%
-39%
-17%
385%
180%
9.4%

Yes Bank Ltd · YESBANK

-28%
-79%
-45%
11%
43%
342%
127%
49%
148%
155%
60%
57%
17%
55%
45%
33%
03 · compare level, then change

Funding Base & Its Composition

Axis Bank Ltd has the highest Deposits among the 18 Banks - Private companies compared here, at ₹13,71,173 crore. Kotak Mahindra Bank Ltd is next at ₹5,66,940 crore. HDFC Bank Ltd has the highest Borrowings at ₹5,88,485 crore, so level and change sit with different companies. 15 of 18 companies report a comparable reading, the latest through Jun 2026.

What the numbers say: Axis Bank Ltd leads deposits at ₹13,71,173 crore; HDFC Bank Ltd leads borrowings at ₹5,88,485 crore.

LeaderAxis Bank Ltd · ₹13,71,173 crore
Gap141.9% versus #2 · Kotak Mahindra Bank Ltd
Persistence8/8 recent comparable periods
Coverage15/18 companies · 202 observations

Investor read: Axis Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.

For banks, debt is operating funding rather than industrial leverage. Deposits and borrowings are therefore shown as funding-base levels; asset quality, funding cost and liquidity determine whether that funding is attractive.
Depositslargest deposit bases
1Axis Bank Ltd AXISBANK₹13.7 L Cr
2Kotak Mahindra Bank Ltd KOTAKBANK₹5.7 L Cr
3IndusInd Bank Ltd INDUSINDBK₹4.0 L Cr
4Yes Bank Ltd YESBANK₹3.2 L Cr
5IDFC First Bank Ltd IDFCFIRSTB₹2.9 L Cr
Borrowingslargest borrowings
1HDFC Bank Ltd HDFCBANK₹5.9 L Cr
2Axis Bank Ltd AXISBANK₹2.9 L Cr
3ICICI Bank Ltd ICICIBANK₹2.2 L Cr
4Kotak Mahindra Bank Ltd KOTAKBANK₹1.1 L Cr
5Yes Bank Ltd YESBANK₹68.5K Cr
Funding base · company comparison
15/18 level · 18/18 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyDepositsBorrowingsReported
Axis Bank Ltd AXISBANK₹13.7 L Cr₹2.9 L CrJun 2026
Kotak Mahindra Bank Ltd KOTAKBANK₹5.7 L Cr₹1.1 L CrJun 2026
IndusInd Bank Ltd INDUSINDBK₹4.0 L Cr₹42.8K CrJun 2026
Yes Bank Ltd YESBANK₹3.2 L Cr₹68.5K CrJun 2026
IDFC First Bank Ltd IDFCFIRSTB₹2.9 L Cr₹36.6K CrJun 2026
Bandhan Bank Ltd BANDHANBNK₹1.7 L Cr₹14.3K CrJun 2026
Jammu and Kashmir Bank Ltd J&KBANK₹1.7 L Cr₹3.4K CrMar 2026
RBL Bank Ltd RBLBANK₹1.4 L Cr₹16.8K CrJun 2026
South Indian Bank Ltd SOUTHBANK₹1.3 L Cr₹3.6K CrJun 2026
Karur Vysya Bank Ltd KARURVYSYA₹1.2 L Cr₹2.6K CrJun 2026
Karnataka Bank Ltd KTKBANK₹1.1 L Cr₹5.3K CrMar 2026
City Union Bank Ltd CUB₹78.3K Cr₹5.3K CrMar 2026
DCB Bank Ltd DCBBANK₹72.6K Cr₹6.1K CrJun 2026
Tamilnad Mercantile Bank Ltd TMB₹61.7K Cr₹700 CrMar 2026
Dhanlaxmi Bank Ltd DHANBANK⚠ unverified₹18.6K Cr₹737 CrMar 2026
HDFC Bank Ltd HDFCBANK₹5.9 L CrJun 2026
ICICI Bank Ltd ICICIBANK₹2.2 L CrJun 2026
Federal Bank Ltd FEDERALBNK₹33.2K CrJun 2026
Full 20-quarter history · every available company

Deposits · reported quarter history

Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

₹7.4 L Cr
₹7.7 L Cr
₹8.2 L Cr
₹8.0 L Cr
₹8.1 L Cr
₹8.5 L Cr
₹9.5 L Cr
₹9.4 L Cr
₹9.5 L Cr
₹10.0 L Cr
₹10.7 L Cr
₹10.6 L Cr
₹10.8 L Cr
₹10.9 L Cr
₹11.7 L Cr
₹11.6 L Cr
₹12.0 L Cr
₹12.6 L Cr
₹13.3 L Cr
₹13.7 L Cr

Bandhan Bank Ltd · BANDHANBNK

₹81.9K Cr
₹84.5K Cr
₹96.3K Cr
₹93.1K Cr
₹99.4K Cr
₹1.0 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.4 L Cr
₹1.4 L Cr
₹1.5 L Cr
₹1.6 L Cr
₹1.7 L Cr

City Union Bank Ltd · CUB

₹46.3K Cr
₹47.7K Cr
₹49.9K Cr
₹52.4K Cr
₹52.7K Cr
₹55.7K Cr
₹57.4K Cr
₹63.5K Cr
₹69.5K Cr
₹78.3K Cr

IDFC First Bank Ltd · IDFCFIRSTB

₹90.2K Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.4 L Cr
₹1.7 L Cr
₹2.0 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.4 L Cr
₹2.5 L Cr
₹2.6 L Cr
₹2.8 L Cr
₹2.9 L Cr
₹2.9 L Cr

IndusInd Bank Ltd · INDUSINDBK

₹2.8 L Cr
₹2.9 L Cr
₹3.2 L Cr
₹3.4 L Cr
₹3.6 L Cr
₹3.8 L Cr
₹4.1 L Cr
₹4.1 L Cr
₹3.9 L Cr
₹4.0 L Cr

Jammu and Kashmir Bank Ltd · J&KBANK

₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.4 L Cr
₹1.4 L Cr
₹1.5 L Cr
₹1.5 L Cr
₹1.5 L Cr
₹1.6 L Cr
₹1.7 L Cr

Karur Vysya Bank Ltd · KARURVYSYA

₹65.4K Cr
₹68.5K Cr
₹73.6K Cr
₹76.6K Cr
₹83.1K Cr
₹89.1K Cr
₹95.8K Cr
₹1.0 L Cr
₹1.1 L Cr
₹1.2 L Cr

Kotak Mahindra Bank Ltd · KOTAKBANK

₹2.9 L Cr
₹3.1 L Cr
₹3.2 L Cr
₹3.6 L Cr
₹4.0 L Cr
₹4.5 L Cr
₹4.6 L Cr
₹4.9 L Cr
₹5.2 L Cr
₹5.7 L Cr

RBL Bank Ltd · RBLBANK

₹75.6K Cr
₹79.0K Cr
₹79.4K Cr
₹84.9K Cr
₹89.7K Cr
₹1.0 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.4 L Cr

South Indian Bank Ltd · SOUTHBANK

₹86.8K Cr
₹89.1K Cr
₹88.5K Cr
₹90.7K Cr
₹91.7K Cr
₹95.5K Cr
₹97.1K Cr
₹99.2K Cr
₹1.0 L Cr
₹1.0 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.3 L Cr

Tamilnad Mercantile Bank Ltd · TMB

₹44.9K Cr
₹43.1K Cr
₹43.4K Cr
₹47.8K Cr
₹47.0K Cr
₹47.3K Cr
₹46.8K Cr
₹49.5K Cr
₹49.2K Cr
₹49.3K Cr
₹53.7K Cr
₹53.8K Cr
₹55.4K Cr
₹56.7K Cr
₹61.7K Cr

Yes Bank Ltd · YESBANK

₹1.8 L Cr
₹1.8 L Cr
₹2.0 L Cr
₹2.0 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.4 L Cr
₹2.7 L Cr
₹2.6 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹3.0 L Cr
₹2.9 L Cr
₹3.2 L Cr
₹3.2 L Cr

Borrowings · reported quarter history

Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

₹1.7 L Cr
₹1.9 L Cr
₹2.0 L Cr
₹1.9 L Cr
₹2.0 L Cr
₹2.0 L Cr
₹2.1 L Cr
₹1.9 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.3 L Cr
₹2.2 L Cr
₹2.2 L Cr
₹2.4 L Cr
₹2.6 L Cr
₹2.8 L Cr
₹2.9 L Cr

Bandhan Bank Ltd · BANDHANBNK

₹13.9K Cr
₹16.4K Cr
₹19.9K Cr
₹24.5K Cr
₹18.2K Cr
₹18.4K Cr
₹24.7K Cr
₹24.7K Cr
₹16.2K Cr
₹16.2K Cr
₹16.4K Cr
₹16.4K Cr
₹8.3K Cr
₹8.3K Cr
₹11.1K Cr
₹11.1K Cr
₹8.1K Cr
₹8.1K Cr
₹14.3K Cr
₹14.3K Cr

City Union Bank Ltd · CUB

₹2.1K Cr
₹2.1K Cr
₹5.3K Cr
₹5.3K Cr
₹5.4K Cr
₹5.4K Cr
₹4.7K Cr
₹4.7K Cr
₹4.5K Cr
₹4.7K Cr
₹4.7K Cr
₹2.5K Cr
₹2.5K Cr
₹2.2K Cr
₹2.2K Cr
₹2.2K Cr
₹2.2K Cr
₹5.3K Cr

Federal Bank Ltd · FEDERALBNK

₹19.6K Cr
₹25.9K Cr
₹25.2K Cr
₹32.6K Cr
₹26.9K Cr
₹33.2K Cr

HDFC Bank Ltd · HDFCBANK

₹2.3 L Cr
₹2.6 L Cr
₹7.3 L Cr
₹6.3 L Cr
₹6.0 L Cr
₹5.9 L Cr

ICICI Bank Ltd · ICICIBANK

₹1.6 L Cr
₹1.9 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.2 L Cr
₹2.2 L Cr

IDFC First Bank Ltd · IDFCFIRSTB

₹52.6K Cr
₹52.6K Cr
₹53.0K Cr
₹53.0K Cr
₹56.6K Cr
₹56.6K Cr
₹57.2K Cr
₹57.2K Cr
₹53.2K Cr
₹53.2K Cr
₹50.9K Cr
₹51.9K Cr
₹46.4K Cr
₹46.4K Cr
₹39.0K Cr
₹42.8K Cr
₹40.8K Cr
₹38.0K Cr
₹36.6K Cr

IndusInd Bank Ltd · INDUSINDBK

₹46.3K Cr
₹46.3K Cr
₹47.3K Cr
₹47.3K Cr
₹40.7K Cr
₹40.7K Cr
₹49.0K Cr
₹49.0K Cr
₹40.5K Cr
₹40.5K Cr
₹47.6K Cr
₹47.6K Cr
₹44.7K Cr
₹44.7K Cr
₹53.7K Cr
₹53.7K Cr
₹45.4K Cr
₹45.4K Cr
₹42.8K Cr

Karur Vysya Bank Ltd · KARURVYSYA

₹1.2K Cr
₹1.2K Cr
₹1.3K Cr
₹1.3K Cr
₹2.3K Cr
₹2.3K Cr
₹1.4K Cr
₹1.4K Cr
₹2.6K Cr
₹2.6K Cr
₹2.5K Cr
₹1.4K Cr
₹1.4K Cr
₹1.2K Cr
₹1.2K Cr
₹2.5K Cr
₹2.5K Cr
₹2.6K Cr
₹2.6K Cr

Kotak Mahindra Bank Ltd · KOTAKBANK

₹57.4K Cr
₹57.4K Cr
₹55.6K Cr
₹55.1K Cr
₹47.1K Cr
₹47.1K Cr
₹57.5K Cr
₹57.0K Cr
₹61.5K Cr
₹61.5K Cr
₹75.1K Cr
₹78.0K Cr
₹77.1K Cr
₹77.1K Cr
₹97.6K Cr
₹1.0 L Cr
₹82.7K Cr
₹82.7K Cr
₹95.4K Cr
₹1.1 L Cr

RBL Bank Ltd · RBLBANK

₹12.9K Cr
₹12.9K Cr
₹11.1K Cr
₹11.1K Cr
₹10.8K Cr
₹10.8K Cr
₹13.3K Cr
₹13.3K Cr
₹15.3K Cr
₹15.3K Cr
₹14.2K Cr
₹14.2K Cr
₹14.7K Cr
₹14.7K Cr
₹13.7K Cr
₹13.7K Cr
₹15.2K Cr
₹15.2K Cr
₹16.8K Cr
₹16.8K Cr

Yes Bank Ltd · YESBANK

₹63.9K Cr
₹72.0K Cr
₹72.3K Cr
₹72.3K Cr
₹76.9K Cr
₹69.3K Cr
₹77.8K Cr
₹75.2K Cr
₹71.2K Cr
₹79.9K Cr
₹80.5K Cr
₹80.6K Cr
₹79.0K Cr
₹70.5K Cr
₹72.0K Cr
₹67.2K Cr
₹62.7K Cr
₹63.8K Cr
₹65.5K Cr
₹68.5K Cr
04 · compare level, then change

Return On Assets

ICICI Bank Ltd has the highest ROA among the 18 Banks - Private companies compared here, at 2.1%. Tamilnad Mercantile Bank Ltd is next at 2%. Yes Bank Ltd has the highest ROA change at +0.3 percentage points, so level and change sit with different companies. 17 of 18 companies report a comparable reading, the latest through Jun 2026.

What the numbers say: ICICI Bank Ltd leads roa at 2.1%; Yes Bank Ltd leads roa change at +0.3 percentage points.

LeaderICICI Bank Ltd · 2.1%
Gap5.5% versus #2 · Tamilnad Mercantile Bank Ltd
PersistenceNot enough history
Coverage17/18 companies · 186 observations

Investor read: ICICI Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current roa change signal.

ROA is the cleanest first comparison for lenders because the balance sheet is the operating asset.
ROAhighest
1ICICI Bank Ltd ICICIBANK2.1%
2Tamilnad Mercantile Bank Ltd TMB2.0%
3Kotak Mahindra Bank Ltd KOTAKBANK1.9%
4Karur Vysya Bank Ltd KARURVYSYA1.8%
5HDFC Bank Ltd HDFCBANK1.8%
ROA changefastest improvers
1Yes Bank Ltd YESBANK+0.3 pp
2Karur Vysya Bank Ltd KARURVYSYA+0.2 pp
3South Indian Bank Ltd SOUTHBANK+0.2 pp
4Tamilnad Mercantile Bank Ltd TMB+0.2 pp
5IDFC First Bank Ltd IDFCFIRSTB+0.1 pp
Return on assets · company comparison
17/18 level · 15/18 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

Withheld from this chart: HDFC Bank Ltd (HDFCBANK) — its two data sources disagree by up to 26% on reported income across 15 comparable periods, so its derived ratios are withheld; ICICI Bank Ltd (ICICIBANK) — its two data sources disagree by up to 7% on reported income across 15 comparable periods, so its derived ratios are withheld; Federal Bank Ltd (FEDERALBNK) — its two data sources disagree by up to 3.6% on reported income across 15 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyROAROA changeReported
Tamilnad Mercantile Bank Ltd TMB2.0%+0.2 ppMar 2026
Kotak Mahindra Bank Ltd KOTAKBANK1.9%−0.6 ppJun 2026
Karur Vysya Bank Ltd KARURVYSYA1.8%+0.2 ppJun 2026
Axis Bank Ltd AXISBANK1.6%−0.3 ppJun 2026
City Union Bank Ltd CUB1.4%0.0 ppMar 2026
Jammu and Kashmir Bank Ltd J&KBANK1.3%0.0 ppMar 2026
South Indian Bank Ltd SOUTHBANK1.2%+0.2 ppJun 2026
Yes Bank Ltd YESBANK1.0%+0.3 ppJun 2026
Karnataka Bank Ltd KTKBANK1.0%−0.1 ppMar 2026
DCB Bank Ltd DCBBANK0.8%0.0 ppJun 2026
Bandhan Bank Ltd BANDHANBNK0.6%−0.8 ppJun 2026
IDFC First Bank Ltd IDFCFIRSTB0.5%+0.1 ppJun 2026
RBL Bank Ltd RBLBANK0.5%0.0 ppJun 2026
Dhanlaxmi Bank Ltd DHANBANK⚠ unverified0.5%0.0 ppMar 2026
IndusInd Bank Ltd INDUSINDBK0.2%−0.3 ppJun 2026
Full 20-quarter history · every available company

ROA · reported quarter history

Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

1.3%
1.5%
1.5%
1.5%
1.9%
2.0%
-1.6%
1.8%
1.8%
1.9%
2.1%
1.7%
1.9%
1.7%
1.9%
1.5%
1.3%
1.6%
1.6%

Bandhan Bank Ltd · BANDHANBNK

2.9%
5.8%
2.5%
0.6%
0.8%
2.2%
1.7%
1.3%
1.6%
1.4%
0.6%
0.6%

City Union Bank Ltd · CUB

1.2%
1.4%
1.4%
1.4%
1.4%
1.5%
1.4%
1.4%
1.4%

IDFC First Bank Ltd · IDFCFIRSTB

0.1%
0.8%
1.0%
1.1%
1.0%
0.9%
0.9%
0.3%
0.4%
0.3%
0.5%
0.4%
0.5%

IndusInd Bank Ltd · INDUSINDBK

1.2%
1.4%
1.6%
1.7%
1.7%
1.5%
0.5%
-0.1%
0.2%

Jammu and Kashmir Bank Ltd · J&KBANK

0.3%
0.4%
0.6%
0.4%
0.5%
0.7%
0.9%
1.4%
0.9%
1.1%
1.1%
1.7%
1.1%
1.4%
1.3%
1.4%
1.1%
1.1%
1.3%

Karur Vysya Bank Ltd · KARURVYSYA

1.0%
1.2%
1.4%
1.5%
1.6%
1.6%
1.6%
1.8%

Kotak Mahindra Bank Ltd · KOTAKBANK

2.4%
2.4%
2.5%
2.4%
2.7%
2.5%
2.0%
1.9%

RBL Bank Ltd · RBLBANK

0.6%
0.8%
0.9%
0.9%
0.8%
0.5%
0.4%
0.5%

South Indian Bank Ltd · SOUTHBANK

0.5%
0.7%
0.4%
1.3%
0.7%
1.0%
1.1%
1.0%
1.0%
1.1%
1.0%
1.0%
1.0%
1.1%
1.1%
1.2%

Tamilnad Mercantile Bank Ltd · TMB

1.5%
1.7%
1.9%
2.1%
1.8%
1.8%
1.9%
1.9%
1.7%
1.8%
1.9%
1.8%
1.8%
1.8%
1.9%
2.0%

Yes Bank Ltd · YESBANK

0.4%
0.5%
0.3%
0.3%
0.1%
0.2%
0.4%
0.3%
0.3%
0.5%
0.5%
0.5%
0.6%
0.7%
0.8%
0.6%
0.9%
1.0%

ROA change · reported quarter history

Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

+0.6 pp
+0.5 pp
−3.1 pp
+0.3 pp
−0.1 pp
−0.1 pp
+3.7 pp
−0.1 pp
+0.1 pp
−0.2 pp
−0.2 pp
−0.2 pp
−0.6 pp
−0.1 pp
−0.3 pp

Bandhan Bank Ltd · BANDHANBNK

−2.1 pp
−3.6 pp
−0.8 pp
+0.5 pp
−0.1 pp
+0.1 pp
−1.0 pp
−0.8 pp

City Union Bank Ltd · CUB

+0.2 pp
0.0 pp
0.0 pp
+0.1 pp
0.0 pp
−0.1 pp
0.0 pp

IDFC First Bank Ltd · IDFCFIRSTB

+0.9 pp
+0.3 pp
0.0 pp
−0.2 pp
−0.6 pp
−0.6 pp
−0.4 pp
+0.1 pp
+0.1 pp

IndusInd Bank Ltd · INDUSINDBK

+0.4 pp
+0.3 pp
+0.1 pp
−0.2 pp
−1.2 pp
−1.6 pp
−0.3 pp

Jammu and Kashmir Bank Ltd · J&KBANK

+0.2 pp
+0.3 pp
+0.3 pp
+1.0 pp
+0.4 pp
+0.4 pp
+0.2 pp
+0.3 pp
+0.2 pp
+0.3 pp
+0.2 pp
−0.3 pp
0.0 pp
−0.3 pp
0.0 pp

Karur Vysya Bank Ltd · KARURVYSYA

+0.4 pp
+0.3 pp
+0.2 pp
+0.1 pp
0.0 pp
+0.2 pp

Kotak Mahindra Bank Ltd · KOTAKBANK

+0.1 pp
0.0 pp
+0.2 pp
+0.1 pp
−0.7 pp
−0.6 pp

RBL Bank Ltd · RBLBANK

+0.3 pp
+0.1 pp
−0.1 pp
−0.4 pp
−0.4 pp
0.0 pp

South Indian Bank Ltd · SOUTHBANK

+0.2 pp
+0.3 pp
+0.7 pp
−0.3 pp
+0.3 pp
+0.1 pp
−0.1 pp
0.0 pp
0.0 pp
0.0 pp
+0.1 pp
+0.2 pp

Tamilnad Mercantile Bank Ltd · TMB

+0.6 pp
+0.1 pp
0.0 pp
−0.2 pp
−0.1 pp
0.0 pp
0.0 pp
−0.1 pp
+0.1 pp
0.0 pp
0.0 pp
+0.2 pp

Yes Bank Ltd · YESBANK

−0.3 pp
−0.3 pp
+0.1 pp
0.0 pp
+0.2 pp
+0.3 pp
+0.1 pp
+0.2 pp
+0.3 pp
+0.2 pp
+0.3 pp
+0.1 pp
+0.3 pp
+0.3 pp
05 · compare level, then change

ROE — Leaders & Improvers

Karur Vysya Bank Ltd has the highest ROE among the 18 Banks - Private companies compared here, at 19.1%. ICICI Bank Ltd is next at 15.9%. RBL Bank Ltd has the highest ROE change at +3.8 percentage points, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.

What the numbers say: Karur Vysya Bank Ltd leads roe at 19.1%; RBL Bank Ltd leads roe change at +3.8 percentage points.

LeaderKarur Vysya Bank Ltd · 19.1%
Gap20.1% versus #2 · ICICI Bank Ltd
Persistence6/8 recent comparable periods
Coverage18/18 companies · 283 observations

Investor read: Karur Vysya Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current roe change signal.

ROE shows the return to shareholders, but should be read with asset quality and leverage.
ROEhighest
1Karur Vysya Bank Ltd KARURVYSYA19%
2ICICI Bank Ltd ICICIBANK16%
3Jammu and Kashmir Bank Ltd J&KBANK15%
4Tamilnad Mercantile Bank Ltd TMB14%
5HDFC Bank Ltd HDFCBANK14%
ROE changefastest improvers
1RBL Bank Ltd RBLBANK+3.8 pp
2Karur Vysya Bank Ltd KARURVYSYA+3.6 pp
3Bandhan Bank Ltd BANDHANBNK+3.2 pp
4Yes Bank Ltd YESBANK+2.2 pp
5DCB Bank Ltd DCBBANK+1.1 pp
Return on equity · company comparison
18/18 level · 18/18 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

Withheld from this chart: HDFC Bank Ltd (HDFCBANK) — its two data sources disagree by up to 26% on reported income across 15 comparable periods, so its derived ratios are withheld; ICICI Bank Ltd (ICICIBANK) — its two data sources disagree by up to 7% on reported income across 15 comparable periods, so its derived ratios are withheld; Federal Bank Ltd (FEDERALBNK) — its two data sources disagree by up to 3.6% on reported income across 15 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyROEROE changeReported
Karur Vysya Bank Ltd KARURVYSYA22%+3.6 ppJun 2026
Jammu and Kashmir Bank Ltd J&KBANK15%−0.3 ppMar 2026
South Indian Bank Ltd SOUTHBANK15%+0.5 ppJun 2026
Axis Bank Ltd AXISBANK14%−1.9 ppJun 2026
Tamilnad Mercantile Bank Ltd TMB14%0.0 ppMar 2026
City Union Bank Ltd CUB13%+0.5 ppMar 2026
Kotak Mahindra Bank Ltd KOTAKBANK12%−0.5 ppJun 2026
DCB Bank Ltd DCBBANK12%+1.1 ppJun 2026
Karnataka Bank Ltd KTKBANK9.2%−0.6 ppMar 2026
Yes Bank Ltd YESBANK8.5%+2.2 ppJun 2026
Bandhan Bank Ltd BANDHANBNK8.5%+3.2 ppJun 2026
Dhanlaxmi Bank Ltd DHANBANK⚠ unverified6.7%−0.8 ppMar 2026
RBL Bank Ltd RBLBANK6.0%+3.8 ppJun 2026
IDFC First Bank Ltd IDFCFIRSTB4.1%+0.5 ppJun 2026
IndusInd Bank Ltd INDUSINDBK0.8%−7.7 ppJun 2026
Full 20-quarter history · every available company

ROE · reported quarter history

Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

13%
14%
15%
15%
18%
19%
-16%
18%
18%
18%
20%
16%
18%
15%
16%
13%
11%
14%
14%

Bandhan Bank Ltd · BANDHANBNK

-75%
23%
46%
20%
4.6%
6.2%
17%
15%
14%
14%
1.0%
20%
17%
7.2%
5.3%
6.0%
1.8%
3.3%
8.5%

City Union Bank Ltd · CUB

12%
12%
13%
13%
14%
16%
12%
12%
12%
15%
12%
13%
13%
13%
13%
13%
13%
14%
13%

IDFC First Bank Ltd · IDFCFIRSTB

-14%
2.3%
5.7%
6.8%
9.2%
11%
11%
14%
11%
11%
11%
9.8%
7.8%
2.4%
3.6%
3.1%
4.7%
3.3%
4.1%

IndusInd Bank Ltd · INDUSINDBK

9.3%
10%
11%
12%
14%
15%
15%
15%
15%
16%
16%
16%
14%
8.3%
8.5%
-14%
3.7%
-2.7%
0.8%

Jammu and Kashmir Bank Ltd · J&KBANK

5.8%
5.9%
8.7%
6.0%
7.9%
12%
14%
20%
13%
15%
15%
21%
14%
17%
16%
17%
14%
13%
15%

Karur Vysya Bank Ltd · KARURVYSYA

9.4%
10%
12%
12%
13%
15%
16%
17%
17%
18%
19%
17%
18%
18%
18%
18%
19%
22%
22%

Kotak Mahindra Bank Ltd · KOTAKBANK

14%
15%
17%
11%
14%
15%
17%
15%
15%
14%
17%
23%
15%
13%
13%
11%
11%
12%
12%

RBL Bank Ltd · RBLBANK

0.3%
4.0%
5.3%
6.7%
5.9%
6.9%
9.0%
9.4%
9.6%
6.9%
10%
9.5%
6.1%
1.2%
2.2%
5.5%
4.8%
5.7%
6.0%

South Indian Bank Ltd · SOUTHBANK

-13%
-3.6%
19%
7.9%
15%
6.5%
21%
12%
16%
17%
14%
13%
14%
15%
14%
13%
13%
14%
15%

Tamilnad Mercantile Bank Ltd · TMB

17%
15%
14%
15%
17%
15%
15%
15%
15%
13%
14%
15%
14%
13%
13%
14%
14%

Yes Bank Ltd · YESBANK

2.7%
3.2%
4.4%
3.7%
1.9%
0.6%
2.0%
3.4%
2.2%
2.3%
4.5%
4.7%
4.9%
5.3%
6.3%
6.7%
5.4%
7.7%
8.5%

ROE change · reported quarter history

Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

+5.3 pp
+4.6 pp
−31.4 pp
+3.7 pp
−0.1 pp
−1.0 pp
+36.0 pp
−2.3 pp
−0.2 pp
−2.4 pp
−3.6 pp
−2.9 pp
−6.3 pp
−1.6 pp
−1.9 pp

Bandhan Bank Ltd · BANDHANBNK

+79.8 pp
−16.6 pp
−29.4 pp
−5.2 pp
+9.7 pp
+7.9 pp
−15.9 pp
+5.0 pp
+2.2 pp
−6.9 pp
+4.3 pp
−13.7 pp
−14.7 pp
−3.9 pp
+3.2 pp

City Union Bank Ltd · CUB

+1.9 pp
+4.2 pp
−0.3 pp
−1.0 pp
−1.5 pp
−1.7 pp
−0.3 pp
+0.4 pp
+0.4 pp
−1.4 pp
+0.8 pp
+0.1 pp
+0.3 pp
+0.4 pp
+0.5 pp

IDFC First Bank Ltd · IDFCFIRSTB

+23.1 pp
+8.2 pp
+5.4 pp
+6.8 pp
+2.1 pp
+0.6 pp
−0.6 pp
−3.8 pp
−3.5 pp
−8.7 pp
−6.9 pp
−6.7 pp
−3.1 pp
+0.9 pp
+0.5 pp

IndusInd Bank Ltd · INDUSINDBK

+4.3 pp
+4.3 pp
+4.4 pp
+3.4 pp
+1.8 pp
+0.9 pp
+0.4 pp
+0.1 pp
−1.7 pp
−7.2 pp
−7.3 pp
−29.8 pp
−10.0 pp
−11.0 pp
−7.7 pp

Jammu and Kashmir Bank Ltd · J&KBANK

+2.1 pp
+5.6 pp
+5.5 pp
+14.2 pp
+5.3 pp
+3.2 pp
+0.9 pp
+0.9 pp
+0.3 pp
+2.3 pp
+0.5 pp
−4.5 pp
0.0 pp
−3.6 pp
−0.3 pp

Karur Vysya Bank Ltd · KARURVYSYA

+3.5 pp
+4.3 pp
+4.8 pp
+4.7 pp
+4.2 pp
+3.4 pp
+2.7 pp
−0.2 pp
+1.0 pp
+0.2 pp
−1.0 pp
+1.0 pp
+0.5 pp
+3.4 pp
+3.6 pp

Kotak Mahindra Bank Ltd · KOTAKBANK

+0.7 pp
+0.2 pp
+0.2 pp
+3.5 pp
+0.9 pp
−1.3 pp
+0.1 pp
+8.1 pp
−0.7 pp
−1.3 pp
−4.1 pp
−11.5 pp
−3.6 pp
−1.1 pp
−0.5 pp

RBL Bank Ltd · RBLBANK

+5.6 pp
+2.9 pp
+3.7 pp
+2.7 pp
+3.7 pp
0.0 pp
+1.1 pp
+0.1 pp
−3.5 pp
−5.7 pp
−7.9 pp
−4.0 pp
−1.3 pp
+4.5 pp
+3.8 pp

South Indian Bank Ltd · SOUTHBANK

+27.9 pp
+10.1 pp
+1.6 pp
+4.1 pp
+0.9 pp
+10.4 pp
−6.3 pp
+1.1 pp
−1.7 pp
−2.3 pp
−0.2 pp
−0.5 pp
−0.6 pp
−0.8 pp
+0.5 pp

Tamilnad Mercantile Bank Ltd · TMB

−2.8 pp
+1.6 pp
+0.5 pp
+0.1 pp
−1.8 pp
−1.8 pp
−0.6 pp
−0.5 pp
−0.9 pp
+0.4 pp
−0.9 pp
−1.0 pp
0.0 pp

Yes Bank Ltd · YESBANK

−0.8 pp
−2.6 pp
−2.4 pp
−0.3 pp
+0.3 pp
+1.7 pp
+2.5 pp
+1.3 pp
+2.7 pp
+3.0 pp
+1.8 pp
+2.0 pp
+0.5 pp
+2.4 pp
+2.2 pp
06 · compare level, then change

Gross NPA — Leaders & Improvers

Tamilnad Mercantile Bank Ltd has the lowest Gross NPA among the 18 Banks - Private companies compared here, at 0.7%. Bandhan Bank Ltd has the lowest GNPA change at -1.8 percentage points, so level and change sit with different companies. 9 of 18 companies report a comparable reading, the latest through Mar 2026.

What the numbers say: Tamilnad Mercantile Bank Ltd leads gross npa at 0.7%; Bandhan Bank Ltd leads gnpa change at -1.8 percentage points.

LeaderTamilnad Mercantile Bank Ltd · 0.7%
Gap1.4% versus #2 · Karur Vysya Bank Ltd
Persistence8/8 recent comparable periods
Coverage9/18 companies · 194 observations

Investor read: Tamilnad Mercantile Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current gnpa change signal.

Lower gross NPA is better. Improvement means the ratio is falling, so ranks are intentionally inverted.
Gross NPAlowest
1Tamilnad Mercantile Bank Ltd TMB0.7%
2Karur Vysya Bank Ltd KARURVYSYA0.7%
3Yes Bank Ltd YESBANK1.3%
4Dhanlaxmi Bank Ltd DHANBANK⚠ unverified1.9%
5City Union Bank Ltd CUB1.9%
GNPA changefastest improvers
1Bandhan Bank Ltd BANDHANBNK−1.8 pp
2South Indian Bank Ltd SOUTHBANK−1.6 pp
3City Union Bank Ltd CUB−1.2 pp
4Dhanlaxmi Bank Ltd DHANBANK⚠ unverified−1.1 pp
5DCB Bank Ltd DCBBANK−0.6 pp
Asset quality · company comparison
9/18 level · 14/18 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

Withheld from this chart: ICICI Bank Ltd (ICICIBANK) — its two data sources disagree by up to 7% on reported income across 15 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyGross NPAGNPA changeReported
IndusInd Bank Ltd INDUSINDBK3.3%−0.4 ppJun 2026
Bandhan Bank Ltd BANDHANBNK3.2%−1.8 ppJun 2026
Karnataka Bank Ltd KTKBANK2.8%−0.3 ppMar 2026
South Indian Bank Ltd SOUTHBANK2.7%−1.6 ppJun 2026
DCB Bank Ltd DCBBANK2.4%−0.6 ppJun 2026
City Union Bank Ltd CUB1.9%−1.2 ppMar 2026
Dhanlaxmi Bank Ltd DHANBANK⚠ unverified1.9%−1.1 ppMar 2026
Federal Bank Ltd FEDERALBNK1.7%−0.2 ppJun 2026
Kotak Mahindra Bank Ltd KOTAKBANK1.5%+0.1 ppJun 2026
Axis Bank Ltd AXISBANK1.4%−0.1 ppJun 2026
Yes Bank Ltd YESBANK1.3%−0.3 ppJun 2026
HDFC Bank Ltd HDFCBANK1.2%−0.2 ppJun 2026
Karur Vysya Bank Ltd KARURVYSYA0.7%+0.1 ppJun 2026
Tamilnad Mercantile Bank Ltd TMB0.7%−0.5 ppMar 2026
Full 20-quarter history · every available company

Gross NPA · reported quarter history

Showing the 12 largest of 14 companies with a series here. The remaining 2 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

2.4%
2.0%
2.0%
1.7%
1.6%
1.4%
1.5%
1.4%
1.5%
1.3%
1.6%
1.5%
1.4%

Bandhan Bank Ltd · BANDHANBNK

7.2%
4.9%
6.8%
7.3%
7.0%
3.8%
4.2%
4.7%
4.7%
4.7%
5.0%
5.0%
3.3%
3.3%
3.2%

City Union Bank Ltd · CUB

4.6%
4.4%
4.9%
4.7%
4.5%
4.0%
3.9%
3.5%
3.4%
3.1%
3.0%
2.4%
2.2%
1.9%

Federal Bank Ltd · FEDERALBNK

2.4%
2.4%
2.4%
2.3%
2.3%
2.1%
2.1%
2.1%
2.0%
1.8%
1.9%
1.8%
1.7%

HDFC Bank Ltd · HDFCBANK

1.2%
1.1%
1.2%
1.3%
1.3%
1.2%
1.3%
1.4%
1.4%
1.3%
1.4%
1.2%
1.2%

IndusInd Bank Ltd · INDUSINDBK

2.1%
2.0%
1.9%
1.9%
1.9%
1.9%
2.0%
2.1%
2.3%
3.1%
3.6%
3.6%
3.6%
3.4%
3.3%

Karnataka Bank Ltd · KTKBANK

3.4%
3.3%
3.7%
3.7%
3.5%
3.6%
3.5%
3.5%
3.2%
3.1%
3.1%
3.5%
3.3%
3.3%
2.8%

Karur Vysya Bank Ltd · KARURVYSYA

2.7%
2.3%
2.0%
1.7%
1.6%
1.4%
1.3%
1.1%
0.8%
0.8%
0.7%
0.8%
0.7%
0.8%
0.7%

Kotak Mahindra Bank Ltd · KOTAKBANK

1.9%
1.8%
1.8%
1.7%
1.7%
1.4%
1.4%
1.5%
1.5%
1.5%

South Indian Bank Ltd · SOUTHBANK

5.5%
5.1%
5.1%
5.0%
4.7%
4.5%
4.5%
4.4%
4.3%
3.2%
3.2%
2.9%
2.7%

Tamilnad Mercantile Bank Ltd · TMB

1.7%
1.4%
1.6%
1.7%
1.7%
1.4%
1.4%
1.4%
1.3%
1.3%
1.2%
1.0%
0.9%
0.7%

Yes Bank Ltd · YESBANK

2.0%
2.2%
2.0%
2.0%
2.0%
1.7%
1.7%
1.6%
1.6%
1.6%
1.6%
1.6%
1.5%
1.3%
1.3%

GNPA change · reported quarter history

Showing the 12 largest of 14 companies with a series here. The remaining 2 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

−0.8 pp
−0.6 pp
−0.4 pp
−0.3 pp
−0.1 pp
−0.2 pp
+0.0 pp
+0.0 pp
−0.1 pp

Bandhan Bank Ltd · BANDHANBNK

−0.1 pp
−1.0 pp
−2.5 pp
−2.6 pp
−2.3 pp
+0.9 pp
+0.7 pp
+0.3 pp
−1.4 pp
−1.4 pp
−1.8 pp

City Union Bank Ltd · CUB

−0.2 pp
−0.4 pp
−1.0 pp
−1.1 pp
−1.1 pp
−0.9 pp
−0.9 pp
−1.1 pp
−1.2 pp
−1.2 pp

Federal Bank Ltd · FEDERALBNK

−0.1 pp
−0.2 pp
−0.3 pp
−0.2 pp
−0.3 pp
−0.3 pp
−0.2 pp
−0.3 pp
−0.2 pp

HDFC Bank Ltd · HDFCBANK

+0.0 pp
+0.1 pp
+0.2 pp
+0.0 pp
+0.2 pp
+0.1 pp
+0.1 pp
−0.1 pp
−0.2 pp

IndusInd Bank Ltd · INDUSINDBK

−0.1 pp
−0.1 pp
+0.1 pp
+0.2 pp
+0.3 pp
+1.2 pp
+1.6 pp
+1.5 pp
+1.3 pp
+0.3 pp
−0.4 pp

Karnataka Bank Ltd · KTKBANK

+0.1 pp
+0.4 pp
−0.2 pp
−0.1 pp
−0.3 pp
−0.5 pp
−0.5 pp
−0.1 pp
+0.1 pp
+0.2 pp
−0.3 pp

Karur Vysya Bank Ltd · KARURVYSYA

−1.1 pp
−0.9 pp
−0.7 pp
−0.6 pp
−0.8 pp
−0.6 pp
−0.7 pp
−0.3 pp
−0.1 pp
−0.0 pp
+0.1 pp

Kotak Mahindra Bank Ltd · KOTAKBANK

−0.2 pp
−0.4 pp
−0.4 pp
−0.2 pp
−0.2 pp
+0.1 pp

South Indian Bank Ltd · SOUTHBANK

−0.7 pp
−0.6 pp
−0.6 pp
−0.6 pp
−0.4 pp
−1.3 pp
−1.4 pp
−1.5 pp
−1.6 pp

Tamilnad Mercantile Bank Ltd · TMB

−0.0 pp
+0.1 pp
−0.1 pp
−0.3 pp
−0.4 pp
−0.2 pp
−0.2 pp
−0.4 pp
−0.4 pp
−0.5 pp

Yes Bank Ltd · YESBANK

0.0 pp
−0.5 pp
−0.3 pp
−0.4 pp
−0.4 pp
−0.1 pp
−0.1 pp
0.0 pp
−0.1 pp
−0.3 pp
−0.3 pp
07 · compare level, then change

Valuation Against Growth & Quality

Jammu and Kashmir Bank Ltd has the lowest P/BV ÷ ROE among the 18 Banks - Private companies compared here, at 0.07×. DCB Bank Ltd is next at 0.08×. Karnataka Bank Ltd has the lowest P/BV at 0.8×, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Mar 2026.

What the numbers say: Jammu and Kashmir Bank Ltd has the lowest comparable P/BV ÷ ROE at 0.07×, 12.5% below DCB Bank Ltd. Only 18 of 18 companies pass the guard, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.

LeaderJammu and Kashmir Bank Ltd · 0.07×
Gap12.5% versus #2 · DCB Bank Ltd
Persistence0/8 recent comparable periods
Coverage18/18 companies · 273 observations

Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.

This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.

Banks are compared on P/BV and P/BV÷ROE, not PEG. Lower is better only if asset quality and return durability hold; cheap book value with weakening NPAs is not automatically attractive.
P/BV ÷ ROElowest return-adjusted price
1Jammu and Kashmir Bank Ltd J&KBANK0.1
2DCB Bank Ltd DCBBANK0.1
3Karnataka Bank Ltd KTKBANK0.1
4South Indian Bank Ltd SOUTHBANK0.1
5Tamilnad Mercantile Bank Ltd TMB0.1
P/BVlowest P/BV
1Karnataka Bank Ltd KTKBANK0.8
2DCB Bank Ltd DCBBANK0.9
3Dhanlaxmi Bank Ltd DHANBANK⚠ unverified0.9
4South Indian Bank Ltd SOUTHBANK1.0
5Bandhan Bank Ltd BANDHANBNK1.1
Valuation · company comparison
18/18 level · 18/18 change

Solid lines show level; dotted lines show change when “Both” is selected. Missing reports break the line rather than being invented.

All-company data · latest reported quarter

Each figure is the company’s latest single reported quarter. The rankings above use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyP/BV ÷ ROEP/BVReported
IndusInd Bank Ltd INDUSINDBK1.11.1Jun 2026
IDFC First Bank Ltd IDFCFIRSTB0.31.4Jun 2026
RBL Bank Ltd RBLBANK0.21.4Jun 2026
Kotak Mahindra Bank Ltd KOTAKBANK0.22.6Jun 2026
Yes Bank Ltd YESBANK0.21.5Jun 2026
Axis Bank Ltd AXISBANK0.22.3Jun 2026
Bandhan Bank Ltd BANDHANBNK0.21.3Jun 2026
City Union Bank Ltd CUB0.11.9Mar 2026
Karur Vysya Bank Ltd KARURVYSYA0.12.4Jun 2026
Dhanlaxmi Bank Ltd DHANBANK⚠ unverified0.10.6Mar 2026
Karnataka Bank Ltd KTKBANK0.10.7Mar 2026
Tamilnad Mercantile Bank Ltd TMB0.11.0Mar 2026
South Indian Bank Ltd SOUTHBANK0.11.0Jun 2026
DCB Bank Ltd DCBBANK0.10.9Jun 2026
Jammu and Kashmir Bank Ltd J&KBANK0.10.8Mar 2026
HDFC Bank Ltd HDFCBANK2.3Jun 2026
ICICI Bank Ltd ICICIBANK3.1Jun 2026
Federal Bank Ltd FEDERALBNK2.0Jun 2026
Full 20-quarter history · every available company

P/BV ÷ ROE · reported quarter history

Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.2
0.1
0.2
0.1
0.2

Bandhan Bank Ltd · BANDHANBNK

0.1
0.1
0.1
0.4
0.3
0.1
0.1
0.1
0.1
1.7
0.1
0.1
0.1
0.3
0.2
0.5
0.3
0.2

City Union Bank Ltd · CUB

0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1

IDFC First Bank Ltd · IDFCFIRSTB

0.7
0.2
0.1
0.2
0.2
0.1
0.2
0.2
0.2
0.2
0.2
0.2
0.5
0.3
0.5
0.3
0.4
0.3

IndusInd Bank Ltd · INDUSINDBK

0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
1.1

Jammu and Kashmir Bank Ltd · J&KBANK

0.1
0.1
0.1
0.1
0.0
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1

Karur Vysya Bank Ltd · KARURVYSYA

0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1

Kotak Mahindra Bank Ltd · KOTAKBANK

0.3
0.3
0.2
0.3
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.1
0.2
0.2
0.3
0.2
0.2
0.2
0.2

RBL Bank Ltd · RBLBANK

2.0
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.6
0.5
0.2
0.2
0.2
0.2

South Indian Bank Ltd · SOUTHBANK

0.0
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1

Tamilnad Mercantile Bank Ltd · TMB

0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1

Yes Bank Ltd · YESBANK

0.4
0.3
0.2
0.3
0.8
1.8
0.6
0.4
0.7
0.7
0.4
0.3
0.3
0.2
0.2
0.2
0.3
0.1
0.2

P/BV · reported quarter history

Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.

Axis Bank Ltd · AXISBANK

2.3
1.8
1.9
1.9
1.8
2.2
2.2
2.2
2.4
2.4
2.2
3.0
2.4
1.9
1.9
2.4
1.9
1.9
1.8
2.3

Bandhan Bank Ltd · BANDHANBNK

2.6
2.8
3.3
2.6
2.3
2.0
1.8
2.2
2.1
1.9
1.4
1.7
1.5
1.1
1.0
1.4
1.0
0.9
1.0
1.3

City Union Bank Ltd · CUB

1.9
1.6
1.5
1.6
1.8
1.9
1.4
1.4
1.3
1.4
1.3
1.7
1.4
1.4
1.3
1.8
1.6
2.2
1.9

Federal Bank Ltd · FEDERALBNK

1.1
1.4
1.4
1.4
1.4
1.4
1.4
1.7
1.6
1.5
1.4
1.7
1.4
1.8
1.8
2.0

HDFC Bank Ltd · HDFCBANK

3.4
3.5
3.6
3.1
2.8
3.1
2.5
3.2
2.8
2.9
2.8
3.4
2.8
2.8
2.1
2.3

ICICI Bank Ltd · ICICIBANK

2.8
3.2
3.4
2.9
3.0
3.0
3.2
3.9
3.4
3.3
3.3
4.0
3.1
2.9
2.5
3.1

IDFC First Bank Ltd · IDFCFIRSTB

1.5
1.5
1.2
0.9
1.4
1.6
1.6
2.3
2.4
2.2
1.9
2.1
1.6
1.3
1.1
1.6
1.3
1.4
1.1
1.4

IndusInd Bank Ltd · INDUSINDBK

2.1
1.5
1.6
1.4
1.8
1.9
1.7
2.2
2.0
2.1
2.1
2.1
1.8
1.1
0.8
1.1
0.9
1.0
0.9
1.1

Karur Vysya Bank Ltd · KARURVYSYA

0.6
0.5
0.5
0.5
0.8
1.1
1.1
1.3
1.2
1.5
1.6
1.9
1.7
1.6
1.6
2.1
1.7
2.0
2.2
2.4

Kotak Mahindra Bank Ltd · KOTAKBANK

4.8
4.0
3.8
4.0
3.5
3.5
3.6
3.8
3.1
3.1
2.9
3.2
2.9
2.4
2.9
3.4
2.5
2.6
2.2
2.6

RBL Bank Ltd · RBLBANK

0.9
0.6
0.7
0.4
0.5
0.8
0.7
0.9
1.1
1.2
1.0
1.2
0.8
0.6
0.7
1.0
1.1
1.1
1.1
1.4

Yes Bank Ltd · YESBANK

1.0
1.0
0.9
0.9
1.1
1.5
1.1
1.1
1.2
1.5
1.6
1.7
1.6
1.3
1.1
1.4
1.4
1.4
1.1
1.5
08 · let price answer last

Market action

Tamilnad Mercantile Bank Ltd has the strongest one-year price move in Banks - Private at +75%. Jammu and Kashmir Bank Ltd leads on Mansfield relative strength against NIFTY at +52.7%. 16 of 18 covered companies are above zero on that measure. Every line covers 313 weekly closes through 2026-07-17.

Every price line is indexed to 100 over the chosen window. Mansfield relative strength compares a price ratio with its own 52-week average; zero separates leadership from lagging.
Price and relative strength

Price is rebased to 100 inside the selected window. Pair ratio rebases each selected company against one chosen denominator.

Before the conclusion · check the blind spots

What can make this comparison misleading?

This Banks - Private comparison names 7 specific ways its own evidence can mislead, all listed below. All 18 companies here report on comparable dates, so no rank carries a stale marker. 1 draws at least one figure from a second feed with too little overlap to cross-check. 3 have second-feed figures withheld because the two sources disagree.

Keep these limits visible

  • A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
  • A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
  • The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
  • An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
  • Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
  • 1 company draws at least one figure from a second data feed with too little overlapping history to cross-check against the primary source; it is marked unverified wherever that figure appears.
  • 3 companies are missing from the second-feed metrics by decision, not by absence: the two sources disagree, so nothing from the second is drawn. Read those rows as narrower evidence, never as a weaker business.
09 · the complete set

Which companies are included?

All 18 companies in the canonical Banks - Private membership are listed below, largest market value first — nothing is silently dropped, even where a company reports too little to rank. The charts above default to a selective view; this register is the complete set, with each company's own latest reporting date beside it.

AHEAD means the company is beating the index by 5% or more over three months. LAGGING, FUNDAMENTALS UP means it is 20% or more behind over a year while its trailing twelve-month earnings grew 20% or more. Both rules are fixed and applied the same way in every sector.

CompanyMarket valuePricePriced toLatest fundamentalsSource standing
HDFC Bank Ltd HDFCBANK₹11.4 L Cr₹7432026-07-19Jun 2026Second feed withheld
ICICI Bank Ltd ICICIBANKAHEAD₹10.3 L Cr₹1,4332026-07-19Jun 2026Second feed withheld
Kotak Mahindra Bank Ltd KOTAKBANK₹3.8 L Cr₹3852026-07-19Jun 2026Cross-checked
Axis Bank Ltd AXISBANK₹3.8 L Cr₹1,2272026-07-19Jun 2026Cross-checked
Federal Bank Ltd FEDERALBNKAHEAD25/26 WEEKS₹87.5K Cr₹3542026-07-19Jun 2026Second feed withheld
IndusInd Bank Ltd INDUSINDBKAHEAD19/26 WEEKS₹77.6K Cr₹9962026-07-19Jun 2026Cross-checked
Yes Bank Ltd YESBANKAHEAD₹72.0K Cr₹23.02026-07-19Jun 2026Cross-checked
IDFC First Bank Ltd IDFCFIRSTBAHEAD₹69.6K Cr₹80.82026-07-19Jun 2026Cross-checked
RBL Bank Ltd RBLBANKAHEAD23/26 WEEKS₹54.6K Cr₹3532026-07-19Jun 2026Cross-checked
Karur Vysya Bank Ltd KARURVYSYAAHEAD19/26 WEEKS₹32.8K Cr₹3392026-07-19Jun 2026Cross-checked
Bandhan Bank Ltd BANDHANBNK24/26 WEEKS₹26.7K Cr₹1662026-07-19Jun 2026Cross-checked
City Union Bank Ltd CUBAHEAD₹21.8K Cr₹2202026-07-19Mar 2026Cross-checked
Jammu and Kashmir Bank Ltd J&KBANKAHEAD24/26 WEEKS₹19.0K Cr₹1732026-07-19Mar 2026Cross-checked
Tamilnad Mercantile Bank Ltd TMBAHEAD26/26 WEEKS₹12.7K Cr₹8042026-07-19Mar 2026Cross-checked
South Indian Bank Ltd SOUTHBANKAHEAD22/26 WEEKS₹12.2K Cr₹46.52026-07-19Jun 2026Cross-checked
Karnataka Bank Ltd KTKBANKAHEAD26/26 WEEKS₹10.6K Cr₹2802026-07-19Mar 2026Cross-checked
DCB Bank Ltd DCBBANK₹6.0K Cr₹1862026-07-19Jun 2026Cross-checked
Dhanlaxmi Bank Ltd DHANBANKAHEAD19/26 WEEKS⚠ unverified₹1.4K Cr₹34.32026-07-19Mar 2026Includes unverified figures
How each company's sources stand: 1 of 18 companies draws at least one figure from a second data feed that could not be cross-checked against the primary source, because the two do not share enough reported history to compare. Those figures are marked unverified wherever they appear. 3 of 18 companies have a second data feed that is known to disagree with the primary source, so nothing from it is drawn: HDFC Bank Ltd (HDFCBANK) — its two data sources disagree by up to 26% on reported income across 15 comparable periods, so its derived ratios are withheld; ICICI Bank Ltd (ICICIBANK) — its two data sources disagree by up to 7% on reported income across 15 comparable periods, so its derived ratios are withheld; Federal Bank Ltd (FEDERALBNK) — its two data sources disagree by up to 3.6% on reported income across 15 comparable periods, so its derived ratios are withheld.
Evidence and freshness

How was this comparison built?

This comparison is built from the reported filings of 18 Banks - Private companies, normalized to a common ₹ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Jun 2026 and market data through 2026-07-24. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.

FundamentalsThrough Jun 2026 · up to 20 quarters per company
Market dataThrough 2026-07-24 · weekly price and relative-strength history
Derived metricsGrowth, changes, CAPEX intensity, net debt, guarded PEG and P/BV÷ROE are calculated only when their inputs are comparable.
Score confidenceMissing and stale evidence reduces confidence and pulls the 0–100 research-priority score toward neutral.
Source standing14 cross-checked · 1 unverified · 3 withheld, of 18 graded companies.

A second feed is read only after its reported income is matched against the primary source on at least three overlapping periods. Where the two agree the figures fill silently. Where there is too little shared history to compare, the figures are still drawn — they are the only evidence there is — and marked ⚠ unverified everywhere they appear. Where the two are known to disagree, nothing from the second feed is drawn and the affected company is named under the chart it is missing from. Every company's standing is listed in the register above.

Questions investors ask · short, speakable answers

Banks - Private company comparison FAQs

These 18 answers restate the Banks - Private comparison above in question form. Every one is computed from the same 18 companies and the same reported filings as the rankings and charts, current through Jun 2026. Price and relative-strength answers run through 2026-07-24. Nothing here is estimated, and none of it is a recommendation.

What is the Nifty Banks - Private index?

The Nifty Banks - Private index tracks India's listed Banks - Private companies as a single basket. This page follows the same 18 companies and equal-weights them, so every company's weekly return counts once whatever it is worth, and the reading belongs to the Banks - Private sector rather than to its largest constituent. Figures are as of Jun 2026.

Which are the best Banks - Private stocks in India?

Ranked by this page's four-factor score, Tamilnad Mercantile Bank Ltd places first among 18 listed Banks - Private companies, followed by City Union Bank Ltd. That is a ranking of published data — earnings, quality, valuation and market behaviour as of Jun 2026 — and not a recommendation; Sector Alpha is not registered with SEBI as an investment adviser.

How many Banks - Private stocks are listed in India?

This comparison covers 18 listed Banks - Private companies in India, each above the size floor the site applies, with 20 quarters of reported figures per company where the filings exist. The full ranked list is on this page, as of Jun 2026.

Which Banks - Private company is the biggest?

HDFC Bank Ltd is the largest, with trailing-twelve-month income of ₹3,51,818 crore, ahead of ICICI Bank Ltd at ₹1,98,380 crore. That covers 18 of 18 companies with comparable reporting through Jun 2026.

Which Banks - Private company is growing fastest?

Dhanlaxmi Bank Ltd has the fastest income growth at 21.3% year on year, across 18 of 18 comparable companies. Fast growth off a small base is not the same as proven scale — check whether the rate holds across several quarters on the chart above before treating it as a trend.

Which Banks - Private company makes the most profit?

HDFC Bank Ltd earns the most, at ₹82,512 crore of trailing-twelve-month net profit, from 18 of 18 comparable companies. IDFC First Bank Ltd has the fastest profit growth at 77.3%, though growth off a small or recovering profit base overstates how much has actually changed.

Which Banks - Private lender has the best asset quality?

Tamilnad Mercantile Bank Ltd reports the lowest gross NPA ratio at 0.7% — lower is better — across 9 of 18 lenders. Read the direction as well as the level: a rising NPA ratio off a low base can matter more than a high but falling one.

Which Banks - Private company earns the highest return on capital?

ICICI Bank Ltd leads on return on assets at 2.1%, across 17 of 18 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.

Which Banks - Private stock is the cheapest?

On price-to-book divided by return on equity — where a LOWER number is cheaper — Jammu and Kashmir Bank Ltd screens cheapest at 0.07×. Only 18 of 18 companies pass the comparability guard, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.

Which Banks - Private lender has the largest funding base?

Axis Bank Ltd has the largest reported deposit base at ₹13,71,173 crore. For lenders, deposits and borrowings are operating inputs rather than leverage, so they are read against asset quality and returns instead of as debt.

Which Banks - Private stock has the strongest price momentum?

Jammu and Kashmir Bank Ltd has the strongest relative strength against NIFTY 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.

Which Banks - Private company scores highest for research priority?

Tamilnad Mercantile Bank Ltd scores 72 out of 100 with 92.8% evidence confidence, from 20 points on growth and earnings, 22.1 on capital efficiency, 12.9 on valuation and 17 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.

How many Banks - Private companies does this comparison cover, and over what period?

It compares 18 listed companies over up to 20 reported quarters of fundamentals and 10 fiscal years of capital allocation, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.

What is the total market cap of the Banks - Private sector?

The 18 Banks - Private companies on this page carry ₹34,41,381 crore of combined market value. HDFC Bank Ltd is the largest at ₹11,44,294 crore, about 33% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-07-29.

What is the Banks - Private sector's P/B ratio?

The median price-to-book ratio across the 18 Banks - Private companies on this page is 1.4×, measured on the 18 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-07-29.

How is the Banks - Private sector performing?

16 of the 18 covered Banks - Private companies are beating NIFTY 500 on Mansfield relative strength. A 52-week sector-versus-index comparison is not available from the current market series for this sector, so it is not quoted. Readings are as of 2026-07-29.

Why are some values on this page blank?

A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.

Is this investment advice?

No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.

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