# Huma Finance (HUMA) — crypto price, market cap and strength versus Bitcoin > Huma Finance trades at $0.0197 with a market capitalisation of $39.2M (rank 535). Over 90 days it is +6% against Bitcoin and sits below its 200-day average. Payments as a theme is +4.7% against Bitcoin over 13 weeks. Price readings run through 2026-07-31. ## Agent research brief - What this coin is: Huma Finance (HUMA), a Payments token of $39.2M at market-cap rank 535. No protocol activity data is published for it. - What the tape says: +6% versus Bitcoin over 90 days; below its 200-day average. Payments as a theme is +4.7% against Bitcoin over 13 weeks. - What the evidence supports: 50.7/100 inside Payments on 50% evidence (0% of it native activity). Treat this as a tape-led lead. Require native activity confirmation before upgrading research priority. - What is missing: There is no valuation band for any coin on this site: historical market capitalisation is not held, so no PE-style range can be built. Huma Finance publishes no fee, revenue, TVL or user series at all. Theme: Payments (/mla/crypto/sector/payments). Price 2026-07-31; market-cap snapshot 2026-07-04. ## Price, returns and risk Huma Finance is -41% over one year, -12.4% over 90 days and -9.1% over 30 days. Annualised 30-day volatility is 78%. Its deepest fall from a high inside the last 90 days is 27%. It trades below its 200-day average, which is falling. - Price: $0.0197 - Market cap: $39.2M (rank 535) - Returns: 7d -9.0%; 30d -9.1%; 90d -12%; 180d -19%; 1y -41% - RS versus Bitcoin, 90d: +6.0% - 30-day volatility: 78% annualised; deepest 90-day fall 27% - 200-day average: $0.0203, trading below it ## Protocol economics No protocol fee, revenue, TVL, user, DEX-volume or transaction series is published for Huma Finance, so this page shows none rather than inventing one. That is the normal case in crypto: fewer than one coin in seven has any of it. ## Research score Huma Finance: 50.7/100 — Tape-led · on-chain proof incomplete; 14.4 + 15.0 + 10.0 + 11.3 = 50.7; evidence 50%; native evidence 0%; rank 5 of 10 rated Payments coins Decision use: Treat this as a tape-led lead. Require native activity confirmation before upgrading research priority. This weakens if: The read weakens if 90-day RS versus BTC falls below zero with two weekly closes below the 200-DMA, or native activity contracts for two complete calendar quarters. No valuation band exists for any coin on this site: historical market capitalisation is not held, so no company-style valuation range can be built. ## Payments scorecard Huma Finance is one of 13 Payments coins here, 10 of which carry enough evidence to be rated and ranked. Huma Finance ranks 5 of those 10 on 50% evidence. The table below is the theme's own scorecard, in its own order, with this coin marked. - 1. AI Analysis Token (AIAT): score 60.2; evidence 50%; Illiquid · research only - 2. WeFi (WFI): score 58.1; evidence 50%; Illiquid · research only - 3. Scandic Coin (SNC): score 54.1; evidence 50%; Illiquid · research only - 4. Ultima (ULTIMA): score 50.9; evidence 50%; Tape-led · on-chain proof incomplete - 5. Huma Finance (HUMA) [this coin]: score 50.7; evidence 50%; Tape-led · on-chain proof incomplete - 6. Nano (XNO): score 47.3; evidence 50%; Illiquid · research only - 7. Telcoin (TEL): score 41.5; evidence 50%; Illiquid · research only - 8. Request (REQ): score 40.9; evidence 50%; Illiquid · research only - 9. BitDCA (BDCA): score 33.7; evidence 50%; Illiquid · research only - 10. Amp (AMP): score 32.8; evidence 55%; Illiquid · research only ## Limitations - Crypto network activity is not company earnings. Protocol revenue does not automatically accrue to token holders. - Market capitalisation is a dated snapshot, not a point-in-time historical supply series, so yields computed against it inherit that lag. - No valuation band exists for any coin: historical market capitalisation is not held at all. - Funding rates, open interest, liquidations, exchange flows, unlock schedules and developer activity are not held and are not inferred. - The research score is relative to this coin's own theme only. It is not comparable across themes and is not an entry signal. ## FAQs ### What is Huma Finance (HUMA)? Huma Finance is a Payments cryptocurrency tracked here by price, market capitalisation and strength against Bitcoin, with no protocol activity data published for it. It is one of 13 Payments coins on this site. Readings are as of 2026-07-31. ### What is the market cap of Huma Finance? Huma Finance's market capitalisation is $39.2M, ranking it 535 in the top-1,000 crypto universe. That figure is a dated snapshot from 2026-07-04, refreshed separately from the daily price series, so it can lag the price shown above. ### Is Huma Finance beating Bitcoin? Huma Finance is +6% against Bitcoin over 90 days, and its own theme, Payments, is +4.7% over 13 weeks. It trades below its 200-day average as of 2026-07-31. ### Does Huma Finance have a P/E ratio? No. There is no company-style P/E or PEG for a crypto token, and no valuation band is shown on this page because the data to build one honestly does not exist: historical market capitalisation is not held, only a current snapshot. Where a protocol publishes fees or revenue, this page shows the yield against that dated snapshot instead. ### What is Huma Finance's research score? 50.7/100 within Payments, ranked 5 of 10 rated Payments coins, on 50% evidence: 14.4 + 15.0 + 10.0 + 11.3 = 50.7. It is labelled “Tape-led · on-chain proof incomplete”. The score ranks research attention inside one theme, never portfolio action. ### How much Huma Finance history does this page show? Five years of weekly closes where they exist, plus 20 complete calendar quarters of on-chain activity for the metrics Huma Finance actually publishes. No protocol fee, revenue, TVL or user series is published for this token, so none is shown.