Sector Alpha Week of 2026-07-24
Sector Alpha — machine-written from the numbers · Data as of 2026-07-24

Just Dial Ltd

JUSTDIAL
E-Commerce - Platform - Utility

Just Dial Ltd's earnings have outrun its stock. EPS grew +121.1% in a year against a −13.3% price move.

The sharpest disagreement: annual EPS moved +121.1% against a −13.3% price move — the market has not yet caught up with the delivery.

The price is in a downtrend (79 weeks in) while the P/E sits at the 50th percentile of its own 10-year range. Underneath, the last four quarters read improving — profit +38.1% year on year, and 80% of the last 3 years' profit arrived as cash. What settles it: whether the price catches up with earnings that have already moved.

Price
₹767
−13.3% 1Y
P/E
44.4×
50th pctile
of its own 10-year range
Revenue (Mar 24)
₹270 Cr
+15.9% YoY
Profit (Mar 24)
₹116 Cr
+38.1% YoY
Operating margin
26.0%
+12.0 pp YoY
ROCE
5%
FY24
ROIC
4.0%
vs WACC 12.0% → −8.0 pp
Cash conversion
80%
of profit, last 3 FY
01 · Price story

Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.

Just Dial Ltd trades at ₹767, in a downtrend and 79 weeks into that stage. That is +19.5% against its own 200-day average. It sits at 74% of a 52-week range of ₹500 to ₹860. On relative strength it has been ahead of the NIFTY 500 on a trailing-13-week view for 2 straight weeks.

Today the stock is in a downtrend — week 79 of stage 4, confirmed. At ₹767 it trades +19.5% versus its 200-day average and sits at 74% of its 52-week range (₹500–₹860).

Jul 26: ₹767 Weekly closing price (₹) with 50- and 200-day averages; shaded bands mark the price stage (grey base, green advance, amber top, red decline). 3-year window.
+19.5% versus the 200-day line, week 79 of stage 4
Price50-day avg200-day avg
S2S4₹1,374₹1,139₹905₹670₹435₹767₹642Jul 23Apr 24Jan 25Oct 25Jul 26
S2S4₹1,374₹1,139₹905₹670₹435₹767₹642Jul 23Jan 25Jul 26
Beating or trailing, week by week since 2016 Each cell is one week from 2016 to now (544 weeks): the stock's trailing 13-week return minus the NIFTY 500's, green ahead / red behind (±25% ramp). Grey cells are the 13-week warm-up or weeks where the NIFTY 500 reading is not held.
trailing 13-week return vs the NIFTY 500
Mar 16Jul 26

Against the market, two honest reads. Cumulative: over the last 10.3 years the stock moved +14% while the NIFTY 500 moved +274% — behind the index over the full window. Recent form: on a trailing-13-week view the stock has been ahead for 2 straight weeks — the ribbon below is that same metric, week by week.

What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.

→ The trend is one thing; the bill is another. Are you paying up for it? Next: the P/E sits at the 50th percentile of its own range.

02 · Valuation

Valuation P/E is the price of ₹1 of annual profit: how many rupees the market pays for each rupee the company earns in a year.

Just Dial Ltd trades at 44.4× P/E, mid-range by its own standards (50th percentile). Its long-run median P/E is 44.1×, measured across 10.4 years of weekly readings. This places the multiple against the stock’s own record, and says nothing about what the business is worth.

Today's P/E of 44.4× is mid-range by its own standards (50th percentile), against a long-run median of 44.1× measured over 10.4 years of weekly readings. This is a comparison against the stock's own history — not a claim about what it is worth.

P/E 44.4× vs a 44.1× long-run median P/E, weekly (left axis); earnings per share, trailing twelve months, weekly (right axis). 10.4-year window; loss-period spikes above 132× shown pinned at the top. The eps (ttm) bars are red where the reading is lower than the quarter before.
mid-range by its own standards (50th percentile)
P/EMedianEPS (TTM) (quarterly)
142.2×₹49.5106.7×₹37.171.1×₹24.735.6×₹12.40.0×₹0.0×44.50×₹16Mar 16Sep 18Apr 21Feb 24Jul 26
142.2×₹49.5106.7×₹37.171.1×₹24.735.6×₹12.40.0×₹0.0×44.50×₹16Mar 16Apr 21Jul 26
PEG 0.74 PEG ratio per quarter — the P/E divided by the earnings-growth rate. The dashed line marks 1.0: below it the growth is cheap against the multiple, above it the price already prices the growth in. Last 20 quarters.
below 1.0, the growth looks cheap against the multiple
PEGPEG = 1.0
4.3×3.2×2.2×1.1×0.1××0.74×Q2 FY22Q2 FY23Q3 FY24Q4 FY25Q1 FY27
4.3×3.2×2.2×1.1×0.1××0.74×Q2 FY22Q3 FY24Q1 FY27
P/E
44.4×
50th percentile of 10y
PEG
10.16
derived from 3-year earnings growth

Why the multiple sits where it does: over the past year annual EPS moved +121.1% against a −13.3% price move — earnings outran the price, pushing the multiple DOWN its own range.

The price move, decomposed: over 5y, of the −6.5%/yr price move, ~−2.0%/yr came from earnings growth and ~−4.5 pp from the multiple (compressing); over 10y, of the +3.3%/yr price move, ~+0.1%/yr came from earnings growth and ~+3.2 pp from the multiple (expanding). The split is the honest approximate (price return minus earnings growth); it makes the rally itself visible instead of hiding it behind the percentile.

Put together: the multiple is unremarkable against its own past, so the story rests on the earnings line underneath it, not the multiple.

→ Cheap or dear rides on the earnings. Are they actually growing? Next: the fundamental stage — where the business sits in its arc, and how growth has compounded.

03 · Stage: No read

Stage: No read Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).

Just Dial Ltd reads as no read on its fundamental arc. Under eight usable quarters on the growth trio — not enough history for an honest trajectory read. The read is built from 10 quarters across 2 curves, on partial evidence.

Three growth curves, twelve quarters Year-on-year growth of trailing-twelve-month revenue (left axis), profit and EPS (right axis — they swing far wider), % at each quarter-end. Where the trailing-twelve-month history is short, the curve falls back to single-quarter year-on-year growth — noisier, and the classifier smooths and caps base-effect spikes before reading. Base-effect spikes shown pinned (▲). A missing point means that reading is not held for the quarter.
the trajectory the stage is read from
RevenueProfitEPS
43%327%30%230%17%132%4.3%35%−8.7%−62%%%15.9%38.1%121.3%Jun 21Sep 22Mar 24
43%327%30%230%17%132%4.3%35%−8.7%−62%%%15.9%38.1%121.3%Jun 21Sep 22Mar 24
ROCE Trailing-twelve-month operating profit (before interest and tax) as a share of average capital employed — total assets minus current liabilities, the standard textbook basis, %.
the return curve, computed quarterly
ROCE
13%9.5%6.4%3.2%0.0%%11.8%Jun 21Sep 22Mar 24
13%9.5%6.4%3.2%0.0%%11.8%Jun 21Sep 22Mar 24
Revenue growth
Rolling over
latest +15.9% · span −5.1% to +39.0%
ROCE
Stuck low
latest 11.8% · span 0.9%–11.8%

Why it matters: with too little history, an honest page says so instead of guessing a trajectory.

One or more growth curves carry a base-effect spike — a large year-on-year move off a near-zero or loss-making comparable quarter. Those spikes are capped before the classifier reads the trajectory, and shown pinned on the chart, so a single distorted quarter does not drive the stage call.

Fewer than eight usable quarters on the growth curves — this page will not guess a trajectory from a stub of history.

Growth, year by year: revenue +23.4% in FY24, profit +122.7% Year-over-year growth per fiscal year, %: revenue (left axis); net profit and EPS (right axis — profit growth swings far wider). Zero line drawn.
Revenue YoYProfit YoYEPS YoY
87%149%55%89%24%29%−6.7%−32%−38%−92%%%23.4%122.7%FY14FY19FY24
87%149%55%89%24%29%−6.7%−32%−38%−92%%%23.4%122.7%FY14FY19FY24
TTM growth by quarter Trailing-twelve-month growth versus the year-ago TTM, per quarter, %: revenue (left axis); profit and EPS (right axis). The acceleration read compares the last 4 quarters (+23.4%) with the last 8 annualized (+27.0%). Spikes shown pinned (▲).
revenue rolling over, profit rolling over
Revenue TTM YoYProfit TTM YoYEPS TTM YoY
37%323%32%239%27%154%22%69%17%−15%%%23.4%122.7%Jun 21Sep 22Mar 24
37%323%32%239%27%154%22%69%17%−15%%%23.4%122.7%Jun 21Sep 22Mar 24
Compound annual growth rate (%) Compound annual growth rate over each window, %. Revenue, profit and EPS from fiscal-year figures; share price is the price CAGR over the same spans. A dash = that window is not held, or the base was a loss.
1yr3yr5yr10yr
Revenue+23.4%+15.6%+3.2%+8.5%
Profit+122.7%+19.3%+11.9%+11.6%
EPS+121.1%+7.2%+6.0%+9.5%
Share price−13.3%−2.7%−6.5%+3.3%
Revenue YoY (Mar 24)
+15.9%
latest quarter vs a year ago
Profit YoY (Mar 24)
+38.1%
latest quarter vs a year ago
Revenue 10y
8.5%
long-run compound pace

→ The stage names the trajectory. Next: the revenue line that produces it, quarter by quarter.

04 · 4-Factor Sector Score

4-Factor Sector Score

43.6/100 — rank 10 of 13 in E-Commerce - Platform - Utility · 87% evidence confidence

Just Dial Ltd scores 43.6 out of 100 against the 13 companies it is compared with in E-Commerce - Platform - Utility, ranking 10. Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

The four contributions add to the total exactly: 19.9 + 11.7 + 5 + 7 = 43.6. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.

What would change it: The read weakens if profit growth turns negative or margin improvement reverses while sector-relative strength deteriorates.

05 · Revenue

Revenue Revenue is the top line: everything the company billed its customers in the period.

Just Dial Ltd reported ₹270 Cr of revenue in the Mar 24 quarter, +15.9% year on year. That is the 8th straight quarter of year-on-year growth. Over 10 years it has compounded at 8.5% a year. The last full year, FY24, came in at ₹1,043 Cr. The last four reported quarters add to ₹1,043 Cr.

Just Dial Ltd reported ₹270 Cr of revenue in the Mar 24 quarter, +15.9% year on year. That is the 8th straight quarter of year-on-year growth. Over 10 years it has compounded at 8.5% a year. The last full year, FY24, came in at ₹1,043 Cr. The last four reported quarters add to ₹1,043 Cr.

FY24 revenue came in at ₹1,043 Cr (+23.4% on the year), capping 10 years at 8.5% compound. The latest quarter (Mar 24) printed ₹270 Cr, +15.9% year on year — the 8th consecutive quarter of year-over-year growth.

FY24 revenue ₹1,043 Cr (+23.4% YoY) Revenue bars, ₹ Cr (left); YoY growth-% line (right). 11-year window. A bar is red when it is lower than the year before.
8.5% a year over 10 years
RevenueYoY growth
1.1k87%84555%56324%282−6.7%0−38%₹ Cr%₹1,04323.4%FY14FY19FY24
1.1k87%84555%56324%282−6.7%0−38%₹ Cr%₹1,04323.4%FY14FY19FY24
Mar 24: ₹270 Cr (+15.9% YoY) Quarterly revenue bars, ₹ Cr (left); YoY growth-% line (right). Last 12 quarters. A bar is red when it is lower than the quarter before.
8th straight quarter of growth
Revenue (quarterly)YoY growth
29243%21930%14617%734.3%0−8.7%₹ Cr%₹27015.9%Jun 21Sep 22Mar 24
29243%21930%14617%734.3%0−8.7%₹ Cr%₹27015.9%Jun 21Sep 22Mar 24

Pace check: the last four quarters averaged +24.0% growth against the decade's 8.5% — the current year is running faster than its own long-run rate.

Acceleration check: trailing-twelve-month revenue grew +23.4% over the last 4 quarters against +27.0%/yr over the last 8 — rolling over; TTM profit +122.7% vs +127.7%/yr — rolling over.

→ Revenue grew — did margins hold as it scaled? Next: 26.0% this quarter (+12.0 pp YoY).

06 · Operating margin

Operating margin Operating margin is what is left of every ₹100 of sales after running the business, before interest and tax. It is the cleanest read on pricing power and cost control.

Just Dial Ltd's operating margin is 26.0% in the Mar 24 quarter, +12.0 percentage points against the same quarter a year ago. Across 12 fiscal years the operating margin has ranged 0.0% to 31.0%. The current quarter sits inside that band.

Just Dial Ltd's operating margin is 26.0% in the Mar 24 quarter, +12.0 percentage points against the same quarter a year ago. Across 12 fiscal years the operating margin has ranged 0.0% to 31.0%. The current quarter sits inside that band.

The latest quarter's operating margin is 26.0%, +12.0 pp against the same quarter a year ago. Across 12 fiscal years the operating margin has ranged 0.0%–31.0%.

Why the margin moved: operating margin went +11.9 pp year on year while gross margin went +0.0 pp — the gain came mostly below the gross line: operating leverage, with costs spread over a bigger revenue base.

FY24: 21.0% Operating margin by fiscal year, %, line (left); year-on-year change in the margin, in percentage points, line (right). 12-year window.
within a 0.0–31.0% band over 12 years
operating marginYoY change (pp)
33%14%24%3.9%16%−6.0%6.5%−16%−2.5%−26%%%21%11%FY12FY18FY24
33%14%24%3.9%16%−6.0%6.5%−16%−2.5%−26%%%21%11%FY12FY18FY24
Mar 24: 26.0% operating margin (+12.0 pp YoY) Quarterly operating margin, %, line (left); year-on-year change in the margin, in percentage points, line (right). Last 12 quarters. Operating profit as a share of revenue, per quarter.
Operating marginYoY change (pp)
29%21%18%9.2%8.0%−3.0%−2.4%−15%−13%−27%%%26%12%Jun 21Sep 22Mar 24
29%21%18%9.2%8.0%−3.0%−2.4%−15%−13%−27%%%26%12%Jun 21Sep 22Mar 24

→ Margins held — did that reach the bottom line? Next: profit +38.1% in the latest quarter.

07 · Net profit

Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.

Just Dial Ltd earned ₹116 Cr of net profit in the Mar 24 quarter, +38.1% year on year. It is the 3rd consecutive quarter of growth. Full-year FY24 profit was ₹363 Cr. The 10-year compound rate is 11.6%. That is 43.0% of the quarter's revenue. The same quarter a year earlier earned ₹84.0 Cr.

Just Dial Ltd earned ₹116 Cr of net profit in the Mar 24 quarter, +38.1% year on year. It is the 3rd consecutive quarter of growth. Full-year FY24 profit was ₹363 Cr. The 10-year compound rate is 11.6%. That is 43.0% of the quarter's revenue. The same quarter a year earlier earned ₹84.0 Cr.

Mar 24 profit was ₹116 Cr, +38.1% year on year — the 3rd consecutive quarter of growth. On the full year, FY24 printed ₹363 Cr (+122.7%), and the 10-year compound rate is 11.6%.

FY24 profit ₹363 Cr (+122.7% YoY) Net profit bars, ₹ Cr (left); YoY growth-% line (right). 11-year window. A bar is red when it is lower than the year before.
11.6% a year over 10 years
Net profitYoY growth
392149%29491%19633%98−25%0−83%₹ Cr%₹363122.7%FY14FY19FY24
392149%29491%19633%98−25%0−83%₹ Cr%₹363122.7%FY14FY19FY24
Mar 24: ₹116 Cr (+38.1% YoY) Quarterly net profit bars, ₹ Cr (left); YoY growth-% line (right). Last 12 quarters. A bar is red when it is lower than the quarter before.
3rd straight quarter of growth
Net profit (quarterly)YoY growth
129321%82225%34130%−1434%−61−62%₹ Cr%₹11638.1%Jun 21Sep 22Mar 24
129321%82225%34130%−1434%−61−62%₹ Cr%₹11638.1%Jun 21Sep 22Mar 24

Why profit moved: revenue contributed +15.9% and the margin +12.0 pp — the quarter was margin-led: most of the profit growth came from keeping more of each sale.

Pace comparison, last four quarters: profit +33.1% vs revenue +24.0%. Profit is growing faster than sales — fixed costs are being spread over a bigger base, and each extra rupee of revenue drops more to the bottom line.

→ Profit rose — but did the cash follow? Next: 80% of the last 3 years' profit arrived as cash.

08 · Cash flow — the router

Cash flow — the router The P&L says what was earned; the cash-flow statement says what actually arrived. Operating cash flow (CFO) against profit is the cleanest lie detector in the accounts.

Over the last 3 fiscal years 80% of Just Dial Ltd's reported profit arrived as operating cash — the cash follows the profit. In FY24 that was ₹259 Cr of operating cash against ₹363 Cr of profit. After ₹11.0 Cr of capital spending, ₹248 Cr was left as free cash.

FY24: operating cash of ₹259 Cr against reported profit of ₹363 Cr, leaving free cash of ₹248 Cr after ₹11.0 Cr of capital spending. Across the last 3 fiscal years the conversion rate is 80% of profit.

Cash-flow readings here are annual — that is the resolution our series carries, so this section moves once a year.

FY24: CFO ₹259 Cr vs profit ₹363 Cr Operating cash flow and net profit by fiscal year, ₹ Cr; the line is free cash flow (CFO minus capital spending). 11-year window, annual resolution.
80% of 3-year profit arrived as cash
Operating cashNet profitFree cash
392294196980₹ Cr₹259₹363₹248FY14FY19FY24
392294196980₹ Cr₹259₹363₹248FY14FY19FY24
FY24: CFO = 71% of profit (three-year rate 80%) Operating cash as a share of net profit, per fiscal year, % (line). Dashed line = 100% — every unit of profit arriving as cash.
Conversion100%
166%136%107%77%47%%71%FY14FY19FY24
166%136%107%77%47%%71%FY14FY19FY24

Why conversion sits at 80%: the cash cycle held roughly steady between FY19 and FY24 — so conversion tracks profitability rather than the cycle.

Router verdict: no single sink dominates — the next section checks both the working-capital cycle and the capital spending.

→ So follow the cash to where it goes. Next: a 0-day cycle and ₹117 Cr of building.

09 · Where the cash goes

Where the cash goes Working capital is the cash tied up between paying suppliers and getting paid: debtor days (customers owe), inventory days (stock waits), and the cash conversion cycle (the whole loop, in days of sales).

Just Dial Ltd's cash conversion cycle runs 0 days in FY24, down from 0 days in FY19. Capital spending ran ₹117 Cr over the last 3 years. At FY24 sales of ₹1,043 Cr each day of that cycle holds about ₹2.9 Cr, so roughly ₹0.0 Cr sits inside the business at any moment.

FY24: debtors at 0 days (an asset-light business — no inventory to speak of) — for a full cycle of 0 days, tighter than FY19's 0.

In money terms: at FY24 sales of ₹1,043 Cr, each day of the cycle holds about ₹2.9 Cr — so the 0-day loop keeps roughly ₹0.0 Cr sitting inside the business at any moment.

FY24: a 0-day cash cycle Debtor days, inventory days, payable days and the cash conversion cycle by fiscal year. 12-year window.
+0 days vs FY19
Cash cycleDebtor days
1.20.60.0−0.6−1.2days0d0dFY12FY15FY18FY21FY24
1.20.60.0−0.6−1.2days0d0dFY12FY18FY24

On the investment side: capital spending of ₹117 Cr over the last 3 fiscal years against ₹108 Cr of depreciation — building somewhat ahead of wear-and-tear. Capital work-in-progress stands at ₹0.0 Cr (FY24) — capacity paid for but not yet earning.

FY24: capex ₹11.0 Cr, work-in-progress ₹0.0 Cr Capital spending per fiscal year, ₹ Cr (bars); capital work-in-progress, ₹ Cr (line). Quarterly capital-spending history is not held for India — annual is the honest resolution.
steady investment
CapexWork-in-progress
997550250₹ Cr₹11₹0FY15FY17FY19FY21FY24
997550250₹ Cr₹11₹0FY15FY19FY24

The synthesis: neither the cycle nor the build-out is hoarding the cash — the machine is reasonably clean.

→ Does all this activity actually earn its cost of capital? Next: ROCE is 5% and the ROIC − WACC spread is −8.0 pp.

10 · Return on capital

Return on capital Return on capital employed (ROCE) is the profit the whole business earns on all the money in it — equity and debt together. It is the single best test of whether growth creates value or just size.

Just Dial Ltd earns a ROCE of 5% in FY24. That is up from a trough of 0% in FY22. Return on invested capital clears the cost of that capital by −8.0 percentage points, so growth here is not yet paying for the capital it uses. The wiring behind it is 34.8% net margin on 0.21× asset turns.

FY24 ROCE is 5%, recovered from a FY22 trough of 0% — the full ladder below shows the fall and the climb, undoctored.

🚨 Why the return is what it is — the wiring (FY24): 34.8% net margin × 0.21× asset turns × 1.21× balance-sheet leverage ≈ 8.8% on equity. Margin is doing the heavy lifting; leverage is modest — this is an earned return, not a borrowed one.

The capstone test — ROIC − WACC: 4.0% − 12.0% = a −8.0 pp spread. The 12.0% is a standing assumption for the cost of capital in India, not a per-stock estimate — read the sign and the size of the spread, not the decimals. Negative — growth at these returns destroys value until the returns recover.

FY24: ROCE 5% Return on capital employed by fiscal year, % (line); ROIC by fiscal year, % (line). 11-year window, dips included. Dashed line = the 12.0% cost of capital used on this page.
the climb back from FY22's 0%
ROCEROIC (annual)WACC
79%57%35%12%−10%%5%−4%FY12FY19FY24
79%57%35%12%−10%%5%−4%FY12FY19FY24
Q4 FY26: ROCE 5.8% (TTM) Trailing-twelve-month ROCE, per quarter, %. Last 12 quarters, put on a trailing-twelve-month basis and anchored to the annual figure.
ROCE (TTM)
6.2%5.2%4.3%3.3%2.3%%5.8%Q2 FY24Q3 FY25Q1 FY27
6.2%5.2%4.3%3.3%2.3%%5.8%Q2 FY24Q3 FY25Q1 FY27

→ Returns like these — is the balance sheet borrowing to make them? Next: debt-to-equity is 0.02.

11 · Debt

Debt Debt-to-equity says how much of the business is funded by borrowings. Low is the safe corner; the trend matters as much as the level.

Just Dial Ltd carries total debt of ₹85.0 Cr against shareholder equity of ₹5,106 Cr as of Jun 26, a debt-to-equity of 0.02 — effectively unlevered. On the annual view that ratio went from 0.02 in FY22 to 0.02 in FY26. The returns elsewhere on this page are therefore earned rather than borrowed.

Jun 26: total debt of ₹85.0 Cr against shareholder equity of ₹5,106 Cr — a debt-to-equity of 0.02. On the annual view, debt-to-equity went from 0.02 (FY22) to 0.02 (FY26). The returns on this page are earned, not borrowed.

FY26: debt ₹85.0 Cr at 0.02× equity Total debt by fiscal year, ₹ Cr (bars); debt-to-equity, × (line). 5-year window.
Total debtDebt-to-equity
1081.2×810.6×540.0×27−0.6×0−1.1×₹ Cr×₹850.02×FY22FY24FY26
1081.2×810.6×540.0×27−0.6×0−1.1×₹ Cr×₹850.02×FY22FY24FY26
Jun 26: debt ₹85.0 Cr, debt-to-equity 0.02 Total debt per quarter, ₹ Cr (bars); debt-to-equity, × (line). Last 12 quarters. India reports the full balance sheet half-yearly, so the intervening quarter carries the prior reading forward.
Total debt (quarterly)Debt-to-equity
1081.2×810.6×540.0×27−0.6×0−1.1×₹ Cr×₹850.02×Sep 23Dec 24Jun 26
1081.2×810.6×540.0×27−0.6×0−1.1×₹ Cr×₹850.02×Sep 23Dec 24Jun 26

→ Who owns this, and are they adding or leaving? Next: Foreign institutions cut 3.7 points over 8 quarters.

12 · Ownership

Ownership Who owns the stock, quarter by quarter: promoters (the controlling owners), foreign and domestic institutions, and the public. Steady accumulation by people close to the numbers is a signal; a quiet register is also an answer.

Foreign institutions cut 3.7 points of Just Dial Ltd over 8 quarters, the biggest move on the register. That takes foreign institutions to 3.2% of the company. Domestic institutions moved +1.0 points over the same window, to 9.9%. The register is read on the four disclosed classes only; nothing is inferred between filings.

The register over the last two years — Foreign institutions: −3.7 points over 8 quarters to 3.2%; Domestic institutions: +1.0 points over 8 quarters to 9.9%; Promoters: +0.0 points over 8 quarters to 74.1%.

🚨 Why the register moved: foreign institutions drove it (−3.7 points), absorbed on the other side by domestic institutions (+1.0 points) — distribution into the market’s bid.

Fiscal-year ends: promoters −0.1 pts from Mar 24 to Mar 26 Shareholding at each fiscal-year end (March quarter), % of the company. 3 year-ends held.
PromotersForeign inst.Domestic inst.Public
80%60%40%19%0.0%%74.2%4.8%9.3%11.7%Mar 24Mar 25Mar 26
80%60%40%19%0.0%%74.2%4.8%9.3%11.7%Mar 24Mar 25Mar 26
Foreign institutions cut 3.7 points over 8 quarters Shareholding by holder class, % of the company, quarterly, last 13 quarters.
PromotersForeign inst.Domestic inst.Public
80%59%39%18%−2.5%%74.1%3.2%9.9%12.8%Jun 23Dec 24Jun 26
80%59%39%18%−2.5%%74.1%3.2%9.9%12.8%Jun 23Dec 24Jun 26

→ One last check: does the safety math agree? Next: the balance-sheet safety line.

13 · Safety line

Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.

Just Dial Ltd: the Z-score is not available for this stock, so we say so rather than invent one. It is a distance-to-distress estimate from the balance sheet, not a forecast of failure. The debt, cash-flow and return sections above carry the balance-sheet evidence this page does hold, and each of them states its own reporting date.

The safety line in one sentence: the Z-score is not available for this stock, so we say so rather than invent one.

Related companies · same sector · E-Commerce - Platform - Utility Every company is compared on the shape of its own curves, not static ratios. The Revenue, EPS and ROCE columns each draw that company's last 12 quarters as a mini line of the ACTUAL level (trailing-twelve-month revenue and EPS, and the ROCE itself) — so a line that climbs is a business getting bigger, a line that sinks is one shrinking. The colour tracks the same line: green when it is rising or steadily healthy, amber when it is rolling over from a high (still elevated but turning down), red when it is falling, grey when flat or stuck. Colour and direction always agree — a green line never points down. The ROCE curve is the return on capital (annual readings for peers, so a slightly coarser line than the quarterly one at the top of this page). The Stage column then runs the same 12-quarter trajectory classifier used at the top of the page on each company and names where it sits. What lands a company in each bucket: CONSISTENT — growth stays positive across the window and returns are healthy (ROCE ≥ 15%, or ROE ≥ 12% for lenders); IMPROVING — profit or EPS fell into real decline, bottomed a few quarters back, and has climbed back to positive and held there; TURNING AROUND — the same kind of trough but more recent, with the latest quarters just lifting off it (an early, unconfirmed turn); TOPPING OUT — growth is still positive but decelerating hard from its own peak while returns have stopped rising; DETERIORATING — two or more growth curves are shrinking (latest below zero) and staying there, not one soft quarter; MIXED — the curves genuinely disagree, or no clean majority, so no single word fits; NO READ — fewer than eight usable quarters. It is a like-for-like read of every company against its own past, not a ranking against the group.
CompanyP/EMkt capRevenueEPSROCEStage
Just Dial Ltd this page44.4×₹6,200 CrNo read
One 97 Communications Ltd101.0×₹82,213 CrNo read
Info Edge (India) Ltd53.1×₹75,573 CrMixed
Urban Company Ltd₹20,011 CrNo read
Pine Labs Ltd146.0×₹16,808 CrNo read
TBO Tek Ltd64.0×₹15,517 CrMixed
Indiamart Intermesh Ltd21.4×₹10,585 CrTopping out
MPS Ltd25.9×₹4,738 CrMixed
MSTC Ltd19.6×₹4,275 CrMixed
One Mobikwik Systems Ltd₹1,583 CrNo read
Creative Newtech Ltd21.1×₹1,482 CrMixed
Macfos Ltd47.3×₹1,214 CrNo read
RNFI Services Ltd23.5×₹681 CrNo read
12 · Frequently asked questions

Frequently asked questions

What is Just Dial Ltd's share price today?

Just Dial Ltd trades at ₹767, −13.3% over the past year. The company is valued at ₹6,200 Cr. The stock sits at 74% of its 52-week range of ₹500–₹860, +19.5% versus its 200-day average. On the tape, the price is in a downtrend, 79 weeks in. — as of 24 July 2026.

What were Just Dial Ltd's latest quarterly results?

Just Dial Ltd reported revenue of ₹270 Cr and net profit of ₹116 Cr for the Mar 24 quarter. Revenue rose 15.9% and profit rose 38.1% year on year. Earnings per share were ₹13.61. The operating margin was 26.0%, 12.0 pp higher than a year earlier. — as of 24 July 2026.

What is Just Dial Ltd's revenue?

Just Dial Ltd reported revenue of ₹270 Cr in the Mar 24 quarter, +15.9% year on year. For the full FY24 fiscal year, revenue was ₹1,043 Cr (+23.4%). Over the last 10 years revenue compounded at 8.5% a year. — as of 24 July 2026.

What is Just Dial Ltd's profit?

Just Dial Ltd earned ₹116 Cr of net profit in the Mar 24 quarter, +38.1% year on year — the 3rd straight quarter of growth. Full-year FY24 profit was ₹363 Cr. The operating margin ran 26.0% in the latest quarter. — as of 24 July 2026.

What is Just Dial Ltd's market cap?

Just Dial Ltd's market capitalisation is ₹6,200 Cr at a share price of ₹767. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 24 July 2026.

What is Just Dial Ltd's P/E ratio?

Just Dial Ltd trades at a P/E of 44.4×, at the 50th percentile of its own 10-year range, against a long-run median of 44.1×. This is a comparison with the stock's own history, not a value call — as of 24 July 2026.

Does Just Dial Ltd pay a dividend?

Not in its latest year — Just Dial Ltd's dividend payout was 0% of profit in FY24. It did record a payout in 2 of its last 12 reported fiscal years, so there is a history but no current dividend. This page holds the payout ratio, not a per-share amount. — as of 24 July 2026.

Is Just Dial Ltd overvalued?

On its own history, Just Dial Ltd looks mid-range against its own history: its P/E of 44.4× sits at the 50th percentile of its 10-year range (long-run median 44.1×). That is a percentile read against the stock's own past, not a price opinion or a direction call. — as of 24 July 2026.

Is Just Dial Ltd growing?

Yes — Just Dial Ltd is growing: latest-quarter revenue +15.9% year on year, profit +38.1%, and the margin +12.0 pp at 26.0%. The 10-year compound rates are 8.5% (revenue) and 11.6% (profit). The earnings engine currently reads: improving — as of 24 July 2026.

How is Just Dial Ltd performing?

Just Dial Ltd is in a downtrend, 79 weeks in. Its latest quarter's revenue rose 15.9% and profit rose 38.1% year on year. Against the NIFTY 500 it has been ahead on a trailing-13-week view for 2 weeks. This describes what the data did, not a rating. — as of 24 July 2026.

Is Just Dial Ltd in an uptrend?

No — the price is in a downtrend (week 79 of stage 4), trading +19.5% versus its 200-day average and at 74% of its 52-week range. Price stages cycle base → advance → top → decline, and the stage names where this stock sits in that cycle — as of 24 July 2026.

Is Just Dial Ltd beating the market?

On recent form, yes — Just Dial Ltd has been ahead of the NIFTY 500 on a trailing-13-week view for 2 straight weeks, the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 10.3 years the stock moved +14% against the NIFTY 500's +274% — behind the index over the full window. — as of 24 July 2026.

Will Just Dial Ltd's share price go up?

This page publishes no price forecast for Just Dial Ltd. What it measures instead: the share price is ₹767, the price is in a downtrend 79 weeks in. Its P/E of 44.4× sits at the 50th percentile of its own 10-year range. — as of 24 July 2026.

Who owns Just Dial Ltd?

Promoters hold 74.1% of Just Dial Ltd, foreign institutions 3.2%, domestic institutions 9.9% and the public 12.8% (latest quarter). The biggest move on the register over the last two years: Foreign institutions cut 3.7 points over 8 quarters. — as of 24 July 2026.

Does Just Dial Ltd have too much debt?

No — Just Dial Ltd's debt-to-equity is 0.02, and operating profit covers the interest bill 24×. FY24 borrowings were ₹85.0 Cr against equity of ₹4,023 Cr. The returns on this page are earned, not borrowed — as of 24 July 2026.

What is Just Dial Ltd's capex?

Just Dial Ltd spent ₹117 Cr on capital expenditure over the last 3 fiscal years, a figure derived from the change in fixed assets plus depreciation. In FY24 alone that was ₹11.0 Cr, with ₹0.0 Cr in capital work-in-progress — capacity paid for but not yet earning. — as of 24 July 2026.

What is Just Dial Ltd's cash flow?

Just Dial Ltd generated ₹259 Cr of operating cash flow in FY24 and ₹248 Cr of free cash flow after ₹11.0 Cr of capital spending. Reported profit that year was ₹363 Cr, so operating cash ran behind profit. Cash-flow resolution for India is annual. — as of 24 July 2026.

Is Just Dial Ltd's profit real cash?

Yes — over the last 3 fiscal years, 80% of Just Dial Ltd's reported profit arrived as operating cash. In FY24, operating cash was ₹259 Cr against reported profit of ₹363 Cr. The cash then goes into a mix of the working-capital cycle and capacity. Cash-flow resolution is annual — as of 24 July 2026.

Where is Just Dial Ltd in its business cycle?

Just Dial Ltd's FY24 operating margin was 21.0%, against a 12-year band of 0.0%–31.0%: mid-band by its own history — neither the peak that precedes mean-reversion nor the trough that precedes recovery. The latest quarter ran 26.0%. Profitability versus a company's own long band is the cleanest cycle clock this page holds — as of 24 July 2026.

What could break the Just Dial Ltd story?

The sharpest disagreement: annual EPS moved +121.1% against a −13.3% price move — the market has not yet caught up with the delivery. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 24 July 2026.

Is Just Dial Ltd a stock worth studying right now?

This is not investment advice. The machine read: Just Dial Ltd's earnings have outrun its stock. EPS grew +121.1% in a year against a −13.3% price move. The sharpest open question: whether the price catches up with earnings that have already moved. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 24 July 2026.

Chat with this pageChat with pageChatChatGPTClaudePerplexityGoogle AI