Master Trust Ltd: Is It a Deep Value Opportunity?

Master Trust Ltd has a deep value score of 51/100 (rated Average). This score is calculated from three components

• Earnings Score: 15/40 — measures PAT growth momentum across quarters
• Underperformance Score: 26/35 — how much the stock trails Nifty 500 (deeper underperformance = higher contrarian signal)
• Quality Score: 22/25 — operational quality (margins, revenue growth, valuation)

Master Trust Ltd's quarterly profit (PAT) growth trajectory

• Latest Quarter PAT Growth (QoQ): +14%
• Previous Quarter PAT Growth (QoQ): +0%
• 2 Quarters Ago PAT Growth (QoQ): +16%
• PAT Acceleration: -0.7pp (profits are decelerating)
• 3 consecutive quarters of positive PAT growth

Master Trust Ltd is underperforming the market despite improving earnings — this is the core deep value thesis

• 1-Year Return vs Nifty 500: -41%
• 6-Month Return vs Nifty 500: -6%
• 3-Month Return vs Nifty 500: +10%
• Yet average quarterly PAT growth is +10% — earnings are improving
• The market often takes time to re-rate stocks with improving fundamentals. This gap between price performance and earnings improvement is what deep value research seeks to identify.

Master Trust Ltd's earnings momentum is Decelerating — growth rate is slowing.

• PAT QoQ progression: +16% → +0% → +14% (2Q ago → 1Q ago → latest)
• Acceleration: -0.7pp
• PAT YoY Growth: +44%

Master Trust Ltd's valuation metrics

• Price-to-Earnings (PE): 8.6x
• Price-to-Book (PB): 1.4x
• PEG Ratio: 0.3x

Master Trust Ltd's revenue and margin trends

• Latest Quarter Revenue Growth (QoQ): +32%
• Average Quarterly Revenue Growth: +12%
• Revenue Acceleration: +17.9pp
• Latest OPM Change: -9.2pp (margins contracting)
• Average OPM Change: -1.3pp
• Revenue YoY: +48%

Master Trust Ltd's trailing twelve month (TTM) performance

• TTM PAT: ₹126 Cr
• TTM PAT Growth: -4.5% YoY
• TTM Revenue: ₹577 Cr
• TTM Revenue Growth: -1.2% YoY

Master Trust Ltd key facts

• Sector: Finance & Investments - Others
• Market Cap: ₹1.1K Cr
• Rank in Finance & Investments - Others: #2 by value score
• Overall rank among all deep value stocks: #26
• Classification: Financial (banking/NBFC scoring model applied)

Master Trust Ltd shows limited deep value signals currently — score is 51/100 (Average). Monitor for improvement.

• Value Score: 51/100 (Average)
• Earnings: Not accelerating
• 1Y Underperformance: -41% vs Nifty 500

Master Trust Ltd asset quality metrics (financial sector)

• GNPA Trend: INSUFFICIENT_DATA
• NNPA Trend: INSUFFICIENT_DATA

Other deep value stocks in Finance & Investments - Others

• Oswal Green Tech Ltd — Score 52/100, Average
• BF Investment Ltd — Score 48/100, Average
• Fedders Holding Ltd — Score 33/100, Weak, earnings accelerating
• CSL Finance Ltd — Score 30/100, Weak

Finance & Investments - Others deep value sector overview

• 5 deep value stocks in this sector
• Average value score: 43/100
• Avg PAT acceleration: -84.2pp
• Top pick: BF Investment Ltd

Deep value investing studies stocks that are underperforming the market despite showing improving fundamentals. The thesis is that the market has not yet recognized the earnings recovery, creating a potential valuation gap. It requires patience — recovery can take several quarters.

The deep value score (0-100) combines three factors:

- Earnings (0-40 pts): PAT growth across last 3 quarters, acceleration, and consecutive growth - Underperformance (0-35 pts): How much the stock trails Nifty 500 over 1Y, 6M, 3M (deeper underperformance = higher score) - Quality (0-25 pts): Revenue growth, margin trends, and valuation metrics (PEG, P/B)

Higher score indicates a stronger contrarian research signal.