Aditya Birla Money Ltd: Is It a Deep Value Opportunity?

Aditya Birla Money Ltd has a deep value score of 32/100 (rated Weak). This score is calculated from three components

• Earnings Score: 27/40 — measures PAT growth momentum across quarters
• Underperformance Score: 14/35 — how much the stock trails Nifty 500 (deeper underperformance = higher contrarian signal)
• Quality Score: 10/25 — operational quality (margins, revenue growth, valuation)

Aditya Birla Money Ltd's quarterly profit (PAT) growth trajectory

• Latest Quarter PAT Growth (QoQ): +32%
• Previous Quarter PAT Growth (QoQ): +40%
• 2 Quarters Ago PAT Growth (QoQ): -34%
• PAT Acceleration: +32.9pp (profits are accelerating)
• 2 consecutive quarters of positive PAT growth

Aditya Birla Money Ltd is underperforming the market despite improving earnings — this is the core deep value thesis

• 1-Year Return vs Nifty 500: -22%
• 6-Month Return vs Nifty 500: +8%
• 3-Month Return vs Nifty 500: +9%
• Yet average quarterly PAT growth is +13% — earnings are improving
• The market often takes time to re-rate stocks with improving fundamentals. This gap between price performance and earnings improvement is what deep value research seeks to identify.

Aditya Birla Money Ltd's earnings momentum is Steady — consistent growth.

• PAT QoQ progression: -34% → +40% → +32% (2Q ago → 1Q ago → latest)
• Acceleration: +32.9pp
• PAT YoY Growth: +63%

Aditya Birla Money Ltd's valuation metrics

• Price-to-Earnings (PE): 14.4x
• Price-to-Book (PB): 2.8x
• PEG Ratio: 0.5x
• Margin of Safety: -92% (appears overvalued)

Aditya Birla Money Ltd's revenue and margin trends

• Latest Quarter Revenue Growth (QoQ): +9%
• Average Quarterly Revenue Growth: +5%
• Revenue Acceleration: +7.0pp
• Latest OPM Change: +0.3pp (margins expanding)
• Average OPM Change: +0.5pp
• Revenue YoY: +10%

Aditya Birla Money Ltd's trailing twelve month (TTM) performance

• TTM PAT: ₹10 Cr
• TTM PAT Growth: +9.7% YoY
• TTM Revenue: ₹172 Cr
• TTM Revenue Growth: +20.8% YoY

Aditya Birla Money Ltd key facts

• Sector: Finance - Capital Markets
• Market Cap: ₹843 Cr
• Rank in Finance - Capital Markets: #1 by value score
• Overall rank among all deep value stocks: #65
• Classification: Financial (banking/NBFC scoring model applied)

Aditya Birla Money Ltd shows limited deep value signals currently — score is 32/100 (Weak). Monitor for improvement.

• Value Score: 32/100 (Weak)
• Earnings: Accelerating
• 1Y Underperformance: -22% vs Nifty 500

Aditya Birla Money Ltd asset quality metrics (financial sector)

• GNPA Trend: insufficient data
• NNPA Trend: insufficient data

Finance - Capital Markets deep value sector overview

• 1 deep value stock in this sector
• Average value score: 32/100
• Avg PAT acceleration: +32.9pp
• Top pick: Aditya Birla Money Ltd

Deep value investing studies stocks that are underperforming the market despite showing improving fundamentals. The thesis is that the market has not yet recognized the earnings recovery, creating a potential valuation gap. It requires patience — recovery can take several quarters.

The deep value score (0-100) combines three factors:

- Earnings (0-40 pts): PAT growth across last 3 quarters, acceleration, and consecutive growth - Underperformance (0-35 pts): How much the stock trails Nifty 500 over 1Y, 6M, 3M (deeper underperformance = higher score) - Quality (0-25 pts): Revenue growth, margin trends, and valuation metrics (PEG, P/B)

Higher score indicates a stronger contrarian research signal.