CRISIL Ltd: Is It a Deep Value Opportunity?

CRISIL Ltd has a deep value score of 20/100 (rated Weak). This score is calculated from three components

• Earnings Score: 6/40 — measures PAT growth momentum across quarters
• Underperformance Score: 14/35 — how much the stock trails Nifty 500 (deeper underperformance = higher contrarian signal)
• Quality Score: 0/25 — operational quality (margins, revenue growth, valuation)

CRISIL Ltd's quarterly profit (PAT) growth trajectory

• Latest Quarter PAT Growth (QoQ): -3%
• Previous Quarter PAT Growth (QoQ): +25%
• 2 Quarters Ago PAT Growth (QoQ): +13%
• PAT Acceleration: -8.0pp (profits are decelerating)

CRISIL Ltd is underperforming the market despite improving earnings — this is the core deep value thesis

• 1-Year Return vs Nifty 500: -24%
• 6-Month Return vs Nifty 500: -5%
• 3-Month Return vs Nifty 500: -8%
• Yet average quarterly PAT growth is +11% — earnings are improving
• The market often takes time to re-rate stocks with improving fundamentals. This gap between price performance and earnings improvement is what deep value research seeks to identify.

CRISIL Ltd's earnings momentum is Decelerating — growth rate is slowing.

• PAT QoQ progression: +13% → +25% → -3% (2Q ago → 1Q ago → latest)
• Acceleration: -8.0pp

CRISIL Ltd's valuation metrics

• Price-to-Earnings (PE): 34.4x
• Price-to-Book (PB): 9.5x
• PEG Ratio: 2.8x

CRISIL Ltd's revenue and margin trends

• Latest Quarter Revenue Growth (QoQ): -2%
• Average Quarterly Revenue Growth: +8%
• Revenue Acceleration: -5.2pp
• Latest OPM Change: -1.3pp (margins contracting)
• Average OPM Change: +0.6pp

CRISIL Ltd key facts

• Sector: Credit Rating Agencies
• Market Cap: ₹28.9K Cr
• Rank in Credit Rating Agencies: #1 by value score
• Overall rank among all deep value stocks: #124

CRISIL Ltd shows limited deep value signals currently — score is 20/100 (Weak). Monitor for improvement.

• Value Score: 20/100 (Weak)
• Earnings: Not accelerating
• 1Y Underperformance: -24% vs Nifty 500

Credit Rating Agencies deep value sector overview

• 1 deep value stocks in this sector
• Average value score: 20/100
• Avg PAT acceleration: -8.0pp
• Top pick: CRISIL Ltd

Deep value investing studies stocks that are underperforming the market despite showing improving fundamentals. The thesis is that the market has not yet recognized the earnings recovery, creating a potential valuation gap. It requires patience — recovery can take several quarters.

The deep value score (0-100) combines three factors:

- Earnings (0-40 pts): PAT growth across last 3 quarters, acceleration, and consecutive growth - Underperformance (0-35 pts): How much the stock trails Nifty 500 over 1Y, 6M, 3M (deeper underperformance = higher score) - Quality (0-25 pts): Revenue growth, margin trends, and valuation metrics (PEG, P/B)

Higher score indicates a stronger contrarian research signal.