# USD.AI (CHIP) — crypto price, market cap and strength versus Bitcoin

> USD.AI trades at $0.0231 with a market capitalisation of $65.6M (rank 365). Its 90-day reading against Bitcoin is unavailable, so relative strength is not called here. DeFi as a theme is +2.5% against Bitcoin over 13 weeks. Price readings run through 2026-08-14.

## Agent research brief

- What this coin is: USD.AI (CHIP), a DeFi token of $65.6M at market-cap rank 365. On-chain activity is sourced from protocol.
- What the tape says: No 90-day Bitcoin-relative reading is available; above its 200-day average. DeFi as a theme is +2.5% against Bitcoin over 13 weeks.
- What the evidence supports: 53.1/100 inside DeFi on 51% evidence (43% of it native activity). Treat this as a tape-led lead. Require native activity confirmation before upgrading research priority.
- What is missing: There is no valuation band for any coin on this site: historical market capitalisation is not held, so no PE-style range can be built. USD.AI does publish network fees, protocol revenue, total value locked.

Theme: DeFi (/crypto/sector/defi). Price 2026-08-14; market-cap snapshot 2026-07-04.

## Price, returns and risk

USD.AI's one-year return is withheld because the series is incomplete. Annualised 30-day volatility is 78%. Its deepest fall from a high inside the last 90 days is 49%. It trades above its 200-day average, which is rising.

- Price: $0.0231
- Market cap: $65.6M (rank 365)
- Returns: 7d -7.8%; 30d -26%; 90d —; 180d —; 1y —
- RS versus Bitcoin, 90d: —
- 30-day volatility: 78% annualised; deepest 90-day fall 49%
- 200-day average: $0.0126, trading above it

## Protocol economics

USD.AI publishes 3 of the six network-economics series this site tracks: network fees, protocol revenue, total value locked. Network fees over the last four complete quarters is $21M. Network activity is evidence about the protocol, not earnings owed to the token. Readings run to the Q2 2026 quarter.

- Network fees: trailing four quarters $21.0M; change —; covered 5/20 quarters
- Protocol revenue: trailing four quarters $6.8M; change —; covered 5/20 quarters
- Total value locked: latest quarter $195.9M; change +684%; covered 5/20 quarters

## Research score

USD.AI: 53.1/100 — Illiquid · research only; 17.8 + 17.5 + 13.5 + 4.3 = 53.1; evidence 51%; native evidence 43%; rank 10 of 31 rated DeFi coins
Decision use: Treat this as a tape-led lead. Require native activity confirmation before upgrading research priority.
This weakens if: The read weakens if 90-day RS versus BTC falls below zero with two weekly closes below the 200-DMA, or native activity contracts for two complete calendar quarters.

No valuation band exists for any coin on this site: historical market capitalisation is not held, so no company-style valuation range can be built.

## DeFi scorecard

USD.AI is one of 46 DeFi coins here, 31 of which carry enough evidence to be rated and ranked. USD.AI ranks 10 of those 31 on 51% evidence. The table below is the theme's own scorecard, in its own order, with this coin marked.

- 1. JUST (JST): score 71; evidence 50%; Tape-led · on-chain proof incomplete
- 2. Sun Token (SUN): score 64.2; evidence 55%; Tape-led · on-chain proof incomplete
- 3. Chainflip (FLIP): score 63.5; evidence 50%; Illiquid · research only
- 4. Anvil (ANVL): score 58.1; evidence 55%; Illiquid · research only
- 5. Triple Plus (TPT): score 55.9; evidence 50%; Illiquid · research only
- 6. IBS (IBS): score 55; evidence 50%; Illiquid · research only
- 7. Bonfida (FIDA): score 54.4; evidence 50%; Tape-led · on-chain proof incomplete
- 8. SoSoValue (SOSO): score 53.7; evidence 50%; Illiquid · research only
- 9. Ethena (ENA): score 53.2; evidence 50%; Tape-led · on-chain proof incomplete
- 10. USD.AI (CHIP) [this coin]: score 53.1; evidence 51%; Illiquid · research only
- 11. Convex Finance (CVX): score 51.9; evidence 91%; Mixed · market gate closed
- 12. BIM (BIM): score 50.4; evidence 50%; Illiquid · research only
- 13. Stargate Finance (STG): score 46.6; evidence 23%; Illiquid · research only
- 14. Yield Basis (YB): score 46.5; evidence 50%; Illiquid · research only
- 15. yearn.finance (YFI): score 46; evidence 50%; Illiquid · research only
- 16. Lombard (BARD): score 46; evidence 23%; Illiquid · research only
- 17. Liquity (LQTY): score 45.2; evidence 50%; Illiquid · research only
- 18. Numeraire (NMR): score 44.6; evidence 55%; Illiquid · research only
- 19. Renzo (REZ): score 44.4; evidence 71%; Tape-led · on-chain proof incomplete
- 20. Fluid (FLUID): score 44.3; evidence 50%; Illiquid · research only
- 21. Terra Luna Classic (LUNC): score 42.4; evidence 50%; Tape-led · on-chain proof incomplete
- 22. HOME (HOME): score 42.2; evidence 30%; Tape-led · on-chain proof incomplete
- 23. Bounce (AUCTION): score 41.7; evidence 55%; Tape-led · on-chain proof incomplete
- 24. DeXe (DEXE): score 39.7; evidence 50%; Tape-led · on-chain proof incomplete
- 25. Orbs (ORBS): score 39; evidence 50%; Illiquid · research only
- 26. Fogo (FOGO): score 38.9; evidence 43%; Illiquid · research only
- 27. Sei (SEI): score 37.2; evidence 76%; Lagging · market gate closed
- 28. Spell (SPELL): score 36.2; evidence 50%; Illiquid · research only
- 29. Berachain (BERA): score 34.2; evidence 60%; Tape-led · on-chain proof incomplete
- 30. Altura Vault Tokens (AVLT): score 33.2; evidence 43%; Illiquid · research only
- 31. AI Powered Finance (AIPF): score 32.3; evidence 43%; Illiquid · research only

## Limitations

- Crypto network activity is not company earnings. Protocol revenue does not automatically accrue to token holders.
- Market capitalisation is a dated snapshot, not a point-in-time historical supply series, so yields computed against it inherit that lag.
- No valuation band exists for any coin: historical market capitalisation is not held at all.
- Funding rates, open interest, liquidations, exchange flows, unlock schedules and developer activity are not held and are not inferred.
- The research score is relative to this coin's own theme only. It is not comparable across themes and is not an entry signal.

## FAQs

### What is USD.AI (CHIP)?

USD.AI is a DeFi cryptocurrency tracked here by price, market capitalisation and strength against Bitcoin, with on-chain activity from protocol. It is one of 46 DeFi coins on this site. Readings are as of 2026-08-14.

### What is the market cap of USD.AI?

USD.AI's market capitalisation is $65.6M, ranking it 365 in the top-1,000 crypto universe. That figure is a dated snapshot from 2026-07-04, refreshed separately from the daily price series, so it can lag the price shown above.

### Is USD.AI beating Bitcoin?

USD.AI has no usable 90-day reading against Bitcoin at present, so this page does not call its relative strength. DeFi as a whole is +2.5% against Bitcoin over 13 weeks.

### Does USD.AI have a P/E ratio?

No. There is no company-style P/E or PEG for a crypto token, and no valuation band is shown on this page because the data to build one honestly does not exist: historical market capitalisation is not held, only a current snapshot. Where a protocol publishes fees or revenue, this page shows the yield against that dated snapshot instead.

### What is USD.AI's research score?

53.1/100 within DeFi, ranked 10 of 31 rated DeFi coins, on 51% evidence: 17.8 + 17.5 + 13.5 + 4.3 = 53.1. It is labelled “Illiquid · research only”. The score ranks research attention inside one theme, never portfolio action.

### How much USD.AI history does this page show?

Five years of weekly closes where they exist, plus 20 complete calendar quarters of on-chain activity for the metrics USD.AI actually publishes. Here that is network fees, protocol revenue, total value locked.

### Does USD.AI generate network fees?

USD.AI's trailing twelve-month network fees is $21M. Network activity is not token-holder earnings: whether it accrues to the token depends on the protocol's own burn, buyback and distribution rules.